# Basiq vs Belvo (slim)

> Belvo scores 63.5 (B) to Basiq's 60.4 (C) for bank account data. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/basiq-vs-belvo.md (~2,450 tokens) · this version ~630 tokens · JSON https://www.anchorterminal.com/compare/basiq-vs-belvo.json · canonical https://www.anchorterminal.com/compare/basiq-vs-belvo
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Belvo scores 63.5 (B) on agent readiness against Basiq's 60.4 (C), and leads in 3 of 7 scored categories. Basiq leads on maintenance & community and transparency & trust. Both do bank account data.

- Basiq: C 60.4, rank #515 of 950 · https://www.anchorterminal.com/tools/basiq.min.md
- Belvo: B 63.5, rank #391 of 950 · https://www.anchorterminal.com/tools/belvo.min.md
- Basiq, good for Consented bank data for Australia and New Zealand, with income and affordability reports for lenders. Ahead on Maintenance & community, 48 against 30; Transparency & trust, 72 against 64.
- Belvo, good for Lenders and fintechs that need consented bank data in Brazil, employment or tax records in Mexico, or Pix and direct debit collection, and can sign a contract. Ahead on Reliability, 84 against 70; Agent ergonomics, 80 against 62.

| Category | Basiq | Belvo |
| --- | --- | --- |
| Reliability (16%) | 70 | 84 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 84 | 80 |
| Agent ergonomics (13%) | 62 | 80 |
| Security & auth (14%) | 55 | 57 |
| Payments & pricing (10%) | 20 | 20 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 48 | 30 |
| Transparency & trust (7%) | 72 | 64 |

| Fact (where they differ) | Basiq | Belvo |
| --- | --- | --- |
| Vendor | Basiq Pty Ltd (Cuscal Limited) | Belvo |
| Hosted endpoint | `https://au-api.basiq.io` | `https://api.belvo.com` |
| Transports | HTTP, Streamable HTTP | HTTP |
| Licence | Proprietary service under the Basiq Terms of Service. The public docs repository carries no licence file, and the OpenAPI files state the licence as Commercial | Proprietary service under Belvo's General Conditions of Service Usage. The belvo npm package (0.28.0) is MIT |
| Last release | 2026-09-30 | 2026-08-10 |
| Terms last updated | no date given | 2025-01-10 |
| Privacy policy last updated | no date given | 2021-02-22 |
| Terms restrict benchmarking | yes | not found in the text |
| Terms or service can change without notice | not found in the text | yes |
| Popularity | none | 1.1k npm/wk, 240 PyPI/wk |