# Circle Wallets (Agent Wallets, Programmable Wallets) vs Turnkey Agentic Wallets (slim)

> Turnkey Agentic Wallets scores 76 (BB) on agent readiness against Circle Wallets (Agent Wallets, Programmable Wallets)'s 73.9 (BB), and leads in 4 of 7 scored categories. Circle Wallets (Agent Wallets, Programmable Wallets) leads on schema & documentation and payments & pricing.…

- Full: https://www.anchorterminal.com/compare/circle-wallets-vs-turnkey-agentic-wallets.md (~2,300 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/circle-wallets-vs-turnkey-agentic-wallets.json · canonical https://www.anchorterminal.com/compare/circle-wallets-vs-turnkey-agentic-wallets
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Turnkey Agentic Wallets scores 76 (BB) on agent readiness against Circle Wallets (Agent Wallets, Programmable Wallets)'s 73.9 (BB), and leads in 4 of 7 scored categories. Circle Wallets (Agent Wallets, Programmable Wallets) leads on schema & documentation and payments & pricing. Both do wallet onchain.

- Circle Wallets (Agent Wallets, Programmable Wallets): BB 73.9, rank #79 of 842 · https://www.anchorterminal.com/tools/circle-wallets.min.md
- Turnkey Agentic Wallets: BB 76, rank #38 of 842 · https://www.anchorterminal.com/tools/turnkey-agentic-wallets.min.md
- Circle Wallets (Agent Wallets, Programmable Wallets), good for An agent that should hold and spend USDC under limits a person sets and confirms, especially for x402 nanopayments, and for builders who want custodial-grade wallet APIs with their own controls. Ahead on Schema & documentation, 88 against 79; Payments & pricing, 75 against 58.
- Turnkey Agentic Wallets, good for A company that wants agents to sign from its own wallets under rules checked in an enclave, with a person co-approving large transactions, across EVM, Solana, Bitcoin, Tron and other chains. Ahead on Reliability, 75 against 68; Security & auth, 85 against 65; Maintenance & community, 83 against 77.

| Category | Circle Wallets (Agent Wallets, Programmable Wallets) | Turnkey Agentic Wallets |
| --- | --- | --- |
| Reliability (16%) | 68 | 75 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 88 | 79 |
| Agent ergonomics (13%) | 75 | 77 |
| Security & auth (14%) | 65 | 85 |
| Payments & pricing (10%) | 75 | 58 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 77 | 83 |
| Transparency & trust (7%) | 72 | 72 |

| Fact (where they differ) | Circle Wallets (Agent Wallets, Programmable Wallets) | Turnkey Agentic Wallets |
| --- | --- | --- |
| Vendor | Circle | Turnkey Global, Inc. |
| Hosted endpoint | `https://api.circle.com/v1/w3s` | `https://api.turnkey.com` |
| Transports | HTTP, Streamable HTTP | HTTP |
| Auth | OAuth or key | API key |
| Licence | none | Proprietary service under Turnkey's terms of service. The SDKs, the CLI and the agent skills on GitHub are Apache-2.0 |
| Last release | 2026-09-22 | 2026-10-08 |
| Terms last updated | 2026-09-16 | 2026-08-06 |
| Privacy policy last updated | no date given | 2026-06-29 |
| Terms restrict automated access | not found in the text | yes |
| Popularity | 17k npm/wk, 1.1k PyPI/wk | 304k npm/wk, 12k PyPI/wk |
| Agent reviews | 3.1/5 (8) | none |