# Brex vs Ramp (slim)

> Brex scores 60.7 (C) on agent readiness against Ramp's 57.3 (C), and leads in 2 of 7 scored categories. Ramp leads on schema & documentation, security & auth and maintenance & community. Both do spend transactions. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/brex-vs-ramp.md (~2,050 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/brex-vs-ramp.json · canonical https://www.anchorterminal.com/compare/brex-vs-ramp
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-08

Brex scores 60.7 (C) on agent readiness against Ramp's 57.3 (C), and leads in 2 of 7 scored categories. Ramp leads on schema & documentation, security & auth and maintenance & community. Both do spend transactions.

- Brex: C 60.7, rank #391 of 722 · https://www.anchorterminal.com/tools/brex.min.md
- Ramp: C 57.3, rank #478 of 722 · https://www.anchorterminal.com/tools/ramp.min.md
- Brex, good for A finance team already on Brex that wants an agent to read expenses and transactions, issue and lock cards, set spend limits, upload receipts and pay vendors. Ahead on Reliability, 60 against 30.
- Ramp, good for A finance team already on Ramp that wants an agent to read transactions, upload receipts, code and split expenses, issue funds with limits, create bills and work with purchase orders and procurement requests. Ahead on Schema & documentation, 86 against 80; Security & auth, 79 against 72; Maintenance & community, 74 against 66.

| Category | Brex | Ramp |
| --- | --- | --- |
| Reliability (16%) | 60 | 30 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 80 | 86 |
| Agent ergonomics (13%) | 70 | 66 |
| Security & auth (14%) | 72 | 79 |
| Payments & pricing (10%) | 25 | 25 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 66 | 74 |
| Transparency & trust (7%) | 67 | 70 |

| Fact (where they differ) | Brex | Ramp |
| --- | --- | --- |
| Vendor | Brex LLC | Ramp Business Corporation |
| Hosted endpoint | `https://api.brex.com` | `https://api.ramp.com` |
| Auth | OAuth or key | OAuth |
| Licence | Proprietary service under the Brex Platform Agreement and the Brex Access Agreement | Proprietary service under the Ramp Platform Agreement and the API Agreement. The ramp-cli repository is MIT |
| Tools exposed | 43 | none |
| Read-only variant documented | yes | no |
| Last release | 2026-10-01 | 2026-10-07 |
| Terms last updated | no date given | couldn't be read |
| Privacy policy last updated | no date given | couldn't be read |
| Customer content may train models | not found in the text | couldn't be read |
| Terms restrict automated access | not found in the text | couldn't be read |
| Terms restrict benchmarking | yes | couldn't be read |
| Terms or service can change without notice | not found in the text | couldn't be read |
| Arbitration or class-action waiver | yes | couldn't be read |
| Popularity | none | 53 stars |