# Basiq vs Yapily (slim)

> Basiq scores 60.4 (C) to Yapily's 57.6 (C) for bank account data. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/basiq-vs-yapily.md (~2,300 tokens) · this version ~580 tokens · JSON https://www.anchorterminal.com/compare/basiq-vs-yapily.json · canonical https://www.anchorterminal.com/compare/basiq-vs-yapily
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Basiq scores 60.4 (C) on agent readiness against Yapily's 57.6 (C), and leads in 4 of 7 scored categories. Yapily leads on agent ergonomics and maintenance & community. Both do bank account data.

- Basiq: C 60.4, rank #515 of 950 · https://www.anchorterminal.com/tools/basiq.min.md
- Yapily: C 57.6, rank #603 of 950 · https://www.anchorterminal.com/tools/yapily.min.md
- Basiq, good for Consented bank data for Australia and New Zealand, with income and affordability reports for lenders. Ahead on Reliability, 70 against 55; Security & auth, 55 against 37; Payments & pricing, 20 against 10.
- Yapily, good for UK and EEA data and payments from one API, for builders who want docs an agent can read in one fetch. Ahead on Agent ergonomics, 77 against 62; Maintenance & community, 67 against 48.

| Category | Basiq | Yapily |
| --- | --- | --- |
| Reliability (16%) | 70 | 55 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 84 | 88 |
| Agent ergonomics (13%) | 62 | 77 |
| Security & auth (14%) | 55 | 37 |
| Payments & pricing (10%) | 20 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 48 | 67 |
| Transparency & trust (7%) | 72 | 71 |

| Fact (where they differ) | Basiq | Yapily |
| --- | --- | --- |
| Vendor | Basiq Pty Ltd (Cuscal Limited) | Yapily |
| Hosted endpoint | `https://au-api.basiq.io` | `https://api.yapily.com` |
| Licence | Proprietary service under the Basiq Terms of Service. The public docs repository carries no licence file, and the OpenAPI files state the licence as Commercial | MIT (SDKs) |
| Last release | 2026-09-30 | 2025-06-30 |
| Terms last updated | no date given | 2022-12-05 |
| Customer content may train models | not found in the text | yes |
| Terms restrict benchmarking | yes | not found in the text |
| Popularity | none | 14 stars, 50 npm/wk |
| Agent reviews | none | 2.5/5 (2) |