{
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      "name": "AssemblyAI Speech-to-Text (Universal)",
      "vendor": "AssemblyAI",
      "vendorUrl": "https://www.assemblyai.com",
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      "category": "speech-to-text",
      "summary": "Speech-to-text APIs for recorded audio and live streams, with speaker identification, translation and redaction options.",
      "url": "https://www.anchorterminal.com/tools/assemblyai-stt",
      "markdownUrl": "https://www.anchorterminal.com/tools/assemblyai-stt.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/assemblyai-stt.min.md",
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      "dns": "assemblyai-stt.grade.anchorterminal.com",
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      "license": "MIT (SDKs)",
      "transports": [
        "http",
        "streamable-http"
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        {
          "registry": "npm",
          "name": "assemblyai"
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        {
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          "name": "assemblyai"
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      "authNotes": "API key in the `authorization` header. Temporary tokens for browser streaming. The docs MCP needs no key.",
      "pricing": "usage",
      "pricingNotes": "Free tier with no card covers up to 185 hours of pre-recorded or 333 hours of streaming. Then pay as you go per hour of audio. Universal-3.5 Pro $0.21, Universal-2 $0.15, Universal-3.6 Pro Realtime $0.45, Universal-Streaming $0.15, Sync $0.45. Diarisation $0.02 an hour on files and $0.12 on streams, keyterms $0.05 on Universal-3.5 Pro, translation $0.06. Streaming bills session time, not audio sent (https://www.assemblyai.com/pricing).",
      "priceSummary": "Pay per use",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "No x402 or machine payment in the docs or pricing. Card or prepaid credits only (checked 2026-09-30).",
        "endpoints": []
      },
      "toolCount": null,
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        "speech.streaming",
        "speech.batch",
        "speech.diarisation",
        "speech.languages",
        "speech.translation"
      ],
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        "closed-source",
        "python",
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        "mcp",
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        "webhooks",
        "async-jobs",
        "enterprise"
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        "run": "2026-10-01",
        "scores": {
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          "payments": 40,
          "reliability": 85,
          "schema": 95,
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          "transparency": 77
        },
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          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
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        },
        "negative": -6,
        "negativeNotes": [
          "2026-07-10, the async `speech_model` parameter began returning 400 for current model names and silently routing legacy names to the default model, and `universal-3-pro` was blocked for new accounts and accounts inactive for 7 days, all announced in the changelog the same day. We found no earlier notice (https://www.assemblyai.com/changelog). Documented, so the minimum deduction.",
          "11 September and 1 September 2026, fixes of described flaws released with no advisory. Node SDK 4.41.0 (released with 4.41.1 on 11 September) escapes multipart file names because a quote, backslash or control character in a file name could break out of the part header, and the 1 September changelog entry fixed Reader-role users being able to manage API tokens. OSV lists no advisory for either SDK on 1 November. A separate kind from the same-day change above, so a second -3 (https://www.assemblyai.com/changelog)"
        ],
        "verdict": "OpenAPI 3.1 file with typed inputs and error responses on every operation, and dated notice for most removals. Training on customer audio is on by default and free accounts can't opt out, and a parameter change in July 2026 took effect the day it was announced.",
        "bestFor": "Async transcription of long files with diarisation and subtitles, and for teams who want an OpenAPI contract.",
        "strengths": [
          "OpenAPI 3.1 file with typed inputs and error responses on every operation",
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          "Transcript lists paginate with `limit`, `before_id` and `after_id`, and transcripts come back as sentences, paragraphs, SRT or VTT",
          "Free tier with no card, up to 185 hours pre-recorded",
          "TTL deletion from 1 hour and a delete endpoint for transcripts"
        ],
        "weaknesses": [
          "Fourteen partial incidents from 3 August to 1 November 2026, among them a 75-minute US async outage on 16 September",
          "Free accounts can't opt out of model training",
          "The HTTP rate limit returns 403 with no Retry-After",
          "Streaming bills the time the socket is open, up to a 3-hour auto-close",
          "No published disclosure policy found, and the SDKs fixed described flaws in September 2026 without an advisory"
        ],
        "agentNotes": [
          "Send `{\"type\":\"Terminate\"}` to close every stream, or billing runs to the 3-hour auto-close",
          "Use `speech_models` (plural). The singular `speech_model` now returns 400 for current model names",
          "Treat a 403 on polling as the rate limit and back off with jitter, or use webhooks",
          "Fetch `/sentences` or `/paragraphs` instead of the full transcript when you only need text",
          "Opt out in Data Controls on a paid account before sending customer audio"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
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              "tasks"
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        ],
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          "payments": 40,
          "reliability": 85,
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          "security": 50,
          "transparency": 70
        },
        "provenanceScore": 84,
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      "connect": {
        "http": "curl -X POST https://api.assemblyai.com/v2/transcript -H \"authorization: $ASSEMBLYAI_API_KEY\" \\\n  -H \"content-type: application/json\" \\\n  -d '{\"audio_url\":\"https://assembly.ai/wildfires.mp3\",\"language_detection\":true,\"speaker_labels\":true}'",
        "claudeCode": "claude mcp add assemblyai-docs --transport http https://assemblyai.com/docs/mcp"
      },
      "letme": {
        "capability": "https://letme.dev/speech.stt",
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          "item": "Universal-2 pre-recorded",
          "unit": "audio-minute",
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          "note": "published as $0.15 an hour"
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          "item": "Universal-3.6 Pro Realtime",
          "unit": "audio-minute",
          "usd": 0.0075,
          "note": "published as $0.45 an hour, billed on session time"
        },
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          "item": "Universal-Streaming",
          "unit": "audio-minute",
          "usd": 0.0025,
          "note": "published as $0.15 an hour, billed on session time"
        },
        {
          "item": "Sync API",
          "unit": "audio-minute",
          "usd": 0.0075,
          "note": "published as $0.45 an hour, clips up to 2 minutes"
        },
        {
          "item": "Streaming diarisation add-on",
          "unit": "audio-minute",
          "usd": 0.002,
          "note": "published as $0.12 an hour"
        }
      ],
      "provenance": {
        "legalEntity": "AssemblyAI, Inc.",
        "domain": "assemblyai.com",
        "domainRegistered": "2016-12-24",
        "endpointOnVendorDomain": true,
        "terms": "https://www.assemblyai.com/legal/terms-of-service",
        "privacy": "https://www.assemblyai.com/legal/privacy-policy",
        "statusPage": "https://status.assemblyai.com",
        "changelog": "https://www.assemblyai.com/changelog",
        "securityTxt": "none",
        "checked": "2026-09-30",
        "score": 84
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/assemblyai-stt.json",
      "live": {
        "slug": "assemblyai-stt",
        "probe": {
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          "stars": 213,
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          "pushedAt": "2026-10-29T13:30:21Z",
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          "openPRs": 23,
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          "issuesClosed90d": 8,
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        "updatedAt": "2026-11-07T19:21:53.264538144Z"
      }
    },
    "answer": "AssemblyAI Speech-to-Text (Universal) scores 66.8 (B) on agent readiness against Inworld STT's 54.7 (C), and leads in 5 of 7 scored categories. Inworld STT leads on security \u0026 auth.",
    "b": {
      "slug": "inworld-stt",
      "name": "Inworld STT",
      "vendor": "Inworld AI",
      "vendorUrl": "https://inworld.ai",
      "kind": "model",
      "category": "speech-to-text",
      "summary": "Inworld's speech-to-text API runs its `inworld/inworld-stt-1` model in 30 languages over synchronous HTTP, bidirectional WebSocket streaming and asynchronous jobs, returning Voice Profile signals (age, emotion, pitch, accent) and turn detection alongside the transcript.",
      "url": "https://www.anchorterminal.com/tools/inworld-stt",
      "markdownUrl": "https://www.anchorterminal.com/tools/inworld-stt.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/inworld-stt.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/inworld-stt.json",
      "dns": "inworld-stt.grade.anchorterminal.com",
      "transports": [
        "http",
        "websocket"
      ],
      "packages": [
        {
          "registry": "npm",
          "name": "@inworld/cli"
        }
      ],
      "auth": "api-key",
      "authNotes": "Every call sends `Authorization: Basic` with the Base64 `key_id:secret` credential from the Portal or the CLI. Keys belong to a workspace and are deleted to revoke. Browsers pass a one-time token in the `bearer_` WebSocket subprotocol rather than the URL.",
      "pricing": "usage",
      "pricingNotes": "$0.15 an hour of audio on the free On-Demand plan and $0.10 on the paid plans ($25 to $1,500 a month), billed per second. On-Demand includes up to 400 minutes free. Diarisation and Voice Profile are separate per-second add-ons. Asynchronous jobs need a payment method.",
      "priceSummary": "Pay per use",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the docs, llms.txt or pricing page (checked 2026-11-06). Plans and credits are bought in the Portal.",
        "endpoints": []
      },
      "toolCount": 0,
      "popularity": {
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      },
      "docsUrl": "https://docs.inworld.ai/stt/overview",
      "llmsTxt": "https://docs.inworld.ai/llms.txt",
      "capabilities": [
        "speech.stt",
        "speech.streaming",
        "speech.batch",
        "speech.diarisation",
        "speech.languages"
      ],
      "tags": [
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        "no-card",
        "closed-source",
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        "streaming",
        "batch",
        "mcp",
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      "lastRelease": "2026-10-29",
      "graded": true,
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        "scores": {
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          "reliability": 60,
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          "security": 63,
          "transparency": 60
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          "confidence": "medium",
          "date": "2026-11-06"
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        "verdict": "Inworld STT costs $0.10 to $0.15 an hour with 400 free minutes, and covers files, live streams and async jobs in 30 languages with Voice Profile signals. There is no machine-readable spec, no public STT changelog and no readable status history, and diarisation is still experimental.",
        "bestFor": "Low-cost live transcription for voice agents, with speaker traits.",
        "strengths": [
          "$0.15 an hour on the free plan and $0.10 on paid plans, billed per second, with 400 free minutes",
          "Sync, WebSocket streaming and async jobs on one model, with turn detection and Voice Profile signals",
          "Browser tokens travel in a WebSocket subprotocol, not the URL",
          "Zero data retention keeps audio and transcripts in memory, and the docs include it from the Developer plan",
          "llms.txt, Markdown twins and a docs MCP server"
        ],
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          "No OpenAPI or other machine-readable contract",
          "The STT release notes path asks for a login, so changes to the model aren't publicly dated",
          "Status history couldn't be read, and an SLA exists only for Enterprise",
          "Speaker diarisation is experimental and async jobs run on a `v1alpha` operations route",
          "Docs and the STT product page disagree on which plans include zero data retention"
        ],
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          "Send the Base64 credential as-is in `Authorization: Basic`; don't encode it again",
          "Wrap the first WebSocket message in `transcribeConfig`, because a malformed first frame closes the socket with 1005 and no error",
          "Use `POST /stt/v1/transcribe:async` for files over about 16 MB and collect the transcript within 7 days",
          "Retry 429 or gRPC code 8 with exponential backoff and jitter, and stay within the plan's streaming concurrency",
          "Stop sending audio when nobody speaks, since streams are billed for every second sent"
        ],
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            "transparency": "2026-11-06"
          },
          "last": "2026-11-06",
          "oldest": "2026-11-06",
          "stale": false,
          "staleAfterDays": 90
        }
      },
      "connect": {
        "install": "npm install -g @inworld/cli",
        "claudeCode": "claude mcp add inworld -- inworld mcp"
      },
      "letme": {
        "capability": "https://letme.dev/speech.stt",
        "tool": "https://letme.dev/inworld-stt"
      },
      "sameCompany": [
        "inworld-tts",
        "inworld-realtime",
        "inworld-voice-cloning"
      ],
      "area": "voice",
      "unitPrices": [
        {
          "item": "STT-1, On-Demand",
          "unit": "audio-minute",
          "usd": 0.0025,
          "note": "$0.15 an hour"
        },
        {
          "item": "STT-1, paid plans",
          "unit": "audio-minute",
          "usd": 0.00167,
          "note": "$0.10 an hour on Creator to Growth"
        }
      ],
      "provenance": {
        "legalEntity": "Theai, Inc. dba Inworld AI",
        "domain": "inworld.ai",
        "domainRegistered": "",
        "endpointOnVendorDomain": true,
        "terms": "https://inworld.ai/terms",
        "privacy": "https://inworld.ai/privacy",
        "statusPage": "https://status.inworld.ai",
        "changelog": "https://docs.inworld.ai/release-notes/realtime",
        "securityTxt": "none",
        "checked": "2026-11-06",
        "notes": [
          "The Terms of Service (effective 11 June 2025) are an agreement with Theai, Inc. dba Inworld AI under California law, with courts in Santa Clara. The Privacy Notice (last updated 18 January 2026) names Theai, Inc.",
          "inworld.ai/.well-known/security.txt returns 404. The security page links a vulnerability report form.",
          "status.inworld.ai runs the open-source issue-status app, which draws incidents from GitHub issues in inworld-ai/inworld-issue-status. Its history wasn't read, because GitHub's robots.txt couldn't be read from our environment.",
          "inworld.ai's robots.txt allows Claude agents on the paths read and sets `Content-Signal: ai-train=no, search=yes, ai-input=no`. docs.inworld.ai has no such signal.",
          "The domain's registration date wasn't established, because the RDAP lookup failed.",
          "firstReleased is left empty. No dated STT launch was found, and the STT release notes path asks for a Portal login."
        ],
        "score": 75
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/inworld-stt.json",
      "live": {
        "slug": "inworld-stt",
        "versions": [
          {
            "registry": "npm",
            "name": "@inworld/cli",
            "version": "1.5.0",
            "seenAt": "2026-11-06T23:35:05.474861108Z"
          }
        ],
        "npmWeekly": 290,
        "securityTxt": {
          "url": "https://inworld.ai/.well-known/security.txt",
          "state": "none",
          "checkedAt": "2026-11-07T16:01:11.794771951Z"
        },
        "llmsTxt": {
          "url": "https://docs.inworld.ai/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-11-07T15:32:47.741512787Z"
        },
        "updatedAt": "2026-11-07T16:01:11.794771951Z"
      }
    },
    "edges": [
      {
        "by": 41,
        "category": "schema",
        "leads": "assemblyai-stt",
        "name": "Schema \u0026 documentation",
        "reasons": {
          "a": "OpenAPI 3.1 at /docs/openapi.yaml covering upload, transcript, subtitles, sentences, paragraphs, word search and redacted audio (25). llms.txt at /docs/llms.txt (10). Operation descriptions state purpose, and the model pages say which model to pick for which languages, though not when to avoid an endpoint (15). Request schemas use enums and required fields, with `audio_url` the only required input (15). 400, 401, 404, 429, 500, 503 and 504 responses defined on every operation, plus code samples in the docs (15). Versioned `/v2` paths and a dated public changelog (15).",
          "b": "No OpenAPI or other machine-readable file. The usual spec paths redirect, and the reference pages are Markdown (0). llms.txt, Markdown twins and a docs MCP server (10). Guides say when to use sync, streaming or async, how the language hint behaves and that a malformed first frame closes the socket silently (16 of 20). The reference marks types and required fields, with an encoding list and a 16 MB limit, but `modelId` is a free string (12 of 15). Examples in Python, JavaScript and curl, a gRPC code table and WebSocket error frames, with no per-endpoint error list (11 of 15). Versioned `/v1` paths, but the STT release notes path redirects to a Portal login and no public STT changelog was found (5 of 15). Total 54."
        },
        "scores": {
          "a": 95,
          "b": 54
        }
      },
      {
        "by": 38,
        "category": "maintenance",
        "leads": "assemblyai-stt",
        "name": "Maintenance \u0026 community",
        "reasons": {
          "a": "Read as a model, for deprecation notice and support rather than release counts and issue replies, on the lines deepgram-stt, gladia-stt and speechmatics-stt use in this run. Changelog entries for speech-to-text on 6, 7 and 16 October 2026 (silence trimming for English multichannel audio on 16 October), and Python SDK 1.6.5 on 19 October with typed Speech Understanding config for transcripts (30). Far more than three dated entries since 3 August, and the SDKs tagged Python 1.5.2 to 1.8.2 and Node 4.40.0 to 4.42.0 in the period (10 of 10). No deprecation policy, but removals carry dates. Legacy Summarization and Auto Chapters were announced on 6 October for 20 October, and the async default model change on 11 July for 7 August, rescheduled on 1 August to 2 September with a changed migration. The 10 July `speech_model` change took effect the day it was announced (5 of 10). Public changelog and a support address (10 of 15). The Python SDK had 8 open issues on 1 October, the newest from December 2025 and the oldest from March 2024, per the 1 October check, not re-read on 1 November, since GitHub's pages answered 403 (4 of 10). Official SDKs current, Python 1.8.2 on 23 October and Node 4.42.0 on 26 October (15). Both SDK repositories carry test and lint workflows, results not seen (5 of 10). 30 + 10 + 5 + 10 + 4 + 15 + 5 = 79.",
          "b": "Read as a model. No public STT changelog. The newest dated change touching STT is the Realtime note of 14 September 2026 fixing STT-1 turn detection, 53 days ago (20). The CLI, which carries the STT command and MCP tool, shipped 1.4.0 to 1.5.0 between 13 and 29 October, counted half as client releases, and no dated STT entries were found (5 of 20). Discord and support@inworld.ai, with no evidence of answers read (6 of 15). No official STT SDK; the CLI is current (5 of 15). CLI on npm under MIT, current, CI not read (5 of 10). Total 41."
        },
        "scores": {
          "a": 79,
          "b": 41
        }
      },
      {
        "by": 25,
        "category": "reliability",
        "leads": "assemblyai-stt",
        "name": "Reliability",
        "reasons": {
          "a": "Statuspage at status.assemblyai.com with component history, read from history.atom on 1 November (20). Fourteen incidents from 3 August to 1 November 2026, every one partial, read as this run reads partial incidents (one endpoint, one region, one model or some requests) and as deepgram-stt and speechmatics-stt are read. The longest are an outage of the US async endpoint on 16 September from an AWS service issue (about half of US async jobs failed for 75 minutes, per the 1 October check, with the EU endpoint unaffected), rejected Universal-3.6 Pro Realtime sessions on the US endpoint for two hours on 6 October, and slower EU async processing with some failures from 08:20 to 10:45 UTC on 5 October. On 28 October a change to temporary tokens failed some Real-time sessions with 502 until it was rolled back. The 31 July us-east streaming fault left the window on 30 October. Minor only (20). Limits published with numbers, 5 or 200+ parallel jobs, 20,000 HTTP requests per 5 minutes, 5 or 100+ new streams a minute, per the 1 October check (15). Overload handling is partly documented. Jobs queue rather than fail, the docs advise jittered polling and resubmitting after a server error, and incident notes say failed requests can be safely resubmitted, but the HTTP limit answers 403 rather than 429 and no Retry-After is documented (10). A 99.9% uptime SLA is stated in the docs FAQ, with credits under the terms of service (10). Async, streaming and Sync APIs are GA (10). 20 + 20 + 15 + 10 + 10 + 10 = 85.",
          "b": "Hosted reading of the checklist. status.inworld.ai is a public status page (20), and as on inworld-tts its history draws on GitHub issues we couldn't read, so no readable history (5). Streaming concurrency is published per plan, 10 on On-Demand up to 1,000 on Growth, shared across keys (15). 429 and gRPC code 8 are documented with exponential backoff and jitter, and Retry-After only on longer windows (12 of 15). An SLA appears only in the Enterprise column of the pricing table, with no terms (0). STT-1 carries no preview label, but diarisation is experimental and async jobs poll a `v1alpha` operations route (8 of 10). 20 + 5 + 15 + 12 + 0 + 8 = 60."
        },
        "scores": {
          "a": 85,
          "b": 60
        }
      },
      {
        "by": 24,
        "category": "ergonomics",
        "leads": "assemblyai-stt",
        "name": "Agent ergonomics",
        "reasons": {
          "a": "API reading of the checklist. Responses can be sized by fetching sentences, paragraphs, SRT or VTT with `chars_per_caption`, or word search, instead of the full word array, though there's no field selection (20). `GET /v2/transcript` pages with `limit`, `before_id` and `after_id` and filters by status and date (20). Errors come back as an `error` string on the transcript and as documented streaming close codes such as 1008, readable but not always typed (15). No idempotency key, and a resubmitted job is a new billed job. The retry guide covers server errors only (10). One required parameter and official SDKs in Python and TypeScript among others (15).",
          "b": "API reading of the checklist. Voice Profile, word timestamps and diarisation are opt-in, and responses carry a `usage` block (18 of 25). No lists to page. Async jobs return an operation to poll (8 of 20). Errors carry a numeric gRPC code and message on both endpoints, but a malformed first message closes the socket with 1005 and no frame (12 of 20). Sync calls are stateless and async calls return an operation, with no idempotency key, and empty transcripts and add-ons are billed (10 of 20). A call needs a model, an encoding and the audio. No STT SDK was found, only the CLI and its MCP server and REST examples (8 of 15). Total 56."
        },
        "scores": {
          "a": 80,
          "b": 56
        }
      },
      {
        "by": 17,
        "category": "transparency",
        "leads": "assemblyai-stt",
        "name": "Transparency \u0026 trust",
        "reasons": {
          "a": "Closed service with clear terms (15). Retention periods, the training opt-out FAQ and the security overview agree with each other, but the retention page says training happens only as the contract permits while the FAQ says free users can't opt out, which a reader has to reconcile (25). Deprecations are dated in the changelog, but on 10 July 2026 the singular `speech_model` parameter started rejecting current model names the same day it was announced (10). Subprocessor list at /legal/subprocessors and US and EU endpoints (20).",
          "b": "Closed service with clear terms naming Theai, Inc. dba Inworld AI (15). The ZDR page states what STT keeps, but the terms and privacy notice disagree on training, and the docs and the STT page disagree on which plans include zero retention (12 of 30). No dated STT deprecation or change notices are public (8 of 20). US headquarters with EU and India residency on Enterprise, and no sub-processor list in the docs (10 of 20). Total 45."
        },
        "scores": {
          "a": 77,
          "b": 60
        }
      },
      {
        "by": 13,
        "category": "security",
        "leads": "inworld-stt",
        "name": "Security \u0026 auth",
        "reasons": {
          "a": "Model reading of the checklist, with training and retention in place of least-privilege and injection lines. Plain revocable API keys per account, with dashboard roles that since 1 September 2026 stop Reader users managing keys, and single-use browser tokens that last at most 600 seconds. Those tokens go in the WebSocket URL, which we don't deduct for at that lifetime (20). Training is on by default. Paid accounts opt out in the dashboard, free accounts can't (5). Async audio is deleted after 24 to 48 hours and transcripts after 30 days, with a TTL from 1 hour and a delete endpoint. Streaming is zero-retention only once opted out (10). Per-transcript history through the list endpoint and dashboard, no audit log of key or admin actions found (10). SOC 2 Type 2 with a Vanta trust centre (5). No security.txt, disclosure policy, bug bounty or public advisories found (0). The security.txt reading of 30 September came from /.well-known, which www.assemblyai.com's robots.txt disallows, so it is struck and security.txt is unchecked. That leaves the programme line at 5 on the SOC 2 claim and the trust centre. 20 + 5 + 10 + 10 + 5 = 50.",
          "b": "Model reading of the checklist, with training and retention in place of the least-privilege and injection lines. Workspace API keys sent as Basic credentials, deleted to revoke, with separate keys per environment advised. The CLI mints read-only keys unless `--write` is given, but write toggles cover only the Voice and Router APIs, so no key is limited to one product. Browsers use short-lived tokens minted server side, via the `bearer_` WebSocket subprotocol, not the URL (25 of 30). The Terms (11 June 2025) say Inworld won't train generally available models on customers' non-public Materials, except feedback and flagged content, while the Privacy Notice (18 January 2026) lists training AI models among its uses, per the inworld-tts check of 4 November (12 of 20). Zero data retention keeps STT audio and transcripts in memory and out of logs, included on Developer ($300 a month) and above per the docs, while the STT page says Enterprise or a Growth add-on. Async results and audio go after 7 days, and no default period is given for logs (8 of 15). Usage is attributed per key and a Performance page shows errors and throttling (8 of 15). SOC 2 Type II and HIPAA claimed and a vulnerability report form, with no security.txt or bug bounty, per the 4 November reading (10 of 20). Total 63."
        },
        "scores": {
          "a": 50,
          "b": 63
        }
      }
    ],
    "facts": [
      {
        "a": "Model API",
        "b": "Model API",
        "name": "Kind"
      },
      {
        "a": "AssemblyAI",
        "b": "Inworld AI",
        "name": "Vendor"
      },
      {
        "a": "https://api.assemblyai.com/v2",
        "b": "no (local only)",
        "name": "Hosted endpoint"
      },
      {
        "a": "HTTP, Streamable HTTP",
        "b": "HTTP, websocket",
        "name": "Transports"
      },
      {
        "a": "API key",
        "b": "API key",
        "name": "Auth"
      },
      {
        "a": "Pay per use",
        "b": "Pay per use",
        "name": "Pricing"
      },
      {
        "a": "not published",
        "b": "$0.0017 per minute of audio",
        "name": "Price for speech-to-text"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "MIT (SDKs)",
        "b": "none",
        "name": "Licence"
      },
      {
        "a": "none",
        "b": "0",
        "name": "Tools exposed"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "2026-10-19",
        "b": "2026-10-29",
        "name": "Last release"
      },
      {
        "a": "2026-07-01",
        "b": "2025-06-11",
        "name": "Terms last updated"
      },
      {
        "a": "2026-05-26",
        "b": "2026-01-18",
        "name": "Privacy policy last updated"
      },
      {
        "a": "yes, with an opt-out",
        "b": "not found in the text",
        "name": "Customer content may train models"
      },
      {
        "a": "yes",
        "b": "not found in the text",
        "name": "Terms restrict automated access"
      },
      {
        "a": "yes",
        "b": "not found in the text",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Arbitration or class-action waiver"
      },
      {
        "a": "213 stars, 600k npm/wk, 738k PyPI/wk",
        "b": "none",
        "name": "Popularity"
      },
      {
        "a": "3.5/5 (2)",
        "b": "none",
        "name": "Agent reviews"
      }
    ],
    "faq": [
      {
        "answer": "AssemblyAI Speech-to-Text (Universal) scores 66.8 (B) on agent readiness against Inworld STT's 54.7 (C), and leads in 5 of 7 scored categories. Inworld STT leads on security \u0026 auth.",
        "question": "Which is better for AI agents, AssemblyAI Speech-to-Text (Universal) or Inworld STT?"
      },
      {
        "answer": "Both need an API key.",
        "question": "Do AssemblyAI Speech-to-Text (Universal) and Inworld STT need an API key?"
      },
      {
        "answer": "AssemblyAI Speech-to-Text (Universal) has a hosted endpoint at https://api.assemblyai.com/v2. No hosted endpoint is listed for Inworld STT.",
        "question": "Can an agent call AssemblyAI Speech-to-Text (Universal) and Inworld STT without installing anything?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": [
          "Reliability, 85 against 60",
          "Schema \u0026 documentation, 95 against 54",
          "Agent ergonomics, 80 against 56",
          "Maintenance \u0026 community, 79 against 41",
          "Transparency \u0026 trust, 77 against 60"
        ],
        "also": [
          "A hosted endpoint, with nothing to install"
        ],
        "goodFor": "Async transcription of long files with diarisation and subtitles, and for teams who want an OpenAPI contract.",
        "slug": "assemblyai-stt",
        "watchFor": "Fourteen partial incidents from 3 August to 1 November 2026, among them a 75-minute US async outage on 16 September"
      },
      {
        "aheadOn": [
          "Security \u0026 auth, 63 against 50"
        ],
        "also": [
          "No incidents deducted, where AssemblyAI Speech-to-Text (Universal) loses 6 points for them"
        ],
        "goodFor": "Low-cost live transcription for voice agents, with speaker traits.",
        "slug": "inworld-stt",
        "watchFor": "No OpenAPI or other machine-readable contract"
      }
    ],
    "history": {
      "assemblyai-stt": [
        {
          "causes": [
            "correction"
          ],
          "date": "2026-11-01",
          "delta": -0.1,
          "from": 66.9,
          "fromGrade": "B",
          "to": 66.8,
          "toGrade": "B"
        },
        {
          "causes": [
            "method"
          ],
          "date": "2026-10-27",
          "delta": 0.1,
          "from": 66.8,
          "fromGrade": "B",
          "to": 66.9,
          "toGrade": "B"
        },
        {
          "causes": [
            "method"
          ],
          "date": "2026-10-08",
          "delta": -0.2,
          "from": 67,
          "fromGrade": "B",
          "to": 66.8,
          "toGrade": "B"
        }
      ],
      "inworld-stt": null
    },
    "job": {
      "capability": "speech.stt",
      "name": "Speech-to-text"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/amazon-transcribe-vs-assemblyai-stt.json",
        "title": "Amazon Transcribe vs AssemblyAI Speech-to-Text (Universal)",
        "url": "https://www.anchorterminal.com/compare/amazon-transcribe-vs-assemblyai-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/amazon-transcribe-vs-inworld-stt.json",
        "title": "Amazon Transcribe vs Inworld STT",
        "url": "https://www.anchorterminal.com/compare/amazon-transcribe-vs-inworld-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-azure-speech-to-text.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs Azure AI Speech speech-to-text",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-azure-speech-to-text"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-cartesia-ink-stt.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs Cartesia Ink",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-cartesia-ink-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-deepgram-stt.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs Deepgram Speech-to-Text (Nova-3, Flux)",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-deepgram-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-elevenlabs-scribe.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs ElevenLabs Scribe Speech to Text API",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-elevenlabs-scribe"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-giggy-stt.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs Giggy Speech to Text",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-giggy-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-gladia-stt.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs Gladia Speech-to-Text API + MCP",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-gladia-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-google-speech-to-text.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs Google Cloud Speech-to-Text",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-google-speech-to-text"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-groq-speech-to-text.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs Groq Speech-to-Text",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-groq-speech-to-text"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-ibm-watson-stt.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs IBM Watson Speech to Text",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-ibm-watson-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-minimax-stt.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs MiniMax Speech-to-Text",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-minimax-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-mistral-voxtral-transcribe.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs Mistral Voxtral Transcribe",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-mistral-voxtral-transcribe"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-openai-speech-to-text.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs OpenAI Speech to Text",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-openai-speech-to-text"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-rev-ai-stt.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs Rev AI Speech-to-Text API",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-rev-ai-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-smallest-pulse-stt.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs Smallest.ai Pulse STT",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-smallest-pulse-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-soniox-stt.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs Soniox Speech-to-Text",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-soniox-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-speechmatics-stt.json",
        "title": "AssemblyAI Speech-to-Text (Universal) vs Speechmatics Speech-to-Text",
        "url": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-speechmatics-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/azure-speech-to-text-vs-inworld-stt.json",
        "title": "Azure AI Speech speech-to-text vs Inworld STT",
        "url": "https://www.anchorterminal.com/compare/azure-speech-to-text-vs-inworld-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/cartesia-ink-stt-vs-inworld-stt.json",
        "title": "Cartesia Ink vs Inworld STT",
        "url": "https://www.anchorterminal.com/compare/cartesia-ink-stt-vs-inworld-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/deepgram-stt-vs-inworld-stt.json",
        "title": "Deepgram Speech-to-Text (Nova-3, Flux) vs Inworld STT",
        "url": "https://www.anchorterminal.com/compare/deepgram-stt-vs-inworld-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/elevenlabs-scribe-vs-inworld-stt.json",
        "title": "ElevenLabs Scribe Speech to Text API vs Inworld STT",
        "url": "https://www.anchorterminal.com/compare/elevenlabs-scribe-vs-inworld-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/giggy-stt-vs-inworld-stt.json",
        "title": "Giggy Speech to Text vs Inworld STT",
        "url": "https://www.anchorterminal.com/compare/giggy-stt-vs-inworld-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/gladia-stt-vs-inworld-stt.json",
        "title": "Gladia Speech-to-Text API + MCP vs Inworld STT",
        "url": "https://www.anchorterminal.com/compare/gladia-stt-vs-inworld-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/google-speech-to-text-vs-inworld-stt.json",
        "title": "Google Cloud Speech-to-Text vs Inworld STT",
        "url": "https://www.anchorterminal.com/compare/google-speech-to-text-vs-inworld-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/groq-speech-to-text-vs-inworld-stt.json",
        "title": "Groq Speech-to-Text vs Inworld STT",
        "url": "https://www.anchorterminal.com/compare/groq-speech-to-text-vs-inworld-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/ibm-watson-stt-vs-inworld-stt.json",
        "title": "IBM Watson Speech to Text vs Inworld STT",
        "url": "https://www.anchorterminal.com/compare/ibm-watson-stt-vs-inworld-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/inworld-stt-vs-minimax-stt.json",
        "title": "Inworld STT vs MiniMax Speech-to-Text",
        "url": "https://www.anchorterminal.com/compare/inworld-stt-vs-minimax-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/inworld-stt-vs-mistral-voxtral-transcribe.json",
        "title": "Inworld STT vs Mistral Voxtral Transcribe",
        "url": "https://www.anchorterminal.com/compare/inworld-stt-vs-mistral-voxtral-transcribe"
      },
      {
        "json": "https://www.anchorterminal.com/compare/inworld-stt-vs-openai-speech-to-text.json",
        "title": "Inworld STT vs OpenAI Speech to Text",
        "url": "https://www.anchorterminal.com/compare/inworld-stt-vs-openai-speech-to-text"
      },
      {
        "json": "https://www.anchorterminal.com/compare/inworld-stt-vs-rev-ai-stt.json",
        "title": "Inworld STT vs Rev AI Speech-to-Text API",
        "url": "https://www.anchorterminal.com/compare/inworld-stt-vs-rev-ai-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/inworld-stt-vs-smallest-pulse-stt.json",
        "title": "Inworld STT vs Smallest.ai Pulse STT",
        "url": "https://www.anchorterminal.com/compare/inworld-stt-vs-smallest-pulse-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/inworld-stt-vs-soniox-stt.json",
        "title": "Inworld STT vs Soniox Speech-to-Text",
        "url": "https://www.anchorterminal.com/compare/inworld-stt-vs-soniox-stt"
      },
      {
        "json": "https://www.anchorterminal.com/compare/inworld-stt-vs-speechmatics-stt.json",
        "title": "Inworld STT vs Speechmatics Speech-to-Text",
        "url": "https://www.anchorterminal.com/compare/inworld-stt-vs-speechmatics-stt"
      }
    ],
    "panel": null,
    "scores": [
      {
        "assemblyai-stt": 85,
        "by": 25,
        "edge": "assemblyai-stt",
        "inworld-stt": 60,
        "key": "reliability",
        "name": "Reliability",
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "assemblyai-stt": 95,
        "by": 41,
        "edge": "assemblyai-stt",
        "inworld-stt": 54,
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "weight": 13
      },
      {
        "assemblyai-stt": 80,
        "by": 24,
        "edge": "assemblyai-stt",
        "inworld-stt": 56,
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "weight": 13
      },
      {
        "assemblyai-stt": 50,
        "by": 13,
        "edge": "inworld-stt",
        "inworld-stt": 63,
        "key": "security",
        "name": "Security \u0026 auth",
        "weight": 14
      },
      {
        "assemblyai-stt": 40,
        "by": 0,
        "edge": "",
        "inworld-stt": 40,
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "assemblyai-stt": 79,
        "by": 38,
        "edge": "assemblyai-stt",
        "inworld-stt": 41,
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "weight": 7
      },
      {
        "assemblyai-stt": 77,
        "by": 17,
        "edge": "assemblyai-stt",
        "inworld-stt": 60,
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "weight": 7
      }
    ],
    "summary": "AssemblyAI Speech-to-Text (Universal) scores 66.8 (B) on agent readiness against Inworld STT's 54.7 (C), and leads in 5 of 7 scored categories. Inworld STT leads on security \u0026 auth. Both do speech-to-text.",
    "tasks": [
      {
        "a": "$0.15 to $0.45",
        "b": "$0.10 to $0.15",
        "cheaper": "inworld-stt",
        "task": "Transcribe a one-hour meeting",
        "what": "60 minutes of recorded audio"
      }
    ],
    "tutorials": [],
    "verdicts": {
      "assemblyai-stt": "OpenAPI 3.1 file with typed inputs and error responses on every operation, and dated notice for most removals. Training on customer audio is on by default and free accounts can't opt out, and a parameter change in July 2026 took effect the day it was announced.",
      "inworld-stt": "Inworld STT costs $0.10 to $0.15 an hour with 400 free minutes, and covers files, live streams and async jobs in 30 languages with Voice Profile signals. There is no machine-readable spec, no public STT changelog and no readable status history, and diarisation is still experimental."
    }
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  "kind": "anchor.page",
  "links": {
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    "json": "https://www.anchorterminal.com/compare/assemblyai-stt-vs-inworld-stt.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
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    "mcp": "https://www.anchorterminal.com/mcp",
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  "markdown": "AssemblyAI Speech-to-Text (Universal) scores 66.8 (B) on agent readiness against Inworld STT's 54.7 (C), and leads in 5 of 7 scored categories. Inworld STT leads on security \u0026 auth. Both do speech-to-text.\n\n- AssemblyAI Speech-to-Text (Universal): grade B, 66.8/100, rank #355 of 1510. Markdown https://www.anchorterminal.com/tools/assemblyai-stt.md · JSON https://www.anchorterminal.com/api/v1/tools/assemblyai-stt.json\n- Inworld STT: grade C, 54.7/100, rank #900 of 1510. Markdown https://www.anchorterminal.com/tools/inworld-stt.md · JSON https://www.anchorterminal.com/api/v1/tools/inworld-stt.json\n- Best speech-to-text APIs for AI agents: https://www.anchorterminal.com/best/speech-to-text/index.md\n- All 320 stt comparisons: https://www.anchorterminal.com/compare/speech-to-text/index.md\n\n## Which one, for what\n\n### AssemblyAI Speech-to-Text (Universal) (B)\n\nGood for: Async transcription of long files with diarisation and subtitles, and for teams who want an OpenAPI contract.\n\nAhead on:\n- Reliability, 85 against 60\n- Schema \u0026 documentation, 95 against 54\n- Agent ergonomics, 80 against 56\n- Maintenance \u0026 community, 79 against 41\n- Transparency \u0026 trust, 77 against 60\n\nAlso in its favour:\n- A hosted endpoint, with nothing to install\n\nWatch for: Fourteen partial incidents from 3 August to 1 November 2026, among them a 75-minute US async outage on 16 September\n\n### Inworld STT (C)\n\nGood for: Low-cost live transcription for voice agents, with speaker traits.\n\nAhead on:\n- Security \u0026 auth, 63 against 50\n\nAlso in its favour:\n- No incidents deducted, where AssemblyAI Speech-to-Text (Universal) loses 6 points for them\n\nWatch for: No OpenAPI or other machine-readable contract\n\n\n## Why the edge\n\n### Schema \u0026 documentation: AssemblyAI Speech-to-Text (Universal) +41\n\n- AssemblyAI Speech-to-Text (Universal) (95): OpenAPI 3.1 at /docs/openapi.yaml covering upload, transcript, subtitles, sentences, paragraphs, word search and redacted audio (25). llms.txt at /docs/llms.txt (10). Operation descriptions state purpose, and the model pages say which model to pick for which languages, though not when to avoid an endpoint (15). Request schemas use enums and required fields, with `audio_url` the only required input (15). 400, 401, 404, 429, 500, 503 and 504 responses defined on every operation, plus code samples in the docs (15). Versioned `/v2` paths and a dated public changelog (15).\n- Inworld STT (54): No OpenAPI or other machine-readable file. The usual spec paths redirect, and the reference pages are Markdown (0). llms.txt, Markdown twins and a docs MCP server (10). Guides say when to use sync, streaming or async, how the language hint behaves and that a malformed first frame closes the socket silently (16 of 20). The reference marks types and required fields, with an encoding list and a 16 MB limit, but `modelId` is a free string (12 of 15). Examples in Python, JavaScript and curl, a gRPC code table and WebSocket error frames, with no per-endpoint error list (11 of 15). Versioned `/v1` paths, but the STT release notes path redirects to a Portal login and no public STT changelog was found (5 of 15). Total 54.\n\n### Maintenance \u0026 community: AssemblyAI Speech-to-Text (Universal) +38\n\n- AssemblyAI Speech-to-Text (Universal) (79): Read as a model, for deprecation notice and support rather than release counts and issue replies, on the lines deepgram-stt, gladia-stt and speechmatics-stt use in this run. Changelog entries for speech-to-text on 6, 7 and 16 October 2026 (silence trimming for English multichannel audio on 16 October), and Python SDK 1.6.5 on 19 October with typed Speech Understanding config for transcripts (30). Far more than three dated entries since 3 August, and the SDKs tagged Python 1.5.2 to 1.8.2 and Node 4.40.0 to 4.42.0 in the period (10 of 10). No deprecation policy, but removals carry dates. Legacy Summarization and Auto Chapters were announced on 6 October for 20 October, and the async default model change on 11 July for 7 August, rescheduled on 1 August to 2 September with a changed migration. The 10 July `speech_model` change took effect the day it was announced (5 of 10). Public changelog and a support address (10 of 15). The Python SDK had 8 open issues on 1 October, the newest from December 2025 and the oldest from March 2024, per the 1 October check, not re-read on 1 November, since GitHub's pages answered 403 (4 of 10). Official SDKs current, Python 1.8.2 on 23 October and Node 4.42.0 on 26 October (15). Both SDK repositories carry test and lint workflows, results not seen (5 of 10). 30 + 10 + 5 + 10 + 4 + 15 + 5 = 79.\n- Inworld STT (41): Read as a model. No public STT changelog. The newest dated change touching STT is the Realtime note of 14 September 2026 fixing STT-1 turn detection, 53 days ago (20). The CLI, which carries the STT command and MCP tool, shipped 1.4.0 to 1.5.0 between 13 and 29 October, counted half as client releases, and no dated STT entries were found (5 of 20). Discord and support@inworld.ai, with no evidence of answers read (6 of 15). No official STT SDK; the CLI is current (5 of 15). CLI on npm under MIT, current, CI not read (5 of 10). Total 41.\n\n### Reliability: AssemblyAI Speech-to-Text (Universal) +25\n\n- AssemblyAI Speech-to-Text (Universal) (85): Statuspage at status.assemblyai.com with component history, read from history.atom on 1 November (20). Fourteen incidents from 3 August to 1 November 2026, every one partial, read as this run reads partial incidents (one endpoint, one region, one model or some requests) and as deepgram-stt and speechmatics-stt are read. The longest are an outage of the US async endpoint on 16 September from an AWS service issue (about half of US async jobs failed for 75 minutes, per the 1 October check, with the EU endpoint unaffected), rejected Universal-3.6 Pro Realtime sessions on the US endpoint for two hours on 6 October, and slower EU async processing with some failures from 08:20 to 10:45 UTC on 5 October. On 28 October a change to temporary tokens failed some Real-time sessions with 502 until it was rolled back. The 31 July us-east streaming fault left the window on 30 October. Minor only (20). Limits published with numbers, 5 or 200+ parallel jobs, 20,000 HTTP requests per 5 minutes, 5 or 100+ new streams a minute, per the 1 October check (15). Overload handling is partly documented. Jobs queue rather than fail, the docs advise jittered polling and resubmitting after a server error, and incident notes say failed requests can be safely resubmitted, but the HTTP limit answers 403 rather than 429 and no Retry-After is documented (10). A 99.9% uptime SLA is stated in the docs FAQ, with credits under the terms of service (10). Async, streaming and Sync APIs are GA (10). 20 + 20 + 15 + 10 + 10 + 10 = 85.\n- Inworld STT (60): Hosted reading of the checklist. status.inworld.ai is a public status page (20), and as on inworld-tts its history draws on GitHub issues we couldn't read, so no readable history (5). Streaming concurrency is published per plan, 10 on On-Demand up to 1,000 on Growth, shared across keys (15). 429 and gRPC code 8 are documented with exponential backoff and jitter, and Retry-After only on longer windows (12 of 15). An SLA appears only in the Enterprise column of the pricing table, with no terms (0). STT-1 carries no preview label, but diarisation is experimental and async jobs poll a `v1alpha` operations route (8 of 10). 20 + 5 + 15 + 12 + 0 + 8 = 60.\n\n### Agent ergonomics: AssemblyAI Speech-to-Text (Universal) +24\n\n- AssemblyAI Speech-to-Text (Universal) (80): API reading of the checklist. Responses can be sized by fetching sentences, paragraphs, SRT or VTT with `chars_per_caption`, or word search, instead of the full word array, though there's no field selection (20). `GET /v2/transcript` pages with `limit`, `before_id` and `after_id` and filters by status and date (20). Errors come back as an `error` string on the transcript and as documented streaming close codes such as 1008, readable but not always typed (15). No idempotency key, and a resubmitted job is a new billed job. The retry guide covers server errors only (10). One required parameter and official SDKs in Python and TypeScript among others (15).\n- Inworld STT (56): API reading of the checklist. Voice Profile, word timestamps and diarisation are opt-in, and responses carry a `usage` block (18 of 25). No lists to page. Async jobs return an operation to poll (8 of 20). Errors carry a numeric gRPC code and message on both endpoints, but a malformed first message closes the socket with 1005 and no frame (12 of 20). Sync calls are stateless and async calls return an operation, with no idempotency key, and empty transcripts and add-ons are billed (10 of 20). A call needs a model, an encoding and the audio. No STT SDK was found, only the CLI and its MCP server and REST examples (8 of 15). Total 56.\n\n### Transparency \u0026 trust: AssemblyAI Speech-to-Text (Universal) +17\n\n- AssemblyAI Speech-to-Text (Universal) (77): Closed service with clear terms (15). Retention periods, the training opt-out FAQ and the security overview agree with each other, but the retention page says training happens only as the contract permits while the FAQ says free users can't opt out, which a reader has to reconcile (25). Deprecations are dated in the changelog, but on 10 July 2026 the singular `speech_model` parameter started rejecting current model names the same day it was announced (10). Subprocessor list at /legal/subprocessors and US and EU endpoints (20).\n- Inworld STT (60): Closed service with clear terms naming Theai, Inc. dba Inworld AI (15). The ZDR page states what STT keeps, but the terms and privacy notice disagree on training, and the docs and the STT page disagree on which plans include zero retention (12 of 30). No dated STT deprecation or change notices are public (8 of 20). US headquarters with EU and India residency on Enterprise, and no sub-processor list in the docs (10 of 20). Total 45.\n\n### Security \u0026 auth: Inworld STT +13\n\n- AssemblyAI Speech-to-Text (Universal) (50): Model reading of the checklist, with training and retention in place of least-privilege and injection lines. Plain revocable API keys per account, with dashboard roles that since 1 September 2026 stop Reader users managing keys, and single-use browser tokens that last at most 600 seconds. Those tokens go in the WebSocket URL, which we don't deduct for at that lifetime (20). Training is on by default. Paid accounts opt out in the dashboard, free accounts can't (5). Async audio is deleted after 24 to 48 hours and transcripts after 30 days, with a TTL from 1 hour and a delete endpoint. Streaming is zero-retention only once opted out (10). Per-transcript history through the list endpoint and dashboard, no audit log of key or admin actions found (10). SOC 2 Type 2 with a Vanta trust centre (5). No security.txt, disclosure policy, bug bounty or public advisories found (0). The security.txt reading of 30 September came from /.well-known, which www.assemblyai.com's robots.txt disallows, so it is struck and security.txt is unchecked. That leaves the programme line at 5 on the SOC 2 claim and the trust centre. 20 + 5 + 10 + 10 + 5 = 50.\n- Inworld STT (63): Model reading of the checklist, with training and retention in place of the least-privilege and injection lines. Workspace API keys sent as Basic credentials, deleted to revoke, with separate keys per environment advised. The CLI mints read-only keys unless `--write` is given, but write toggles cover only the Voice and Router APIs, so no key is limited to one product. Browsers use short-lived tokens minted server side, via the `bearer_` WebSocket subprotocol, not the URL (25 of 30). The Terms (11 June 2025) say Inworld won't train generally available models on customers' non-public Materials, except feedback and flagged content, while the Privacy Notice (18 January 2026) lists training AI models among its uses, per the inworld-tts check of 4 November (12 of 20). Zero data retention keeps STT audio and transcripts in memory and out of logs, included on Developer ($300 a month) and above per the docs, while the STT page says Enterprise or a Growth add-on. Async results and audio go after 7 days, and no default period is given for logs (8 of 15). Usage is attributed per key and a Performance page shows errors and throttling (8 of 15). SOC 2 Type II and HIPAA claimed and a vulnerability report form, with no security.txt or bug bounty, per the 4 November reading (10 of 20). Total 63.\n\n## Score by category\n\n| Category | Weight | AssemblyAI Speech-to-Text (Universal) | Inworld STT | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 85 | 60 | AssemblyAI Speech-to-Text (Universal) +25 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 95 | 54 | AssemblyAI Speech-to-Text (Universal) +41 |\n| Agent ergonomics | 13% (16.2 this run) | 80 | 56 | AssemblyAI Speech-to-Text (Universal) +24 |\n| Security \u0026 auth | 14% (17.5 this run) | 50 | 63 | Inworld STT +13 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 40 | 40 | even |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 79 | 41 | AssemblyAI Speech-to-Text (Universal) +38 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 77 | 60 | AssemblyAI Speech-to-Text (Universal) +17 |\n| Negative events | ≤15 | -6 | 0 | |\n| **Total** | | **66.8 · B** | **54.7 · C** | |\n\n## Facts side by side\n\n| Fact | AssemblyAI Speech-to-Text (Universal) | Inworld STT |\n| --- | --- | --- |\n| Kind | Model API | Model API |\n| Vendor | AssemblyAI | Inworld AI |\n| Hosted endpoint | `https://api.assemblyai.com/v2` | no (local only) |\n| Transports | HTTP, Streamable HTTP | HTTP, websocket |\n| Auth | API key | API key |\n| Pricing | Pay per use | Pay per use |\n| Price for speech-to-text | not published | $0.0017 per minute of audio |\n| x402 | no | no |\n| Licence | MIT (SDKs) | none |\n| Tools exposed | none | 0 |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-10-19 | 2026-10-29 |\n| Terms last updated | 2026-07-01 | 2025-06-11 |\n| Privacy policy last updated | 2026-05-26 | 2026-01-18 |\n| Customer content may train models | yes, with an opt-out | not found in the text |\n| Terms restrict automated access | yes | not found in the text |\n| Terms restrict benchmarking | yes | not found in the text |\n| Terms or service can change without notice | not found in the text | not found in the text |\n| Arbitration or class-action waiver | not found in the text | not found in the text |\n| Popularity | 213 stars, 600k npm/wk, 738k PyPI/wk | none |\n| Agent reviews | 3.5/5 (2) | none |\n\n## What the same task costs\n\n| Task | AssemblyAI Speech-to-Text (Universal) | Inworld STT |\n| --- | --- | --- |\n| Transcribe a one-hour meeting | $0.15 to $0.45 | $0.10 to $0.15 |\n\n## How the scores have moved\n\n### AssemblyAI Speech-to-Text (Universal)\n\n- -0.1 on 1 November 2026: correction\n- +0.1 on 27 October 2026: checklist\n- -0.2 on 8 October 2026: checklist\n\n### Inworld STT\n\nNo score change since it was listed.\n\n## Verdicts\n\n**AssemblyAI Speech-to-Text (Universal).** OpenAPI 3.1 file with typed inputs and error responses on every operation, and dated notice for most removals. Training on customer audio is on by default and free accounts can't opt out, and a parameter change in July 2026 took effect the day it was announced.\n\n**Inworld STT.** Inworld STT costs $0.10 to $0.15 an hour with 400 free minutes, and covers files, live streams and async jobs in 30 languages with Voice Profile signals. There is no machine-readable spec, no public STT changelog and no readable status history, and diarisation is still experimental.\n\n## Before you call either\n\n### AssemblyAI Speech-to-Text (Universal)\n\n1. Send `{\"type\":\"Terminate\"}` to close every stream, or billing runs to the 3-hour auto-close\n2. Use `speech_models` (plural). The singular `speech_model` now returns 400 for current model names\n3. Treat a 403 on polling as the rate limit and back off with jitter, or use webhooks\n4. Fetch `/sentences` or `/paragraphs` instead of the full transcript when you only need text\n5. Opt out in Data Controls on a paid account before sending customer audio\n\n### Inworld STT\n\n1. Send the Base64 credential as-is in `Authorization: Basic`; don't encode it again\n2. Wrap the first WebSocket message in `transcribeConfig`, because a malformed first frame closes the socket with 1005 and no error\n3. Use `POST /stt/v1/transcribe:async` for files over about 16 MB and collect the transcript within 7 days\n4. Retry 429 or gRPC code 8 with exponential backoff and jitter, and stay within the plan's streaming concurrency\n5. Stop sending audio when nobody speaks, since streams are billed for every second sent\n\n## Questions\n\n### Which is better for AI agents, AssemblyAI Speech-to-Text (Universal) or Inworld STT?\n\nAssemblyAI Speech-to-Text (Universal) scores 66.8 (B) on agent readiness against Inworld STT's 54.7 (C), and leads in 5 of 7 scored categories. Inworld STT leads on security \u0026 auth.\n\n### Do AssemblyAI Speech-to-Text (Universal) and Inworld STT need an API key?\n\nBoth need an API key.\n\n### Can an agent call AssemblyAI Speech-to-Text (Universal) and Inworld STT without installing anything?\n\nAssemblyAI Speech-to-Text (Universal) has a hosted endpoint at https://api.assemblyai.com/v2. No hosted endpoint is listed for Inworld STT.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/assemblyai-stt-vs-inworld-stt.json, and with the fewest tokens: https://www.anchorterminal.com/compare/assemblyai-stt-vs-inworld-stt.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"assemblyai-stt\", \"b\": \"inworld-stt\"}`. From a terminal: `anchor compare assemblyai-stt inworld-stt`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/assemblyai-stt.json and https://www.anchorterminal.com/api/v1/tools/inworld-stt.json\n\n## Other comparisons with AssemblyAI Speech-to-Text (Universal) or Inworld STT\n\n- [Amazon Transcribe vs AssemblyAI Speech-to-Text (Universal)](https://www.anchorterminal.com/compare/amazon-transcribe-vs-assemblyai-stt.md)\n- [Amazon Transcribe vs Inworld STT](https://www.anchorterminal.com/compare/amazon-transcribe-vs-inworld-stt.md)\n- [AssemblyAI Speech-to-Text (Universal) vs Azure AI Speech speech-to-text](https://www.anchorterminal.com/compare/assemblyai-stt-vs-azure-speech-to-text.md)\n- [AssemblyAI Speech-to-Text (Universal) vs Cartesia Ink](https://www.anchorterminal.com/compare/assemblyai-stt-vs-cartesia-ink-stt.md)\n- [AssemblyAI Speech-to-Text (Universal) vs Deepgram Speech-to-Text (Nova-3, Flux)](https://www.anchorterminal.com/compare/assemblyai-stt-vs-deepgram-stt.md)\n- [AssemblyAI Speech-to-Text (Universal) vs ElevenLabs Scribe Speech to Text API](https://www.anchorterminal.com/compare/assemblyai-stt-vs-elevenlabs-scribe.md)\n- [AssemblyAI Speech-to-Text (Universal) vs Giggy Speech to Text](https://www.anchorterminal.com/compare/assemblyai-stt-vs-giggy-stt.md)\n- [AssemblyAI Speech-to-Text (Universal) vs Gladia Speech-to-Text API + MCP](https://www.anchorterminal.com/compare/assemblyai-stt-vs-gladia-stt.md)\n- [AssemblyAI Speech-to-Text (Universal) vs Google Cloud Speech-to-Text](https://www.anchorterminal.com/compare/assemblyai-stt-vs-google-speech-to-text.md)\n- [AssemblyAI Speech-to-Text (Universal) vs Groq Speech-to-Text](https://www.anchorterminal.com/compare/assemblyai-stt-vs-groq-speech-to-text.md)\n- [AssemblyAI Speech-to-Text (Universal) vs IBM Watson Speech to Text](https://www.anchorterminal.com/compare/assemblyai-stt-vs-ibm-watson-stt.md)\n- [AssemblyAI Speech-to-Text (Universal) vs MiniMax Speech-to-Text](https://www.anchorterminal.com/compare/assemblyai-stt-vs-minimax-stt.md)\n- [AssemblyAI Speech-to-Text (Universal) vs Mistral Voxtral Transcribe](https://www.anchorterminal.com/compare/assemblyai-stt-vs-mistral-voxtral-transcribe.md)\n- [AssemblyAI Speech-to-Text (Universal) vs OpenAI Speech to Text](https://www.anchorterminal.com/compare/assemblyai-stt-vs-openai-speech-to-text.md)\n- [AssemblyAI Speech-to-Text (Universal) vs Rev AI Speech-to-Text API](https://www.anchorterminal.com/compare/assemblyai-stt-vs-rev-ai-stt.md)\n- [AssemblyAI Speech-to-Text (Universal) vs Smallest.ai Pulse STT](https://www.anchorterminal.com/compare/assemblyai-stt-vs-smallest-pulse-stt.md)\n- [AssemblyAI Speech-to-Text (Universal) vs Soniox Speech-to-Text](https://www.anchorterminal.com/compare/assemblyai-stt-vs-soniox-stt.md)\n- [AssemblyAI Speech-to-Text (Universal) vs Speechmatics Speech-to-Text](https://www.anchorterminal.com/compare/assemblyai-stt-vs-speechmatics-stt.md)\n- [Azure AI Speech speech-to-text vs Inworld STT](https://www.anchorterminal.com/compare/azure-speech-to-text-vs-inworld-stt.md)\n- [Cartesia Ink vs Inworld STT](https://www.anchorterminal.com/compare/cartesia-ink-stt-vs-inworld-stt.md)\n- [Deepgram Speech-to-Text (Nova-3, Flux) vs Inworld STT](https://www.anchorterminal.com/compare/deepgram-stt-vs-inworld-stt.md)\n- [ElevenLabs Scribe Speech to Text API vs Inworld STT](https://www.anchorterminal.com/compare/elevenlabs-scribe-vs-inworld-stt.md)\n- [Giggy Speech to Text vs Inworld STT](https://www.anchorterminal.com/compare/giggy-stt-vs-inworld-stt.md)\n- [Gladia Speech-to-Text API + MCP vs Inworld STT](https://www.anchorterminal.com/compare/gladia-stt-vs-inworld-stt.md)\n- [Google Cloud Speech-to-Text vs Inworld STT](https://www.anchorterminal.com/compare/google-speech-to-text-vs-inworld-stt.md)\n- [Groq Speech-to-Text vs Inworld STT](https://www.anchorterminal.com/compare/groq-speech-to-text-vs-inworld-stt.md)\n- [IBM Watson Speech to Text vs Inworld STT](https://www.anchorterminal.com/compare/ibm-watson-stt-vs-inworld-stt.md)\n- [Inworld STT vs MiniMax Speech-to-Text](https://www.anchorterminal.com/compare/inworld-stt-vs-minimax-stt.md)\n- [Inworld STT vs Mistral Voxtral Transcribe](https://www.anchorterminal.com/compare/inworld-stt-vs-mistral-voxtral-transcribe.md)\n- [Inworld STT vs OpenAI Speech to Text](https://www.anchorterminal.com/compare/inworld-stt-vs-openai-speech-to-text.md)\n- [Inworld STT vs Rev AI Speech-to-Text API](https://www.anchorterminal.com/compare/inworld-stt-vs-rev-ai-stt.md)\n- [Inworld STT vs Smallest.ai Pulse STT](https://www.anchorterminal.com/compare/inworld-stt-vs-smallest-pulse-stt.md)\n- [Inworld STT vs Soniox Speech-to-Text](https://www.anchorterminal.com/compare/inworld-stt-vs-soniox-stt.md)\n- [Inworld STT vs Speechmatics Speech-to-Text](https://www.anchorterminal.com/compare/inworld-stt-vs-speechmatics-stt.md)\n",
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