# Alloy vs Stripe Identity (slim)

> Stripe Identity scores 77.7 (BB) to Alloy's 52.4 (D) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/alloy-vs-stripe-identity.md (~2,500 tokens) · this version ~630 tokens · JSON https://www.anchorterminal.com/compare/alloy-vs-stripe-identity.json · canonical https://www.anchorterminal.com/compare/alloy-vs-stripe-identity
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-14

Stripe Identity scores 77.7 (BB) on agent readiness against Alloy's 52.4 (D), and leads in every scored category. Both do identity verification.

- Alloy: D 52.4, rank #782 of 1076 · https://www.anchorterminal.com/tools/alloy.min.md
- Stripe Identity: BB 77.7, rank #21 of 1076 · https://www.anchorterminal.com/tools/stripe-identity.min.md
- Alloy, good for Banks and fintechs that already run onboarding through Alloy and want an agent to submit journey applications, read decisions and work investigations.
- Stripe Identity, good for A business already on Stripe that needs document and selfie checks or US SSN validation with published prices. Ahead on Schema & documentation, 94 against 73; Agent ergonomics, 93 against 52; Security & auth, 86 against 49; Payments & pricing, 40 against 0; Maintenance & community, 85 against 72; Transparency & trust, 85 against 62. Also Agent-ready, a grade of BB or better.

| Category | Alloy | Stripe Identity |
| --- | --- | --- |
| Reliability (16%) | 59 | 62 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 73 | 94 |
| Agent ergonomics (13%) | 52 | 93 |
| Security & auth (14%) | 49 | 86 |
| Payments & pricing (10%) | 0 | 40 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 72 | 85 |
| Transparency & trust (7%) | 62 | 85 |

| Fact (where they differ) | Alloy | Stripe Identity |
| --- | --- | --- |
| Vendor | First Mile Group, Inc. (Alloy) | Stripe, LLC |
| Auth | OAuth or key | API key |
| Pricing | Paid | Pay per use |
| Licence | Proprietary service under Alloy's terms of service. The @alloyidentity/web-sdk capture package is MIT | Proprietary service under the Stripe Services Agreement and Stripe Identity Terms. The OpenAPI spec and official SDKs are MIT |
| Last release | 2026-10-05 | 2026-10-01 |
| Terms last updated | 2026-03-12 | 2026-09-28 |
| Privacy policy last updated | no date given | 2026-04-28 |
| Customer content may train models | not found in the text | yes |
| Terms restrict automated access | yes | not found in the text |
| Arbitration or class-action waiver | yes | not found in the text |
| Popularity | 21k npm/wk | 24.2M npm/wk, 11.4M PyPI/wk |