# Caddy vs folk (slim)

> folk scores 19.8 (F) to Caddy's 16.7 (F) for proactive personal assistants. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.md (~3,250 tokens) · this version ~480 tokens · JSON https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.json · canonical https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-13

folk scores 19.8 (F) on agent readiness against Caddy's 16.7 (F), and leads in 3 of 7 scored categories. Caddy leads on maintenance & community. Both do proactive personal assistants.

- Caddy: F 16.7, rank #996 of 1010 · https://www.anchorterminal.com/tools/caddy-app.min.md
- folk: F 19.8, rank #993 of 1010 · https://www.anchorterminal.com/tools/folk-nozomio.min.md
- Caddy, good for People who want a free assistant in iMessage or RCS that watches mail, calendars and work tools and asks before acting. Ahead on Maintenance & community, 55 against 35.
- folk, good for People who want a texting companion for habits, workouts, study and money goals, with a free tier. Ahead on Reliability, 25 against 10; Transparency & trust, 67 against 52. Also Free to start without a card.

| Category | Caddy | folk |
| --- | --- | --- |
| Reliability (16%) | 10 | 25 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 10 | 10 |
| Agent ergonomics (13%) | 0 | 0 |
| Security & auth (14%) | 0 | 3 |
| Payments & pricing (10%) | 30 | 30 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 55 | 35 |
| Transparency & trust (7%) | 52 | 67 |

| Fact (where they differ) | Caddy | folk |
| --- | --- | --- |
| Vendor | Caddy Technologies Inc. | Nozomio, Inc. |
| Pricing | Free | Freemium |
| Licence | Closed service under Caddy's Terms of Service (Caddy Technologies Inc., last updated 27 April 2026). | Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026). |
| Last release | 2026-10-13 | 2026-10-12 |