# Alloy vs Persona (slim)

> Persona scores 69.5 (B) to Alloy's 52.4 (D) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/alloy-vs-persona.md (~2,500 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/alloy-vs-persona.json · canonical https://www.anchorterminal.com/compare/alloy-vs-persona
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-14

Persona scores 69.5 (B) on agent readiness against Alloy's 52.4 (D), and leads in every scored category. Both do identity verification.

- Alloy: D 52.4, rank #782 of 1076 · https://www.anchorterminal.com/tools/alloy.min.md
- Persona: B 69.5, rank #192 of 1076 · https://www.anchorterminal.com/tools/persona.min.md
- Alloy, good for Banks and fintechs that already run onboarding through Alloy and want an agent to submit journey applications, read decisions and work investigations.
- Persona, good for A company that already runs Persona and wants an agent to create inquiries from templates, read verification and report results, screen against watchlists and work review cases with a permission-limited key. Ahead on Reliability, 70 against 59; Schema & documentation, 85 against 73; Agent ergonomics, 74 against 52; Security & auth, 73 against 49; Payments & pricing, 35 against 0; Transparency & trust, 68 against 62. Also A hosted endpoint, with nothing to install.

| Category | Alloy | Persona |
| --- | --- | --- |
| Reliability (16%) | 59 | 70 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 73 | 85 |
| Agent ergonomics (13%) | 52 | 74 |
| Security & auth (14%) | 49 | 73 |
| Payments & pricing (10%) | 0 | 35 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 72 | 75 |
| Transparency & trust (7%) | 62 | 68 |

| Fact (where they differ) | Alloy | Persona |
| --- | --- | --- |
| Vendor | First Mile Group, Inc. (Alloy) | Persona Identities, Inc. |
| Hosted endpoint | no (local only) | `https://mcp.withpersona.com` |
| Auth | OAuth or key | API key |
| Licence | Proprietary service under Alloy's terms of service. The @alloyidentity/web-sdk capture package is MIT | Proprietary service under Persona's terms of service. The `persona` JavaScript client on npm is MIT |
| Tools exposed | none | 190 |
| Last release | 2026-10-05 | 2026-09-29 |
| Terms last updated | 2026-03-12 | couldn't be read |
| Privacy policy last updated | no date given | couldn't be read |
| Customer content may train models | not found in the text | couldn't be read |
| Terms restrict automated access | yes | couldn't be read |
| Terms restrict benchmarking | not found in the text | couldn't be read |
| Terms or service can change without notice | not found in the text | couldn't be read |
| Arbitration or class-action waiver | yes | couldn't be read |
| Popularity | 21k npm/wk | 570k npm/wk |