{
  "data": {
    "a": {
      "slug": "apideck-accounting",
      "name": "Apideck Accounting API + MCP",
      "vendor": "Apideck",
      "vendorUrl": "https://www.apideck.com/accounting-api",
      "kind": "http-api",
      "category": "accounting",
      "summary": "Unified accounting API for invoices, bills, payments, journal entries and financial reports across platforms including QuickBooks, Xero and NetSuite.",
      "url": "https://www.anchorterminal.com/tools/apideck-accounting",
      "markdownUrl": "https://www.anchorterminal.com/tools/apideck-accounting.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/apideck-accounting.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/apideck-accounting.json",
      "repo": "https://github.com/apideck-libraries/mcp",
      "license": "MIT",
      "transports": [
        "http",
        "streamable-http",
        "stdio"
      ],
      "remoteUrl": "https://unify.apideck.com/accounting",
      "packages": [
        {
          "registry": "npm",
          "name": "@apideck/unify"
        },
        {
          "registry": "pypi",
          "name": "apideck-unify"
        },
        {
          "registry": "npm",
          "name": "@apideck/mcp"
        }
      ],
      "auth": "api-key",
      "authNotes": "Bearer API key plus `x-apideck-app-id` on every call, and `x-apideck-consumer-id` naming the customer whose connection you're using. Add `x-apideck-service-id` when a consumer has more than one accounting connection. End users authorise through Vault, which holds and refreshes their OAuth tokens. The hosted MCP takes the same three values as headers, the local server as environment variables.",
      "pricing": "paid",
      "pricingNotes": "Priced per active consumer (your customer), with a 30-day free trial on every plan. Launch is $599 a month for 25 consumers and one unified API category ($23.96 a consumer, $19.98 at 50), including webhooks, the Proxy API and the MCP server. Scale is $1,299 a month for 100 consumers and three categories ($12.99 a consumer), falling to $4,250 for 500 ($8.50 a consumer), and adds custom field mapping and data scopes. Enterprise is custom on an annual contract with SSO, a white-label Vault, vendor sandboxes and an uptime SLA. Yearly billing is 10 per cent less (https://www.apideck.com/pricing).",
      "priceSummary": "$599 / mo",
      "where": "both",
      "x402": {
        "level": "no",
        "endpoints": []
      },
      "toolCount": 362,
      "popularity": {
        "githubStars": 15,
        "npmWeekly": 42170,
        "pypiWeekly": 14248,
        "asOf": "2026-09-30"
      },
      "docsUrl": "https://developers.apideck.com/apis/accounting/reference",
      "llmsTxt": "https://developers.apideck.com/llms.txt",
      "openapi": "https://github.com/apideck-libraries/openapi-specs/blob/main/accounting.yml",
      "registryName": "com.apideck/mcp",
      "capabilities": [
        "accounting.unified",
        "accounting.ledger",
        "accounting.invoices",
        "accounting.bills",
        "accounting.reports"
      ],
      "tags": [
        "hosted",
        "paid",
        "no-card",
        "mcp",
        "llms-txt",
        "openapi",
        "typescript",
        "python",
        "webhooks",
        "enterprise",
        "eu",
        "status-page",
        "toolsets"
      ],
      "lastRelease": "2026-10-01",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 72.9,
        "grade": "BB",
        "agentReady": true,
        "rank": 83,
        "ranked": true,
        "rankOf": 722,
        "categoryRank": 1,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 88,
          "maintenance": 80,
          "payments": 30,
          "reliability": 75,
          "schema": 92,
          "security": 66,
          "transparency": 73
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-01"
        },
        "negative": 0,
        "verdict": "56 accounting connectors, including European ledgers such as DATEV, Exact Online, Fortnox and Twinfield. No published rate limits of Apideck's own, only connector limits mirrored in headers.",
        "bestFor": "A SaaS product that has to reach many customers' ledgers, especially European or desktop ones, through one agent-friendly MCP.",
        "strengths": [
          "56 accounting connectors, including European ledgers such as DATEV, Exact Online, Fortnox and Twinfield",
          "Dynamic MCP mode with 4 meta-tools at about 1,300 tokens, and annotations on all 362 tools",
          "Public OpenAPI spec (accounting.yml, 208 operations) with a dated changelog and a BREAKING.md for removals",
          "Identity lock on the MCP so one agent can't switch to another customer's ledger",
          "30-day trial with full access and no card"
        ],
        "weaknesses": [
          "No published rate limits of Apideck's own, only connector limits mirrored in headers",
          "No idempotency keys on writes, so a timed-out create can duplicate",
          "$599 a month for 25 customers after the trial, no free tier",
          "Vendor sandboxes only on Enterprise",
          "Registry entry stuck at 0.1.13 from April while npm is at 0.21.0"
        ],
        "agentNotes": [
          "Stay in dynamic mode and search for tools. Static mode loads all 362 schemas",
          "Start the MCP with --lock-identity (or ?lock_identity=true) when one agent serves one customer",
          "Read x-downstream-ratelimit-remaining before fanning out, and wait until x-downstream-ratelimit-reset after a 429",
          "List before you retry a create that timed out. Writes aren't idempotent and there's no idempotency key",
          "Pass fields= on list calls to cut the response to the columns you need"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 2,
        "avgRating": 3.5,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "BB",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 72.9
          }
        ],
        "editorialScores": {
          "ergonomics": 88,
          "maintenance": 80,
          "payments": 30,
          "reliability": 75,
          "schema": 92,
          "security": 66,
          "transparency": 61
        },
        "provenanceScore": 84
      },
      "connect": {
        "http": "curl \"https://unify.apideck.com/accounting/invoices?limit=10\" \\\n  -H \"Authorization: Bearer $APIDECK_API_KEY\" -H \"x-apideck-app-id: $APIDECK_APP_ID\" \\\n  -H \"x-apideck-consumer-id: $APIDECK_CONSUMER_ID\" -H \"x-apideck-service-id: xero\"",
        "claudeCode": "claude mcp add --transport http apideck \"https://mcp.apideck.dev/mcp?scopes=read\" --header \"Authorization: Bearer $APIDECK_API_KEY\" --header \"x-apideck-consumer-id: $APIDECK_CONSUMER_ID\" --header \"x-apideck-app-id: $APIDECK_APP_ID\"",
        "config": {
          "mcpServers": {
            "apideck": {
              "args": [
                "-y",
                "@apideck/mcp",
                "start",
                "--scope",
                "read"
              ],
              "command": "npx",
              "env": {
                "APIDECK_API_KEY": "${APIDECK_API_KEY}",
                "APIDECK_APP_ID": "${APIDECK_APP_ID}",
                "APIDECK_CONSUMER_ID": "${APIDECK_CONSUMER_ID}"
              }
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/accounting.unified",
        "tool": "https://letme.dev/apideck-accounting"
      },
      "area": "domain-data",
      "unitPrices": [
        {
          "item": "Launch plan",
          "unit": "month",
          "usd": 599,
          "note": "25 consumers, 1 unified API category"
        },
        {
          "item": "Scale plan",
          "unit": "month",
          "usd": 1299,
          "note": "100 consumers, 3 categories"
        },
        {
          "item": "Consumer on Launch (25)",
          "unit": "account-month",
          "usd": 23.96
        },
        {
          "item": "Consumer on Scale (100)",
          "unit": "account-month",
          "usd": 12.99
        },
        {
          "item": "Consumer on Scale (500)",
          "unit": "account-month",
          "usd": 8.5
        }
      ],
      "provenance": {
        "legalEntity": "Apideck Inc. and Apideck NV/BV",
        "domain": "apideck.com",
        "domainRegistered": "2012-07-04",
        "endpointOnVendorDomain": true,
        "terms": "https://compliance.apideck.com/terms",
        "privacy": "https://www.iubenda.com/privacy-policy/16710317",
        "statusPage": "https://status.apideck.com",
        "changelog": "https://developers.apideck.com/changelog",
        "securityTxt": "none",
        "checked": "2026-09-30",
        "notes": [
          "The footer names Apideck Inc., 95 Third Street, San Francisco, and Apideck NV/BV, Broederminstraat 9, Antwerp, VAT BE 0689.615.164.",
          "The terms page on compliance.apideck.com shows only a loading state without JavaScript, and the privacy policy is hosted by iubenda rather than on apideck.com.",
          "The MCP endpoint is on apideck.dev while the API is on apideck.com. Both are the vendor's.",
          "One status-page incident in the last 90 days, delayed log delivery for about 2.5 hours on 2026-09-15, with API traffic unaffected."
        ],
        "score": 84
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/apideck-accounting.json",
      "live": {
        "slug": "apideck-accounting",
        "probe": {
          "target": "https://unify.apideck.com/accounting",
          "method": "get",
          "lastAt": "2026-10-08T21:12:03.954413557Z",
          "lastOk": true,
          "lastStatus": 403,
          "lastMs": 76,
          "lastNote": "asks for credentials",
          "authRequired": true,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 68,
          "p95ms24h": 123,
          "samples24h": 271,
          "samples30d": 1955,
          "days": [
            {
              "date": "2026-10-01",
              "probes": 109,
              "ok": 109
            },
            {
              "date": "2026-10-02",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-03",
              "probes": 271,
              "ok": 271
            },
            {
              "date": "2026-10-04",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-05",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-06",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-07",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-08",
              "probes": 239,
              "ok": 239
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.apideck.com",
          "indicator": "none",
          "summary": "All Systems Operational",
          "checkedAt": "2026-10-08T21:05:51.210838962Z"
        },
        "versions": [
          {
            "registry": "github",
            "name": "apideck-libraries/mcp",
            "version": "v0.22.0",
            "released": "2026-10-05",
            "seenAt": "2026-10-08T15:59:00.838481187Z"
          },
          {
            "registry": "mcp-registry",
            "name": "com.apideck/mcp",
            "version": "0.1.13",
            "seenAt": "2026-10-08T02:42:52.272076636Z"
          },
          {
            "registry": "npm",
            "name": "@apideck/mcp",
            "version": "0.22.0",
            "seenAt": "2026-10-08T15:59:00.626999692Z"
          },
          {
            "registry": "npm",
            "name": "@apideck/unify",
            "version": "0.52.2",
            "seenAt": "2026-10-08T15:58:53.409468624Z"
          },
          {
            "registry": "pypi",
            "name": "apideck-unify",
            "version": "0.47.0",
            "released": "2026-10-08",
            "seenAt": "2026-10-08T15:58:57.147767311Z"
          }
        ],
        "githubStars": 20,
        "npmWeekly": 40462,
        "pypiWeekly": 9779,
        "securityTxt": {
          "url": "https://apideck.com/.well-known/security.txt",
          "state": "none",
          "checkedAt": "2026-10-08T15:38:45.750638326Z"
        },
        "llmsTxt": {
          "url": "https://developers.apideck.com/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-10-08T14:00:02.5324985Z"
        },
        "domain": {
          "domain": "apideck.com",
          "registered": "2012-07-04",
          "source": "https://rdap.verisign.com/com/v1/domain/apideck.com",
          "checkedAt": "2026-10-04T13:09:27.918141231Z"
        },
        "pages": [
          {
            "url": "https://developers.apideck.com/changelog",
            "kind": "changelog",
            "status": 304,
            "checkedAt": "2026-10-08T18:17:24.826227896Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "3240ab3af0c0"
          },
          {
            "url": "https://www.apideck.com/pricing",
            "kind": "pricing",
            "status": 200,
            "checkedAt": "2026-10-08T18:26:12.220979034Z",
            "changedAt": "2026-10-08T18:26:12.220979034Z",
            "fingerprint": "6f3b3832b1eb"
          },
          {
            "url": "https://www.iubenda.com/privacy-policy/16710317",
            "kind": "privacy",
            "status": 0,
            "checkedAt": "2026-10-08T18:28:33.38272965Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "blockedByRobots": true
          },
          {
            "url": "https://compliance.apideck.com/terms",
            "kind": "terms",
            "status": 304,
            "checkedAt": "2026-10-08T18:16:36.259230293Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "8bf62a1f7bee"
          }
        ],
        "updatedAt": "2026-10-08T21:12:03.954413557Z"
      }
    },
    "answer": "Apideck Accounting API + MCP scores 72.9 (BB) on agent readiness against Zoho Books's 61.1 (C), and leads in 4 of 7 scored categories.",
    "b": {
      "slug": "zoho-books",
      "name": "Zoho Books",
      "vendor": "Zoho",
      "vendorUrl": "https://www.zoho.com/books/",
      "kind": "http-api",
      "category": "accounting",
      "summary": "Zoho Books is hosted accounting software from Zoho for small and mid-sized businesses. Agents reach it through the REST API v3, covering invoices, bills, payments, banking, journals and the chart of accounts behind OAuth 2.0.",
      "url": "https://www.anchorterminal.com/tools/zoho-books",
      "markdownUrl": "https://www.anchorterminal.com/tools/zoho-books.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/zoho-books.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/zoho-books.json",
      "license": "Proprietary service under Zoho's Terms of Service",
      "transports": [
        "http"
      ],
      "remoteUrl": "https://www.zohoapis.com/books/v3",
      "packages": [],
      "auth": "oauth",
      "authNotes": "OAuth 2.0 only. A person registers a client in the Zoho developer console (a server-based application, or a self client for one's own organisation) and approves scopes, which narrow to one module and one operation. The access token lasts one hour and goes in `Authorization: Zoho-oauthtoken \u003ctoken\u003e`. The refresh token lasts until revoked. Every call also needs `organization_id`. Each data centre has its own accounts host and API domain. Registration is self-serve, with no app review or sales approval found for use inside one's own organisation.",
      "pricing": "freemium",
      "pricingNotes": "Free plan for one user and one accountant with 1,000 API requests a day, open to businesses with yearly revenue under $50,000. Paid plans cost $15 to $240 an organisation a month billed yearly in the US edition ($20 to $275 monthly) and have a 14-day trial. The plan sets the daily API cap, up to 10,000. No sandbox organisation was found, so an agent starts on the Free plan or a trial (https://www.zoho.com/us/books/pricing/, checked 2026-10-08).",
      "priceSummary": "$15 / mo",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the API docs, the OpenAPI files or the pricing page (checked 2026-10-08).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-08"
      },
      "docsUrl": "https://www.zoho.com/books/api/v3/introduction/",
      "llmsTxt": "https://www.zoho.com/us/books/help/llms.txt",
      "openapi": "https://www.zoho.com/books/api/v3/openapi-all.zip",
      "capabilities": [
        "accounting.ledger",
        "accounting.invoices",
        "accounting.bills"
      ],
      "tags": [
        "hosted",
        "closed-source",
        "oauth",
        "openapi",
        "mcp",
        "webhooks",
        "free-tier",
        "status-page",
        "bug-bounty",
        "soc2"
      ],
      "lastRelease": "2026-10-07",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 61.1,
        "grade": "C",
        "agentReady": false,
        "rank": 377,
        "ranked": true,
        "rankOf": 722,
        "categoryRank": 5,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 51,
          "maintenance": 56,
          "payments": 30,
          "reliability": 71,
          "schema": 71,
          "security": 68,
          "transparency": 75
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-08"
        },
        "negative": 0,
        "verdict": "The public OpenAPI files cover 885 operations with OAuth scopes per module and operation, and the Free plan allows 1,000 API requests a day. No report endpoint, official SDK, SLA or dated API changelog was found, and the documented token calls put the client secret in the URL.",
        "bestFor": "Small businesses already on Zoho that want an agent to raise invoices, record bills and payments, reconcile bank transactions and post journals with narrow scopes.",
        "strengths": [
          "OpenAPI 3.0.0 files for 45 resources and 885 operations download from the docs as `openapi-all.zip`",
          "OAuth scopes narrow to one module and one operation, such as `ZohoBooks.invoices.READ`",
          "Every API reference operation has a Markdown twin, such as `/books/api/v3/invoices/create-an-invoice.md`",
          "The Free plan includes 1,000 API requests a day per the plan comparison",
          "The API Usage dashboard lists recent calls by user, module, IP address and application"
        ],
        "weaknesses": [
          "No profit and loss, balance sheet or other report endpoint appears in the API docs or the OpenAPI files",
          "The documented token and refresh calls put the client secret and refresh token in the URL query string",
          "Daily caps are low, 1,000 requests on Free and 10,000 on the top three plans",
          "No official SDK, SLA, API deprecation policy or dated API changelog found in the reviewed pages",
          "429 is documented without a Retry-After header or backoff guidance"
        ],
        "agentNotes": [
          "Send `organization_id` as a query parameter on every call. Read it from `GET /organizations` first",
          "Use the `api_domain` returned with the token, since each of the nine data centres has its own host (zohoapis.com, zohoapis.eu, zohoapis.in and others)",
          "Send `Authorization: Zoho-oauthtoken \u003ctoken\u003e` and refresh hourly. Each user keeps at most 20 refresh tokens and the oldest is deleted",
          "Stay under 100 requests a minute and the plan's daily cap. Codes 44, 45 and 1070 on a 429 mean minute, day and concurrency limits",
          "To repeat an update safely, send `X-Unique-Identifier-Key`, `X-Unique-Identifier-Value` and `X-Upsert` with a unique custom field. Creates have no idempotency key"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "C",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 61.1
          }
        ],
        "editorialScores": {
          "ergonomics": 51,
          "maintenance": 56,
          "payments": 30,
          "reliability": 71,
          "schema": 71,
          "security": 68,
          "transparency": 54
        },
        "provenanceScore": 95
      },
      "connect": {
        "http": "curl -X GET 'https://www.zohoapis.com/books/v3/organizations' \\\n  -H \"Authorization: Zoho-oauthtoken $ZOHO_ACCESS_TOKEN\""
      },
      "letme": {
        "capability": "https://letme.dev/accounting.ledger",
        "tool": "https://letme.dev/zoho-books"
      },
      "sameCompany": [
        "zoho-zeptomail",
        "zoho-crm",
        "zoho-recruit",
        "zoho-people"
      ],
      "area": "domain-data",
      "unitPrices": [
        {
          "item": "Standard",
          "unit": "month",
          "usd": 15,
          "note": "per organisation, billed yearly; $20 billed monthly; 3 users, 2,000 API requests a day"
        },
        {
          "item": "Professional",
          "unit": "month",
          "usd": 40,
          "note": "per organisation, billed yearly; $50 billed monthly; 5 users, 5,000 API requests a day"
        },
        {
          "item": "Premium",
          "unit": "month",
          "usd": 60,
          "note": "per organisation, billed yearly; $70 billed monthly; 10 users, 10,000 API requests a day"
        },
        {
          "item": "Elite",
          "unit": "month",
          "usd": 120,
          "note": "per organisation, billed yearly; $150 billed monthly; 10 users, 10,000 API requests a day"
        },
        {
          "item": "Ultimate",
          "unit": "month",
          "usd": 240,
          "note": "per organisation, billed yearly; $275 billed monthly; 15 users, 10,000 API requests a day"
        },
        {
          "item": "Additional user",
          "unit": "seat-month",
          "usd": 2.5,
          "note": "billed yearly; $3 billed monthly; paid plans only"
        }
      ],
      "provenance": {
        "legalEntity": "Zoho Corporation Private Limited",
        "domain": "zoho.com",
        "domainRegistered": "2004-01-16",
        "domainNote": "API calls go to www.zohoapis.com and its regional equivalents, a Zoho domain other than zoho.com.",
        "endpointOnVendorDomain": true,
        "terms": "https://www.zoho.com/terms.html",
        "privacy": "https://www.zoho.com/privacy.html",
        "statusPage": "https://status.zoho.com",
        "changelog": "https://www.zoho.com/books/whats-new.html",
        "securityTxt": "valid",
        "checked": "2026-10-08",
        "notes": [
          "The Terms of Service (last updated 2 March 2022) are the service agreement for Zoho's online services. The contracting entity depends on the customer's region, Zoho Corporation Private Limited for India and Zoho Corporation for the United States (https://www.zoho.com/legal/zoho-contracting-entities.html).",
          "A separate Zoho Developer Agreement at https://www.zoho.com/developer/terms.html covers the developer tools.",
          "The privacy policy was last updated on 22 December 2025 and covers Zoho's websites and the products on them.",
          "security.txt at www.zoho.com gives a bug bounty contact, security@zohocorp.com, a policy link and an expiry of 30 June 2028.",
          "The changelog link is the product What's New page, newest entry 31 July 2026. No dated API changelog was found.",
          "RDAP for zoho.com gives a registration date of 2004-01-16."
        ],
        "score": 95
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/zoho-books.json",
      "live": {
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        "probe": {
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          "method": "get",
          "lastAt": "2026-10-08T21:12:26.720239875Z",
          "lastOk": true,
          "lastStatus": 404,
          "lastMs": 427,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
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          "p95ms24h": 486,
          "samples24h": 21,
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          "days": [
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              "ok": 21
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        "vendorStatus": {
          "page": "https://status.zoho.com",
          "indicator": "unknown",
          "summary": "no machine-readable status found",
          "checkedAt": "2026-10-08T19:39:22.344999716Z"
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    "facts": [
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        "a": "HTTP API",
        "b": "HTTP API",
        "name": "Kind"
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      {
        "a": "Apideck",
        "b": "Zoho",
        "name": "Vendor"
      },
      {
        "a": "https://unify.apideck.com/accounting",
        "b": "https://www.zohoapis.com/books/v3",
        "name": "Hosted endpoint"
      },
      {
        "a": "HTTP, Streamable HTTP, stdio",
        "b": "HTTP",
        "name": "Transports"
      },
      {
        "a": "API key",
        "b": "OAuth",
        "name": "Auth"
      },
      {
        "a": "Paid",
        "b": "Freemium",
        "name": "Pricing"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "MIT",
        "b": "Proprietary service under Zoho's Terms of Service",
        "name": "Licence"
      },
      {
        "a": "362",
        "b": "none",
        "name": "Tools exposed"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "com.apideck/mcp",
        "b": "not listed",
        "name": "MCP registry"
      },
      {
        "a": "2026-10-01",
        "b": "2026-10-07",
        "name": "Last release"
      },
      {
        "a": "couldn't be read",
        "b": "2022-03-02",
        "name": "Terms last updated"
      },
      {
        "a": "couldn't be read",
        "b": "2025-12-22",
        "name": "Privacy policy last updated"
      },
      {
        "a": "couldn't be read",
        "b": "yes",
        "name": "Customer content may train models"
      },
      {
        "a": "couldn't be read",
        "b": "not found in the text",
        "name": "Terms restrict automated access"
      },
      {
        "a": "couldn't be read",
        "b": "yes",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "couldn't be read",
        "b": "not found in the text",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "couldn't be read",
        "b": "not found in the text",
        "name": "Arbitration or class-action waiver"
      },
      {
        "a": "15 stars, 42k npm/wk, 14k PyPI/wk",
        "b": "none",
        "name": "Popularity"
      },
      {
        "a": "3.5/5 (2)",
        "b": "none",
        "name": "Agent reviews"
      }
    ],
    "faq": [
      {
        "answer": "Apideck Accounting API + MCP scores 72.9 (BB) on agent readiness against Zoho Books's 61.1 (C), and leads in 4 of 7 scored categories.",
        "question": "Which is better for AI agents, Apideck Accounting API + MCP or Zoho Books?"
      },
      {
        "answer": "Apideck Accounting API + MCP needs an API key. Zoho Books uses an OAuth sign-in.",
        "question": "Do Apideck Accounting API + MCP and Zoho Books need an API key?"
      },
      {
        "answer": "Yes. Apideck Accounting API + MCP has a hosted endpoint at https://unify.apideck.com/accounting and Zoho Books at https://www.zohoapis.com/books/v3.",
        "question": "Can an agent call Apideck Accounting API + MCP and Zoho Books without installing anything?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": [
          "Schema \u0026 documentation, 92 against 71",
          "Agent ergonomics, 88 against 51",
          "Maintenance \u0026 community, 80 against 56"
        ],
        "also": [
          "Agent-ready, a grade of BB or better",
          "Runs on your own machine",
          "Free to start without a card"
        ],
        "goodFor": "A SaaS product that has to reach many customers' ledgers, especially European or desktop ones, through one agent-friendly MCP.",
        "slug": "apideck-accounting",
        "watchFor": "No published rate limits of Apideck's own, only connector limits mirrored in headers"
      },
      {
        "aheadOn": null,
        "also": null,
        "goodFor": "Small businesses already on Zoho that want an agent to raise invoices, record bills and payments, reconcile bank transactions and post journals with narrow scopes.",
        "slug": "zoho-books",
        "watchFor": "No profit and loss, balance sheet or other report endpoint appears in the API docs or the OpenAPI files"
      }
    ],
    "job": {
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    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-freeagent.json",
        "title": "Apideck Accounting API + MCP vs FreeAgent API",
        "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-freeagent"
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      {
        "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-freshbooks.json",
        "title": "Apideck Accounting API + MCP vs FreshBooks API",
        "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-freshbooks"
      },
      {
        "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-odoo.json",
        "title": "Apideck Accounting API + MCP vs Odoo External API",
        "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-odoo"
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      {
        "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-quickbooks-online.json",
        "title": "Apideck Accounting API + MCP vs QuickBooks Online API + MCP",
        "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-quickbooks-online"
      },
      {
        "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-xero.json",
        "title": "Apideck Accounting API + MCP vs Xero API + MCP",
        "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-xero"
      },
      {
        "json": "https://www.anchorterminal.com/compare/codat-vs-zoho-books.json",
        "title": "Codat vs Zoho Books",
        "url": "https://www.anchorterminal.com/compare/codat-vs-zoho-books"
      },
      {
        "json": "https://www.anchorterminal.com/compare/freeagent-vs-zoho-books.json",
        "title": "FreeAgent API vs Zoho Books",
        "url": "https://www.anchorterminal.com/compare/freeagent-vs-zoho-books"
      },
      {
        "json": "https://www.anchorterminal.com/compare/freshbooks-vs-zoho-books.json",
        "title": "FreshBooks API vs Zoho Books",
        "url": "https://www.anchorterminal.com/compare/freshbooks-vs-zoho-books"
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      {
        "json": "https://www.anchorterminal.com/compare/merge-accounting-vs-zoho-books.json",
        "title": "Merge Accounting API vs Zoho Books",
        "url": "https://www.anchorterminal.com/compare/merge-accounting-vs-zoho-books"
      },
      {
        "json": "https://www.anchorterminal.com/compare/odoo-vs-zoho-books.json",
        "title": "Odoo External API vs Zoho Books",
        "url": "https://www.anchorterminal.com/compare/odoo-vs-zoho-books"
      },
      {
        "json": "https://www.anchorterminal.com/compare/quickbooks-online-vs-zoho-books.json",
        "title": "QuickBooks Online API + MCP vs Zoho Books",
        "url": "https://www.anchorterminal.com/compare/quickbooks-online-vs-zoho-books"
      },
      {
        "json": "https://www.anchorterminal.com/compare/rutter-vs-zoho-books.json",
        "title": "Rutter Accounting API vs Zoho Books",
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        "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-invoice-ninja.json",
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      {
        "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-rutter.json",
        "title": "Apideck Accounting API + MCP vs Rutter Accounting API",
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    "scores": [
      {
        "apideck-accounting": 75,
        "by": 4,
        "edge": "apideck-accounting",
        "key": "reliability",
        "name": "Reliability",
        "weight": 16,
        "zoho-books": 71
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "apideck-accounting": 92,
        "by": 21,
        "edge": "apideck-accounting",
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "weight": 13,
        "zoho-books": 71
      },
      {
        "apideck-accounting": 88,
        "by": 37,
        "edge": "apideck-accounting",
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "weight": 13,
        "zoho-books": 51
      },
      {
        "apideck-accounting": 66,
        "by": 2,
        "edge": "zoho-books",
        "key": "security",
        "name": "Security \u0026 auth",
        "weight": 14,
        "zoho-books": 68
      },
      {
        "apideck-accounting": 30,
        "by": 0,
        "edge": "",
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "weight": 10,
        "zoho-books": 30
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "apideck-accounting": 80,
        "by": 24,
        "edge": "apideck-accounting",
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "weight": 7,
        "zoho-books": 56
      },
      {
        "apideck-accounting": 73,
        "by": 2,
        "edge": "zoho-books",
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "weight": 7,
        "zoho-books": 75
      }
    ],
    "summary": "Apideck Accounting API + MCP scores 72.9 (BB) on agent readiness against Zoho Books's 61.1 (C), and leads in 4 of 7 scored categories. Both do accounting ledger.",
    "verdicts": {
      "apideck-accounting": "56 accounting connectors, including European ledgers such as DATEV, Exact Online, Fortnox and Twinfield. No published rate limits of Apideck's own, only connector limits mirrored in headers.",
      "zoho-books": "The public OpenAPI files cover 885 operations with OAuth scopes per module and operation, and the Free plan allows 1,000 API requests a day. No report endpoint, official SDK, SLA or dated API changelog was found, and the documented token calls put the client secret in the URL."
    }
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  "markdown": "Apideck Accounting API + MCP scores 72.9 (BB) on agent readiness against Zoho Books's 61.1 (C), and leads in 4 of 7 scored categories. Both do accounting ledger.\n\n- Apideck Accounting API + MCP: grade BB, 72.9/100, rank #83 of 722. Markdown https://www.anchorterminal.com/tools/apideck-accounting.md · JSON https://www.anchorterminal.com/api/v1/tools/apideck-accounting.json\n- Zoho Books: grade C, 61.1/100, rank #377 of 722. Markdown https://www.anchorterminal.com/tools/zoho-books.md · JSON https://www.anchorterminal.com/api/v1/tools/zoho-books.json\n\n## Which one, for what\n\n### Apideck Accounting API + MCP (BB)\n\nGood for: A SaaS product that has to reach many customers' ledgers, especially European or desktop ones, through one agent-friendly MCP.\n\nAhead on:\n- Schema \u0026 documentation, 92 against 71\n- Agent ergonomics, 88 against 51\n- Maintenance \u0026 community, 80 against 56\n\nAlso in its favour:\n- Agent-ready, a grade of BB or better\n- Runs on your own machine\n- Free to start without a card\n\nWatch for: No published rate limits of Apideck's own, only connector limits mirrored in headers\n\n### Zoho Books (C)\n\nGood for: Small businesses already on Zoho that want an agent to raise invoices, record bills and payments, reconcile bank transactions and post journals with narrow scopes.\n\nWatch for: No profit and loss, balance sheet or other report endpoint appears in the API docs or the OpenAPI files\n\n\n## Score by category\n\n| Category | Weight | Apideck Accounting API + MCP | Zoho Books | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 75 | 71 | Apideck Accounting API + MCP +4 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 92 | 71 | Apideck Accounting API + MCP +21 |\n| Agent ergonomics | 13% (16.2 this run) | 88 | 51 | Apideck Accounting API + MCP +37 |\n| Security \u0026 auth | 14% (17.5 this run) | 66 | 68 | Zoho Books +2 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 30 | 30 | even |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 80 | 56 | Apideck Accounting API + MCP +24 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 73 | 75 | Zoho Books +2 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **72.9 · BB** | **61.1 · C** | |\n\n## Facts side by side\n\n| Fact | Apideck Accounting API + MCP | Zoho Books |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Apideck | Zoho |\n| Hosted endpoint | `https://unify.apideck.com/accounting` | `https://www.zohoapis.com/books/v3` |\n| Transports | HTTP, Streamable HTTP, stdio | HTTP |\n| Auth | API key | OAuth |\n| Pricing | Paid | Freemium |\n| x402 | no | no |\n| Licence | MIT | Proprietary service under Zoho's Terms of Service |\n| Tools exposed | 362 | none |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| MCP registry | `com.apideck/mcp` | not listed |\n| Last release | 2026-10-01 | 2026-10-07 |\n| Terms last updated | couldn't be read | 2022-03-02 |\n| Privacy policy last updated | couldn't be read | 2025-12-22 |\n| Customer content may train models | couldn't be read | yes |\n| Terms restrict automated access | couldn't be read | not found in the text |\n| Terms restrict benchmarking | couldn't be read | yes |\n| Terms or service can change without notice | couldn't be read | not found in the text |\n| Arbitration or class-action waiver | couldn't be read | not found in the text |\n| Popularity | 15 stars, 42k npm/wk, 14k PyPI/wk | none |\n| Agent reviews | 3.5/5 (2) | none |\n\n## Verdicts\n\n**Apideck Accounting API + MCP.** 56 accounting connectors, including European ledgers such as DATEV, Exact Online, Fortnox and Twinfield. No published rate limits of Apideck's own, only connector limits mirrored in headers.\n\n**Zoho Books.** The public OpenAPI files cover 885 operations with OAuth scopes per module and operation, and the Free plan allows 1,000 API requests a day. No report endpoint, official SDK, SLA or dated API changelog was found, and the documented token calls put the client secret in the URL.\n\n## Before you call either\n\n### Apideck Accounting API + MCP\n\n1. Stay in dynamic mode and search for tools. Static mode loads all 362 schemas\n2. Start the MCP with --lock-identity (or ?lock_identity=true) when one agent serves one customer\n3. Read x-downstream-ratelimit-remaining before fanning out, and wait until x-downstream-ratelimit-reset after a 429\n4. List before you retry a create that timed out. Writes aren't idempotent and there's no idempotency key\n5. Pass fields= on list calls to cut the response to the columns you need\n\n### Zoho Books\n\n1. Send `organization_id` as a query parameter on every call. Read it from `GET /organizations` first\n2. Use the `api_domain` returned with the token, since each of the nine data centres has its own host (zohoapis.com, zohoapis.eu, zohoapis.in and others)\n3. Send `Authorization: Zoho-oauthtoken \u003ctoken\u003e` and refresh hourly. Each user keeps at most 20 refresh tokens and the oldest is deleted\n4. Stay under 100 requests a minute and the plan's daily cap. Codes 44, 45 and 1070 on a 429 mean minute, day and concurrency limits\n5. To repeat an update safely, send `X-Unique-Identifier-Key`, `X-Unique-Identifier-Value` and `X-Upsert` with a unique custom field. Creates have no idempotency key\n\n## Questions\n\n### Which is better for AI agents, Apideck Accounting API + MCP or Zoho Books?\n\nApideck Accounting API + MCP scores 72.9 (BB) on agent readiness against Zoho Books's 61.1 (C), and leads in 4 of 7 scored categories.\n\n### Do Apideck Accounting API + MCP and Zoho Books need an API key?\n\nApideck Accounting API + MCP needs an API key. Zoho Books uses an OAuth sign-in.\n\n### Can an agent call Apideck Accounting API + MCP and Zoho Books without installing anything?\n\nYes. Apideck Accounting API + MCP has a hosted endpoint at https://unify.apideck.com/accounting and Zoho Books at https://www.zohoapis.com/books/v3.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/apideck-accounting-vs-zoho-books.json, and with the fewest tokens: https://www.anchorterminal.com/compare/apideck-accounting-vs-zoho-books.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"apideck-accounting\", \"b\": \"zoho-books\"}`. From a terminal: `anchor compare apideck-accounting zoho-books`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/apideck-accounting.json and https://www.anchorterminal.com/api/v1/tools/zoho-books.json\n\n## Other comparisons with Apideck Accounting API + MCP or Zoho Books\n\n- [Apideck Accounting API + MCP vs FreeAgent API](https://www.anchorterminal.com/compare/apideck-accounting-vs-freeagent.md)\n- [Apideck Accounting API + MCP vs FreshBooks API](https://www.anchorterminal.com/compare/apideck-accounting-vs-freshbooks.md)\n- [Apideck Accounting API + MCP vs Odoo External API](https://www.anchorterminal.com/compare/apideck-accounting-vs-odoo.md)\n- [Apideck Accounting API + MCP vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/apideck-accounting-vs-quickbooks-online.md)\n- [Apideck Accounting API + MCP vs Xero API + MCP](https://www.anchorterminal.com/compare/apideck-accounting-vs-xero.md)\n- [Codat vs Zoho Books](https://www.anchorterminal.com/compare/codat-vs-zoho-books.md)\n- [FreeAgent API vs Zoho Books](https://www.anchorterminal.com/compare/freeagent-vs-zoho-books.md)\n- [FreshBooks API vs Zoho Books](https://www.anchorterminal.com/compare/freshbooks-vs-zoho-books.md)\n- [Merge Accounting API vs Zoho Books](https://www.anchorterminal.com/compare/merge-accounting-vs-zoho-books.md)\n- [Odoo External API vs Zoho Books](https://www.anchorterminal.com/compare/odoo-vs-zoho-books.md)\n- [QuickBooks Online API + MCP vs Zoho Books](https://www.anchorterminal.com/compare/quickbooks-online-vs-zoho-books.md)\n- [Rutter Accounting API vs Zoho Books](https://www.anchorterminal.com/compare/rutter-vs-zoho-books.md)\n- [Xero API + MCP vs Zoho Books](https://www.anchorterminal.com/compare/xero-vs-zoho-books.md)\n- [Apideck Accounting API + MCP vs Invoice Ninja API](https://www.anchorterminal.com/compare/apideck-accounting-vs-invoice-ninja.md)\n- [Invoice Ninja API vs Zoho Books](https://www.anchorterminal.com/compare/invoice-ninja-vs-zoho-books.md)\n- [Apideck Accounting API + MCP vs Codat](https://www.anchorterminal.com/compare/apideck-accounting-vs-codat.md)\n- [Apideck Accounting API + MCP vs Merge Accounting API](https://www.anchorterminal.com/compare/apideck-accounting-vs-merge-accounting.md)\n- [Apideck Accounting API + MCP vs Rutter Accounting API](https://www.anchorterminal.com/compare/apideck-accounting-vs-rutter.md)\n",
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      {
        "name": "Apideck Accounting API + MCP vs Zoho Books",
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    "description": "Apideck Accounting API + MCP scores 72.9 (BB) on agent readiness against Zoho Books's 61.1 (C), and leads in 4 of 7 scored categories. Both do accounting ledger. Category scores, facts, verdicts and agent notes side by side.",
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