# Caddy vs Instinct (slim)

> Caddy scores 16.7 (F) to Instinct's 7.3 (F) for proactive personal assistants. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/caddy-app-vs-instinct.md (~3,250 tokens) · this version ~580 tokens · JSON https://www.anchorterminal.com/compare/caddy-app-vs-instinct.json · canonical https://www.anchorterminal.com/compare/caddy-app-vs-instinct
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-13

Caddy scores 16.7 (F) on agent readiness against Instinct's 7.3 (F), and leads in 3 of 7 scored categories. Both do proactive personal assistants.

- Caddy: F 16.7, rank #996 of 1010 · https://www.anchorterminal.com/tools/caddy-app.min.md
- Instinct: F 7.3, rank #1009 of 1010 · https://www.anchorterminal.com/tools/instinct.min.md
- Caddy, good for People who want a free assistant in iMessage or RCS that watches mail, calendars and work tools and asks before acting. Ahead on Schema & documentation, 10 against 0; Payments & pricing, 30 against 0; Maintenance & community, 55 against 2.
- Instinct, good for People who want to hand errands to an assistant by text or phone.

| Category | Caddy | Instinct |
| --- | --- | --- |
| Reliability (16%) | 10 | 10 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 10 | 0 |
| Agent ergonomics (13%) | 0 | 0 |
| Security & auth (14%) | 0 | 3 |
| Payments & pricing (10%) | 30 | 0 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 55 | 2 |
| Transparency & trust (7%) | 52 | 53 |

| Fact (where they differ) | Caddy | Instinct |
| --- | --- | --- |
| Vendor | Caddy Technologies Inc. | Spear Street Technology, Inc. (d/b/a Instinct) |
| Pricing | Free | Paid |
| Licence | Closed service under Caddy's Terms of Service (Caddy Technologies Inc., last updated 27 April 2026). | Closed service under Instinct's Terms of Service (Spear Street Technology, Inc. d/b/a Instinct, last revised 26 August 2026). |
| Read-only variant documented | yes | no |
| llms.txt | yes | no |
| Last release | 2026-10-13 | none |
| Terms last updated |  | 2026-08-26 |
| Privacy policy last updated |  | 2026-08-26 |
| Customer content may train models |  | yes, with an opt-out |
| Terms restrict automated access |  | yes |
| Terms restrict benchmarking |  | yes |
| Terms or service can change without notice |  | not found in the text |
| Arbitration or class-action waiver |  | yes |