# Basiq vs Powens (slim)

> Basiq scores 60.4 (C) to Powens's 42.6 (E) for bank account data. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/basiq-vs-powens.md (~2,450 tokens) · this version ~630 tokens · JSON https://www.anchorterminal.com/compare/basiq-vs-powens.json · canonical https://www.anchorterminal.com/compare/basiq-vs-powens
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Basiq scores 60.4 (C) on agent readiness against Powens's 42.6 (E), and leads in 6 of 7 scored categories. Powens leads on security & auth. Both do bank account data.

- Basiq: C 60.4, rank #515 of 950 · https://www.anchorterminal.com/tools/basiq.min.md
- Powens: E 42.6, rank #892 of 950 · https://www.anchorterminal.com/tools/powens.min.md
- Basiq, good for Consented bank data for Australia and New Zealand, with income and affordability reports for lenders. Ahead on Reliability, 70 against 27; Schema & documentation, 84 against 48; Agent ergonomics, 62 against 57; Payments & pricing, 20 against 10; Maintenance & community, 48 against 33; Transparency & trust, 72 against 63.
- Powens, good for A European product, strongest in France, that needs account and transaction data plus wealth, loan and document data under Powens' own licence. Ahead on Security & auth, 60 against 55.

| Category | Basiq | Powens |
| --- | --- | --- |
| Reliability (16%) | 70 | 27 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 84 | 48 |
| Agent ergonomics (13%) | 62 | 57 |
| Security & auth (14%) | 55 | 60 |
| Payments & pricing (10%) | 20 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 48 | 33 |
| Transparency & trust (7%) | 72 | 63 |

| Fact (where they differ) | Basiq | Powens |
| --- | --- | --- |
| Vendor | Basiq Pty Ltd (Cuscal Limited) | Powens SAS |
| Hosted endpoint | `https://au-api.basiq.io` | `https://{domain}.biapi.pro/2.0` |
| Transports | HTTP, Streamable HTTP | HTTP |
| Auth | API key | OAuth or key |
| Licence | Proprietary service under the Basiq Terms of Service. The public docs repository carries no licence file, and the OpenAPI files state the licence as Commercial | Proprietary service under Powens' General Terms and Conditions of Sale. The Powens Connect iOS SDK on GitHub is LGPL-3.0 |
| Read-only variant documented | no | yes |
| Last release | 2026-09-30 | none |
| Terms restrict benchmarking | yes | not found in the text |