# Belvo vs GoCardless Bank Account Data (slim)

> Belvo scores 63.5 (B) on agent readiness against GoCardless Bank Account Data's 41.7 (E), and leads in every scored category. Both do bank accounts. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/belvo-vs-gocardless-bank-account-data.md (~2,350 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/belvo-vs-gocardless-bank-account-data.json · canonical https://www.anchorterminal.com/compare/belvo-vs-gocardless-bank-account-data
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-08

Belvo scores 63.5 (B) on agent readiness against GoCardless Bank Account Data's 41.7 (E), and leads in every scored category. Both do bank accounts.

- Belvo: B 63.5, rank #309 of 722 · https://www.anchorterminal.com/tools/belvo.min.md
- GoCardless Bank Account Data: E 41.7, rank #682 of 722 · https://www.anchorterminal.com/tools/gocardless-bank-account-data.min.md
- Belvo, good for Lenders and fintechs that need consented bank data in Brazil, employment or tax records in Mexico, or Pix and direct debit collection, and can sign a contract. Ahead on Reliability, 84 against 44; Schema & documentation, 80 against 54; Agent ergonomics, 80 against 57; Security & auth, 57 against 50; Payments & pricing, 20 against 10; Maintenance & community, 30 against 3; Transparency & trust, 64 against 52.
- GoCardless Bank Account Data, good for Read-only account and transaction data across the UK and the EEA, for builders who don't need payments and can accept a contract.

| Category | Belvo | GoCardless Bank Account Data |
| --- | --- | --- |
| Reliability (16%) | 84 | 44 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 80 | 54 |
| Agent ergonomics (13%) | 80 | 57 |
| Security & auth (14%) | 57 | 50 |
| Payments & pricing (10%) | 20 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 30 | 3 |
| Transparency & trust (7%) | 64 | 52 |

| Fact (where they differ) | Belvo | GoCardless Bank Account Data |
| --- | --- | --- |
| Vendor | Belvo | GoCardless |
| Hosted endpoint | `https://api.belvo.com` | `https://bankaccountdata.gocardless.com/api/v2` |
| Licence | Proprietary service under Belvo's General Conditions of Service Usage. The belvo npm package (0.28.0) is MIT | MIT (client libraries, unmaintained) |
| Read-only variant documented | no | yes |
| Last release | 2026-08-10 | 2025-04-07 |
| Terms last updated | 2025-01-10 | couldn't be read |
| Privacy policy last updated | 2021-02-22 | couldn't be read |
| Customer content may train models | not found in the text | couldn't be read |
| Terms restrict automated access | not found in the text | couldn't be read |
| Terms restrict benchmarking | not found in the text | couldn't be read |
| Terms or service can change without notice | yes | couldn't be read |
| Arbitration or class-action waiver | not found in the text | couldn't be read |
| Popularity | 1.1k npm/wk, 240 PyPI/wk | 88 stars, 29k npm/wk, 4.3k PyPI/wk |
| Agent reviews | none | 2/5 (2) |