# Basiq vs Tink (slim)

> Tink scores 62.5 (B) to Basiq's 60.4 (C) for bank account data. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/basiq-vs-tink.md (~2,400 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/basiq-vs-tink.json · canonical https://www.anchorterminal.com/compare/basiq-vs-tink
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Tink scores 62.5 (B) on agent readiness against Basiq's 60.4 (C), and leads in 4 of 7 scored categories. Basiq leads on reliability, schema & documentation and payments & pricing. Both do bank account data.

- Basiq: C 60.4, rank #515 of 950 · https://www.anchorterminal.com/tools/basiq.min.md
- Tink: B 62.5, rank #431 of 950 · https://www.anchorterminal.com/tools/tink.min.md
- Basiq, good for Consented bank data for Australia and New Zealand, with income and affordability reports for lenders. Ahead on Reliability, 70 against 62; Schema & documentation, 84 against 73; Payments & pricing, 20 against 10.
- Tink, good for A company with a contract that needs account, balance and transaction data or bank payments across European markets under Tink's own licences. Ahead on Agent ergonomics, 74 against 62; Security & auth, 63 against 55; Maintenance & community, 69 against 48; Transparency & trust, 90 against 72.

| Category | Basiq | Tink |
| --- | --- | --- |
| Reliability (16%) | 70 | 62 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 84 | 73 |
| Agent ergonomics (13%) | 62 | 74 |
| Security & auth (14%) | 55 | 63 |
| Payments & pricing (10%) | 20 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 48 | 69 |
| Transparency & trust (7%) | 72 | 90 |

| Fact (where they differ) | Basiq | Tink |
| --- | --- | --- |
| Vendor | Basiq Pty Ltd (Cuscal Limited) | Tink AB (Visa) |
| Hosted endpoint | `https://au-api.basiq.io` | `https://api.tink.com` |
| Transports | HTTP, Streamable HTTP | HTTP |
| Auth | API key | OAuth |
| Licence | Proprietary service under the Basiq Terms of Service. The public docs repository carries no licence file, and the OpenAPI files state the licence as Commercial | Proprietary service under Tink's Master Service Agreement. The Tink Link SDKs for iOS and Android on GitHub are MIT |
| Last release | 2026-09-30 | 2026-09-15 |
| Terms last updated | no date given |  |
| Privacy policy last updated | no date given |  |
| Customer content may train models | not found in the text |  |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | not found in the text |  |
| Arbitration or class-action waiver | not found in the text |  |