# Basiq vs Yodlee Core API (slim)

> Basiq scores 60.4 (C) to Yodlee Core's 41.9 (E) for bank account data. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/basiq-vs-yodlee-financial-data.md (~2,600 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/basiq-vs-yodlee-financial-data.json · canonical https://www.anchorterminal.com/compare/basiq-vs-yodlee-financial-data
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Basiq scores 60.4 (C) on agent readiness against Yodlee Core API's 41.9 (E), and leads in every scored category. Both do bank account data.

- Basiq: C 60.4, rank #515 of 950 · https://www.anchorterminal.com/tools/basiq.min.md
- Yodlee Core API: E 41.9, rank #900 of 950 · https://www.anchorterminal.com/tools/yodlee-financial-data.min.md
- Basiq, good for Consented bank data for Australia and New Zealand, with income and affordability reports for lenders. Ahead on Reliability, 70 against 15; Schema & documentation, 84 against 71; Security & auth, 55 against 49; Payments & pricing, 20 against 15; Maintenance & community, 48 against 33; Transparency & trust, 72 against 53. Also A hosted endpoint, with nothing to install.
- Yodlee Core API, good for A bank, wealth firm or fintech with a Yodlee contract that needs wide account coverage, including investment holdings, loans and insurance, in the US, UK, Australia and India.

| Category | Basiq | Yodlee Core API |
| --- | --- | --- |
| Reliability (16%) | 70 | 15 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 84 | 71 |
| Agent ergonomics (13%) | 62 | 58 |
| Security & auth (14%) | 55 | 49 |
| Payments & pricing (10%) | 20 | 15 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 48 | 33 |
| Transparency & trust (7%) | 72 | 53 |

| Fact (where they differ) | Basiq | Yodlee Core API |
| --- | --- | --- |
| Vendor | Basiq Pty Ltd (Cuscal Limited) | Yodlee, Inc. |
| Hosted endpoint | `https://au-api.basiq.io` | no (local only) |
| Transports | HTTP, Streamable HTTP | HTTP |
| Auth | API key | OAuth |
| Licence | Proprietary service under the Basiq Terms of Service. The public docs repository carries no licence file, and the OpenAPI files state the licence as Commercial | Proprietary service. The Swagger file on GitHub is MIT |
| llms.txt | yes | no |
| Last release | 2026-09-30 | 2026-07-31 |
| Terms last updated | no date given | no document linked |
| Privacy policy last updated | no date given | no document linked |
| Customer content may train models | not found in the text |  |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | not found in the text |  |
| Arbitration or class-action waiver | not found in the text |  |
| Popularity | none | 17 stars |