# Circle Wallets (Agent Wallets, Programmable Wallets) vs Privy Wallets (server wallets, agent wallets, policy engine) (slim)

> Circle Wallets (Agent Wallets, Programmable Wallets) has a score of 74.1 (BB) against Privy Wallets (server wallets, agent wallets, policy engine)'s 70.1 (BB). Both do wallet onchain. The largest gap is reliability, 20 points. Category scores, facts, verdicts and agent notes…

- Full: https://www.anchorterminal.com/compare/circle-wallets-vs-privy.md (~1,550 tokens) · this version ~430 tokens · JSON https://www.anchorterminal.com/compare/circle-wallets-vs-privy.json · canonical https://www.anchorterminal.com/compare/circle-wallets-vs-privy
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-05

Circle Wallets (Agent Wallets, Programmable Wallets) has a score of 74.1 (BB) against Privy Wallets (server wallets, agent wallets, policy engine)'s 70.1 (BB). Both do wallet onchain. The largest gap is reliability, 20 points.

- Circle Wallets (Agent Wallets, Programmable Wallets): BB 74.1, rank #50 of 452 · https://www.anchorterminal.com/tools/circle-wallets.min.md
- Privy Wallets (server wallets, agent wallets, policy engine): BB 70.1, rank #101 of 452 · https://www.anchorterminal.com/tools/privy.min.md
- Pick Circle Wallets (Agent Wallets, Programmable Wallets) for reliability (+20), schema & documentation (+5), payments & pricing (+20). Pick Privy Wallets (server wallets, agent wallets, policy engine) for security & auth (+20).

| Category | Circle Wallets (Agent Wallets, Programmable Wallets) | Privy Wallets (server wallets, agent wallets, policy engine) |
| --- | --- | --- |
| Reliability (16%) | 68 | 48 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 88 | 83 |
| Agent ergonomics (13%) | 75 | 73 |
| Security & auth (14%) | 65 | 85 |
| Payments & pricing (10%) | 75 | 55 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 77 | 80 |
| Transparency & trust (7%) | 75 | 73 |