{ "data": { "a": { "slug": "alloy", "name": "Alloy", "vendor": "First Mile Group, Inc. (Alloy)", "vendorUrl": "https://www.alloy.com", "kind": "http-api", "category": "identity-verification", "summary": "Alloy is an identity and fraud decisioning platform for banks and fintechs. Its API runs onboarding journeys and evaluations that orchestrate identity, business, document and watchlist checks across third-party data vendors, with case management and ongoing monitoring.", "url": "https://www.anchorterminal.com/tools/alloy", "markdownUrl": "https://www.anchorterminal.com/tools/alloy.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/alloy.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/alloy.json", "license": "Proprietary service under Alloy's terms of service. The @alloyidentity/web-sdk capture package is MIT", "transports": [ "http" ], "packages": [ { "registry": "npm", "name": "@alloyidentity/web-sdk" } ], "auth": "mixed", "authNotes": "Account-level token and secret (older accounts use a workflow token and secret), sent as HTTP basic auth or exchanged at /v1/oauth/bearer for a one-hour Bearer token with client credentials. Up to five active secrets per key, rotated and revoked in the dashboard by users with key permissions. No scopes. The same keys serve sandbox and production, chosen by base URL or the `alloy-sandbox: true` header. Keys come with a customer contract (checked 2026-10-14).", "pricing": "paid", "pricingNotes": "No public prices. www.alloy.com/pricing returns 404 and the site routes buyers to a demo. Production calls invoke third-party data vendors and can incur charges, while sandbox calls don't (https://developer.alloy.com/public/docs/sandbox-vs-production, checked 2026-10-14).", "priceSummary": "Paid", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the developer docs index, the API reference or the website (checked 2026-10-14).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": 20569, "pypiWeekly": null, "asOf": "2026-10-14" }, "docsUrl": "https://developer.alloy.com/public/docs/introduction", "llmsTxt": "https://developer.alloy.com/public/llms.txt", "capabilities": [ "kyc.identity", "kyc.business", "kyc.screening", "kyc.documents", "kyc.cases" ], "tags": [ "hosted", "enterprise", "sales-led", "api-key", "oauth", "llms-txt", "webhooks", "sandbox", "status-page", "soc2" ], "lastRelease": "2026-10-05", "graded": true, "anchor": { "graded": true, "score": 52.4, "grade": "D", "agentReady": false, "rank": 782, "ranked": true, "rankOf": 1076, "categoryRank": 16, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 52, "maintenance": 72, "payments": 0, "reliability": 59, "schema": 73, "security": 49, "transparency": 62 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-14" }, "negative": 0, "verdict": "Alloy's public docs cover journeys, evaluations, entities, documents, cases and investigations, with llms.txt, Markdown pages, OpenAPI fragments and rate-limit headers with retry-after. Access is sales-led with no public price or trial, credentials have no scopes, there is no idempotency key or server SDK, and inputs vary by each customer's workflow.", "bestFor": "Banks and fintechs that already run onboarding through Alloy and want an agent to submit journey applications, read decisions and work investigations.", "strengths": [ "Public developer docs with llms.txt (247 entries), Markdown pages and an OpenAPI fragment on each reference page", "Rate-limit headers and `retry-after` on 429, with a written guide to which codes to retry", "One API orchestrates identity, business, document and watchlist checks across many data vendors", "Up to five active secrets per key, OAuth client credentials and an IP allowlist", "Status page with separate Production API, Sandbox API, Webhooks and third-party components" ], "weaknesses": [ "No public prices, trial or self-serve sign-up. Access starts with a demo request", "Rate limits vary by account and endpoint with no published numbers", "No idempotency key and no server-side SDK", "Evaluation inputs and outputs depend on each customer's workflow, so the contract is loosely typed", "Sandbox and Production are request modes over one data store, so test and live records can collide" ], "agentNotes": [ "Get the account's base URL from the customer. Defaults are api.alloy.co and sandbox.alloy.co, and some accounts have their own hosts", "Use unique, prefixed external IDs in sandbox. Sandbox and Production share one data store", "Read `alloy-ratelimit-remaining`, and on 429 or 5xx wait for `retry-after` with exponential backoff and jitter", "Expect `running` after about 25 seconds on journey applications and wait for the webhook instead of resubmitting", "Send the workflow header with account-level keys, since inputs depend on the workflow configured" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "D", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 52.4 } ], "editorialScores": { "ergonomics": 52, "maintenance": 72, "payments": 0, "reliability": 59, "schema": 73, "security": 49, "transparency": 38 }, "provenanceScore": 86 }, "connect": { "http": "curl -X POST https://sandbox.alloy.co/v1/oauth/bearer \\\n -H \"Content-Type: application/json\" \\\n -H \"Authorization: Basic \u003cbasic_token\u003e\" \\\n -d '{\n \"grant_type\": \"client_credentials\"\n }'" }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/alloy" }, "area": "domain-data", "provenance": { "legalEntity": "First Mile Group, Inc.", "domain": "alloy.com", "domainRegistered": "1999-02-25", "endpointOnVendorDomain": true, "terms": "https://www.alloy.com/tos", "privacy": "https://www.alloy.com/privacy-policy", "statusPage": "https://status.alloy.com", "changelog": "https://www.alloy.com/product-updates", "securityTxt": "none", "checked": "2026-10-14", "notes": [ "The privacy policy (29 August 2025) names First Mile Group, Inc. d/b/a/ Alloy.", "The default API hosts are on alloy.co (api.alloy.co, sandbox.alloy.co), and account-specific hosts on alloy.com. status.alloy.co redirects to status.alloy.com.", "www.alloy.com/.well-known/security.txt and alloy.co/.well-known/security.txt return 404.", "RDAP for alloy.com gives a registration date of 1999-02-25, before Alloy was founded in 2015." ], "score": 86 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/alloy.json", "live": { "slug": "alloy", "vendorStatus": { "page": "https://status.alloy.com", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-14T09:38:51.209484803Z" }, "mcpTools": { "url": "https://api.alloy.cx/mcp", "checkedAt": "2026-10-02T22:09:59.902886223Z", "status": "auth", "note": "asks for credentials before listing its tools", "changedAt": "2026-10-02T22:09:59.902886223Z" }, "updatedAt": "2026-10-14T09:38:51.209484803Z" } }, "answer": "Vouched scores 56.4 (C) on agent readiness against Alloy's 52.4 (D), and leads in 4 of 7 scored categories. Alloy leads on reliability, security \u0026 auth and maintenance \u0026 community.", "b": { "slug": "vouched", "name": "Vouched", "vendor": "Vouched Identity, Inc.", "vendorUrl": "https://www.vouched.id", "kind": "http-api", "category": "identity-verification", "summary": "Vouched verifies an ID document and a selfie with liveness, with optional driver's licence, SSN, TIN, date of birth and AML checks. Jobs are submitted and read through a REST API in US and EU regions.", "url": "https://www.anchorterminal.com/tools/vouched", "markdownUrl": "https://www.anchorterminal.com/tools/vouched.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/vouched.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/vouched.json", "license": "Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0", "transports": [ "http" ], "packages": [ { "registry": "npm", "name": "@vouched.id/vouched-react-native" } ], "auth": "api-key", "authNotes": "Private key in an `X-API-Key` header to https://verify.vouched.id (US) or https://verify.eu.vouched.id (EU). A public key is for capture SDKs and a signature key signs webhooks. One key of each type is active, and recreating it invalidates the old key at once. Separate key sets per group. New keys carry `prv_`, `pub_` and `sig_` prefixes since 7 April 2026. Self-serve sign-up at app.vouched.id/create-account (checked 2026-10-14).", "pricing": "usage", "pricingNotes": "Self Starter is $300 a month plus $0.75 a transaction, or $3,000 a year plus $0.70. Essential is $300 a month plus $1.50 a transaction, or $1.40 on an annual plan. Custom plans cover IAL2, driver's licence, SSN and AML checks. A 14-day free trial is advertised. Test accounts aren't billed (https://www.vouched.id/identityverificationpricing, checked 2026-10-14).", "priceSummary": "$300 / mo", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the docs index, the API reference or the pricing page (checked 2026-10-14).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": 69, "pypiWeekly": null, "asOf": "2026-10-14" }, "docsUrl": "https://docs.vouched.id/docs/overview", "llmsTxt": "https://docs.vouched.id/llms.txt", "capabilities": [ "kyc.identity", "kyc.documents", "kyc.screening" ], "tags": [ "hosted", "api-key", "llms-txt", "webhooks", "free-trial", "status-page" ], "lastRelease": "2026-08-28", "graded": true, "anchor": { "graded": true, "score": 56.4, "grade": "C", "agentReady": false, "rank": 673, "ranked": true, "rankOf": 1076, "categoryRank": 13, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 66, "maintenance": 60, "payments": 30, "reliability": 50, "schema": 81, "security": 40, "transparency": 74 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-14" }, "negative": 0, "verdict": "Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026.", "bestFor": "US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.", "strengths": [ "Published prices, $300 a month plus $0.75 a transaction on Self Starter, with a 14-day free trial", "Find Jobs filters by about 40 fields and can leave out photos and results", "Separate private, public and signature keys, with key sets per group", "Public DPA with named sub-processors and a dated legal changelog", "US and EU environments, with EU account data stored in the EU" ], "weaknesses": [ "Rate limits are stated without a number", "No idempotency key, and each submitted job is billable", "No server-side SDK, only example repositories and capture SDKs", "Webhook signatures use HMAC-SHA1", "No security.txt or bug bounty, and certifications only on request" ], "agentNotes": [ "Use the private key in `X-API-Key` against verify.vouched.id or verify.eu.vouched.id, matching the account's region", "Check Find Jobs before resubmitting. There is no idempotency key and each job is billed", "Pass `withPhotos=false` and select `fields` on Find Jobs to keep responses small", "In a test account, use the name test pass for a clean result and any other name for a failure", "Back off on 429. All endpoints share one limit and no figure is published" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "C", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 56.4 } ], "editorialScores": { "ergonomics": 66, "maintenance": 60, "payments": 30, "reliability": 50, "schema": 81, "security": 40, "transparency": 72 }, "provenanceScore": 76 }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/vouched" }, "area": "domain-data", "unitPrices": [ { "item": "Self Starter plan", "unit": "month", "usd": 300, "note": "Plus per-transaction fees. $3,000 a year on the annual plan" }, { "item": "Verification, Self Starter plan", "unit": "tx", "usd": 0.75, "note": "Monthly plan. $0.70 on the annual plan" }, { "item": "Verification, Essential plan", "unit": "tx", "usd": 1.5, "note": "Plus $300 a month. $1.40 on the annual plan" } ], "provenance": { "legalEntity": "Vouched Identity, Inc.", "domain": "vouched.id", "domainRegistered": "2018-11-26", "endpointOnVendorDomain": true, "terms": "https://www.vouched.id/company/legal/terms-of-service", "privacy": "https://www.vouched.id/company/legal/privacy-statement", "statusPage": "https://status.vouched.id", "changelog": "https://docs.vouched.id/page/release-notes-overview", "securityTxt": "none", "checked": "2026-10-14", "notes": [ "The privacy statement (effective 5 December 2022, updated 12 February 2026) names Vouched Identity, Inc. The legal changelog says the name changed from Woolly Labs, Inc. on 9 April 2025.", "The API answers at verify.vouched.id and verify.eu.vouched.id, vouched.id subdomains.", "www.vouched.id/.well-known/security.txt returns 404.", "RDAP for vouched.id gives a registration date of 2018-11-26." ], "score": 76 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/vouched.json", "live": { "slug": "vouched", "vendorStatus": { "page": "https://status.vouched.id", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-14T09:39:47.126167596Z" }, "updatedAt": "2026-10-14T09:39:47.126167596Z" } }, "facts": [ { "a": "HTTP API", "b": "HTTP API", "name": "Kind" }, { "a": "First Mile Group, Inc. (Alloy)", "b": "Vouched Identity, Inc.", "name": "Vendor" }, { "a": "no (local only)", "b": "no (local only)", "name": "Hosted endpoint" }, { "a": "HTTP", "b": "HTTP", "name": "Transports" }, { "a": "OAuth or key", "b": "API key", "name": "Auth" }, { "a": "Paid", "b": "Pay per use", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service under Alloy's terms of service. The @alloyidentity/web-sdk capture package is MIT", "b": "Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0", "name": "Licence" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "2026-10-05", "b": "2026-08-28", "name": "Last release" }, { "a": "2026-03-12", "b": "2026-02-12", "name": "Terms last updated" }, { "a": "no date given", "b": "2022-12-05", "name": "Privacy policy last updated" }, { "a": "not found in the text", "b": "yes", "name": "Customer content may train models" }, { "a": "yes", "b": "not found in the text", "name": "Terms restrict automated access" }, { "a": "not found in the text", "b": "yes", "name": "Terms restrict benchmarking" }, { "a": "not found in the text", "b": "yes", "name": "Terms or service can change without notice" }, { "a": "yes", "b": "not found in the text", "name": "Arbitration or class-action waiver" }, { "a": "21k npm/wk", "b": "69 npm/wk", "name": "Popularity" } ], "faq": [ { "answer": "Vouched scores 56.4 (C) on agent readiness against Alloy's 52.4 (D), and leads in 4 of 7 scored categories. Alloy leads on reliability, security \u0026 auth and maintenance \u0026 community.", "question": "Which is better for AI agents, Alloy or Vouched?" }, { "answer": "Alloy takes an API key or an OAuth sign-in. Vouched needs an API key.", "question": "Do Alloy and Vouched need an API key?" }, { "answer": "No hosted endpoint is listed for Alloy. No hosted endpoint is listed for Vouched.", "question": "Can an agent call Alloy and Vouched without installing anything?" } ], "goodFor": [ { "aheadOn": [ "Reliability, 59 against 50", "Security \u0026 auth, 49 against 40", "Maintenance \u0026 community, 72 against 60" ], "also": null, "goodFor": "Banks and fintechs that already run onboarding through Alloy and want an agent to submit journey applications, read decisions and work investigations.", "slug": "alloy", "watchFor": "No public prices, trial or self-serve sign-up. Access starts with a demo request" }, { "aheadOn": [ "Schema \u0026 documentation, 81 against 73", "Agent ergonomics, 66 against 52", "Payments \u0026 pricing, 30 against 0", "Transparency \u0026 trust, 74 against 62" ], "also": null, "goodFor": "US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.", "slug": "vouched", "watchFor": "Rate limits are stated without a number" } ], "job": { "capability": "kyc.identity", "name": "Identity verification" }, "others": [ { "json": "https://www.anchorterminal.com/compare/alloy-vs-complycube.json", "title": "Alloy vs ComplyCube", "url": "https://www.anchorterminal.com/compare/alloy-vs-complycube" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-didit.json", "title": "Alloy vs Didit", "url": "https://www.anchorterminal.com/compare/alloy-vs-didit" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification.json", "title": "Alloy vs Entrust Identity Verification (formerly Onfido)", "url": "https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-jumio.json", "title": "Alloy vs Jumio", "url": "https://www.anchorterminal.com/compare/alloy-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-middesk.json", "title": "Alloy vs Middesk", "url": "https://www.anchorterminal.com/compare/alloy-vs-middesk" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-persona.json", "title": "Alloy vs Persona", "url": "https://www.anchorterminal.com/compare/alloy-vs-persona" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-plaid-identity-verification.json", "title": "Alloy vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/alloy-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-shufti.json", "title": "Alloy vs Shufti", "url": "https://www.anchorterminal.com/compare/alloy-vs-shufti" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-socure-riskos.json", "title": "Alloy vs Socure RiskOS", "url": "https://www.anchorterminal.com/compare/alloy-vs-socure-riskos" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-stripe-identity.json", "title": "Alloy vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/alloy-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-sumsub.json", "title": "Alloy vs Sumsub", "url": "https://www.anchorterminal.com/compare/alloy-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-trulioo.json", "title": "Alloy vs Trulioo", "url": "https://www.anchorterminal.com/compare/alloy-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-veriff.json", "title": "Alloy vs Veriff", "url": "https://www.anchorterminal.com/compare/alloy-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/complycube-vs-vouched.json", "title": "ComplyCube vs Vouched", "url": "https://www.anchorterminal.com/compare/complycube-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-vouched.json", "title": "Didit vs Vouched", "url": "https://www.anchorterminal.com/compare/didit-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched.json", "title": "Entrust Identity Verification (formerly Onfido) vs Vouched", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-vouched.json", "title": "Jumio vs Vouched", "url": "https://www.anchorterminal.com/compare/jumio-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-vouched.json", "title": "Middesk vs Vouched", "url": "https://www.anchorterminal.com/compare/middesk-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/persona-vs-vouched.json", "title": "Persona vs Vouched", "url": "https://www.anchorterminal.com/compare/persona-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.json", "title": "Plaid Identity Verification vs Vouched", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/shufti-vs-vouched.json", "title": "Shufti vs Vouched", "url": "https://www.anchorterminal.com/compare/shufti-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/socure-riskos-vs-vouched.json", "title": "Socure RiskOS vs Vouched", "url": "https://www.anchorterminal.com/compare/socure-riskos-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.json", "title": "Stripe Identity vs Vouched", "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/sumsub-vs-vouched.json", "title": "Sumsub vs Vouched", "url": "https://www.anchorterminal.com/compare/sumsub-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/trulioo-vs-vouched.json", "title": "Trulioo vs Vouched", "url": "https://www.anchorterminal.com/compare/trulioo-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/veriff-vs-vouched.json", "title": "Veriff vs Vouched", "url": "https://www.anchorterminal.com/compare/veriff-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-complyadvantage.json", "title": "Alloy vs ComplyAdvantage", "url": "https://www.anchorterminal.com/compare/alloy-vs-complyadvantage" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-vouched.json", "title": "ComplyAdvantage vs Vouched", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-vouched" } ], "scores": [ { "alloy": 59, "by": 9, "edge": "alloy", "key": "reliability", "name": "Reliability", "vouched": 50, "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "alloy": 73, "by": 8, "edge": "vouched", "key": "schema", "name": "Schema \u0026 documentation", "vouched": 81, "weight": 13 }, { "alloy": 52, "by": 14, "edge": "vouched", "key": "ergonomics", "name": "Agent ergonomics", "vouched": 66, "weight": 13 }, { "alloy": 49, "by": 9, "edge": "alloy", "key": "security", "name": "Security \u0026 auth", "vouched": 40, "weight": 14 }, { "alloy": 0, "by": 30, "edge": "vouched", "key": "payments", "name": "Payments \u0026 pricing", "vouched": 30, "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "alloy": 72, "by": 12, "edge": "alloy", "key": "maintenance", "name": "Maintenance \u0026 community", "vouched": 60, "weight": 7 }, { "alloy": 62, "by": 12, "edge": "vouched", "key": "transparency", "name": "Transparency \u0026 trust", "vouched": 74, "weight": 7 } ], "summary": "Vouched scores 56.4 (C) on agent readiness against Alloy's 52.4 (D), and leads in 4 of 7 scored categories. Alloy leads on reliability, security \u0026 auth and maintenance \u0026 community. Both do identity verification.", "verdicts": { "alloy": "Alloy's public docs cover journeys, evaluations, entities, documents, cases and investigations, with llms.txt, Markdown pages, OpenAPI fragments and rate-limit headers with retry-after. Access is sales-led with no public price or trial, credentials have no scopes, there is no idempotency key or server SDK, and inputs vary by each customer's workflow.", "vouched": "Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/alloy-vs-vouched", "json": "https://www.anchorterminal.com/compare/alloy-vs-vouched.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/alloy-vs-vouched.md", "slim": "https://www.anchorterminal.com/compare/alloy-vs-vouched.min.md" }, "markdown": "Vouched scores 56.4 (C) on agent readiness against Alloy's 52.4 (D), and leads in 4 of 7 scored categories. Alloy leads on reliability, security \u0026 auth and maintenance \u0026 community. Both do identity verification.\n\n- Alloy: grade D, 52.4/100, rank #782 of 1076. Markdown https://www.anchorterminal.com/tools/alloy.md · JSON https://www.anchorterminal.com/api/v1/tools/alloy.json\n- Vouched: grade C, 56.4/100, rank #673 of 1076. Markdown https://www.anchorterminal.com/tools/vouched.md · JSON https://www.anchorterminal.com/api/v1/tools/vouched.json\n- Best identity and business verification APIs for AI agents: https://www.anchorterminal.com/best/identity-verification/index.md\n- All 119 verification comparisons: https://www.anchorterminal.com/compare/identity-verification/index.md\n\n## Which one, for what\n\n### Alloy (D)\n\nGood for: Banks and fintechs that already run onboarding through Alloy and want an agent to submit journey applications, read decisions and work investigations.\n\nAhead on:\n- Reliability, 59 against 50\n- Security \u0026 auth, 49 against 40\n- Maintenance \u0026 community, 72 against 60\n\nWatch for: No public prices, trial or self-serve sign-up. Access starts with a demo request\n\n### Vouched (C)\n\nGood for: US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.\n\nAhead on:\n- Schema \u0026 documentation, 81 against 73\n- Agent ergonomics, 66 against 52\n- Payments \u0026 pricing, 30 against 0\n- Transparency \u0026 trust, 74 against 62\n\nWatch for: Rate limits are stated without a number\n\n\n## Score by category\n\n| Category | Weight | Alloy | Vouched | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 59 | 50 | Alloy +9 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 73 | 81 | Vouched +8 |\n| Agent ergonomics | 13% (16.2 this run) | 52 | 66 | Vouched +14 |\n| Security \u0026 auth | 14% (17.5 this run) | 49 | 40 | Alloy +9 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 0 | 30 | Vouched +30 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 72 | 60 | Alloy +12 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 62 | 74 | Vouched +12 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **52.4 · D** | **56.4 · C** | |\n\n## Facts side by side\n\n| Fact | Alloy | Vouched |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | First Mile Group, Inc. (Alloy) | Vouched Identity, Inc. |\n| Hosted endpoint | no (local only) | no (local only) |\n| Transports | HTTP | HTTP |\n| Auth | OAuth or key | API key |\n| Pricing | Paid | Pay per use |\n| x402 | no | no |\n| Licence | Proprietary service under Alloy's terms of service. The @alloyidentity/web-sdk capture package is MIT | Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0 |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-10-05 | 2026-08-28 |\n| Terms last updated | 2026-03-12 | 2026-02-12 |\n| Privacy policy last updated | no date given | 2022-12-05 |\n| Customer content may train models | not found in the text | yes |\n| Terms restrict automated access | yes | not found in the text |\n| Terms restrict benchmarking | not found in the text | yes |\n| Terms or service can change without notice | not found in the text | yes |\n| Arbitration or class-action waiver | yes | not found in the text |\n| Popularity | 21k npm/wk | 69 npm/wk |\n\n## Verdicts\n\n**Alloy.** Alloy's public docs cover journeys, evaluations, entities, documents, cases and investigations, with llms.txt, Markdown pages, OpenAPI fragments and rate-limit headers with retry-after. Access is sales-led with no public price or trial, credentials have no scopes, there is no idempotency key or server SDK, and inputs vary by each customer's workflow.\n\n**Vouched.** Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026.\n\n## Before you call either\n\n### Alloy\n\n1. Get the account's base URL from the customer. Defaults are api.alloy.co and sandbox.alloy.co, and some accounts have their own hosts\n2. Use unique, prefixed external IDs in sandbox. Sandbox and Production share one data store\n3. Read `alloy-ratelimit-remaining`, and on 429 or 5xx wait for `retry-after` with exponential backoff and jitter\n4. Expect `running` after about 25 seconds on journey applications and wait for the webhook instead of resubmitting\n5. Send the workflow header with account-level keys, since inputs depend on the workflow configured\n\n### Vouched\n\n1. Use the private key in `X-API-Key` against verify.vouched.id or verify.eu.vouched.id, matching the account's region\n2. Check Find Jobs before resubmitting. There is no idempotency key and each job is billed\n3. Pass `withPhotos=false` and select `fields` on Find Jobs to keep responses small\n4. In a test account, use the name test pass for a clean result and any other name for a failure\n5. Back off on 429. All endpoints share one limit and no figure is published\n\n## Questions\n\n### Which is better for AI agents, Alloy or Vouched?\n\nVouched scores 56.4 (C) on agent readiness against Alloy's 52.4 (D), and leads in 4 of 7 scored categories. Alloy leads on reliability, security \u0026 auth and maintenance \u0026 community.\n\n### Do Alloy and Vouched need an API key?\n\nAlloy takes an API key or an OAuth sign-in. Vouched needs an API key.\n\n### Can an agent call Alloy and Vouched without installing anything?\n\nNo hosted endpoint is listed for Alloy. No hosted endpoint is listed for Vouched.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/alloy-vs-vouched.json, and with the fewest tokens: https://www.anchorterminal.com/compare/alloy-vs-vouched.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"alloy\", \"b\": \"vouched\"}`. From a terminal: `anchor compare alloy vouched`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/alloy.json and https://www.anchorterminal.com/api/v1/tools/vouched.json\n\n## Other comparisons with Alloy or Vouched\n\n- [Alloy vs ComplyCube](https://www.anchorterminal.com/compare/alloy-vs-complycube.md)\n- [Alloy vs Didit](https://www.anchorterminal.com/compare/alloy-vs-didit.md)\n- [Alloy vs Entrust Identity Verification (formerly Onfido)](https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification.md)\n- [Alloy vs Jumio](https://www.anchorterminal.com/compare/alloy-vs-jumio.md)\n- [Alloy vs Middesk](https://www.anchorterminal.com/compare/alloy-vs-middesk.md)\n- [Alloy vs Persona](https://www.anchorterminal.com/compare/alloy-vs-persona.md)\n- [Alloy vs Plaid Identity Verification](https://www.anchorterminal.com/compare/alloy-vs-plaid-identity-verification.md)\n- [Alloy vs Shufti](https://www.anchorterminal.com/compare/alloy-vs-shufti.md)\n- [Alloy vs Socure RiskOS](https://www.anchorterminal.com/compare/alloy-vs-socure-riskos.md)\n- [Alloy vs Stripe Identity](https://www.anchorterminal.com/compare/alloy-vs-stripe-identity.md)\n- [Alloy vs Sumsub](https://www.anchorterminal.com/compare/alloy-vs-sumsub.md)\n- [Alloy vs Trulioo](https://www.anchorterminal.com/compare/alloy-vs-trulioo.md)\n- [Alloy vs Veriff](https://www.anchorterminal.com/compare/alloy-vs-veriff.md)\n- [ComplyCube vs Vouched](https://www.anchorterminal.com/compare/complycube-vs-vouched.md)\n- [Didit vs Vouched](https://www.anchorterminal.com/compare/didit-vs-vouched.md)\n- [Entrust Identity Verification (formerly Onfido) vs Vouched](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched.md)\n- [Jumio vs Vouched](https://www.anchorterminal.com/compare/jumio-vs-vouched.md)\n- [Middesk vs Vouched](https://www.anchorterminal.com/compare/middesk-vs-vouched.md)\n- [Persona vs Vouched](https://www.anchorterminal.com/compare/persona-vs-vouched.md)\n- [Plaid Identity Verification vs Vouched](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.md)\n- [Shufti vs Vouched](https://www.anchorterminal.com/compare/shufti-vs-vouched.md)\n- [Socure RiskOS vs Vouched](https://www.anchorterminal.com/compare/socure-riskos-vs-vouched.md)\n- [Stripe Identity vs Vouched](https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.md)\n- [Sumsub vs Vouched](https://www.anchorterminal.com/compare/sumsub-vs-vouched.md)\n- [Trulioo vs Vouched](https://www.anchorterminal.com/compare/trulioo-vs-vouched.md)\n- [Veriff vs Vouched](https://www.anchorterminal.com/compare/veriff-vs-vouched.md)\n- [Alloy vs ComplyAdvantage](https://www.anchorterminal.com/compare/alloy-vs-complyadvantage.md)\n- [ComplyAdvantage vs Vouched](https://www.anchorterminal.com/compare/complyadvantage-vs-vouched.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-14", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Alloy vs Vouched", "url": "" } ], "description": "Vouched scores 56.4 (C) to Alloy's 52.4 (D) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.", "facts": [ "Alloy D 52.4", "Vouched C 56.4", "scores" ], "h1": "Alloy vs Vouched", "image": "https://www.anchorterminal.com/assets/og/compare-alloy-vs-vouched.png", "path": "/compare/alloy-vs-vouched", "published": "2026-10-01", "section": "tools", "title": "Alloy vs Vouched for AI agents in 2026: scores and prices", "toc": null, "updated": "2026-10-14", "url": "https://www.anchorterminal.com/compare/alloy-vs-vouched" }, "tokens": { "markdown": 2450, "slim": 680 }, "version": 1 }