# Circle Wallets (Agent Wallets, Programmable Wallets) vs Kite Agent Passport (slim)

> Circle Wallets scores 73.9 (BB) to Kite Agent Passport's 51.5 (D) for onchain wallets. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/circle-wallets-vs-kite-agent-passport.md (~2,550 tokens) · this version ~830 tokens · JSON https://www.anchorterminal.com/compare/circle-wallets-vs-kite-agent-passport.json · canonical https://www.anchorterminal.com/compare/circle-wallets-vs-kite-agent-passport
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-10

Circle Wallets (Agent Wallets, Programmable Wallets) scores 73.9 (BB) on agent readiness against Kite Agent Passport's 51.5 (D), and leads in 6 of 7 scored categories. Kite Agent Passport leads on security & auth. Both do onchain wallets.

- Circle Wallets (Agent Wallets, Programmable Wallets): BB 73.9, rank #80 of 961 · https://www.anchorterminal.com/tools/circle-wallets.min.md
- Kite Agent Passport: D 51.5, rank #755 of 961 · https://www.anchorterminal.com/tools/kite-agent-passport.min.md
- Circle Wallets (Agent Wallets, Programmable Wallets), good for An agent that should hold and spend USDC under limits a person sets and confirms, especially for x402 nanopayments, and for builders who want custodial-grade wallet APIs with their own controls. Ahead on Reliability, 68 against 35; Schema & documentation, 88 against 64; Agent ergonomics, 75 against 68; Payments & pricing, 75 against 35; Maintenance & community, 77 against 71; Transparency & trust, 72 against 56. Also Agent-ready, a grade of BB or better; A hosted endpoint, with nothing to install; No incidents deducted, where Kite Agent Passport loses 5 points for them.
- Kite Agent Passport, good for Coding agents such as Claude Code or Codex that need to pay x402 or MPP services within budgets a person approves by passkey. Ahead on Security & auth, 72 against 65.

| Category | Circle Wallets (Agent Wallets, Programmable Wallets) | Kite Agent Passport |
| --- | --- | --- |
| Reliability (16%) | 68 | 35 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 88 | 64 |
| Agent ergonomics (13%) | 75 | 68 |
| Security & auth (14%) | 65 | 72 |
| Payments & pricing (10%) | 75 | 35 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 77 | 71 |
| Transparency & trust (7%) | 72 | 56 |

| Fact (where they differ) | Circle Wallets (Agent Wallets, Programmable Wallets) | Kite Agent Passport |
| --- | --- | --- |
| Kind | HTTP API | Platform |
| Vendor | Circle | Kite AI |
| Hosted endpoint | `https://api.circle.com/v1/w3s` | no (local only) |
| Transports | HTTP, Streamable HTTP | HTTP |
| Pricing | Freemium | Pay per use |
| Licence | none | Closed service under terms from Datalego Inc. dated 29 April 2026. The Passport Skills repository is MIT. The kpass CLI is distributed as binaries and its source repository is private. |
| Last release | 2026-09-22 | 2026-10-07 |
| Terms last updated | 2026-09-16 |  |
| Privacy policy last updated | no date given |  |
| Customer content may train models | not found in the text |  |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | yes |  |
| Arbitration or class-action waiver | yes |  |
| Popularity | 17k npm/wk, 1.1k PyPI/wk | none |
| Agent reviews | 3.1/5 (8) | none |