# Basiq vs Enable Banking (slim)

> Basiq scores 60.4 (C) to Enable Banking's 47.1 (D) for bank account data. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/basiq-vs-enable-banking.md (~2,400 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/basiq-vs-enable-banking.json · canonical https://www.anchorterminal.com/compare/basiq-vs-enable-banking
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Basiq scores 60.4 (C) on agent readiness against Enable Banking's 47.1 (D), and leads in 4 of 7 scored categories. Enable Banking leads on agent ergonomics and maintenance & community. Both do bank account data.

- Basiq: C 60.4, rank #515 of 950 · https://www.anchorterminal.com/tools/basiq.min.md
- Enable Banking: D 47.1, rank #837 of 950 · https://www.anchorterminal.com/tools/enable-banking.min.md
- Basiq, good for Consented bank data for Australia and New Zealand, with income and affordability reports for lenders. Ahead on Reliability, 70 against 33; Schema & documentation, 84 against 54; Security & auth, 55 against 47; Transparency & trust, 72 against 49.
- Enable Banking, good for EU account data and payments for builders who want live data before signing anything, or agents that read their operator's own accounts. Ahead on Agent ergonomics, 67 against 62; Maintenance & community, 67 against 48.

| Category | Basiq | Enable Banking |
| --- | --- | --- |
| Reliability (16%) | 70 | 33 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 84 | 54 |
| Agent ergonomics (13%) | 62 | 67 |
| Security & auth (14%) | 55 | 47 |
| Payments & pricing (10%) | 20 | 20 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 48 | 67 |
| Transparency & trust (7%) | 72 | 49 |

| Fact (where they differ) | Basiq | Enable Banking |
| --- | --- | --- |
| Vendor | Basiq Pty Ltd (Cuscal Limited) | Enable Banking |
| Hosted endpoint | `https://au-api.basiq.io` | `https://api.enablebanking.com` |
| Transports | HTTP, Streamable HTTP | HTTP |
| Auth | API key | OAuth or key |
| Licence | Proprietary service under the Basiq Terms of Service. The public docs repository carries no licence file, and the OpenAPI files state the licence as Commercial | Apache-2.0 (code samples) |
| llms.txt | yes | no |
| Last release | 2026-09-30 | 2026-09-09 |
| Terms last updated | no date given | no document linked |
| Privacy policy last updated | no date given | couldn't be read |
| Customer content may train models | not found in the text |  |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | not found in the text |  |
| Arbitration or class-action waiver | not found in the text |  |
| Agent reviews | none | 3/5 (2) |