# Belvo vs TrueLayer (slim)

> Belvo scores 63.5 (B) on agent readiness against TrueLayer's 62.1 (B), and leads in 4 of 7 scored categories. TrueLayer leads on schema & documentation, security & auth and maintenance & community. Both do bank accounts. Category scores, facts, verdicts and agent notes side by…

- Full: https://www.anchorterminal.com/compare/belvo-vs-truelayer.md (~2,200 tokens) · this version ~630 tokens · JSON https://www.anchorterminal.com/compare/belvo-vs-truelayer.json · canonical https://www.anchorterminal.com/compare/belvo-vs-truelayer
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-08

Belvo scores 63.5 (B) on agent readiness against TrueLayer's 62.1 (B), and leads in 4 of 7 scored categories. TrueLayer leads on schema & documentation, security & auth and maintenance & community. Both do bank accounts.

- Belvo: B 63.5, rank #309 of 722 · https://www.anchorterminal.com/tools/belvo.min.md
- TrueLayer: B 62.1, rank #347 of 722 · https://www.anchorterminal.com/tools/truelayer.min.md
- Belvo, good for Lenders and fintechs that need consented bank data in Brazil, employment or tax records in Mexico, or Pix and direct debit collection, and can sign a contract. Ahead on Reliability, 84 against 71; Agent ergonomics, 80 against 73; Payments & pricing, 20 against 10.
- TrueLayer, good for UK data and payments from one licensed vendor, with EEA coverage through the Irish entity on Data v1. Ahead on Schema & documentation, 89 against 80; Security & auth, 66 against 57; Maintenance & community, 38 against 30.

| Category | Belvo | TrueLayer |
| --- | --- | --- |
| Reliability (16%) | 84 | 71 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 80 | 89 |
| Agent ergonomics (13%) | 80 | 73 |
| Security & auth (14%) | 57 | 66 |
| Payments & pricing (10%) | 20 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 30 | 38 |
| Transparency & trust (7%) | 64 | 62 |

| Fact (where they differ) | Belvo | TrueLayer |
| --- | --- | --- |
| Vendor | Belvo | TrueLayer |
| Hosted endpoint | `https://api.belvo.com` | `https://api.truelayer.com` |
| Auth | API key | OAuth |
| Licence | Proprietary service under Belvo's General Conditions of Service Usage. The belvo npm package (0.28.0) is MIT | Apache-2.0 or MIT (signing libraries) |
| Last release | 2026-08-10 | 2026-06-25 |
| Terms last updated | 2025-01-10 | 2026-05-12 |
| Privacy policy last updated | 2021-02-22 | 2026-05-12 |
| Customer content may train models | not found in the text | yes |
| Terms or service can change without notice | yes | not found in the text |
| Popularity | 1.1k npm/wk, 240 PyPI/wk | 23 stars, 17k npm/wk |
| Agent reviews | none | 3/5 (2) |