{
  "data": {
    "a": {
      "slug": "caddy-app",
      "name": "Caddy",
      "vendor": "Caddy Technologies Inc.",
      "vendorUrl": "https://caddy.app",
      "kind": "platform",
      "category": "personal-assistants",
      "summary": "Caddy is a hosted personal AI assistant people text over iMessage or RCS. It watches connected mail, calendars and work apps, sends reminders and briefings, and drafts replies and calendar changes for the owner.",
      "url": "https://www.anchorterminal.com/tools/caddy-app",
      "markdownUrl": "https://www.anchorterminal.com/tools/caddy-app.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/caddy-app.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/caddy-app.json",
      "license": "Closed service under Caddy's Terms of Service (Caddy Technologies Inc., last updated 27 April 2026).",
      "transports": [],
      "packages": [],
      "auth": "mixed",
      "authNotes": "Sign-in is with Google, then the person connects tools and continues in Messages (https://caddy.app/llms.txt). Financial accounts connect through Plaid, and Caddy does not receive bank login credentials (https://caddy.app/privacy).",
      "pricing": "free",
      "pricingNotes": "\"Caddy is free to use\" (https://caddy.app/llms.txt, checked 14 October 2026). The terms say some parts of the service may require payment, with pricing given in the service (https://caddy.app/terms-of-service). No paid plan was published.",
      "priceSummary": "Free",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 found on caddy.app, llms.txt and the terms, checked 14 October 2026.",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-14"
      },
      "llmsTxt": "https://caddy.app/llms.txt",
      "capabilities": [
        "assistant.proactive",
        "assistant.messaging",
        "assistant.accounts",
        "assistant.memory",
        "messaging.rcs",
        "messaging.inbound",
        "mailbox.read",
        "calendar.write",
        "tasks.create",
        "memory.user"
      ],
      "tags": [
        "hosted",
        "official",
        "closed-source",
        "free",
        "llms-txt",
        "ios"
      ],
      "lastRelease": "2026-10-13",
      "graded": true,
      "disclosure": "Caddy competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.",
      "competesWith": "localghost",
      "anchor": {
        "graded": true,
        "score": 16.7,
        "grade": "F",
        "agentReady": false,
        "rank": 996,
        "ranked": true,
        "rankOf": 1010,
        "categoryRank": 32,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 0,
          "maintenance": 55,
          "payments": 30,
          "reliability": 10,
          "schema": 10,
          "security": 0,
          "transparency": 52
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-14"
        },
        "negative": 0,
        "verdict": "Caddy is a free iMessage and RCS assistant in public beta that watches connected mail, calendars and work apps and asks before sending email or changing data. No outside agent can call it, and no status page, changelog or security contact was found, though its iOS app ships every week or two.",
        "bestFor": "People who want a free assistant in iMessage or RCS that watches mail, calendars and work tools and asks before acting.",
        "disclosure": "Caddy competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.",
        "strengths": [
          "Free, with Google sign-in and no card.",
          "Asks for approval before sending email, creating invites or changing data, per llms.txt.",
          "The privacy policy says customer data doesn't train models and is deleted within 30 days of account deletion.",
          "The bank link through Plaid is read-only.",
          "Eight iOS releases between 21 August and 13 October 2026."
        ],
        "weaknesses": [
          "No API, MCP server or A2A endpoint for an outside agent.",
          "In public beta.",
          "No status page, changelog, security.txt or security contact found.",
          "llms.txt says there's no app to install, while the App Store lists Caddy's iOS app.",
          "Model providers aren't named."
        ],
        "agentNotes": [
          "Don't plan to call Caddy from another agent. It answers the owner's text messages, Siri and group chats it's added to.",
          "Expect Caddy to ask the owner before it sends email or creates an invite."
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "F",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 16.7
          }
        ],
        "editorialScores": {
          "ergonomics": 0,
          "maintenance": 55,
          "payments": 30,
          "reliability": 10,
          "schema": 10,
          "security": 0,
          "transparency": 43
        },
        "provenanceScore": 60
      },
      "letme": {
        "capability": "https://letme.dev/assistant.proactive",
        "tool": "https://letme.dev/caddy-app"
      },
      "area": "frameworks",
      "provenance": {
        "legalEntity": "Caddy Technologies Inc.",
        "domain": "caddy.app",
        "domainRegistered": "2018-05-05",
        "endpointOnVendorDomain": null,
        "terms": "https://caddy.app/terms-of-service",
        "privacy": "https://caddy.app/privacy",
        "statusPage": "",
        "changelog": "",
        "securityTxt": "none",
        "checked": "2026-10-14",
        "notes": [
          "The terms cover both trycaddy.ai and caddy.app.",
          "caddy.app/.well-known/security.txt returns 404. No status page or changelog was found.",
          "RDAP gives a registration date of 2018-05-05 for caddy.app, which may predate the company."
        ],
        "score": 60
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/caddy-app.json"
    },
    "answer": "folk scores 19.8 (F) on agent readiness against Caddy's 16.7 (F), and leads in 3 of 7 scored categories. Caddy leads on maintenance \u0026 community.",
    "b": {
      "slug": "folk-nozomio",
      "name": "folk",
      "vendor": "Nozomio, Inc.",
      "vendorUrl": "https://www.folk.com",
      "kind": "platform",
      "category": "personal-assistants",
      "summary": "folk is an AI assistant that texts its owner over iMessage, Telegram and WhatsApp to keep habits, workouts, study and money goals on track. Each user gets a cloud computer, persistent memory and connected apps.",
      "url": "https://www.anchorterminal.com/tools/folk-nozomio",
      "markdownUrl": "https://www.anchorterminal.com/tools/folk-nozomio.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/folk-nozomio.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/folk-nozomio.json",
      "license": "Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026).",
      "transports": [],
      "packages": [],
      "auth": "mixed",
      "authNotes": "Sign-up at folk.com, then folk is a contact in iMessage, Telegram or WhatsApp (https://www.folk.com/llms.txt). Google apps can be connected with read-only access, so folk can see but never send, edit or delete, and banks connect read-only through Plaid (https://www.folk.com/privacy and https://www.folk.com/llms.txt). Owners can bring their own Anthropic, OpenAI or OpenRouter keys (https://www.folk.com/pricing.md).",
      "pricing": "freemium",
      "pricingNotes": "Free at $0 \"forever. No card\", with unlimited messages under fair use, 3 background jobs and 10 minutes of calls a week. Pro is $9.99 a month or $99.99 a year, $5 a month in many countries, with unlimited background jobs and 120 minutes of calls a month (https://www.folk.com/pricing.md, checked 14 October 2026). The terms list folk max at $99.99 a month or $799.99 a year on the US App Store (https://www.folk.com/terms). llms.txt gives the free tier as 20 messages a day and Max as $100 a month.",
      "priceSummary": "$9.99 / mo",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 found on folk.com, llms.txt, pricing.md or the terms, checked 14 October 2026.",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-14"
      },
      "docsUrl": "https://www.folk.com/docs",
      "llmsTxt": "https://www.folk.com/llms.txt",
      "capabilities": [
        "assistant.proactive",
        "assistant.messaging",
        "assistant.accounts",
        "assistant.memory",
        "messaging.rcs",
        "messaging.whatsapp",
        "messaging.inbound",
        "mailbox.read",
        "mailbox.send",
        "calendar.write",
        "browser.hosted",
        "voice.calls",
        "memory.user",
        "tasks.create",
        "agent.mcp-client"
      ],
      "tags": [
        "hosted",
        "official",
        "closed-source",
        "freemium",
        "free-tier",
        "no-card",
        "security-txt",
        "llms-txt",
        "ios"
      ],
      "lastRelease": "2026-10-12",
      "graded": true,
      "disclosure": "folk competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.",
      "competesWith": "localghost",
      "anchor": {
        "graded": true,
        "score": 19.8,
        "grade": "F",
        "agentReady": false,
        "rank": 993,
        "ranked": true,
        "rankOf": 1010,
        "categoryRank": 30,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 0,
          "maintenance": 35,
          "payments": 30,
          "reliability": 25,
          "schema": 10,
          "security": 3,
          "transparency": 67
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-14"
        },
        "negative": 0,
        "verdict": "folk is a texting accountability assistant with its own cloud computer, a free tier with no card and a privacy policy that rules out training on user data. No outside agent can call it, no status page or changelog was found, and its llms.txt and pricing file disagree on free limits and Max's price.",
        "bestFor": "People who want a texting companion for habits, workouts, study and money goals, with a free tier.",
        "disclosure": "folk competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.",
        "strengths": [
          "Free forever with no card, per pricing.md.",
          "The privacy policy says data is never sold or used to train AI models.",
          "The subprocessor page names each provider with its region.",
          "Google apps can connect read-only, and folk says it never moves money on its own.",
          "security.txt is published and valid to 13 April 2027."
        ],
        "weaknesses": [
          "No API, MCP server or A2A endpoint for an outside agent.",
          "llms.txt gives 20 messages a day and Max at $100, while pricing.md says unlimited messages and the terms say $99.99.",
          "llms.txt says there's no App Store app, while the App Store lists folk's iOS app since 7 October 2026.",
          "No status page or changelog found.",
          "security.txt names only a general support address."
        ],
        "agentNotes": [
          "Don't plan to call folk from another agent. It answers only the owner's iMessage, Telegram or WhatsApp thread and iPhone app.",
          "Quote limits and prices from pricing.md and the terms, and note that llms.txt gives different free-tier limits."
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "F",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 19.8
          }
        ],
        "editorialScores": {
          "ergonomics": 0,
          "maintenance": 35,
          "payments": 30,
          "reliability": 25,
          "schema": 10,
          "security": 3,
          "transparency": 57
        },
        "provenanceScore": 76
      },
      "letme": {
        "capability": "https://letme.dev/assistant.proactive",
        "tool": "https://letme.dev/folk-nozomio"
      },
      "area": "frameworks",
      "unitPrices": [
        {
          "item": "folk Pro",
          "unit": "month",
          "usd": 9.99,
          "note": "Or $99.99 a year. $5 a month in many countries. Checked 14 October 2026."
        },
        {
          "item": "folk Max (US App Store)",
          "unit": "month",
          "usd": 99.99,
          "note": "Or $799.99 a year, per the terms."
        }
      ],
      "provenance": {
        "legalEntity": "Nozomio, Inc.",
        "domain": "folk.com",
        "domainRegistered": "1995-07-30",
        "endpointOnVendorDomain": null,
        "terms": "https://www.folk.com/terms",
        "privacy": "https://www.folk.com/privacy",
        "statusPage": "",
        "changelog": "",
        "securityTxt": "valid",
        "checked": "2026-10-14",
        "notes": [
          "The terms name Nozomio, Inc. and were last updated on 8 September 2026, governed by Delaware law. llms.txt calls the maker Nozomio Labs.",
          "security.txt is valid until 13 April 2027.",
          "No status page or changelog was found.",
          "The folk CRM at folk.app is a different company and product (data/tools/folk.json).",
          "RDAP gives a registration date of 1995-07-30 for folk.com, which predates the company."
        ],
        "score": 76
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/folk-nozomio.json"
    },
    "facts": [
      {
        "a": "Platform",
        "b": "Platform",
        "name": "Kind"
      },
      {
        "a": "Caddy Technologies Inc.",
        "b": "Nozomio, Inc.",
        "name": "Vendor"
      },
      {
        "a": "no (local only)",
        "b": "no (local only)",
        "name": "Hosted endpoint"
      },
      {
        "a": "",
        "b": "",
        "name": "Transports"
      },
      {
        "a": "OAuth or key",
        "b": "OAuth or key",
        "name": "Auth"
      },
      {
        "a": "Free",
        "b": "Freemium",
        "name": "Pricing"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "Closed service under Caddy's Terms of Service (Caddy Technologies Inc., last updated 27 April 2026).",
        "b": "Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026).",
        "name": "Licence"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "Read-only variant documented"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "2026-10-13",
        "b": "2026-10-12",
        "name": "Last release"
      },
      {
        "a": "",
        "b": "",
        "name": "Terms last updated"
      },
      {
        "a": "",
        "b": "",
        "name": "Privacy policy last updated"
      },
      {
        "a": "",
        "b": "",
        "name": "Customer content may train models"
      },
      {
        "a": "",
        "b": "",
        "name": "Terms restrict automated access"
      },
      {
        "a": "",
        "b": "",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "",
        "b": "",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "",
        "b": "",
        "name": "Arbitration or class-action waiver"
      }
    ],
    "faq": [
      {
        "answer": "folk scores 19.8 (F) on agent readiness against Caddy's 16.7 (F), and leads in 3 of 7 scored categories. Caddy leads on maintenance \u0026 community.",
        "question": "Which is better for AI agents, Caddy or folk?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": [
          "Maintenance \u0026 community, 55 against 35"
        ],
        "also": null,
        "goodFor": "People who want a free assistant in iMessage or RCS that watches mail, calendars and work tools and asks before acting.",
        "slug": "caddy-app",
        "watchFor": "No API, MCP server or A2A endpoint for an outside agent."
      },
      {
        "aheadOn": [
          "Reliability, 25 against 10",
          "Transparency \u0026 trust, 67 against 52"
        ],
        "also": [
          "Free to start without a card"
        ],
        "goodFor": "People who want a texting companion for habits, workouts, study and money goals, with a free tier.",
        "slug": "folk-nozomio",
        "watchFor": "No API, MCP server or A2A endpoint for an outside agent."
      }
    ],
    "job": {
      "capability": "assistant.proactive",
      "name": "Proactive personal assistants"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/asaply-vs-caddy-app.json",
        "title": "asaply vs Caddy",
        "url": "https://www.anchorterminal.com/compare/asaply-vs-caddy-app"
      },
      {
        "json": "https://www.anchorterminal.com/compare/asaply-vs-folk-nozomio.json",
        "title": "asaply vs folk",
        "url": "https://www.anchorterminal.com/compare/asaply-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/asmi-vs-caddy-app.json",
        "title": "Asmi vs Caddy",
        "url": "https://www.anchorterminal.com/compare/asmi-vs-caddy-app"
      },
      {
        "json": "https://www.anchorterminal.com/compare/asmi-vs-folk-nozomio.json",
        "title": "Asmi vs folk",
        "url": "https://www.anchorterminal.com/compare/asmi-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/boba-vs-caddy-app.json",
        "title": "Boba vs Caddy",
        "url": "https://www.anchorterminal.com/compare/boba-vs-caddy-app"
      },
      {
        "json": "https://www.anchorterminal.com/compare/boba-vs-folk-nozomio.json",
        "title": "Boba vs folk",
        "url": "https://www.anchorterminal.com/compare/boba-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/brea-vs-caddy-app.json",
        "title": "Brea vs Caddy",
        "url": "https://www.anchorterminal.com/compare/brea-vs-caddy-app"
      },
      {
        "json": "https://www.anchorterminal.com/compare/brea-vs-folk-nozomio.json",
        "title": "Brea vs folk",
        "url": "https://www.anchorterminal.com/compare/brea-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-del.json",
        "title": "Caddy vs Del",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-del"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-hirealpha.json",
        "title": "Caddy vs HireAlpha",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-hirealpha"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-openinstinct.json",
        "title": "Caddy vs OpenInstinct",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-openinstinct"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-orbits.json",
        "title": "Caddy vs Orbits",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-orbits"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-orchid-ai.json",
        "title": "Caddy vs Orchid",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-orchid-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-szn.json",
        "title": "Caddy vs szn",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-szn"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-tab-bot.json",
        "title": "Caddy vs Tab",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-tab-bot"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-zapia.json",
        "title": "Caddy vs Zapia",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-zapia"
      },
      {
        "json": "https://www.anchorterminal.com/compare/del-vs-folk-nozomio.json",
        "title": "Del vs folk",
        "url": "https://www.anchorterminal.com/compare/del-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-hirealpha.json",
        "title": "folk vs HireAlpha",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-hirealpha"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-openinstinct.json",
        "title": "folk vs OpenInstinct",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-openinstinct"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-orbits.json",
        "title": "folk vs Orbits",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-orbits"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-orchid-ai.json",
        "title": "folk vs Orchid",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-orchid-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-szn.json",
        "title": "folk vs szn",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-szn"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-tab-bot.json",
        "title": "folk vs Tab",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-tab-bot"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-zapia.json",
        "title": "folk vs Zapia",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-zapia"
      },
      {
        "json": "https://www.anchorterminal.com/compare/astrbot-vs-caddy-app.json",
        "title": "AstrBot vs Caddy",
        "url": "https://www.anchorterminal.com/compare/astrbot-vs-caddy-app"
      },
      {
        "json": "https://www.anchorterminal.com/compare/astrbot-vs-folk-nozomio.json",
        "title": "AstrBot vs folk",
        "url": "https://www.anchorterminal.com/compare/astrbot-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/boski-vs-caddy-app.json",
        "title": "Boski vs Caddy",
        "url": "https://www.anchorterminal.com/compare/boski-vs-caddy-app"
      },
      {
        "json": "https://www.anchorterminal.com/compare/boski-vs-folk-nozomio.json",
        "title": "Boski vs folk",
        "url": "https://www.anchorterminal.com/compare/boski-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-cowagent.json",
        "title": "Caddy vs CowAgent",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-cowagent"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-gaia.json",
        "title": "Caddy vs GAIA",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-gaia"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-gemini-spark.json",
        "title": "Caddy vs Gemini Spark",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-gemini-spark"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-grok-bot.json",
        "title": "Caddy vs Grok Bot",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-grok-bot"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-haven.json",
        "title": "Caddy vs Haven",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-haven"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-hermes-agent.json",
        "title": "Caddy vs Hermes Agent",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-hermes-agent"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-instinct.json",
        "title": "Caddy vs Instinct",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-instinct"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-ironclaw.json",
        "title": "Caddy vs IronClaw",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-ironclaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-leon.json",
        "title": "Caddy vs Leon",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-leon"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-lindy.json",
        "title": "Caddy vs Lindy",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-lindy"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-nanobot.json",
        "title": "Caddy vs nanobot",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-nanobot"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-nanoclaw.json",
        "title": "Caddy vs NanoClaw",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-nanoclaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-openai-dots.json",
        "title": "Caddy vs Dots",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-openai-dots"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-openclaw.json",
        "title": "Caddy vs OpenClaw",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-openclaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-picoclaw.json",
        "title": "Caddy vs PicoClaw",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-picoclaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-poke.json",
        "title": "Caddy vs Poke",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-poke"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-qwenpaw.json",
        "title": "Caddy vs QwenPaw",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-qwenpaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-town.json",
        "title": "Caddy vs Town",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-town"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-zeroclaw.json",
        "title": "Caddy vs ZeroClaw",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-zeroclaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-zo-computer.json",
        "title": "Caddy vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/cowagent-vs-folk-nozomio.json",
        "title": "CowAgent vs folk",
        "url": "https://www.anchorterminal.com/compare/cowagent-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-gaia.json",
        "title": "folk vs GAIA",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-gaia"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-gemini-spark.json",
        "title": "folk vs Gemini Spark",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-gemini-spark"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-grok-bot.json",
        "title": "folk vs Grok Bot",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-grok-bot"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-haven.json",
        "title": "folk vs Haven",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-haven"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-hermes-agent.json",
        "title": "folk vs Hermes Agent",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-hermes-agent"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-instinct.json",
        "title": "folk vs Instinct",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-instinct"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-ironclaw.json",
        "title": "folk vs IronClaw",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-ironclaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-leon.json",
        "title": "folk vs Leon",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-leon"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-lindy.json",
        "title": "folk vs Lindy",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-lindy"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-nanobot.json",
        "title": "folk vs nanobot",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-nanobot"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-nanoclaw.json",
        "title": "folk vs NanoClaw",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-nanoclaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-openai-dots.json",
        "title": "folk vs Dots",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-openai-dots"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-openclaw.json",
        "title": "folk vs OpenClaw",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-openclaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-picoclaw.json",
        "title": "folk vs PicoClaw",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-picoclaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-poke.json",
        "title": "folk vs Poke",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-poke"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-qwenpaw.json",
        "title": "folk vs QwenPaw",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-qwenpaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-town.json",
        "title": "folk vs Town",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-town"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-zeroclaw.json",
        "title": "folk vs ZeroClaw",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-zeroclaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-zo-computer.json",
        "title": "folk vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-natura.json",
        "title": "Caddy vs Natura tinyNature",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-natura"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-pally.json",
        "title": "Caddy vs Pally",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-pally"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-tomo.json",
        "title": "Caddy vs Tomo",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-tomo"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-wajo.json",
        "title": "Caddy vs Wajo (Fo)",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-wajo"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-natura.json",
        "title": "folk vs Natura tinyNature",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-natura"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-pally.json",
        "title": "folk vs Pally",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-pally"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo.json",
        "title": "folk vs Tomo",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-wajo.json",
        "title": "folk vs Wajo (Fo)",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-wajo"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-talorys.json",
        "title": "Caddy vs Talorys",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-talorys"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-talorys.json",
        "title": "folk vs Talorys",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-talorys"
      }
    ],
    "scores": [
      {
        "by": 15,
        "caddy-app": 10,
        "edge": "folk-nozomio",
        "folk-nozomio": 25,
        "key": "reliability",
        "name": "Reliability",
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "by": 0,
        "caddy-app": 10,
        "edge": "",
        "folk-nozomio": 10,
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "weight": 13
      },
      {
        "by": 0,
        "caddy-app": 0,
        "edge": "",
        "folk-nozomio": 0,
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "weight": 13
      },
      {
        "by": 3,
        "caddy-app": 0,
        "edge": "folk-nozomio",
        "folk-nozomio": 3,
        "key": "security",
        "name": "Security \u0026 auth",
        "weight": 14
      },
      {
        "by": 0,
        "caddy-app": 30,
        "edge": "",
        "folk-nozomio": 30,
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "by": 20,
        "caddy-app": 55,
        "edge": "caddy-app",
        "folk-nozomio": 35,
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "weight": 7
      },
      {
        "by": 15,
        "caddy-app": 52,
        "edge": "folk-nozomio",
        "folk-nozomio": 67,
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "weight": 7
      }
    ],
    "summary": "folk scores 19.8 (F) on agent readiness against Caddy's 16.7 (F), and leads in 3 of 7 scored categories. Caddy leads on maintenance \u0026 community. Both do proactive personal assistants.",
    "verdicts": {
      "caddy-app": "Caddy is a free iMessage and RCS assistant in public beta that watches connected mail, calendars and work apps and asks before sending email or changing data. No outside agent can call it, and no status page, changelog or security contact was found, though its iOS app ships every week or two.",
      "folk-nozomio": "folk is a texting accountability assistant with its own cloud computer, a free tier with no card and a privacy policy that rules out training on user data. No outside agent can call it, no status page or changelog was found, and its llms.txt and pricing file disagree on free limits and Max's price."
    }
  },
  "kind": "anchor.page",
  "links": {
    "api": "https://www.anchorterminal.com/api/v1/index.json",
    "html": "https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio",
    "json": "https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.md",
    "slim": "https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.min.md"
  },
  "markdown": "folk scores 19.8 (F) on agent readiness against Caddy's 16.7 (F), and leads in 3 of 7 scored categories. Caddy leads on maintenance \u0026 community. Both do proactive personal assistants.\n\n- Caddy: grade F, 16.7/100, rank #996 of 1010. Markdown https://www.anchorterminal.com/tools/caddy-app.md · JSON https://www.anchorterminal.com/api/v1/tools/caddy-app.json\n- folk: grade F, 19.8/100, rank #993 of 1010. Markdown https://www.anchorterminal.com/tools/folk-nozomio.md · JSON https://www.anchorterminal.com/api/v1/tools/folk-nozomio.json\n- Best AI personal assistants that act for one person: https://www.anchorterminal.com/best/personal-assistants/index.md\n- All 834 assistants comparisons: https://www.anchorterminal.com/compare/personal-assistants/index.md\n\n## Which one, for what\n\n### Caddy (F)\n\nGood for: People who want a free assistant in iMessage or RCS that watches mail, calendars and work tools and asks before acting.\n\nAhead on:\n- Maintenance \u0026 community, 55 against 35\n\nWatch for: No API, MCP server or A2A endpoint for an outside agent.\n\n### folk (F)\n\nGood for: People who want a texting companion for habits, workouts, study and money goals, with a free tier.\n\nAhead on:\n- Reliability, 25 against 10\n- Transparency \u0026 trust, 67 against 52\n\nAlso in its favour:\n- Free to start without a card\n\nWatch for: No API, MCP server or A2A endpoint for an outside agent.\n\n\n## Score by category\n\n| Category | Weight | Caddy | folk | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 10 | 25 | folk +15 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 10 | 10 | even |\n| Agent ergonomics | 13% (16.2 this run) | 0 | 0 | even |\n| Security \u0026 auth | 14% (17.5 this run) | 0 | 3 | folk +3 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 30 | 30 | even |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 55 | 35 | Caddy +20 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 52 | 67 | folk +15 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **16.7 · F** | **19.8 · F** | |\n\n## Facts side by side\n\n| Fact | Caddy | folk |\n| --- | --- | --- |\n| Kind | Platform | Platform |\n| Vendor | Caddy Technologies Inc. | Nozomio, Inc. |\n| Hosted endpoint | no (local only) | no (local only) |\n| Transports |  |  |\n| Auth | OAuth or key | OAuth or key |\n| Pricing | Free | Freemium |\n| x402 | no | no |\n| Licence | Closed service under Caddy's Terms of Service (Caddy Technologies Inc., last updated 27 April 2026). | Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026). |\n| Read-only variant documented | yes | yes |\n| llms.txt | yes | yes |\n| Last release | 2026-10-13 | 2026-10-12 |\n| Terms last updated |  |  |\n| Privacy policy last updated |  |  |\n| Customer content may train models |  |  |\n| Terms restrict automated access |  |  |\n| Terms restrict benchmarking |  |  |\n| Terms or service can change without notice |  |  |\n| Arbitration or class-action waiver |  |  |\n\n## Verdicts\n\n**Caddy.** Caddy is a free iMessage and RCS assistant in public beta that watches connected mail, calendars and work apps and asks before sending email or changing data. No outside agent can call it, and no status page, changelog or security contact was found, though its iOS app ships every week or two.\n\n**folk.** folk is a texting accountability assistant with its own cloud computer, a free tier with no card and a privacy policy that rules out training on user data. No outside agent can call it, no status page or changelog was found, and its llms.txt and pricing file disagree on free limits and Max's price.\n\n## Before you call either\n\n### Caddy\n\n1. Don't plan to call Caddy from another agent. It answers the owner's text messages, Siri and group chats it's added to.\n2. Expect Caddy to ask the owner before it sends email or creates an invite.\n\n### folk\n\n1. Don't plan to call folk from another agent. It answers only the owner's iMessage, Telegram or WhatsApp thread and iPhone app.\n2. Quote limits and prices from pricing.md and the terms, and note that llms.txt gives different free-tier limits.\n\n## Questions\n\n### Which is better for AI agents, Caddy or folk?\n\nfolk scores 19.8 (F) on agent readiness against Caddy's 16.7 (F), and leads in 3 of 7 scored categories. Caddy leads on maintenance \u0026 community.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.json, and with the fewest tokens: https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"caddy-app\", \"b\": \"folk-nozomio\"}`. From a terminal: `anchor compare caddy-app folk-nozomio`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/caddy-app.json and https://www.anchorterminal.com/api/v1/tools/folk-nozomio.json\n\n## Other comparisons with Caddy or folk\n\n- [asaply vs Caddy](https://www.anchorterminal.com/compare/asaply-vs-caddy-app.md)\n- [asaply vs folk](https://www.anchorterminal.com/compare/asaply-vs-folk-nozomio.md)\n- [Asmi vs Caddy](https://www.anchorterminal.com/compare/asmi-vs-caddy-app.md)\n- [Asmi vs folk](https://www.anchorterminal.com/compare/asmi-vs-folk-nozomio.md)\n- [Boba vs Caddy](https://www.anchorterminal.com/compare/boba-vs-caddy-app.md)\n- [Boba vs folk](https://www.anchorterminal.com/compare/boba-vs-folk-nozomio.md)\n- [Brea vs Caddy](https://www.anchorterminal.com/compare/brea-vs-caddy-app.md)\n- [Brea vs folk](https://www.anchorterminal.com/compare/brea-vs-folk-nozomio.md)\n- [Caddy vs Del](https://www.anchorterminal.com/compare/caddy-app-vs-del.md)\n- [Caddy vs HireAlpha](https://www.anchorterminal.com/compare/caddy-app-vs-hirealpha.md)\n- [Caddy vs OpenInstinct](https://www.anchorterminal.com/compare/caddy-app-vs-openinstinct.md)\n- [Caddy vs Orbits](https://www.anchorterminal.com/compare/caddy-app-vs-orbits.md)\n- [Caddy vs Orchid](https://www.anchorterminal.com/compare/caddy-app-vs-orchid-ai.md)\n- [Caddy vs szn](https://www.anchorterminal.com/compare/caddy-app-vs-szn.md)\n- [Caddy vs Tab](https://www.anchorterminal.com/compare/caddy-app-vs-tab-bot.md)\n- [Caddy vs Zapia](https://www.anchorterminal.com/compare/caddy-app-vs-zapia.md)\n- [Del vs folk](https://www.anchorterminal.com/compare/del-vs-folk-nozomio.md)\n- [folk vs HireAlpha](https://www.anchorterminal.com/compare/folk-nozomio-vs-hirealpha.md)\n- [folk vs OpenInstinct](https://www.anchorterminal.com/compare/folk-nozomio-vs-openinstinct.md)\n- [folk vs Orbits](https://www.anchorterminal.com/compare/folk-nozomio-vs-orbits.md)\n- [folk vs Orchid](https://www.anchorterminal.com/compare/folk-nozomio-vs-orchid-ai.md)\n- [folk vs szn](https://www.anchorterminal.com/compare/folk-nozomio-vs-szn.md)\n- [folk vs Tab](https://www.anchorterminal.com/compare/folk-nozomio-vs-tab-bot.md)\n- [folk vs Zapia](https://www.anchorterminal.com/compare/folk-nozomio-vs-zapia.md)\n- [AstrBot vs Caddy](https://www.anchorterminal.com/compare/astrbot-vs-caddy-app.md)\n- [AstrBot vs folk](https://www.anchorterminal.com/compare/astrbot-vs-folk-nozomio.md)\n- [Boski vs Caddy](https://www.anchorterminal.com/compare/boski-vs-caddy-app.md)\n- [Boski vs folk](https://www.anchorterminal.com/compare/boski-vs-folk-nozomio.md)\n- [Caddy vs CowAgent](https://www.anchorterminal.com/compare/caddy-app-vs-cowagent.md)\n- [Caddy vs GAIA](https://www.anchorterminal.com/compare/caddy-app-vs-gaia.md)\n- [Caddy vs Gemini Spark](https://www.anchorterminal.com/compare/caddy-app-vs-gemini-spark.md)\n- [Caddy vs Grok Bot](https://www.anchorterminal.com/compare/caddy-app-vs-grok-bot.md)\n- [Caddy vs Haven](https://www.anchorterminal.com/compare/caddy-app-vs-haven.md)\n- [Caddy vs Hermes Agent](https://www.anchorterminal.com/compare/caddy-app-vs-hermes-agent.md)\n- [Caddy vs Instinct](https://www.anchorterminal.com/compare/caddy-app-vs-instinct.md)\n- [Caddy vs IronClaw](https://www.anchorterminal.com/compare/caddy-app-vs-ironclaw.md)\n- [Caddy vs Leon](https://www.anchorterminal.com/compare/caddy-app-vs-leon.md)\n- [Caddy vs Lindy](https://www.anchorterminal.com/compare/caddy-app-vs-lindy.md)\n- [Caddy vs nanobot](https://www.anchorterminal.com/compare/caddy-app-vs-nanobot.md)\n- [Caddy vs NanoClaw](https://www.anchorterminal.com/compare/caddy-app-vs-nanoclaw.md)\n- [Caddy vs Dots](https://www.anchorterminal.com/compare/caddy-app-vs-openai-dots.md)\n- [Caddy vs OpenClaw](https://www.anchorterminal.com/compare/caddy-app-vs-openclaw.md)\n- [Caddy vs PicoClaw](https://www.anchorterminal.com/compare/caddy-app-vs-picoclaw.md)\n- [Caddy vs Poke](https://www.anchorterminal.com/compare/caddy-app-vs-poke.md)\n- [Caddy vs QwenPaw](https://www.anchorterminal.com/compare/caddy-app-vs-qwenpaw.md)\n- [Caddy vs Town](https://www.anchorterminal.com/compare/caddy-app-vs-town.md)\n- [Caddy vs ZeroClaw](https://www.anchorterminal.com/compare/caddy-app-vs-zeroclaw.md)\n- [Caddy vs Zo Computer](https://www.anchorterminal.com/compare/caddy-app-vs-zo-computer.md)\n- [CowAgent vs folk](https://www.anchorterminal.com/compare/cowagent-vs-folk-nozomio.md)\n- [folk vs GAIA](https://www.anchorterminal.com/compare/folk-nozomio-vs-gaia.md)\n- [folk vs Gemini Spark](https://www.anchorterminal.com/compare/folk-nozomio-vs-gemini-spark.md)\n- [folk vs Grok Bot](https://www.anchorterminal.com/compare/folk-nozomio-vs-grok-bot.md)\n- [folk vs Haven](https://www.anchorterminal.com/compare/folk-nozomio-vs-haven.md)\n- [folk vs Hermes Agent](https://www.anchorterminal.com/compare/folk-nozomio-vs-hermes-agent.md)\n- [folk vs Instinct](https://www.anchorterminal.com/compare/folk-nozomio-vs-instinct.md)\n- [folk vs IronClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-ironclaw.md)\n- [folk vs Leon](https://www.anchorterminal.com/compare/folk-nozomio-vs-leon.md)\n- [folk vs Lindy](https://www.anchorterminal.com/compare/folk-nozomio-vs-lindy.md)\n- [folk vs nanobot](https://www.anchorterminal.com/compare/folk-nozomio-vs-nanobot.md)\n- [folk vs NanoClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-nanoclaw.md)\n- [folk vs Dots](https://www.anchorterminal.com/compare/folk-nozomio-vs-openai-dots.md)\n- [folk vs OpenClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-openclaw.md)\n- [folk vs PicoClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-picoclaw.md)\n- [folk vs Poke](https://www.anchorterminal.com/compare/folk-nozomio-vs-poke.md)\n- [folk vs QwenPaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-qwenpaw.md)\n- [folk vs Town](https://www.anchorterminal.com/compare/folk-nozomio-vs-town.md)\n- [folk vs ZeroClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-zeroclaw.md)\n- [folk vs Zo Computer](https://www.anchorterminal.com/compare/folk-nozomio-vs-zo-computer.md)\n- [Caddy vs Natura tinyNature](https://www.anchorterminal.com/compare/caddy-app-vs-natura.md)\n- [Caddy vs Pally](https://www.anchorterminal.com/compare/caddy-app-vs-pally.md)\n- [Caddy vs Tomo](https://www.anchorterminal.com/compare/caddy-app-vs-tomo.md)\n- [Caddy vs Wajo (Fo)](https://www.anchorterminal.com/compare/caddy-app-vs-wajo.md)\n- [folk vs Natura tinyNature](https://www.anchorterminal.com/compare/folk-nozomio-vs-natura.md)\n- [folk vs Pally](https://www.anchorterminal.com/compare/folk-nozomio-vs-pally.md)\n- [folk vs Tomo](https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo.md)\n- [folk vs Wajo (Fo)](https://www.anchorterminal.com/compare/folk-nozomio-vs-wajo.md)\n- [Caddy vs Talorys](https://www.anchorterminal.com/compare/caddy-app-vs-talorys.md)\n- [folk vs Talorys](https://www.anchorterminal.com/compare/folk-nozomio-vs-talorys.md)\n\n## Disclosure\n\n- Caddy competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.\n- folk competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.\n",
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    "description": "folk scores 19.8 (F) to Caddy's 16.7 (F) for proactive personal assistants. Prices, MCP, x402, uptime and agent notes side by side.",
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    "title": "Caddy vs folk for AI agents in 2026: scores and prices",
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