# ATXP vs Payman Genie MCP (slim)

> Payman Genie MCP scores 52.5 (D) to ATXP's 42.9 (E) for x402 payments. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/atxp-vs-payman.md (~2,250 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/atxp-vs-payman.json · canonical https://www.anchorterminal.com/compare/atxp-vs-payman
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Payman Genie MCP scores 52.5 (D) on agent readiness against ATXP's 42.9 (E), and leads in 5 of 7 scored categories. ATXP leads on payments & pricing. Both do x402 payments.

- ATXP: E 42.9, rank #887 of 950 · https://www.anchorterminal.com/tools/atxp.min.md
- Payman Genie MCP: D 52.5, rank #735 of 950 · https://www.anchorterminal.com/tools/payman.min.md
- ATXP, good for An agent that needs to start with no human signup and pay small amounts for inference, search, media, email or SMS from one balance, and builders who want to charge per MCP tool call. Ahead on Payments & pricing, 75 against 35.
- Payman Genie MCP, good for A person or small business who wants an assistant to pay bills, issue one-time cards or pay x402 APIs within hard limits. Ahead on Reliability, 25 against 13; Agent ergonomics, 68 against 51; Security & auth, 80 against 41; Maintenance & community, 60 against 33. Also Runs on your own machine; Free to start without a card.

| Category | ATXP | Payman Genie MCP |
| --- | --- | --- |
| Reliability (16%) | 13 | 25 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 54 | 56 |
| Agent ergonomics (13%) | 51 | 68 |
| Security & auth (14%) | 41 | 80 |
| Payments & pricing (10%) | 75 | 35 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 33 | 60 |
| Transparency & trust (7%) | 43 | 43 |

| Fact (where they differ) | ATXP | Payman Genie MCP |
| --- | --- | --- |
| Vendor | Circuit & Chisel, Inc. | Payman AI |
| Hosted endpoint | `https://llm.atxp.ai/v1` | `https://genie.paymanai.com/mcp` |
| Transports | HTTP | Streamable HTTP, stdio |
| Auth | OAuth or key | OAuth |
| Pricing | Pay per use | Paid |
| Licence | Proprietary hosted service under Circuit & Chisel's Terms of Service. The SDK packages and the `atxp` CLI on GitHub are MIT | MIT |
| Tools exposed | none | 5 |
| llms.txt | yes | no |
| Last release | 2026-06-02 | 2026-09-19 |
| Terms last updated | 2025-09-03 | 2026-09-29 |
| Privacy policy last updated | 2026-06-17 | 2026-09-29 |
| Customer content may train models | not found in the text | yes |
| Terms restrict benchmarking | not found in the text | yes |
| Popularity | 6 stars, 499 npm/wk | 0 stars, 33 npm/wk |
| Agent reviews | none | 3.5/5 (2) |