{ "data": { "a": { "slug": "apideck-accounting", "name": "Apideck Accounting API + MCP", "vendor": "Apideck", "vendorUrl": "https://www.apideck.com/accounting-api", "kind": "http-api", "category": "accounting", "summary": "Unified accounting API for invoices, bills, payments, journal entries and financial reports across platforms including QuickBooks, Xero and NetSuite.", "url": "https://www.anchorterminal.com/tools/apideck-accounting", "markdownUrl": "https://www.anchorterminal.com/tools/apideck-accounting.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/apideck-accounting.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/apideck-accounting.json", "repo": "https://github.com/apideck-libraries/mcp", "license": "MIT", "transports": [ "http", "streamable-http", "stdio" ], "remoteUrl": "https://unify.apideck.com/accounting", "packages": [ { "registry": "npm", "name": "@apideck/unify" }, { "registry": "pypi", "name": "apideck-unify" }, { "registry": "npm", "name": "@apideck/mcp" } ], "auth": "api-key", "authNotes": "Bearer API key plus `x-apideck-app-id` on every call, and `x-apideck-consumer-id` naming the customer whose connection you're using. Add `x-apideck-service-id` when a consumer has more than one accounting connection. End users authorise through Vault, which holds and refreshes their OAuth tokens. The hosted MCP takes the same three values as headers, the local server as environment variables.", "pricing": "paid", "pricingNotes": "Priced per active consumer (your customer), with a 30-day free trial on every plan. Launch is $599 a month for 25 consumers and one unified API category ($23.96 a consumer, $19.98 at 50), including webhooks, the Proxy API and the MCP server. Scale is $1,299 a month for 100 consumers and three categories ($12.99 a consumer), falling to $4,250 for 500 ($8.50 a consumer), and adds custom field mapping and data scopes. Enterprise is custom on an annual contract with SSO, a white-label Vault, vendor sandboxes and an uptime SLA. Yearly billing is 10 per cent less (https://www.apideck.com/pricing).", "priceSummary": "$599 / mo", "where": "both", "x402": { "level": "no", "endpoints": [] }, "toolCount": 362, "popularity": { "githubStars": 15, "npmWeekly": 42170, "pypiWeekly": 14248, "asOf": "2026-09-30" }, "docsUrl": "https://developers.apideck.com/apis/accounting/reference", "llmsTxt": "https://developers.apideck.com/llms.txt", "openapi": "https://github.com/apideck-libraries/openapi-specs/blob/main/accounting.yml", "registryName": "com.apideck/mcp", "capabilities": [ "accounting.unified", "accounting.ledger", "accounting.invoices", "accounting.bills", "accounting.reports" ], "tags": [ "hosted", "paid", "no-card", "mcp", "llms-txt", "openapi", "typescript", "python", "webhooks", "enterprise", "eu", "status-page", "toolsets" ], "lastRelease": "2026-10-01", "graded": true, "anchor": { "graded": true, "score": 72.9, "grade": "BB", "agentReady": true, "rank": 79, "ranked": true, "rankOf": 629, "categoryRank": 1, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 88, "maintenance": 80, "payments": 30, "reliability": 75, "schema": 92, "security": 66, "transparency": 73 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-01" }, "negative": 0, "verdict": "56 accounting connectors, including European ledgers such as DATEV, Exact Online, Fortnox and Twinfield. No published rate limits of Apideck's own, only connector limits mirrored in headers.", "bestFor": "A SaaS product that has to reach many customers' ledgers, especially European or desktop ones, through one agent-friendly MCP.", "strengths": [ "56 accounting connectors, including European ledgers such as DATEV, Exact Online, Fortnox and Twinfield", "Dynamic MCP mode with 4 meta-tools at about 1,300 tokens, and annotations on all 362 tools", "Public OpenAPI spec (accounting.yml, 208 operations) with a dated changelog and a BREAKING.md for removals", "Identity lock on the MCP so one agent can't switch to another customer's ledger", "30-day trial with full access and no card" ], "weaknesses": [ "No published rate limits of Apideck's own, only connector limits mirrored in headers", "No idempotency keys on writes, so a timed-out create can duplicate", "$599 a month for 25 customers after the trial, no free tier", "Vendor sandboxes only on Enterprise", "Registry entry stuck at 0.1.13 from April while npm is at 0.21.0" ], "agentNotes": [ "Stay in dynamic mode and search for tools. Static mode loads all 362 schemas", "Start the MCP with --lock-identity (or ?lock_identity=true) when one agent serves one customer", "Read x-downstream-ratelimit-remaining before fanning out, and wait until x-downstream-ratelimit-reset after a 429", "List before you retry a create that timed out. Writes aren't idempotent and there's no idempotency key", "Pass fields= on list calls to cut the response to the columns you need" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 2, "avgRating": 3.5, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "BB", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 72.9 } ], "editorialScores": { "ergonomics": 88, "maintenance": 80, "payments": 30, "reliability": 75, "schema": 92, "security": 66, "transparency": 61 }, "provenanceScore": 84 }, "connect": { "http": "curl \"https://unify.apideck.com/accounting/invoices?limit=10\" \\\n -H \"Authorization: Bearer $APIDECK_API_KEY\" -H \"x-apideck-app-id: $APIDECK_APP_ID\" \\\n -H \"x-apideck-consumer-id: $APIDECK_CONSUMER_ID\" -H \"x-apideck-service-id: xero\"", "claudeCode": "claude mcp add --transport http apideck \"https://mcp.apideck.dev/mcp?scopes=read\" --header \"Authorization: Bearer $APIDECK_API_KEY\" --header \"x-apideck-consumer-id: $APIDECK_CONSUMER_ID\" --header \"x-apideck-app-id: $APIDECK_APP_ID\"", "config": { "mcpServers": { "apideck": { "args": [ "-y", "@apideck/mcp", "start", "--scope", "read" ], "command": "npx", "env": { "APIDECK_API_KEY": "${APIDECK_API_KEY}", "APIDECK_APP_ID": "${APIDECK_APP_ID}", "APIDECK_CONSUMER_ID": "${APIDECK_CONSUMER_ID}" } } } } }, "letme": { "capability": "https://letme.dev/accounting.unified", "tool": "https://letme.dev/apideck-accounting" }, "area": "domain-data", "unitPrices": [ { "item": "Launch plan", "unit": "month", "usd": 599, "note": "25 consumers, 1 unified API category" }, { "item": "Scale plan", "unit": "month", "usd": 1299, "note": "100 consumers, 3 categories" }, { "item": "Consumer on Launch (25)", "unit": "account-month", "usd": 23.96 }, { "item": "Consumer on Scale (100)", "unit": "account-month", "usd": 12.99 }, { "item": "Consumer on Scale (500)", "unit": "account-month", "usd": 8.5 } ], "provenance": { "legalEntity": "Apideck Inc. and Apideck NV/BV", "domain": "apideck.com", "domainRegistered": "2012-07-04", "endpointOnVendorDomain": true, "terms": "https://compliance.apideck.com/terms", "privacy": "https://www.iubenda.com/privacy-policy/16710317", "statusPage": "https://status.apideck.com", "changelog": "https://developers.apideck.com/changelog", "securityTxt": "none", "checked": "2026-09-30", "notes": [ "The footer names Apideck Inc., 95 Third Street, San Francisco, and Apideck NV/BV, Broederminstraat 9, Antwerp, VAT BE 0689.615.164.", "The terms page on compliance.apideck.com shows only a loading state without JavaScript, and the privacy policy is hosted by iubenda rather than on apideck.com.", "The MCP endpoint is on apideck.dev while the API is on apideck.com. Both are the vendor's.", "One status-page incident in the last 90 days, delayed log delivery for about 2.5 hours on 2026-09-15, with API traffic unaffected." ], "score": 84 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/apideck-accounting.json", "live": { "slug": "apideck-accounting", "probe": { "target": "https://unify.apideck.com/accounting", "method": "get", "lastAt": "2026-10-08T19:08:39.234526695Z", "lastOk": true, "lastStatus": 403, "lastMs": 119, "lastNote": "asks for credentials", "authRequired": true, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 68, "p95ms24h": 140, "samples24h": 272, "samples30d": 1933, "days": [ { "date": "2026-10-01", "probes": 109, "ok": 109 }, { "date": "2026-10-02", "probes": 248, "ok": 248 }, { "date": "2026-10-03", "probes": 271, "ok": 271 }, { "date": "2026-10-04", "probes": 272, "ok": 272 }, { "date": "2026-10-05", "probes": 272, "ok": 272 }, { "date": "2026-10-06", "probes": 272, "ok": 272 }, { "date": "2026-10-07", "probes": 272, "ok": 272 }, { "date": "2026-10-08", "probes": 217, "ok": 217 } ] }, "vendorStatus": { "page": "https://status.apideck.com", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-08T19:06:25.8662254Z" }, "versions": [ { "registry": "github", "name": "apideck-libraries/mcp", "version": "v0.22.0", "released": "2026-10-05", "seenAt": "2026-10-08T15:59:00.838481187Z" }, { "registry": "mcp-registry", "name": "com.apideck/mcp", "version": "0.1.13", "seenAt": "2026-10-08T02:42:52.272076636Z" }, { "registry": "npm", "name": "@apideck/mcp", "version": "0.22.0", "seenAt": "2026-10-08T15:59:00.626999692Z" }, { "registry": "npm", "name": "@apideck/unify", "version": "0.52.2", "seenAt": "2026-10-08T15:58:53.409468624Z" }, { "registry": "pypi", "name": "apideck-unify", "version": "0.47.0", "released": "2026-10-08", "seenAt": "2026-10-08T15:58:57.147767311Z" } ], "githubStars": 20, "npmWeekly": 40462, "pypiWeekly": 9779, "securityTxt": { "url": "https://apideck.com/.well-known/security.txt", "state": "none", "checkedAt": "2026-10-08T15:38:45.750638326Z" }, "llmsTxt": { "url": "https://developers.apideck.com/llms.txt", "ok": true, "status": 200, "checkedAt": "2026-10-08T14:00:02.5324985Z" }, "domain": { "domain": "apideck.com", "registered": "2012-07-04", "source": "https://rdap.verisign.com/com/v1/domain/apideck.com", "checkedAt": "2026-10-04T13:09:27.918141231Z" }, "pages": [ { "url": "https://developers.apideck.com/changelog", "kind": "changelog", "status": 304, "checkedAt": "2026-10-08T18:17:24.826227896Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "3240ab3af0c0" }, { "url": "https://www.apideck.com/pricing", "kind": "pricing", "status": 200, "checkedAt": "2026-10-08T18:26:12.220979034Z", "changedAt": "2026-10-08T18:26:12.220979034Z", "fingerprint": "6f3b3832b1eb" }, { "url": "https://www.iubenda.com/privacy-policy/16710317", "kind": "privacy", "status": 0, "checkedAt": "2026-10-08T18:28:33.38272965Z", "changedAt": "0001-01-01T00:00:00Z", "blockedByRobots": true }, { "url": "https://compliance.apideck.com/terms", "kind": "terms", "status": 304, "checkedAt": "2026-10-08T18:16:36.259230293Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "8bf62a1f7bee" } ], "updatedAt": "2026-10-08T19:08:39.234526695Z" } }, "answer": "Apideck Accounting API + MCP scores 72.9 (BB) on agent readiness against Codat's 64.3 (B), and leads in 6 of 7 scored categories. Codat leads on reliability.", "b": { "slug": "codat", "name": "Codat", "vendor": "Codat Limited", "vendorUrl": "https://codat.io", "kind": "http-api", "category": "accounting", "summary": "Codat connects a business's accounting, banking and commerce software to financial products and banks through one REST API. Product APIs cover bill pay, expenses, bank feeds and lending data, with official SDKs for TypeScript, Python and C#.", "url": "https://www.anchorterminal.com/tools/codat", "markdownUrl": "https://www.anchorterminal.com/tools/codat.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/codat.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/codat.json", "repo": "https://github.com/codatio/oas", "license": "Proprietary service under Codat's Master Services Agreement. The documentation repository codatio/codat-docs is Apache-2.0", "transports": [ "http" ], "remoteUrl": "https://api.codat.io", "packages": [ { "registry": "npm", "name": "@codat/platform" }, { "registry": "pypi", "name": "codat-platform" } ], "auth": "api-key", "authNotes": "An API key, Base64 encoded, in an `Authorization: Basic` header on every call to https://api.codat.io. An account comes through Codat's sales team. The docs say to get in touch to create one, and no self-serve signup was found. A client can hold up to 10 named keys, created and deleted in the Portal by Administrator or Developer users or through the /apiKeys endpoints. Keys have no scopes, so each one reaches every company the client has connected. End customers authorise their accounting package through Codat's Link flow.", "pricing": "paid", "pricingNotes": "No public price. codat.io/pricing returns 404 and the site's buttons ask for a meeting. The standard MSA sets a platform fee invoiced in advance and a unit fee per active company per month, both in an order form. The docs describe a free trial limited to 50 companies, no hourly syncs and 365 days, and a Codat Sandbox integration that is excluded from billing, but an account starts with a request to Codat (checked 2026-10-08).", "priceSummary": "Paid", "where": "hosted", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the docs repository, the OpenAPI specs or the site (checked 2026-10-08).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": 2690, "pypiWeekly": 222, "asOf": "2026-10-08" }, "docsUrl": "https://docs.codat.io/using-the-api/overview", "openapi": "https://raw.githubusercontent.com/codatio/oas/main/json/Codat-Platform.json", "capabilities": [ "accounting.unified", "accounting.bills", "accounting.reports", "accounting.ledger", "accounting.invoices" ], "tags": [ "hosted", "paid", "sales-led", "api-key", "openapi", "webhooks", "async-jobs", "idempotency", "sandbox", "typescript", "python", "csharp", "status-page", "soc2", "iso27001", "closed-source" ], "lastRelease": "2026-10-01", "graded": true, "anchor": { "graded": true, "score": 64.3, "grade": "B", "agentReady": false, "rank": 257, "ranked": true, "rankOf": 629, "categoryRank": 4, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 81, "maintenance": 75, "payments": 10, "reliability": 80, "schema": 77, "security": 49, "transparency": 71 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": 0, "verdict": "Public OpenAPI specs, an Idempotency-Key header on writes, Retry-After on 429 and a written three-month deprecation notice suit an agent that retries. Access is the limitation. No price or self-serve signup is published, the general Accounting API is closed to new clients, and API keys carry no scopes.", "bestFor": "Banks, lenders, bill pay, expense and card products that already have or will sign a Codat contract and need writes into many accounting packages.", "strengths": [ "Public OpenAPI 3 specs for every API in codatio/oas, with long operation descriptions and per-integration response examples", "Idempotency-Key header on POST and PATCH, cached for 90 minutes, and released after a 429 so the same key can be retried", "429 responses carry Retry-After, and every response carries X-Rate-Limit-Limit, Remaining and Reset headers", "Breaking changes are posted at least three months ahead, with a deprecation calendar and quarterly emails", "Annual SOC 2 Type II and ISO 27001 audits and a private bug bounty, per codat.io/security" ], "weaknesses": [ "No public price. The pricing page returns 404 and fees are set in an order form", "No self-serve signup found. The docs and the site ask new users to get in touch", "The general Accounting API spec says it is relevant only to existing clients, and the status page labels it Legacy", "API keys have no scopes or read-only mode, and one key reaches every connected company", "Two complete API outages in July 2026, of 14 and 12 minutes, and intermittent Xero failures from 22 to 29 July", "The Java and Go SDKs were archived in April and May 2026" ], "agentNotes": [ "Send `Authorization: Basic \u003cbase64 of the API key\u003e` to https://api.codat.io. The Portal shows the ready-made header value", "Send a new GUID as `Idempotency-Key` on every POST and PATCH, and reuse the same key when retrying after a 429", "Treat writes as asynchronous on most APIs. Keep the push operation key and wait for the `{dataType}.write.successful` or `.unsuccessful` webhook", "Call the Get model (options) endpoint for the connection before a create or update, because required fields differ by accounting package", "Filter with `query=modifiedDate\u003e...` and keep `pageSize` at 100. The daily quota is 1,000 requests times one plus the number of active connected companies" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "B", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 64.3 } ], "editorialScores": { "ergonomics": 81, "maintenance": 75, "payments": 10, "reliability": 80, "schema": 77, "security": 49, "transparency": 59 }, "provenanceScore": 82 }, "connect": { "install": "npm install @codat/platform", "http": "curl https://api.codat.io/companies \\\n -H \"Authorization: Basic $CODAT_ENCODED_API_KEY\"" }, "letme": { "capability": "https://letme.dev/accounting.unified", "tool": "https://letme.dev/codat" }, "area": "domain-data", "provenance": { "legalEntity": "Codat Limited", "domain": "codat.io", "domainRegistered": "2016-10-17", "endpointOnVendorDomain": true, "terms": "https://codat.io/msa-standard/", "privacy": "https://codat.io/privacy-policy/", "statusPage": "https://status.codat.io", "changelog": "https://docs.codat.io/updates", "securityTxt": "none", "checked": "2026-10-08", "notes": [ "The standard MSA (version 2.0, 5 September 2022) names Codat Limited, registered in England and Wales, number 10480375, 6-7 St. Cross Street, London EC1N 8UB, for clients in the UK and the rest of the world outside the USA. The privacy notice also names Codat, Inc., a Delaware corporation.", "codat.io/legals lists two agreements, the Master Services Agreement (standard and enterprise versions) and the Start-up Plan terms. The standard MSA is the one recorded here.", "The Codat Global Privacy Notice was last updated in April 2025. It is written mainly for website visitors, and the MSA points to the same page for the sub-processor list.", "codat.io, app.codat.io and api.codat.io all return 404 for /.well-known/security.txt. codat.io/security has a disclosure form.", "RDAP for codat.io gives a registration date of 2016-10-17." ], "score": 82 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/codat.json", "live": { "slug": "codat", "probe": { "target": "https://api.codat.io", "method": "get", "lastAt": "2026-10-08T19:08:43.662253972Z", "lastOk": true, "lastStatus": 404, "lastMs": 179, "authRequired": false, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 68, "p95ms24h": 179, "samples24h": 19, "samples30d": 19, "days": [ { "date": "2026-10-08", "probes": 19, "ok": 19 } ] }, "vendorStatus": { "page": "https://status.codat.io", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-08T19:06:31.533184983Z" }, "pages": [ { "url": "https://docs.codat.io/updates", "kind": "changelog", "status": 200, "checkedAt": "2026-10-08T18:18:26.233949031Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "07529b659c92" }, { "url": "https://codat.io/privacy-policy/", "kind": "privacy", "status": 200, "checkedAt": "2026-10-08T18:16:28.10988641Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "e89a28b3e19e" }, { "url": "https://codat.io/msa-standard/", "kind": "terms", "status": 200, "checkedAt": "2026-10-08T18:16:25.833678794Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "a5936b16dc49" } ], "updatedAt": "2026-10-08T19:08:43.662253972Z" } }, "facts": [ { "a": "HTTP API", "b": "HTTP API", "name": "Kind" }, { "a": "Apideck", "b": "Codat Limited", "name": "Vendor" }, { "a": "https://unify.apideck.com/accounting", "b": "https://api.codat.io", "name": "Hosted endpoint" }, { "a": "HTTP, Streamable HTTP, stdio", "b": "HTTP", "name": "Transports" }, { "a": "API key", "b": "API key", "name": "Auth" }, { "a": "Paid", "b": "Paid", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "MIT", "b": "Proprietary service under Codat's Master Services Agreement. The documentation repository codatio/codat-docs is Apache-2.0", "name": "Licence" }, { "a": "362", "b": "none", "name": "Tools exposed" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "no", "name": "llms.txt" }, { "a": "com.apideck/mcp", "b": "not listed", "name": "MCP registry" }, { "a": "2026-10-01", "b": "2026-10-01", "name": "Last release" }, { "a": "couldn't be read", "b": "2022-09-05", "name": "Terms last updated" }, { "a": "couldn't be read", "b": "2025-04-01", "name": "Privacy policy last updated" }, { "a": "couldn't be read", "b": "not found in the text", "name": "Customer content may train models" }, { "a": "couldn't be read", "b": "not found in the text", "name": "Terms restrict automated access" }, { "a": "couldn't be read", "b": "yes", "name": "Terms restrict benchmarking" }, { "a": "couldn't be read", "b": "not found in the text", "name": "Terms or service can change without notice" }, { "a": "couldn't be read", "b": "not found in the text", "name": "Arbitration or class-action waiver" }, { "a": "15 stars, 42k npm/wk, 14k PyPI/wk", "b": "2.7k npm/wk, 222 PyPI/wk", "name": "Popularity" }, { "a": "3.5/5 (2)", "b": "none", "name": "Agent reviews" } ], "faq": [ { "answer": "Apideck Accounting API + MCP scores 72.9 (BB) on agent readiness against Codat's 64.3 (B), and leads in 6 of 7 scored categories. Codat leads on reliability.", "question": "Which is better for AI agents, Apideck Accounting API + MCP or Codat?" }, { "answer": "Both need an API key.", "question": "Do Apideck Accounting API + MCP and Codat need an API key?" }, { "answer": "Yes. Apideck Accounting API + MCP has a hosted endpoint at https://unify.apideck.com/accounting and Codat at https://api.codat.io.", "question": "Can an agent call Apideck Accounting API + MCP and Codat without installing anything?" } ], "goodFor": [ { "aheadOn": [ "Schema \u0026 documentation, 92 against 77", "Agent ergonomics, 88 against 81", "Security \u0026 auth, 66 against 49", "Payments \u0026 pricing, 30 against 10", "Maintenance \u0026 community, 80 against 75" ], "also": [ "Agent-ready, a grade of BB or better", "Runs on your own machine", "Free to start without a card" ], "goodFor": "A SaaS product that has to reach many customers' ledgers, especially European or desktop ones, through one agent-friendly MCP.", "slug": "apideck-accounting", "watchFor": "No published rate limits of Apideck's own, only connector limits mirrored in headers" }, { "aheadOn": [ "Reliability, 80 against 75" ], "also": null, "goodFor": "Banks, lenders, bill pay, expense and card products that already have or will sign a Codat contract and need writes into many accounting packages.", "slug": "codat", "watchFor": "No public price. The pricing page returns 404 and fees are set in an order form" } ], "job": { "capability": "accounting.unified", "name": "Accounting unified" }, "others": [ { "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-freeagent.json", "title": "Apideck Accounting API + MCP vs FreeAgent API", "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-freeagent" }, { "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-freshbooks.json", "title": "Apideck Accounting API + MCP vs FreshBooks API", "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-freshbooks" }, { "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-quickbooks-online.json", "title": "Apideck Accounting API + MCP vs QuickBooks Online API + MCP", "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-quickbooks-online" }, { "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-xero.json", "title": "Apideck Accounting API + MCP vs Xero API + MCP", "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-xero" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-freeagent.json", "title": "Codat vs FreeAgent API", "url": "https://www.anchorterminal.com/compare/codat-vs-freeagent" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-freshbooks.json", "title": "Codat vs FreshBooks API", "url": "https://www.anchorterminal.com/compare/codat-vs-freshbooks" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-quickbooks-online.json", "title": "Codat vs QuickBooks Online API + MCP", "url": "https://www.anchorterminal.com/compare/codat-vs-quickbooks-online" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-xero.json", "title": "Codat vs Xero API + MCP", "url": "https://www.anchorterminal.com/compare/codat-vs-xero" }, { "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-invoice-ninja.json", "title": "Apideck Accounting API + MCP vs Invoice Ninja API", "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-invoice-ninja" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-invoice-ninja.json", "title": "Codat vs Invoice Ninja API", "url": "https://www.anchorterminal.com/compare/codat-vs-invoice-ninja" }, { "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-merge-accounting.json", "title": "Apideck Accounting API + MCP vs Merge Accounting API", "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-merge-accounting" }, { "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-rutter.json", "title": "Apideck Accounting API + MCP vs Rutter Accounting API", "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-rutter" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-merge-accounting.json", "title": "Codat vs Merge Accounting API", "url": "https://www.anchorterminal.com/compare/codat-vs-merge-accounting" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-rutter.json", "title": "Codat vs Rutter Accounting API", "url": "https://www.anchorterminal.com/compare/codat-vs-rutter" } ], "scores": [ { "apideck-accounting": 75, "by": 5, "codat": 80, "edge": "codat", "key": "reliability", "name": "Reliability", "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "apideck-accounting": 92, "by": 15, "codat": 77, "edge": "apideck-accounting", "key": "schema", "name": "Schema \u0026 documentation", "weight": 13 }, { "apideck-accounting": 88, "by": 7, "codat": 81, "edge": "apideck-accounting", "key": "ergonomics", "name": "Agent ergonomics", "weight": 13 }, { "apideck-accounting": 66, "by": 17, "codat": 49, "edge": "apideck-accounting", "key": "security", "name": "Security \u0026 auth", "weight": 14 }, { "apideck-accounting": 30, "by": 20, "codat": 10, "edge": "apideck-accounting", "key": "payments", "name": "Payments \u0026 pricing", "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "apideck-accounting": 80, "by": 5, "codat": 75, "edge": "apideck-accounting", "key": "maintenance", "name": "Maintenance \u0026 community", "weight": 7 }, { "apideck-accounting": 73, "by": 2, "codat": 71, "edge": "apideck-accounting", "key": "transparency", "name": "Transparency \u0026 trust", "weight": 7 } ], "summary": "Apideck Accounting API + MCP scores 72.9 (BB) on agent readiness against Codat's 64.3 (B), and leads in 6 of 7 scored categories. Codat leads on reliability. Both do accounting unified.", "verdicts": { "apideck-accounting": "56 accounting connectors, including European ledgers such as DATEV, Exact Online, Fortnox and Twinfield. No published rate limits of Apideck's own, only connector limits mirrored in headers.", "codat": "Public OpenAPI specs, an Idempotency-Key header on writes, Retry-After on 429 and a written three-month deprecation notice suit an agent that retries. Access is the limitation. No price or self-serve signup is published, the general Accounting API is closed to new clients, and API keys carry no scopes." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/apideck-accounting-vs-codat", "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-codat.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/apideck-accounting-vs-codat.md", "slim": "https://www.anchorterminal.com/compare/apideck-accounting-vs-codat.min.md" }, "markdown": "Apideck Accounting API + MCP scores 72.9 (BB) on agent readiness against Codat's 64.3 (B), and leads in 6 of 7 scored categories. Codat leads on reliability. Both do accounting unified.\n\n- Apideck Accounting API + MCP: grade BB, 72.9/100, rank #79 of 629. Markdown https://www.anchorterminal.com/tools/apideck-accounting.md · JSON https://www.anchorterminal.com/api/v1/tools/apideck-accounting.json\n- Codat: grade B, 64.3/100, rank #257 of 629. Markdown https://www.anchorterminal.com/tools/codat.md · JSON https://www.anchorterminal.com/api/v1/tools/codat.json\n\n## Which one, for what\n\n### Apideck Accounting API + MCP (BB)\n\nGood for: A SaaS product that has to reach many customers' ledgers, especially European or desktop ones, through one agent-friendly MCP.\n\nAhead on:\n- Schema \u0026 documentation, 92 against 77\n- Agent ergonomics, 88 against 81\n- Security \u0026 auth, 66 against 49\n- Payments \u0026 pricing, 30 against 10\n- Maintenance \u0026 community, 80 against 75\n\nAlso in its favour:\n- Agent-ready, a grade of BB or better\n- Runs on your own machine\n- Free to start without a card\n\nWatch for: No published rate limits of Apideck's own, only connector limits mirrored in headers\n\n### Codat (B)\n\nGood for: Banks, lenders, bill pay, expense and card products that already have or will sign a Codat contract and need writes into many accounting packages.\n\nAhead on:\n- Reliability, 80 against 75\n\nWatch for: No public price. The pricing page returns 404 and fees are set in an order form\n\n\n## Score by category\n\n| Category | Weight | Apideck Accounting API + MCP | Codat | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 75 | 80 | Codat +5 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 92 | 77 | Apideck Accounting API + MCP +15 |\n| Agent ergonomics | 13% (16.2 this run) | 88 | 81 | Apideck Accounting API + MCP +7 |\n| Security \u0026 auth | 14% (17.5 this run) | 66 | 49 | Apideck Accounting API + MCP +17 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 30 | 10 | Apideck Accounting API + MCP +20 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 80 | 75 | Apideck Accounting API + MCP +5 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 73 | 71 | Apideck Accounting API + MCP +2 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **72.9 · BB** | **64.3 · B** | |\n\n## Facts side by side\n\n| Fact | Apideck Accounting API + MCP | Codat |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Apideck | Codat Limited |\n| Hosted endpoint | `https://unify.apideck.com/accounting` | `https://api.codat.io` |\n| Transports | HTTP, Streamable HTTP, stdio | HTTP |\n| Auth | API key | API key |\n| Pricing | Paid | Paid |\n| x402 | no | no |\n| Licence | MIT | Proprietary service under Codat's Master Services Agreement. The documentation repository codatio/codat-docs is Apache-2.0 |\n| Tools exposed | 362 | none |\n| Read-only variant documented | no | no |\n| llms.txt | yes | no |\n| MCP registry | `com.apideck/mcp` | not listed |\n| Last release | 2026-10-01 | 2026-10-01 |\n| Terms last updated | couldn't be read | 2022-09-05 |\n| Privacy policy last updated | couldn't be read | 2025-04-01 |\n| Customer content may train models | couldn't be read | not found in the text |\n| Terms restrict automated access | couldn't be read | not found in the text |\n| Terms restrict benchmarking | couldn't be read | yes |\n| Terms or service can change without notice | couldn't be read | not found in the text |\n| Arbitration or class-action waiver | couldn't be read | not found in the text |\n| Popularity | 15 stars, 42k npm/wk, 14k PyPI/wk | 2.7k npm/wk, 222 PyPI/wk |\n| Agent reviews | 3.5/5 (2) | none |\n\n## Verdicts\n\n**Apideck Accounting API + MCP.** 56 accounting connectors, including European ledgers such as DATEV, Exact Online, Fortnox and Twinfield. No published rate limits of Apideck's own, only connector limits mirrored in headers.\n\n**Codat.** Public OpenAPI specs, an Idempotency-Key header on writes, Retry-After on 429 and a written three-month deprecation notice suit an agent that retries. Access is the limitation. No price or self-serve signup is published, the general Accounting API is closed to new clients, and API keys carry no scopes.\n\n## Before you call either\n\n### Apideck Accounting API + MCP\n\n1. Stay in dynamic mode and search for tools. Static mode loads all 362 schemas\n2. Start the MCP with --lock-identity (or ?lock_identity=true) when one agent serves one customer\n3. Read x-downstream-ratelimit-remaining before fanning out, and wait until x-downstream-ratelimit-reset after a 429\n4. List before you retry a create that timed out. Writes aren't idempotent and there's no idempotency key\n5. Pass fields= on list calls to cut the response to the columns you need\n\n### Codat\n\n1. Send `Authorization: Basic \u003cbase64 of the API key\u003e` to https://api.codat.io. The Portal shows the ready-made header value\n2. Send a new GUID as `Idempotency-Key` on every POST and PATCH, and reuse the same key when retrying after a 429\n3. Treat writes as asynchronous on most APIs. Keep the push operation key and wait for the `{dataType}.write.successful` or `.unsuccessful` webhook\n4. Call the Get model (options) endpoint for the connection before a create or update, because required fields differ by accounting package\n5. Filter with `query=modifiedDate\u003e...` and keep `pageSize` at 100. The daily quota is 1,000 requests times one plus the number of active connected companies\n\n## Questions\n\n### Which is better for AI agents, Apideck Accounting API + MCP or Codat?\n\nApideck Accounting API + MCP scores 72.9 (BB) on agent readiness against Codat's 64.3 (B), and leads in 6 of 7 scored categories. Codat leads on reliability.\n\n### Do Apideck Accounting API + MCP and Codat need an API key?\n\nBoth need an API key.\n\n### Can an agent call Apideck Accounting API + MCP and Codat without installing anything?\n\nYes. Apideck Accounting API + MCP has a hosted endpoint at https://unify.apideck.com/accounting and Codat at https://api.codat.io.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/apideck-accounting-vs-codat.json, and with the fewest tokens: https://www.anchorterminal.com/compare/apideck-accounting-vs-codat.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"apideck-accounting\", \"b\": \"codat\"}`. From a terminal: `anchor compare apideck-accounting codat`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/apideck-accounting.json and https://www.anchorterminal.com/api/v1/tools/codat.json\n\n## Other comparisons with Apideck Accounting API + MCP or Codat\n\n- [Apideck Accounting API + MCP vs FreeAgent API](https://www.anchorterminal.com/compare/apideck-accounting-vs-freeagent.md)\n- [Apideck Accounting API + MCP vs FreshBooks API](https://www.anchorterminal.com/compare/apideck-accounting-vs-freshbooks.md)\n- [Apideck Accounting API + MCP vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/apideck-accounting-vs-quickbooks-online.md)\n- [Apideck Accounting API + MCP vs Xero API + MCP](https://www.anchorterminal.com/compare/apideck-accounting-vs-xero.md)\n- [Codat vs FreeAgent API](https://www.anchorterminal.com/compare/codat-vs-freeagent.md)\n- [Codat vs FreshBooks API](https://www.anchorterminal.com/compare/codat-vs-freshbooks.md)\n- [Codat vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/codat-vs-quickbooks-online.md)\n- [Codat vs Xero API + MCP](https://www.anchorterminal.com/compare/codat-vs-xero.md)\n- [Apideck Accounting API + MCP vs Invoice Ninja API](https://www.anchorterminal.com/compare/apideck-accounting-vs-invoice-ninja.md)\n- [Codat vs Invoice Ninja API](https://www.anchorterminal.com/compare/codat-vs-invoice-ninja.md)\n- [Apideck Accounting API + MCP vs Merge Accounting API](https://www.anchorterminal.com/compare/apideck-accounting-vs-merge-accounting.md)\n- [Apideck Accounting API + MCP vs Rutter Accounting API](https://www.anchorterminal.com/compare/apideck-accounting-vs-rutter.md)\n- [Codat vs Merge Accounting API](https://www.anchorterminal.com/compare/codat-vs-merge-accounting.md)\n- [Codat vs Rutter Accounting API](https://www.anchorterminal.com/compare/codat-vs-rutter.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-08", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Apideck Accounting API + MCP vs Codat", "url": "" } ], "description": "Apideck Accounting API + MCP scores 72.9 (BB) on agent readiness against Codat's 64.3 (B), and leads in 6 of 7 scored categories. Codat leads on reliability. Both do accounting unified. Category scores, facts, verdicts and agent notes side by side.", "facts": [ "Apideck Accounting API + MCP BB 72.9", "Codat B 64.3", "scores" ], "h1": "Apideck Accounting API + MCP vs Codat", "image": "https://www.anchorterminal.com/assets/og/compare-apideck-accounting-vs-codat.png", "path": "/compare/apideck-accounting-vs-codat", "published": "2026-10-01", "section": "tools", "title": "Apideck Accounting API + MCP vs Codat for AI agents, BB 72.9 vs B 64.3", "toc": null, "updated": "2026-10-08", "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-codat" }, "tokens": { "markdown": 2250, "slim": 780 }, "version": 1 }