{
  "data": {
    "a": {
      "slug": "apideck-accounting",
      "name": "Apideck Accounting API + MCP",
      "vendor": "Apideck",
      "vendorUrl": "https://www.apideck.com/accounting-api",
      "kind": "http-api",
      "category": "accounting",
      "summary": "Unified accounting API for invoices, bills, payments, journal entries and financial reports across platforms including QuickBooks, Xero and NetSuite.",
      "url": "https://www.anchorterminal.com/tools/apideck-accounting",
      "markdownUrl": "https://www.anchorterminal.com/tools/apideck-accounting.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/apideck-accounting.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/apideck-accounting.json",
      "repo": "https://github.com/apideck-libraries/mcp",
      "license": "MIT",
      "transports": [
        "http",
        "streamable-http",
        "stdio"
      ],
      "remoteUrl": "https://unify.apideck.com/accounting",
      "packages": [
        {
          "registry": "npm",
          "name": "@apideck/unify"
        },
        {
          "registry": "pypi",
          "name": "apideck-unify"
        },
        {
          "registry": "npm",
          "name": "@apideck/mcp"
        }
      ],
      "auth": "api-key",
      "authNotes": "Bearer API key plus `x-apideck-app-id` on every call, and `x-apideck-consumer-id` naming the customer whose connection you're using. Add `x-apideck-service-id` when a consumer has more than one accounting connection. End users authorise through Vault, which holds and refreshes their OAuth tokens. The hosted MCP takes the same three values as headers, the local server as environment variables.",
      "pricing": "paid",
      "pricingNotes": "Priced per active consumer (your customer), with a 30-day free trial on every plan. Launch is $599 a month for 25 consumers and one unified API category ($23.96 a consumer, $19.98 at 50), including webhooks, the Proxy API and the MCP server. Scale is $1,299 a month for 100 consumers and three categories ($12.99 a consumer), falling to $4,250 for 500 ($8.50 a consumer), and adds custom field mapping and data scopes. Enterprise is custom on an annual contract with SSO, a white-label Vault, vendor sandboxes and an uptime SLA. Yearly billing is 10 per cent less (https://www.apideck.com/pricing).",
      "priceSummary": "$599 / mo",
      "where": "both",
      "x402": {
        "level": "no",
        "endpoints": []
      },
      "toolCount": 362,
      "popularity": {
        "githubStars": 15,
        "npmWeekly": 42170,
        "pypiWeekly": 14248,
        "asOf": "2026-09-30"
      },
      "docsUrl": "https://developers.apideck.com/apis/accounting/reference",
      "llmsTxt": "https://developers.apideck.com/llms.txt",
      "openapi": "https://github.com/apideck-libraries/openapi-specs/blob/main/accounting.yml",
      "registryName": "com.apideck/mcp",
      "capabilities": [
        "accounting.unified",
        "accounting.ledger",
        "accounting.invoices",
        "accounting.bills",
        "accounting.reports"
      ],
      "tags": [
        "hosted",
        "paid",
        "no-card",
        "mcp",
        "llms-txt",
        "openapi",
        "typescript",
        "python",
        "webhooks",
        "enterprise",
        "eu",
        "status-page",
        "toolsets"
      ],
      "lastRelease": "2026-10-01",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 73.2,
        "grade": "BB",
        "agentReady": true,
        "rank": 60,
        "ranked": true,
        "rankOf": 452,
        "categoryRank": 1,
        "methodology": "0.3",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 88,
          "maintenance": 80,
          "payments": 30,
          "reliability": 75,
          "schema": 92,
          "security": 66,
          "transparency": 76
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-01"
        },
        "negative": 0,
        "verdict": "56 accounting connectors, including European ledgers such as DATEV, Exact Online, Fortnox and Twinfield. No published rate limits of Apideck's own, only connector limits mirrored in headers.",
        "strengths": [
          "56 accounting connectors, including European ledgers such as DATEV, Exact Online, Fortnox and Twinfield",
          "Dynamic MCP mode with 4 meta-tools at about 1,300 tokens, and annotations on all 362 tools",
          "Public OpenAPI spec (accounting.yml, 208 operations) with a dated changelog and a BREAKING.md for removals",
          "Identity lock on the MCP so one agent can't switch to another customer's ledger",
          "30-day trial with full access and no card"
        ],
        "weaknesses": [
          "No published rate limits of Apideck's own, only connector limits mirrored in headers",
          "No idempotency keys on writes, so a timed-out create can duplicate",
          "$599 a month for 25 customers after the trial, no free tier",
          "Vendor sandboxes only on Enterprise",
          "Registry entry stuck at 0.1.13 from April while npm is at 0.21.0"
        ],
        "agentNotes": [
          "Stay in dynamic mode and search for tools. Static mode loads all 362 schemas",
          "Start the MCP with --lock-identity (or ?lock_identity=true) when one agent serves one customer",
          "Read x-downstream-ratelimit-remaining before fanning out, and wait until x-downstream-ratelimit-reset after a 429",
          "List before you retry a create that timed out. Writes aren't idempotent and there's no idempotency key",
          "Pass fields= on list calls to cut the response to the columns you need"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 2,
        "avgRating": 3.5,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "BB",
            "methodology": "0.3",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 73.2
          }
        ],
        "editorialScores": {
          "ergonomics": 88,
          "maintenance": 80,
          "payments": 30,
          "reliability": 75,
          "schema": 92,
          "security": 66,
          "transparency": 61
        },
        "provenanceScore": 90
      },
      "connect": {
        "http": "curl \"https://unify.apideck.com/accounting/invoices?limit=10\" \\\n  -H \"Authorization: Bearer $APIDECK_API_KEY\" -H \"x-apideck-app-id: $APIDECK_APP_ID\" \\\n  -H \"x-apideck-consumer-id: $APIDECK_CONSUMER_ID\" -H \"x-apideck-service-id: xero\"",
        "claudeCode": "claude mcp add --transport http apideck \"https://mcp.apideck.dev/mcp?scopes=read\" --header \"Authorization: Bearer $APIDECK_API_KEY\" --header \"x-apideck-consumer-id: $APIDECK_CONSUMER_ID\" --header \"x-apideck-app-id: $APIDECK_APP_ID\"",
        "config": {
          "mcpServers": {
            "apideck": {
              "args": [
                "-y",
                "@apideck/mcp",
                "start",
                "--scope",
                "read"
              ],
              "command": "npx",
              "env": {
                "APIDECK_API_KEY": "${APIDECK_API_KEY}",
                "APIDECK_APP_ID": "${APIDECK_APP_ID}",
                "APIDECK_CONSUMER_ID": "${APIDECK_CONSUMER_ID}"
              }
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/accounting.unified",
        "tool": "https://letme.dev/apideck-accounting"
      },
      "area": "domain-data",
      "unitPrices": [
        {
          "item": "Launch plan",
          "unit": "month",
          "usd": 599,
          "note": "25 consumers, 1 unified API category"
        },
        {
          "item": "Scale plan",
          "unit": "month",
          "usd": 1299,
          "note": "100 consumers, 3 categories"
        },
        {
          "item": "Consumer on Launch (25)",
          "unit": "account-month",
          "usd": 23.96
        },
        {
          "item": "Consumer on Scale (100)",
          "unit": "account-month",
          "usd": 12.99
        },
        {
          "item": "Consumer on Scale (500)",
          "unit": "account-month",
          "usd": 8.5
        }
      ],
      "provenance": {
        "legalEntity": "Apideck Inc. and Apideck NV/BV",
        "domain": "apideck.com",
        "domainRegistered": "2012-07-04",
        "endpointOnVendorDomain": true,
        "terms": "https://compliance.apideck.com/terms",
        "privacy": "https://www.iubenda.com/privacy-policy/16710317",
        "statusPage": "https://status.apideck.com",
        "changelog": "https://developers.apideck.com/changelog",
        "securityTxt": "none",
        "checked": "2026-09-30",
        "notes": [
          "The footer names Apideck Inc., 95 Third Street, San Francisco, and Apideck NV/BV, Broederminstraat 9, Antwerp, VAT BE 0689.615.164.",
          "The terms page on compliance.apideck.com shows only a loading state without JavaScript, and the privacy policy is hosted by iubenda rather than on apideck.com.",
          "The MCP endpoint is on apideck.dev while the API is on apideck.com. Both are the vendor's.",
          "One status-page incident in the last 90 days, delayed log delivery for about 2.5 hours on 2026-09-15, with API traffic unaffected."
        ],
        "score": 90
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/apideck-accounting.json",
      "live": {
        "slug": "apideck-accounting",
        "probe": {
          "target": "https://unify.apideck.com/accounting",
          "method": "get",
          "lastAt": "2026-10-04T23:48:04.153133413Z",
          "lastOk": true,
          "lastStatus": 403,
          "lastMs": 68,
          "lastNote": "asks for credentials",
          "authRequired": true,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 67,
          "p95ms24h": 116,
          "samples24h": 272,
          "samples30d": 898,
          "days": [
            {
              "date": "2026-10-01",
              "probes": 109,
              "ok": 109
            },
            {
              "date": "2026-10-02",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-03",
              "probes": 271,
              "ok": 271
            },
            {
              "date": "2026-10-04",
              "probes": 270,
              "ok": 270
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.apideck.com",
          "indicator": "none",
          "summary": "All Systems Operational",
          "checkedAt": "2026-10-04T23:49:05.821617232Z"
        },
        "versions": [
          {
            "registry": "github",
            "name": "apideck-libraries/mcp",
            "version": "v0.21.0",
            "released": "2026-09-28",
            "seenAt": "2026-10-04T16:20:35.283761505Z"
          },
          {
            "registry": "mcp-registry",
            "name": "com.apideck/mcp",
            "version": "0.1.13",
            "seenAt": "2026-10-04T23:42:40.113054682Z"
          },
          {
            "registry": "npm",
            "name": "@apideck/mcp",
            "version": "0.21.0",
            "seenAt": "2026-10-04T16:20:33.720080514Z"
          },
          {
            "registry": "npm",
            "name": "@apideck/unify",
            "version": "0.52.2",
            "seenAt": "2026-10-04T16:20:33.080746348Z"
          },
          {
            "registry": "pypi",
            "name": "apideck-unify",
            "version": "0.44.0",
            "released": "2026-10-02",
            "seenAt": "2026-10-04T16:20:33.534216287Z"
          }
        ],
        "githubStars": 19,
        "npmWeekly": 40772,
        "pypiWeekly": 10695,
        "securityTxt": {
          "url": "https://apideck.com/.well-known/security.txt",
          "state": "none",
          "checkedAt": "2026-10-04T15:16:01.278396866Z"
        },
        "llmsTxt": {
          "url": "https://developers.apideck.com/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-10-04T15:17:15.129512718Z"
        },
        "domain": {
          "domain": "apideck.com",
          "registered": "2012-07-04",
          "source": "https://rdap.verisign.com/com/v1/domain/apideck.com",
          "checkedAt": "2026-10-04T13:09:27.918141231Z"
        },
        "pages": [
          {
            "url": "https://developers.apideck.com/changelog",
            "kind": "changelog",
            "status": 304,
            "checkedAt": "2026-10-04T15:42:41.455478164Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "3240ab3af0c0"
          },
          {
            "url": "https://www.apideck.com/pricing",
            "kind": "pricing",
            "status": 304,
            "checkedAt": "2026-10-04T15:49:08.239438283Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "a97becc57c6d"
          },
          {
            "url": "https://www.iubenda.com/privacy-policy/16710317",
            "kind": "privacy",
            "status": 0,
            "checkedAt": "2026-10-04T15:50:55.193422375Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "blockedByRobots": true
          },
          {
            "url": "https://compliance.apideck.com/terms",
            "kind": "terms",
            "status": 304,
            "checkedAt": "2026-10-04T15:42:07.912353084Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "8bf62a1f7bee"
          }
        ],
        "updatedAt": "2026-10-04T23:49:05.821617232Z"
      }
    },
    "b": {
      "slug": "merge-accounting",
      "name": "Merge Accounting API",
      "vendor": "Merge",
      "vendorUrl": "https://www.merge.dev",
      "kind": "http-api",
      "category": "accounting",
      "summary": "Unified accounting API for invoices, payments, expenses, journal entries and financial statements across platforms including QuickBooks, Xero and NetSuite.",
      "url": "https://www.anchorterminal.com/tools/merge-accounting",
      "markdownUrl": "https://www.anchorterminal.com/tools/merge-accounting.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/merge-accounting.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/merge-accounting.json",
      "repo": "https://github.com/merge-api/merge-python-client",
      "license": "MIT",
      "transports": [
        "http"
      ],
      "remoteUrl": "https://api.merge.dev/api/accounting/v1",
      "packages": [
        {
          "registry": "pypi",
          "name": "MergePythonClient"
        },
        {
          "registry": "npm",
          "name": "@mergeapi/merge-node-client"
        }
      ],
      "auth": "api-key",
      "authNotes": "Two headers on every call. `Authorization: Bearer \u003cAPI key\u003e` from the Merge dashboard (production or test keys) and `X-Account-Token` for the linked account, issued when a user finishes the Merge Link flow. There's an EU host at api-eu.merge.dev. Merge holds the OAuth tokens for the accounting platform, so your agent never sees them.",
      "pricing": "freemium",
      "pricingNotes": "The first 3 production linked accounts are free with no card. Launch is $650 a month for up to 10 production linked accounts and $65 a month for each one beyond that, with 100 requests a minute per linked account, up to 3 test linked accounts, sandbox accounts for the first 60 days and 3 days of logs. Professional (400 a minute, unlimited test linked accounts, sandbox accounts for the first 60 days, 30 days of logs, field-level scopes) and Enterprise (600 a minute, unlimited sandboxes, 90 days or more of logs, support and uptime SLAs) are priced on contract (https://www.merge.dev/pricing).",
      "priceSummary": "$650 / mo",
      "where": "hosted",
      "x402": {
        "level": "no",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": 15,
        "npmWeekly": 201025,
        "pypiWeekly": 234550,
        "asOf": "2026-09-30"
      },
      "docsUrl": "https://docs.merge.dev/merge-unified/accounting/overview",
      "llmsTxt": "https://docs.merge.dev/llms.txt",
      "openapi": "https://docs.merge.dev/openapi/accounting.json",
      "capabilities": [
        "accounting.unified",
        "accounting.ledger",
        "accounting.invoices",
        "accounting.bills",
        "accounting.reports"
      ],
      "tags": [
        "hosted",
        "freemium",
        "free-tier",
        "llms-txt",
        "openapi",
        "typescript",
        "python",
        "webhooks",
        "eu",
        "enterprise",
        "status-page",
        "closed-source"
      ],
      "lastRelease": "2026-09-16",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 70.2,
        "grade": "BB",
        "agentReady": true,
        "rank": 100,
        "ranked": true,
        "rankOf": 452,
        "categoryRank": 2,
        "methodology": "0.3",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 72,
          "maintenance": 83,
          "payments": 35,
          "reliability": 75,
          "schema": 86,
          "security": 67,
          "transparency": 70
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-01"
        },
        "negative": 0,
        "verdict": "12 accounting platforms behind one set of common models, with writes. Launch jumps from free to $650 a month at the fourth linked account.",
        "strengths": [
          "12 accounting platforms behind one set of common models, with writes",
          "Three production linked accounts free with no card",
          "llms.txt, Markdown twins of every docs page and a JSON OpenAPI spec",
          "Rate limits per linked account, so one busy customer doesn't starve the rest",
          "SOC 2 Type 2, ISO 27001:2022 and an EU host at api-eu.merge.dev"
        ],
        "weaknesses": [
          "Launch jumps from free to $650 a month at the fourth linked account",
          "No documented 429 handling, idempotency keys or safe-retry guidance for writes",
          "Merge's own MCP server for the Unified API has been idle since 0.1.4 in April 2025",
          "No deprecation policy, and the Python SDK shipped two major versions between May and July 2026",
          "Only 3 days of request logs on Launch"
        ],
        "agentNotes": [
          "Call GET /invoices/meta/post for the linked account first. Required fields differ by platform",
          "Bills and sales invoices are one model. Set type to ACCOUNTS_PAYABLE or ACCOUNTS_RECEIVABLE",
          "Append .md to any docs URL for the Markdown twin",
          "Check sync_status before reading a freshly linked account. Common models fill in over the first sync",
          "Look the record up before retrying a POST that timed out. There's no idempotency key"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 2,
        "avgRating": 3.5,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "BB",
            "methodology": "0.3",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 70.2
          }
        ],
        "editorialScores": {
          "ergonomics": 72,
          "maintenance": 83,
          "payments": 35,
          "reliability": 75,
          "schema": 86,
          "security": 67,
          "transparency": 54
        },
        "provenanceScore": 86
      },
      "connect": {
        "http": "curl \"https://api.merge.dev/api/accounting/v1/invoices?type=ACCOUNTS_RECEIVABLE\u0026page_size=10\" \\\n  -H \"Authorization: Bearer $MERGE_API_KEY\" -H \"X-Account-Token: $MERGE_ACCOUNT_TOKEN\""
      },
      "letme": {
        "capability": "https://letme.dev/accounting.unified",
        "tool": "https://letme.dev/merge-accounting"
      },
      "area": "domain-data",
      "unitPrices": [
        {
          "item": "Launch plan",
          "unit": "month",
          "usd": 650,
          "note": "Up to 10 production linked accounts, first 3 free"
        },
        {
          "item": "Additional linked account on Launch",
          "unit": "account-month",
          "usd": 65
        }
      ],
      "provenance": {
        "legalEntity": "Merge API, Inc.",
        "domain": "merge.dev",
        "domainRegistered": "2020-02-09",
        "endpointOnVendorDomain": true,
        "terms": "https://www.merge.dev/legal/terms",
        "privacy": "https://www.merge.dev/legal/privacy-policy",
        "statusPage": "https://status.merge.dev",
        "changelog": "https://www.merge.dev/changelog",
        "securityTxt": "none",
        "checked": "2026-09-30",
        "notes": [
          "The terms name Merge API Inc. with California law and arbitration in San Francisco, but give no registered address. The privacy policy was last revised 20 August 2026.",
          "The status page runs on Sorry rather than Statuspage and lists the Unified API, Merge Link, data syncing and Agent Handler as components.",
          "A trust portal at trust.merge.dev holds the security documentation."
        ],
        "score": 86
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/merge-accounting.json",
      "live": {
        "slug": "merge-accounting",
        "probe": {
          "target": "https://api.merge.dev/api/accounting/v1",
          "method": "get",
          "lastAt": "2026-10-04T23:48:11.665834887Z",
          "lastOk": true,
          "lastStatus": 404,
          "lastMs": 538,
          "authRequired": false,
          "uptime24h": 99.63,
          "uptime30d": 99.89,
          "p50ms24h": 575,
          "p95ms24h": 2092,
          "samples24h": 272,
          "samples30d": 898,
          "days": [
            {
              "date": "2026-10-01",
              "probes": 109,
              "ok": 109
            },
            {
              "date": "2026-10-02",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-03",
              "probes": 271,
              "ok": 271
            },
            {
              "date": "2026-10-04",
              "probes": 270,
              "ok": 269
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.merge.dev",
          "indicator": "unknown",
          "summary": "no machine-readable status found",
          "checkedAt": "2026-10-04T21:40:14.824420782Z"
        },
        "versions": [
          {
            "registry": "github",
            "name": "merge-api/merge-python-client",
            "version": "v4.2.0",
            "released": "2026-09-16",
            "seenAt": "2026-10-04T16:32:53.27441844Z"
          },
          {
            "registry": "npm",
            "name": "@mergeapi/merge-node-client",
            "version": "4.0.4",
            "seenAt": "2026-10-04T16:32:52.40119992Z"
          },
          {
            "registry": "pypi",
            "name": "MergePythonClient",
            "version": "4.2.0",
            "released": "2026-09-16",
            "seenAt": "2026-10-04T16:32:52.1990559Z"
          }
        ],
        "githubStars": 14,
        "npmWeekly": 212208,
        "pypiWeekly": 197064,
        "securityTxt": {
          "url": "https://merge.dev/.well-known/security.txt",
          "state": "none",
          "checkedAt": "2026-10-04T15:15:41.019057373Z"
        },
        "llmsTxt": {
          "url": "https://docs.merge.dev/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-10-04T15:17:58.879439987Z"
        },
        "domain": {
          "domain": "merge.dev",
          "registered": "2020-02-09",
          "source": "https://pubapi.registry.google/rdap/domain/merge.dev",
          "checkedAt": "2026-10-04T13:08:11.061782068Z"
        },
        "pages": [
          {
            "url": "https://www.merge.dev/changelog",
            "kind": "changelog",
            "status": 304,
            "checkedAt": "2026-10-04T15:51:18.274010452Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "33f2429b9bed"
          },
          {
            "url": "https://www.merge.dev/pricing",
            "kind": "pricing",
            "status": 304,
            "checkedAt": "2026-10-04T15:51:24.300795079Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "7d9e39ad53d3"
          },
          {
            "url": "https://www.merge.dev/legal/privacy-policy",
            "kind": "privacy",
            "status": 304,
            "checkedAt": "2026-10-04T15:51:20.304715164Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "94b13e9b9b9d"
          },
          {
            "url": "https://www.merge.dev/legal/terms",
            "kind": "terms",
            "status": 304,
            "checkedAt": "2026-10-04T15:51:22.299855755Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "d729c69b95ee"
          }
        ],
        "updatedAt": "2026-10-04T23:48:11.665834887Z"
      }
    },
    "summary": "Apideck Accounting API + MCP has a score of 73.2 (BB) against Merge Accounting API's 70.2 (BB). Both do accounting unified. The largest gap is agent ergonomics, 16 points."
  },
  "kind": "anchor.page",
  "links": {
    "api": "https://www.anchorterminal.com/api/v1/index.json",
    "html": "https://www.anchorterminal.com/compare/apideck-accounting-vs-merge-accounting",
    "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-merge-accounting.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/compare/apideck-accounting-vs-merge-accounting.md",
    "slim": "https://www.anchorterminal.com/compare/apideck-accounting-vs-merge-accounting.min.md"
  },
  "markdown": "Apideck Accounting API + MCP has a score of 73.2 (BB) against Merge Accounting API's 70.2 (BB). Both do accounting unified. The largest gap is agent ergonomics, 16 points.\n\n- Apideck Accounting API + MCP: grade BB, 73.2/100, rank #60 of 452. Markdown https://www.anchorterminal.com/tools/apideck-accounting.md · JSON https://www.anchorterminal.com/api/v1/tools/apideck-accounting.json\n- Merge Accounting API: grade BB, 70.2/100, rank #100 of 452. Markdown https://www.anchorterminal.com/tools/merge-accounting.md · JSON https://www.anchorterminal.com/api/v1/tools/merge-accounting.json\n\n## Which one, for what\n\nPick Apideck Accounting API + MCP for schema \u0026 documentation (+6), agent ergonomics (+16), transparency \u0026 trust (+6).\n\nPick Merge Accounting API for payments \u0026 pricing (+5).\n\n## Score by category\n\n| Category | Weight | Apideck Accounting API + MCP | Merge Accounting API | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 75 | 75 | even |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 92 | 86 | Apideck Accounting API + MCP +6 |\n| Agent ergonomics | 13% (16.2 this run) | 88 | 72 | Apideck Accounting API + MCP +16 |\n| Security \u0026 auth | 14% (17.5 this run) | 66 | 67 | Merge Accounting API +1 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 30 | 35 | Merge Accounting API +5 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 80 | 83 | Merge Accounting API +3 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 76 | 70 | Apideck Accounting API + MCP +6 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **73.2 · BB** | **70.2 · BB** | |\n\n## Facts side by side\n\n| Fact | Apideck Accounting API + MCP | Merge Accounting API |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Apideck | Merge |\n| Hosted endpoint | `https://unify.apideck.com/accounting` | `https://api.merge.dev/api/accounting/v1` |\n| Transports | HTTP, Streamable HTTP, stdio | HTTP |\n| Auth | API key | API key |\n| Pricing | Paid | Freemium |\n| x402 | no | no |\n| Licence | MIT | MIT |\n| Tools exposed | 362 | none |\n| Context cost (tools/list) | n/a | n/a |\n| p95 latency | not measured yet | not measured yet |\n| Availability (30d) | not measured yet | not measured yet |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| MCP registry | `com.apideck/mcp` | not listed |\n| Last release | 2026-10-01 | 2026-09-16 |\n| Popularity | 15 stars, 42k npm/wk, 14k PyPI/wk | 15 stars, 201k npm/wk, 235k PyPI/wk |\n| Agent reviews | 3.5/5 (2) | 3.5/5 (2) |\n\n## Verdicts\n\n**Apideck Accounting API + MCP.** 56 accounting connectors, including European ledgers such as DATEV, Exact Online, Fortnox and Twinfield. No published rate limits of Apideck's own, only connector limits mirrored in headers.\n\n**Merge Accounting API.** 12 accounting platforms behind one set of common models, with writes. Launch jumps from free to $650 a month at the fourth linked account.\n\n## Before you call either\n\n### Apideck Accounting API + MCP\n\n1. Stay in dynamic mode and search for tools. Static mode loads all 362 schemas\n2. Start the MCP with --lock-identity (or ?lock_identity=true) when one agent serves one customer\n3. Read x-downstream-ratelimit-remaining before fanning out, and wait until x-downstream-ratelimit-reset after a 429\n4. List before you retry a create that timed out. Writes aren't idempotent and there's no idempotency key\n5. Pass fields= on list calls to cut the response to the columns you need\n\n### Merge Accounting API\n\n1. Call GET /invoices/meta/post for the linked account first. Required fields differ by platform\n2. Bills and sales invoices are one model. Set type to ACCOUNTS_PAYABLE or ACCOUNTS_RECEIVABLE\n3. Append .md to any docs URL for the Markdown twin\n4. Check sync_status before reading a freshly linked account. Common models fill in over the first sync\n5. Look the record up before retrying a POST that timed out. There's no idempotency key\n\n## Other comparisons with Apideck Accounting API + MCP or Merge Accounting API\n\n- [Apideck Accounting API + MCP vs FreeAgent API](https://www.anchorterminal.com/compare/apideck-accounting-vs-freeagent.md)\n- [Apideck Accounting API + MCP vs FreshBooks API](https://www.anchorterminal.com/compare/apideck-accounting-vs-freshbooks.md)\n- [Apideck Accounting API + MCP vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/apideck-accounting-vs-quickbooks-online.md)\n- [Apideck Accounting API + MCP vs Xero API + MCP](https://www.anchorterminal.com/compare/apideck-accounting-vs-xero.md)\n- [FreeAgent API vs Merge Accounting API](https://www.anchorterminal.com/compare/freeagent-vs-merge-accounting.md)\n- [FreshBooks API vs Merge Accounting API](https://www.anchorterminal.com/compare/freshbooks-vs-merge-accounting.md)\n- [Merge Accounting API vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/merge-accounting-vs-quickbooks-online.md)\n- [Merge Accounting API vs Xero API + MCP](https://www.anchorterminal.com/compare/merge-accounting-vs-xero.md)\n- [Apideck Accounting API + MCP vs Invoice Ninja API](https://www.anchorterminal.com/compare/apideck-accounting-vs-invoice-ninja.md)\n- [Invoice Ninja API vs Merge Accounting API](https://www.anchorterminal.com/compare/invoice-ninja-vs-merge-accounting.md)\n- [Apideck Accounting API + MCP vs Rutter Accounting API](https://www.anchorterminal.com/compare/apideck-accounting-vs-rutter.md)\n- [Merge Accounting API vs Rutter Accounting API](https://www.anchorterminal.com/compare/merge-accounting-vs-rutter.md)\n",
  "meta": {
    "attribution": "Anchor Terminal (https://www.anchorterminal.com)",
    "docs": "https://www.anchorterminal.com/docs/",
    "generatedAt": "2026-10-04",
    "license": "CC-BY-4.0",
    "method": "https://www.anchorterminal.com/benchmark/",
    "methodology": "0.3",
    "openapi": "https://www.anchorterminal.com/openapi.json",
    "preview": false,
    "run": "2026-10-01",
    "runLabel": "October 2026 research run"
  },
  "page": {
    "breadcrumbs": [
      {
        "name": "Home",
        "url": "https://www.anchorterminal.com/"
      },
      {
        "name": "Compare",
        "url": "https://www.anchorterminal.com/compare/"
      },
      {
        "name": "Apideck Accounting API + MCP vs Merge Accounting API",
        "url": ""
      }
    ],
    "description": "Apideck Accounting API + MCP has a score of 73.2 (BB) against Merge Accounting API's 70.2 (BB). Both do accounting unified. The largest gap is agent ergonomics, 16 points. Category scores, facts, verdicts and agent notes side by side.",
    "facts": [
      "Apideck Accounting API + MCP BB 73.2",
      "Merge Accounting API BB 70.2",
      "scores"
    ],
    "h1": "Apideck Accounting API + MCP vs Merge Accounting API",
    "image": "https://www.anchorterminal.com/assets/og/compare-apideck-accounting-vs-merge-accounting.png",
    "path": "/compare/apideck-accounting-vs-merge-accounting",
    "published": "2026-10-01",
    "section": "tools",
    "title": "Apideck Accounting API + MCP vs Merge Accounting API for AI agents",
    "toc": null,
    "updated": "2026-10-04",
    "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-merge-accounting"
  },
  "tokens": {
    "markdown": 1600,
    "slim": 380
  },
  "version": 1
}
