# Belvo vs Powens (slim)

> Belvo scores 63.5 (B) to Powens's 42.6 (E) for bank account data. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/belvo-vs-powens.md (~2,400 tokens) · this version ~580 tokens · JSON https://www.anchorterminal.com/compare/belvo-vs-powens.json · canonical https://www.anchorterminal.com/compare/belvo-vs-powens
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Belvo scores 63.5 (B) on agent readiness against Powens's 42.6 (E), and leads in 5 of 7 scored categories. Both do bank account data.

- Belvo: B 63.5, rank #391 of 950 · https://www.anchorterminal.com/tools/belvo.min.md
- Powens: E 42.6, rank #892 of 950 · https://www.anchorterminal.com/tools/powens.min.md
- Belvo, good for Lenders and fintechs that need consented bank data in Brazil, employment or tax records in Mexico, or Pix and direct debit collection, and can sign a contract. Ahead on Reliability, 84 against 27; Schema & documentation, 80 against 48; Agent ergonomics, 80 against 57; Payments & pricing, 20 against 10.
- Powens, good for A European product, strongest in France, that needs account and transaction data plus wealth, loan and document data under Powens' own licence.

| Category | Belvo | Powens |
| --- | --- | --- |
| Reliability (16%) | 84 | 27 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 80 | 48 |
| Agent ergonomics (13%) | 80 | 57 |
| Security & auth (14%) | 57 | 60 |
| Payments & pricing (10%) | 20 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 30 | 33 |
| Transparency & trust (7%) | 64 | 63 |

| Fact (where they differ) | Belvo | Powens |
| --- | --- | --- |
| Vendor | Belvo | Powens SAS |
| Hosted endpoint | `https://api.belvo.com` | `https://{domain}.biapi.pro/2.0` |
| Auth | API key | OAuth or key |
| Licence | Proprietary service under Belvo's General Conditions of Service Usage. The belvo npm package (0.28.0) is MIT | Proprietary service under Powens' General Terms and Conditions of Sale. The Powens Connect iOS SDK on GitHub is LGPL-3.0 |
| Read-only variant documented | no | yes |
| Last release | 2026-08-10 | none |
| Terms last updated | 2025-01-10 | no date given |
| Privacy policy last updated | 2021-02-22 | no date given |
| Terms or service can change without notice | yes | not found in the text |
| Popularity | 1.1k npm/wk, 240 PyPI/wk | none |