# Basiq vs GoCardless Bank Account Data (slim)

> Basiq scores 60.4 (C) to GoCardless Bank Account Data's 41.7 (E) for bank account data. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/basiq-vs-gocardless-bank-account-data.md (~2,550 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/basiq-vs-gocardless-bank-account-data.json · canonical https://www.anchorterminal.com/compare/basiq-vs-gocardless-bank-account-data
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Basiq scores 60.4 (C) on agent readiness against GoCardless Bank Account Data's 41.7 (E), and leads in every scored category. Both do bank account data.

- Basiq: C 60.4, rank #515 of 950 · https://www.anchorterminal.com/tools/basiq.min.md
- GoCardless Bank Account Data: E 41.7, rank #901 of 950 · https://www.anchorterminal.com/tools/gocardless-bank-account-data.min.md
- Basiq, good for Consented bank data for Australia and New Zealand, with income and affordability reports for lenders. Ahead on Reliability, 70 against 44; Schema & documentation, 84 against 54; Agent ergonomics, 62 against 57; Security & auth, 55 against 50; Payments & pricing, 20 against 10; Maintenance & community, 48 against 3; Transparency & trust, 72 against 52.
- GoCardless Bank Account Data, good for Read-only account and transaction data across the UK and the EEA, for builders who don't need payments and can accept a contract.

| Category | Basiq | GoCardless Bank Account Data |
| --- | --- | --- |
| Reliability (16%) | 70 | 44 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 84 | 54 |
| Agent ergonomics (13%) | 62 | 57 |
| Security & auth (14%) | 55 | 50 |
| Payments & pricing (10%) | 20 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 48 | 3 |
| Transparency & trust (7%) | 72 | 52 |

| Fact (where they differ) | Basiq | GoCardless Bank Account Data |
| --- | --- | --- |
| Vendor | Basiq Pty Ltd (Cuscal Limited) | GoCardless |
| Hosted endpoint | `https://au-api.basiq.io` | `https://bankaccountdata.gocardless.com/api/v2` |
| Transports | HTTP, Streamable HTTP | HTTP |
| Licence | Proprietary service under the Basiq Terms of Service. The public docs repository carries no licence file, and the OpenAPI files state the licence as Commercial | MIT (client libraries, unmaintained) |
| Read-only variant documented | no | yes |
| Last release | 2026-09-30 | 2025-04-07 |
| Terms last updated | no date given | couldn't be read |
| Privacy policy last updated | no date given | couldn't be read |
| Customer content may train models | not found in the text | couldn't be read |
| Terms restrict automated access | not found in the text | couldn't be read |
| Terms restrict benchmarking | yes | couldn't be read |
| Terms or service can change without notice | not found in the text | couldn't be read |
| Arbitration or class-action waiver | not found in the text | couldn't be read |
| Popularity | none | 88 stars, 29k npm/wk, 4.3k PyPI/wk |
| Agent reviews | none | 2/5 (2) |