# Basiq vs MX Platform API (slim)

> MX Platform scores 62.5 (B) to Basiq's 60.4 (C) for bank account data. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/basiq-vs-mx.md (~2,550 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/basiq-vs-mx.json · canonical https://www.anchorterminal.com/compare/basiq-vs-mx
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

MX Platform API scores 62.5 (B) on agent readiness against Basiq's 60.4 (C), and leads in 4 of 7 scored categories. Basiq leads on reliability, payments & pricing and transparency & trust. Both do bank account data.

- Basiq: C 60.4, rank #515 of 950 · https://www.anchorterminal.com/tools/basiq.min.md
- MX Platform API: B 62.5, rank #430 of 950 · https://www.anchorterminal.com/tools/mx.min.md
- Basiq, good for Consented bank data for Australia and New Zealand, with income and affordability reports for lenders. Ahead on Reliability, 70 against 63; Payments & pricing, 20 against 15; Transparency & trust, 72 against 63.
- MX Platform API, good for A US or Canadian bank, credit union or fintech with a signed MX contract that wants aggregation, verification and categorised transactions plus embeddable finance widgets. Ahead on Agent ergonomics, 74 against 62; Security & auth, 60 against 55; Maintenance & community, 71 against 48.

| Category | Basiq | MX Platform API |
| --- | --- | --- |
| Reliability (16%) | 70 | 63 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 84 | 85 |
| Agent ergonomics (13%) | 62 | 74 |
| Security & auth (14%) | 55 | 60 |
| Payments & pricing (10%) | 20 | 15 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 48 | 71 |
| Transparency & trust (7%) | 72 | 63 |

| Fact (where they differ) | Basiq | MX Platform API |
| --- | --- | --- |
| Vendor | Basiq Pty Ltd (Cuscal Limited) | MX Technologies, Inc. |
| Hosted endpoint | `https://au-api.basiq.io` | `https://api.mx.com` |
| Transports | HTTP, Streamable HTTP | HTTP |
| Licence | Proprietary service under the Basiq Terms of Service. The public docs repository carries no licence file, and the OpenAPI files state the licence as Commercial | Proprietary service. The SDKs and the OpenAPI files on GitHub are MIT |
| Last release | 2026-09-30 | 2026-09-29 |
| Terms last updated | no date given | no document linked |
| Privacy policy last updated | no date given | no document linked |
| Customer content may train models | not found in the text |  |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | not found in the text |  |
| Arbitration or class-action waiver | not found in the text |  |
| Popularity | none | 9 stars, 2.6k npm/wk, 2k PyPI/wk |