# Alloy vs Middesk (slim)

> Middesk scores 59 (C) to Alloy's 52.4 (D) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/alloy-vs-middesk.md (~2,500 tokens) · this version ~630 tokens · JSON https://www.anchorterminal.com/compare/alloy-vs-middesk.json · canonical https://www.anchorterminal.com/compare/alloy-vs-middesk
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-14

Middesk scores 59 (C) on agent readiness against Alloy's 52.4 (D), and leads in 5 of 7 scored categories. Alloy leads on maintenance & community. Both do identity verification.

- Alloy: D 52.4, rank #782 of 1076 · https://www.anchorterminal.com/tools/alloy.min.md
- Middesk: C 59, rank #596 of 1076 · https://www.anchorterminal.com/tools/middesk.min.md
- Alloy, good for Banks and fintechs that already run onboarding through Alloy and want an agent to submit journey applications, read decisions and work investigations. Ahead on Maintenance & community, 72 against 64.
- Middesk, good for An agent onboarding or re-checking US businesses for a bank, lender or marketplace that already holds a Middesk contract, with registry, TIN, sanctions and lien data in one object. Ahead on Reliability, 73 against 59; Schema & documentation, 82 against 73; Security & auth, 56 against 49; Payments & pricing, 10 against 0. Also A hosted endpoint, with nothing to install.

| Category | Alloy | Middesk |
| --- | --- | --- |
| Reliability (16%) | 59 | 73 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 73 | 82 |
| Agent ergonomics (13%) | 52 | 56 |
| Security & auth (14%) | 49 | 56 |
| Payments & pricing (10%) | 0 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 72 | 64 |
| Transparency & trust (7%) | 62 | 61 |

| Fact (where they differ) | Alloy | Middesk |
| --- | --- | --- |
| Vendor | First Mile Group, Inc. (Alloy) | Middesk, Inc. |
| Hosted endpoint | no (local only) | `https://api.middesk.com/v1` |
| Licence | Proprietary service under Alloy's terms of service. The @alloyidentity/web-sdk capture package is MIT | Proprietary service under Middesk's Business Verification Terms and Conditions. The Claude Code and Codex plugins on GitHub are MIT |
| Tools exposed | none | 11 |
| Terms last updated | 2026-03-12 | no date given |
| Customer content may train models | not found in the text | yes |
| Terms restrict automated access | yes | not found in the text |
| Terms restrict benchmarking | not found in the text | yes |
| Popularity | 21k npm/wk | 2 stars |