# Caddy vs folk > folk scores 19.8 (F) to Caddy's 16.7 (F) for proactive personal assistants. Prices, MCP, x402, uptime and agent notes side by side. - Canonical: https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio - Markdown: https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.md (~3,250 tokens) - Slim: https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.min.md (~480 tokens, same facts, less prose, for token-sensitive contexts) - JSON: https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.json (this page as data, same URL with Accept: application/json) - Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt) - API: https://www.anchorterminal.com/api/v1/index.json - Updated: 2026-10-13 folk scores 19.8 (F) on agent readiness against Caddy's 16.7 (F), and leads in 3 of 7 scored categories. Caddy leads on maintenance & community. Both do proactive personal assistants. - Caddy: grade F, 16.7/100, rank #996 of 1010. Markdown https://www.anchorterminal.com/tools/caddy-app.md · JSON https://www.anchorterminal.com/api/v1/tools/caddy-app.json - folk: grade F, 19.8/100, rank #993 of 1010. Markdown https://www.anchorterminal.com/tools/folk-nozomio.md · JSON https://www.anchorterminal.com/api/v1/tools/folk-nozomio.json - Best AI personal assistants that act for one person: https://www.anchorterminal.com/best/personal-assistants/index.md - All 834 assistants comparisons: https://www.anchorterminal.com/compare/personal-assistants/index.md ## Which one, for what ### Caddy (F) Good for: People who want a free assistant in iMessage or RCS that watches mail, calendars and work tools and asks before acting. Ahead on: - Maintenance & community, 55 against 35 Watch for: No API, MCP server or A2A endpoint for an outside agent. ### folk (F) Good for: People who want a texting companion for habits, workouts, study and money goals, with a free tier. Ahead on: - Reliability, 25 against 10 - Transparency & trust, 67 against 52 Also in its favour: - Free to start without a card Watch for: No API, MCP server or A2A endpoint for an outside agent. ## Score by category | Category | Weight | Caddy | folk | Edge | | --- | --- | --- | --- | --- | | Reliability | 16% (20 this run) | 10 | 25 | folk +15 | | Performance | 10%, pending | pending | pending | not scored in this run | | Schema & documentation | 13% (16.2 this run) | 10 | 10 | even | | Agent ergonomics | 13% (16.2 this run) | 0 | 0 | even | | Security & auth | 14% (17.5 this run) | 0 | 3 | folk +3 | | Payments & pricing | 10% (12.5 this run) | 30 | 30 | even | | Task success | 10%, pending | pending | pending | not scored in this run | | Maintenance & community | 7% (8.8 this run) | 55 | 35 | Caddy +20 | | Transparency & trust | 7% (8.8 this run) | 52 | 67 | folk +15 | | Negative events | ≤15 | 0 | 0 | | | **Total** | | **16.7 · F** | **19.8 · F** | | ## Facts side by side | Fact | Caddy | folk | | --- | --- | --- | | Kind | Platform | Platform | | Vendor | Caddy Technologies Inc. | Nozomio, Inc. | | Hosted endpoint | no (local only) | no (local only) | | Transports | | | | Auth | OAuth or key | OAuth or key | | Pricing | Free | Freemium | | x402 | no | no | | Licence | Closed service under Caddy's Terms of Service (Caddy Technologies Inc., last updated 27 April 2026). | Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026). | | Read-only variant documented | yes | yes | | llms.txt | yes | yes | | Last release | 2026-10-13 | 2026-10-12 | | Terms last updated | | | | Privacy policy last updated | | | | Customer content may train models | | | | Terms restrict automated access | | | | Terms restrict benchmarking | | | | Terms or service can change without notice | | | | Arbitration or class-action waiver | | | ## Verdicts **Caddy.** Caddy is a free iMessage and RCS assistant in public beta that watches connected mail, calendars and work apps and asks before sending email or changing data. No outside agent can call it, and no status page, changelog or security contact was found, though its iOS app ships every week or two. **folk.** folk is a texting accountability assistant with its own cloud computer, a free tier with no card and a privacy policy that rules out training on user data. No outside agent can call it, no status page or changelog was found, and its llms.txt and pricing file disagree on free limits and Max's price. ## Before you call either ### Caddy 1. Don't plan to call Caddy from another agent. It answers the owner's text messages, Siri and group chats it's added to. 2. Expect Caddy to ask the owner before it sends email or creates an invite. ### folk 1. Don't plan to call folk from another agent. It answers only the owner's iMessage, Telegram or WhatsApp thread and iPhone app. 2. Quote limits and prices from pricing.md and the terms, and note that llms.txt gives different free-tier limits. ## Questions ### Which is better for AI agents, Caddy or folk? folk scores 19.8 (F) on agent readiness against Caddy's 16.7 (F), and leads in 3 of 7 scored categories. Caddy leads on maintenance & community. ## For agents - This comparison as JSON: https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.json, and with the fewest tokens: https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.min.md - Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "caddy-app", "b": "folk-nozomio"}`. From a terminal: `anchor compare caddy-app folk-nozomio` - Each listing in full: https://www.anchorterminal.com/api/v1/tools/caddy-app.json and https://www.anchorterminal.com/api/v1/tools/folk-nozomio.json ## Other comparisons with Caddy or folk - [asaply vs Caddy](https://www.anchorterminal.com/compare/asaply-vs-caddy-app.md) - [asaply vs folk](https://www.anchorterminal.com/compare/asaply-vs-folk-nozomio.md) - [Asmi vs Caddy](https://www.anchorterminal.com/compare/asmi-vs-caddy-app.md) - [Asmi vs folk](https://www.anchorterminal.com/compare/asmi-vs-folk-nozomio.md) - [Boba vs Caddy](https://www.anchorterminal.com/compare/boba-vs-caddy-app.md) - [Boba vs folk](https://www.anchorterminal.com/compare/boba-vs-folk-nozomio.md) - [Brea vs Caddy](https://www.anchorterminal.com/compare/brea-vs-caddy-app.md) - [Brea vs folk](https://www.anchorterminal.com/compare/brea-vs-folk-nozomio.md) - [Caddy vs Del](https://www.anchorterminal.com/compare/caddy-app-vs-del.md) - [Caddy vs HireAlpha](https://www.anchorterminal.com/compare/caddy-app-vs-hirealpha.md) - [Caddy vs OpenInstinct](https://www.anchorterminal.com/compare/caddy-app-vs-openinstinct.md) - [Caddy vs Orbits](https://www.anchorterminal.com/compare/caddy-app-vs-orbits.md) - [Caddy vs Orchid](https://www.anchorterminal.com/compare/caddy-app-vs-orchid-ai.md) - [Caddy vs szn](https://www.anchorterminal.com/compare/caddy-app-vs-szn.md) - [Caddy vs Tab](https://www.anchorterminal.com/compare/caddy-app-vs-tab-bot.md) - [Caddy vs Zapia](https://www.anchorterminal.com/compare/caddy-app-vs-zapia.md) - [Del vs folk](https://www.anchorterminal.com/compare/del-vs-folk-nozomio.md) - [folk vs HireAlpha](https://www.anchorterminal.com/compare/folk-nozomio-vs-hirealpha.md) - [folk vs OpenInstinct](https://www.anchorterminal.com/compare/folk-nozomio-vs-openinstinct.md) - [folk vs Orbits](https://www.anchorterminal.com/compare/folk-nozomio-vs-orbits.md) - [folk vs Orchid](https://www.anchorterminal.com/compare/folk-nozomio-vs-orchid-ai.md) - [folk vs szn](https://www.anchorterminal.com/compare/folk-nozomio-vs-szn.md) - [folk vs Tab](https://www.anchorterminal.com/compare/folk-nozomio-vs-tab-bot.md) - [folk vs Zapia](https://www.anchorterminal.com/compare/folk-nozomio-vs-zapia.md) - [AstrBot vs Caddy](https://www.anchorterminal.com/compare/astrbot-vs-caddy-app.md) - [AstrBot vs folk](https://www.anchorterminal.com/compare/astrbot-vs-folk-nozomio.md) - [Boski vs Caddy](https://www.anchorterminal.com/compare/boski-vs-caddy-app.md) - [Boski vs folk](https://www.anchorterminal.com/compare/boski-vs-folk-nozomio.md) - [Caddy vs CowAgent](https://www.anchorterminal.com/compare/caddy-app-vs-cowagent.md) - [Caddy vs GAIA](https://www.anchorterminal.com/compare/caddy-app-vs-gaia.md) - [Caddy vs Gemini Spark](https://www.anchorterminal.com/compare/caddy-app-vs-gemini-spark.md) - [Caddy vs Grok Bot](https://www.anchorterminal.com/compare/caddy-app-vs-grok-bot.md) - [Caddy vs Haven](https://www.anchorterminal.com/compare/caddy-app-vs-haven.md) - [Caddy vs Hermes Agent](https://www.anchorterminal.com/compare/caddy-app-vs-hermes-agent.md) - [Caddy vs Instinct](https://www.anchorterminal.com/compare/caddy-app-vs-instinct.md) - [Caddy vs IronClaw](https://www.anchorterminal.com/compare/caddy-app-vs-ironclaw.md) - [Caddy vs Leon](https://www.anchorterminal.com/compare/caddy-app-vs-leon.md) - [Caddy vs Lindy](https://www.anchorterminal.com/compare/caddy-app-vs-lindy.md) - [Caddy vs nanobot](https://www.anchorterminal.com/compare/caddy-app-vs-nanobot.md) - [Caddy vs NanoClaw](https://www.anchorterminal.com/compare/caddy-app-vs-nanoclaw.md) - [Caddy vs Dots](https://www.anchorterminal.com/compare/caddy-app-vs-openai-dots.md) - [Caddy vs OpenClaw](https://www.anchorterminal.com/compare/caddy-app-vs-openclaw.md) - [Caddy vs PicoClaw](https://www.anchorterminal.com/compare/caddy-app-vs-picoclaw.md) - [Caddy vs Poke](https://www.anchorterminal.com/compare/caddy-app-vs-poke.md) - [Caddy vs QwenPaw](https://www.anchorterminal.com/compare/caddy-app-vs-qwenpaw.md) - [Caddy vs Town](https://www.anchorterminal.com/compare/caddy-app-vs-town.md) - [Caddy vs ZeroClaw](https://www.anchorterminal.com/compare/caddy-app-vs-zeroclaw.md) - [Caddy vs Zo Computer](https://www.anchorterminal.com/compare/caddy-app-vs-zo-computer.md) - [CowAgent vs folk](https://www.anchorterminal.com/compare/cowagent-vs-folk-nozomio.md) - [folk vs GAIA](https://www.anchorterminal.com/compare/folk-nozomio-vs-gaia.md) - [folk vs Gemini Spark](https://www.anchorterminal.com/compare/folk-nozomio-vs-gemini-spark.md) - [folk vs Grok Bot](https://www.anchorterminal.com/compare/folk-nozomio-vs-grok-bot.md) - [folk vs Haven](https://www.anchorterminal.com/compare/folk-nozomio-vs-haven.md) - [folk vs Hermes Agent](https://www.anchorterminal.com/compare/folk-nozomio-vs-hermes-agent.md) - [folk vs Instinct](https://www.anchorterminal.com/compare/folk-nozomio-vs-instinct.md) - [folk vs IronClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-ironclaw.md) - [folk vs Leon](https://www.anchorterminal.com/compare/folk-nozomio-vs-leon.md) - [folk vs Lindy](https://www.anchorterminal.com/compare/folk-nozomio-vs-lindy.md) - [folk vs nanobot](https://www.anchorterminal.com/compare/folk-nozomio-vs-nanobot.md) - [folk vs NanoClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-nanoclaw.md) - [folk vs Dots](https://www.anchorterminal.com/compare/folk-nozomio-vs-openai-dots.md) - [folk vs OpenClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-openclaw.md) - [folk vs PicoClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-picoclaw.md) - [folk vs Poke](https://www.anchorterminal.com/compare/folk-nozomio-vs-poke.md) - [folk vs QwenPaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-qwenpaw.md) - [folk vs Town](https://www.anchorterminal.com/compare/folk-nozomio-vs-town.md) - [folk vs ZeroClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-zeroclaw.md) - [folk vs Zo Computer](https://www.anchorterminal.com/compare/folk-nozomio-vs-zo-computer.md) - [Caddy vs Natura tinyNature](https://www.anchorterminal.com/compare/caddy-app-vs-natura.md) - [Caddy vs Pally](https://www.anchorterminal.com/compare/caddy-app-vs-pally.md) - [Caddy vs Tomo](https://www.anchorterminal.com/compare/caddy-app-vs-tomo.md) - [Caddy vs Wajo (Fo)](https://www.anchorterminal.com/compare/caddy-app-vs-wajo.md) - [folk vs Natura tinyNature](https://www.anchorterminal.com/compare/folk-nozomio-vs-natura.md) - [folk vs Pally](https://www.anchorterminal.com/compare/folk-nozomio-vs-pally.md) - [folk vs Tomo](https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo.md) - [folk vs Wajo (Fo)](https://www.anchorterminal.com/compare/folk-nozomio-vs-wajo.md) - [Caddy vs Talorys](https://www.anchorterminal.com/compare/caddy-app-vs-talorys.md) - [folk vs Talorys](https://www.anchorterminal.com/compare/folk-nozomio-vs-talorys.md) ## Disclosure - Caddy competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default. - folk competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.