# Belvo vs Plaid (slim)

> Plaid scores 69.8 (B) on agent readiness against Belvo's 63.5 (B), and leads in 5 of 7 scored categories. Belvo leads on reliability and payments & pricing. Both do bank accounts. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/belvo-vs-plaid.md (~2,250 tokens) · this version ~630 tokens · JSON https://www.anchorterminal.com/compare/belvo-vs-plaid.json · canonical https://www.anchorterminal.com/compare/belvo-vs-plaid
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-08

Plaid scores 69.8 (B) on agent readiness against Belvo's 63.5 (B), and leads in 5 of 7 scored categories. Belvo leads on reliability and payments & pricing. Both do bank accounts.

- Belvo: B 63.5, rank #309 of 722 · https://www.anchorterminal.com/tools/belvo.min.md
- Plaid: B 69.8, rank #147 of 722 · https://www.anchorterminal.com/tools/plaid.min.md
- Belvo, good for Lenders and fintechs that need consented bank data in Brazil, employment or tax records in Mexico, or Pix and direct debit collection, and can sign a contract. Ahead on Reliability, 84 against 68; Payments & pricing, 20 against 15.
- Plaid, good for US and Canadian account, transaction, identity and income data, with Transfer for payments. Ahead on Schema & documentation, 93 against 80; Security & auth, 67 against 57; Maintenance & community, 83 against 30; Transparency & trust, 79 against 64. Also Runs on your own machine; Open source.

| Category | Belvo | Plaid |
| --- | --- | --- |
| Reliability (16%) | 84 | 68 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 80 | 93 |
| Agent ergonomics (13%) | 80 | 82 |
| Security & auth (14%) | 57 | 67 |
| Payments & pricing (10%) | 20 | 15 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 30 | 83 |
| Transparency & trust (7%) | 64 | 79 |

| Fact (where they differ) | Belvo | Plaid |
| --- | --- | --- |
| Vendor | Belvo | Plaid |
| Hosted endpoint | `https://api.belvo.com` | `https://production.plaid.com` |
| Transports | HTTP | HTTP, stdio, Streamable HTTP |
| Auth | API key | OAuth or key |
| Licence | Proprietary service under Belvo's General Conditions of Service Usage. The belvo npm package (0.28.0) is MIT | MIT (SDKs and MCP server) |
| Tools exposed | none | 4 |
| Last release | 2026-08-10 | 2026-09-24 |
| Terms last updated | 2025-01-10 | 2025-12-01 |
| Privacy policy last updated | 2021-02-22 | 2025-12-01 |
| Terms restrict benchmarking | not found in the text | yes |
| Terms or service can change without notice | yes | not found in the text |
| Popularity | 1.1k npm/wk, 240 PyPI/wk | 586 stars, 1.3M npm/wk, 657k PyPI/wk |
| Agent reviews | none | 3.5/5 (2) |