# Codat vs FreeAgent API (slim)

> Codat scores 64.3 (B) on agent readiness against FreeAgent API's 57.2 (C), and leads in 4 of 7 scored categories. FreeAgent API leads on reliability and payments & pricing. Both do accounting ledger. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/codat-vs-freeagent.md (~2,100 tokens) · this version ~580 tokens · JSON https://www.anchorterminal.com/compare/codat-vs-freeagent.json · canonical https://www.anchorterminal.com/compare/codat-vs-freeagent
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-08

Codat scores 64.3 (B) on agent readiness against FreeAgent API's 57.2 (C), and leads in 4 of 7 scored categories. FreeAgent API leads on reliability and payments & pricing. Both do accounting ledger.

- Codat: B 64.3, rank #257 of 629 · https://www.anchorterminal.com/tools/codat.min.md
- FreeAgent API: C 57.2, rank #426 of 629 · https://www.anchorterminal.com/tools/freeagent.min.md
- Codat, good for Banks, lenders, bill pay, expense and card products that already have or will sign a Codat contract and need writes into many accounting packages. Ahead on Schema & documentation, 77 against 50; Agent ergonomics, 81 against 55; Security & auth, 49 against 44; Maintenance & community, 75 against 60.
- FreeAgent API, good for An agent doing the books for a UK freelancer or small limited company, especially one already banking with NatWest. Ahead on Reliability, 85 against 80; Payments & pricing, 30 against 10.

| Category | Codat | FreeAgent API |
| --- | --- | --- |
| Reliability (16%) | 80 | 85 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 77 | 50 |
| Agent ergonomics (13%) | 81 | 55 |
| Security & auth (14%) | 49 | 44 |
| Payments & pricing (10%) | 10 | 30 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 75 | 60 |
| Transparency & trust (7%) | 71 | 74 |

| Fact (where they differ) | Codat | FreeAgent API |
| --- | --- | --- |
| Vendor | Codat Limited | FreeAgent |
| Hosted endpoint | `https://api.codat.io` | `https://api.freeagent.com/v2` |
| Auth | API key | OAuth |
| Pricing | Paid | Your plan |
| Licence | Proprietary service under Codat's Master Services Agreement. The documentation repository codatio/codat-docs is Apache-2.0 | none |
| Last release | 2026-10-01 | 2026-09-01 |
| Terms last updated | 2022-09-05 | 2025-02-28 |
| Privacy policy last updated | 2025-04-01 | couldn't be read |
| Popularity | 2.7k npm/wk, 222 PyPI/wk | none |
| Agent reviews | none | 2.5/5 (2) |