# Basiq vs Flinks (slim)

> Basiq scores 60.4 (C) to Flinks's 52.7 (D) for bank account data. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/basiq-vs-flinks.md (~2,500 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/basiq-vs-flinks.json · canonical https://www.anchorterminal.com/compare/basiq-vs-flinks
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Basiq scores 60.4 (C) on agent readiness against Flinks's 52.7 (D), and leads in 6 of 7 scored categories. Flinks leads on payments & pricing. Both do bank account data.

- Basiq: C 60.4, rank #515 of 950 · https://www.anchorterminal.com/tools/basiq.min.md
- Flinks: D 52.7, rank #727 of 950 · https://www.anchorterminal.com/tools/flinks.min.md
- Basiq, good for Consented bank data for Australia and New Zealand, with income and affordability reports for lenders. Ahead on Reliability, 70 against 53; Agent ergonomics, 62 against 54; Security & auth, 55 against 50; Maintenance & community, 48 against 31; Transparency & trust, 72 against 60. Also A hosted endpoint, with nothing to install.
- Flinks, good for A lender or fintech with steady volume that needs Canadian bank data, income and lending attributes, PDF statements or Canadian bank payments. Ahead on Payments & pricing, 25 against 20.

| Category | Basiq | Flinks |
| --- | --- | --- |
| Reliability (16%) | 70 | 53 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 84 | 83 |
| Agent ergonomics (13%) | 62 | 54 |
| Security & auth (14%) | 55 | 50 |
| Payments & pricing (10%) | 20 | 25 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 48 | 31 |
| Transparency & trust (7%) | 72 | 60 |

| Fact (where they differ) | Basiq | Flinks |
| --- | --- | --- |
| Vendor | Basiq Pty Ltd (Cuscal Limited) | Flinks Technology Inc. (National Bank of Canada) |
| Hosted endpoint | `https://au-api.basiq.io` | no (local only) |
| Transports | HTTP, Streamable HTTP | HTTP |
| Licence | Proprietary service under the Basiq Terms of Service. The public docs repository carries no licence file, and the OpenAPI files state the licence as Commercial | Proprietary service under Flinks' Master Terms and Conditions. No open-source SDK or repository was found |
| Read-only variant documented | no | yes |
| Last release | 2026-09-30 | 2026-09-01 |
| Terms last updated | no date given | 2023-08-03 |
| Privacy policy last updated | no date given | 2022-09-22 |
| Terms restrict benchmarking | yes | not found in the text |
| Terms or service can change without notice | not found in the text | yes |