# Alloy vs Vouched

> Vouched scores 56.4 (C) to Alloy's 52.4 (D) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/alloy-vs-vouched
- Markdown: https://www.anchorterminal.com/compare/alloy-vs-vouched.md (~2,450 tokens)
- Slim: https://www.anchorterminal.com/compare/alloy-vs-vouched.min.md (~680 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/alloy-vs-vouched.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-14

Vouched scores 56.4 (C) on agent readiness against Alloy's 52.4 (D), and leads in 4 of 7 scored categories. Alloy leads on reliability, security & auth and maintenance & community. Both do identity verification.

- Alloy: grade D, 52.4/100, rank #782 of 1076. Markdown https://www.anchorterminal.com/tools/alloy.md · JSON https://www.anchorterminal.com/api/v1/tools/alloy.json
- Vouched: grade C, 56.4/100, rank #673 of 1076. Markdown https://www.anchorterminal.com/tools/vouched.md · JSON https://www.anchorterminal.com/api/v1/tools/vouched.json
- Best identity and business verification APIs for AI agents: https://www.anchorterminal.com/best/identity-verification/index.md
- All 119 verification comparisons: https://www.anchorterminal.com/compare/identity-verification/index.md

## Which one, for what

### Alloy (D)

Good for: Banks and fintechs that already run onboarding through Alloy and want an agent to submit journey applications, read decisions and work investigations.

Ahead on:
- Reliability, 59 against 50
- Security & auth, 49 against 40
- Maintenance & community, 72 against 60

Watch for: No public prices, trial or self-serve sign-up. Access starts with a demo request

### Vouched (C)

Good for: US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.

Ahead on:
- Schema & documentation, 81 against 73
- Agent ergonomics, 66 against 52
- Payments & pricing, 30 against 0
- Transparency & trust, 74 against 62

Watch for: Rate limits are stated without a number


## Score by category

| Category | Weight | Alloy | Vouched | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 59 | 50 | Alloy +9 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 73 | 81 | Vouched +8 |
| Agent ergonomics | 13% (16.2 this run) | 52 | 66 | Vouched +14 |
| Security & auth | 14% (17.5 this run) | 49 | 40 | Alloy +9 |
| Payments & pricing | 10% (12.5 this run) | 0 | 30 | Vouched +30 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 72 | 60 | Alloy +12 |
| Transparency & trust | 7% (8.8 this run) | 62 | 74 | Vouched +12 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **52.4 · D** | **56.4 · C** | |

## Facts side by side

| Fact | Alloy | Vouched |
| --- | --- | --- |
| Kind | HTTP API | HTTP API |
| Vendor | First Mile Group, Inc. (Alloy) | Vouched Identity, Inc. |
| Hosted endpoint | no (local only) | no (local only) |
| Transports | HTTP | HTTP |
| Auth | OAuth or key | API key |
| Pricing | Paid | Pay per use |
| x402 | no | no |
| Licence | Proprietary service under Alloy's terms of service. The @alloyidentity/web-sdk capture package is MIT | Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0 |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| Last release | 2026-10-05 | 2026-08-28 |
| Terms last updated | 2026-03-12 | 2026-02-12 |
| Privacy policy last updated | no date given | 2022-12-05 |
| Customer content may train models | not found in the text | yes |
| Terms restrict automated access | yes | not found in the text |
| Terms restrict benchmarking | not found in the text | yes |
| Terms or service can change without notice | not found in the text | yes |
| Arbitration or class-action waiver | yes | not found in the text |
| Popularity | 21k npm/wk | 69 npm/wk |

## Verdicts

**Alloy.** Alloy's public docs cover journeys, evaluations, entities, documents, cases and investigations, with llms.txt, Markdown pages, OpenAPI fragments and rate-limit headers with retry-after. Access is sales-led with no public price or trial, credentials have no scopes, there is no idempotency key or server SDK, and inputs vary by each customer's workflow.

**Vouched.** Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026.

## Before you call either

### Alloy

1. Get the account's base URL from the customer. Defaults are api.alloy.co and sandbox.alloy.co, and some accounts have their own hosts
2. Use unique, prefixed external IDs in sandbox. Sandbox and Production share one data store
3. Read `alloy-ratelimit-remaining`, and on 429 or 5xx wait for `retry-after` with exponential backoff and jitter
4. Expect `running` after about 25 seconds on journey applications and wait for the webhook instead of resubmitting
5. Send the workflow header with account-level keys, since inputs depend on the workflow configured

### Vouched

1. Use the private key in `X-API-Key` against verify.vouched.id or verify.eu.vouched.id, matching the account's region
2. Check Find Jobs before resubmitting. There is no idempotency key and each job is billed
3. Pass `withPhotos=false` and select `fields` on Find Jobs to keep responses small
4. In a test account, use the name test pass for a clean result and any other name for a failure
5. Back off on 429. All endpoints share one limit and no figure is published

## Questions

### Which is better for AI agents, Alloy or Vouched?

Vouched scores 56.4 (C) on agent readiness against Alloy's 52.4 (D), and leads in 4 of 7 scored categories. Alloy leads on reliability, security & auth and maintenance & community.

### Do Alloy and Vouched need an API key?

Alloy takes an API key or an OAuth sign-in. Vouched needs an API key.

### Can an agent call Alloy and Vouched without installing anything?

No hosted endpoint is listed for Alloy. No hosted endpoint is listed for Vouched.


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/alloy-vs-vouched.json, and with the fewest tokens: https://www.anchorterminal.com/compare/alloy-vs-vouched.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "alloy", "b": "vouched"}`. From a terminal: `anchor compare alloy vouched`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/alloy.json and https://www.anchorterminal.com/api/v1/tools/vouched.json

## Other comparisons with Alloy or Vouched

- [Alloy vs ComplyCube](https://www.anchorterminal.com/compare/alloy-vs-complycube.md)
- [Alloy vs Didit](https://www.anchorterminal.com/compare/alloy-vs-didit.md)
- [Alloy vs Entrust Identity Verification (formerly Onfido)](https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification.md)
- [Alloy vs Jumio](https://www.anchorterminal.com/compare/alloy-vs-jumio.md)
- [Alloy vs Middesk](https://www.anchorterminal.com/compare/alloy-vs-middesk.md)
- [Alloy vs Persona](https://www.anchorterminal.com/compare/alloy-vs-persona.md)
- [Alloy vs Plaid Identity Verification](https://www.anchorterminal.com/compare/alloy-vs-plaid-identity-verification.md)
- [Alloy vs Shufti](https://www.anchorterminal.com/compare/alloy-vs-shufti.md)
- [Alloy vs Socure RiskOS](https://www.anchorterminal.com/compare/alloy-vs-socure-riskos.md)
- [Alloy vs Stripe Identity](https://www.anchorterminal.com/compare/alloy-vs-stripe-identity.md)
- [Alloy vs Sumsub](https://www.anchorterminal.com/compare/alloy-vs-sumsub.md)
- [Alloy vs Trulioo](https://www.anchorterminal.com/compare/alloy-vs-trulioo.md)
- [Alloy vs Veriff](https://www.anchorterminal.com/compare/alloy-vs-veriff.md)
- [ComplyCube vs Vouched](https://www.anchorterminal.com/compare/complycube-vs-vouched.md)
- [Didit vs Vouched](https://www.anchorterminal.com/compare/didit-vs-vouched.md)
- [Entrust Identity Verification (formerly Onfido) vs Vouched](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched.md)
- [Jumio vs Vouched](https://www.anchorterminal.com/compare/jumio-vs-vouched.md)
- [Middesk vs Vouched](https://www.anchorterminal.com/compare/middesk-vs-vouched.md)
- [Persona vs Vouched](https://www.anchorterminal.com/compare/persona-vs-vouched.md)
- [Plaid Identity Verification vs Vouched](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.md)
- [Shufti vs Vouched](https://www.anchorterminal.com/compare/shufti-vs-vouched.md)
- [Socure RiskOS vs Vouched](https://www.anchorterminal.com/compare/socure-riskos-vs-vouched.md)
- [Stripe Identity vs Vouched](https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.md)
- [Sumsub vs Vouched](https://www.anchorterminal.com/compare/sumsub-vs-vouched.md)
- [Trulioo vs Vouched](https://www.anchorterminal.com/compare/trulioo-vs-vouched.md)
- [Veriff vs Vouched](https://www.anchorterminal.com/compare/veriff-vs-vouched.md)
- [Alloy vs ComplyAdvantage](https://www.anchorterminal.com/compare/alloy-vs-complyadvantage.md)
- [ComplyAdvantage vs Vouched](https://www.anchorterminal.com/compare/complyadvantage-vs-vouched.md)