# Alloy vs Entrust Identity Verification (formerly Onfido)

> Entrust Identity Verification scores 62.1 (B) to Alloy's 52.4 (D) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification
- Markdown: https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification.md (~2,900 tokens)
- Slim: https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification.min.md (~730 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-14

Entrust Identity Verification (formerly Onfido) scores 62.1 (B) on agent readiness against Alloy's 52.4 (D), and leads in 6 of 7 scored categories. Alloy leads on maintenance & community. Both do identity verification.

- Alloy: grade D, 52.4/100, rank #782 of 1076. Markdown https://www.anchorterminal.com/tools/alloy.md · JSON https://www.anchorterminal.com/api/v1/tools/alloy.json
- Entrust Identity Verification (formerly Onfido): grade B, 62.1/100, rank #472 of 1076. Markdown https://www.anchorterminal.com/tools/entrust-identity-verification.md · JSON https://www.anchorterminal.com/api/v1/tools/entrust-identity-verification.json
- Best identity and business verification APIs for AI agents: https://www.anchorterminal.com/best/identity-verification/index.md
- All 119 verification comparisons: https://www.anchorterminal.com/compare/identity-verification/index.md

## Which one, for what

### Alloy (D)

Good for: Banks and fintechs that already run onboarding through Alloy and want an agent to submit journey applications, read decisions and work investigations.

Ahead on:
- Maintenance & community, 72 against 58

Watch for: No public prices, trial or self-serve sign-up. Access starts with a demo request

### Entrust Identity Verification (formerly Onfido) (B)

Good for: A company already contracted with Entrust that wants an agent to create applicants, start workflow runs and read reports through typed libraries and a public spec.

Ahead on:
- Reliability, 70 against 59
- Schema & documentation, 84 against 73
- Agent ergonomics, 65 against 52
- Security & auth, 58 against 49
- Payments & pricing, 20 against 0
- Transparency & trust, 70 against 62

Watch for: entrust.com answered 403 to every request, so the terms, privacy notice, pricing page and security.txt weren't read


## Score by category

| Category | Weight | Alloy | Entrust Identity Verification (formerly Onfido) | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 59 | 70 | Entrust Identity Verification (formerly Onfido) +11 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 73 | 84 | Entrust Identity Verification (formerly Onfido) +11 |
| Agent ergonomics | 13% (16.2 this run) | 52 | 65 | Entrust Identity Verification (formerly Onfido) +13 |
| Security & auth | 14% (17.5 this run) | 49 | 58 | Entrust Identity Verification (formerly Onfido) +9 |
| Payments & pricing | 10% (12.5 this run) | 0 | 20 | Entrust Identity Verification (formerly Onfido) +20 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 72 | 58 | Alloy +14 |
| Transparency & trust | 7% (8.8 this run) | 62 | 70 | Entrust Identity Verification (formerly Onfido) +8 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **52.4 · D** | **62.1 · B** | |

## Facts side by side

| Fact | Alloy | Entrust Identity Verification (formerly Onfido) |
| --- | --- | --- |
| Kind | HTTP API | HTTP API |
| Vendor | First Mile Group, Inc. (Alloy) | Onfido Ltd (Entrust) |
| Hosted endpoint | no (local only) | no (local only) |
| Transports | HTTP | HTTP |
| Auth | OAuth or key | OAuth or key |
| Pricing | Paid | Paid |
| x402 | no | no |
| Licence | Proprietary service under Alloy's terms of service. The @alloyidentity/web-sdk capture package is MIT | Proprietary service under Entrust's terms. The OpenAPI spec and the server libraries (onfido-java, onfido-node, onfido-php, onfido-python, onfido-ruby) are MIT |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| Last release | 2026-10-05 | 2026-08-31 |
| Terms last updated | 2026-03-12 | couldn't be read |
| Privacy policy last updated | no date given |  |
| Customer content may train models | not found in the text | couldn't be read |
| Terms restrict automated access | yes | couldn't be read |
| Terms restrict benchmarking | not found in the text | couldn't be read |
| Terms or service can change without notice | not found in the text | couldn't be read |
| Arbitration or class-action waiver | yes | couldn't be read |
| Popularity | 21k npm/wk | 59k npm/wk, 27k PyPI/wk |

## Verdicts

**Alloy.** Alloy's public docs cover journeys, evaluations, entities, documents, cases and investigations, with llms.txt, Markdown pages, OpenAPI fragments and rate-limit headers with retry-after. Access is sales-led with no public price or trial, credentials have no scopes, there is no idempotency key or server SDK, and inputs vary by each customer's workflow.

**Entrust Identity Verification (formerly Onfido).** The v3.6 API has a public MIT OpenAPI file, server libraries in five languages, OAuth client credentials with scopes and an 18-month deprecation notice. Entrust's own site answered 403, so terms, privacy notice, pricing and security.txt weren't read. There is no idempotency key, and live tokens need a Dashboard account with billing details.

## Before you call either

### Alloy

1. Get the account's base URL from the customer. Defaults are api.alloy.co and sandbox.alloy.co, and some accounts have their own hosts
2. Use unique, prefixed external IDs in sandbox. Sandbox and Production share one data store
3. Read `alloy-ratelimit-remaining`, and on 429 or 5xx wait for `retry-after` with exponential backoff and jitter
4. Expect `running` after about 25 seconds on journey applications and wait for the webhook instead of resubmitting
5. Send the workflow header with account-level keys, since inputs depend on the workflow configured

### Entrust Identity Verification (formerly Onfido)

1. Use the regional host for the account (api.eu, api.us or api.ca.onfido.com/v3.6). v3.6 has no default region
2. Prefer an OAuth client with only the scopes the task needs over a live API token, and refresh the 60-minute access token
3. Stay under 400 requests a minute live and 120 in sandbox, and back off on a 429 `rate_limit` error
4. Check before retrying a POST. There is no idempotency key, so a retry can create a second applicant or check
5. Treat webhook events as duplicates or out of order, and verify `X-SHA2-Signature` over the raw body

## Questions

### Which is better for AI agents, Alloy or Entrust Identity Verification (formerly Onfido)?

Entrust Identity Verification (formerly Onfido) scores 62.1 (B) on agent readiness against Alloy's 52.4 (D), and leads in 6 of 7 scored categories. Alloy leads on maintenance & community.

### Do Alloy and Entrust Identity Verification (formerly Onfido) need an API key?

Both take an API key or an OAuth sign-in.

### Can an agent call Alloy and Entrust Identity Verification (formerly Onfido) without installing anything?

No hosted endpoint is listed for Alloy. No hosted endpoint is listed for Entrust Identity Verification (formerly Onfido).


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification.json, and with the fewest tokens: https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "alloy", "b": "entrust-identity-verification"}`. From a terminal: `anchor compare alloy entrust-identity-verification`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/alloy.json and https://www.anchorterminal.com/api/v1/tools/entrust-identity-verification.json

## Other comparisons with Alloy or Entrust Identity Verification (formerly Onfido)

- [Alloy vs ComplyCube](https://www.anchorterminal.com/compare/alloy-vs-complycube.md)
- [Alloy vs Didit](https://www.anchorterminal.com/compare/alloy-vs-didit.md)
- [Alloy vs Jumio](https://www.anchorterminal.com/compare/alloy-vs-jumio.md)
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- [ComplyCube vs Entrust Identity Verification (formerly Onfido)](https://www.anchorterminal.com/compare/complycube-vs-entrust-identity-verification.md)
- [Didit vs Entrust Identity Verification (formerly Onfido)](https://www.anchorterminal.com/compare/didit-vs-entrust-identity-verification.md)
- [Entrust Identity Verification (formerly Onfido) vs Jumio](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-jumio.md)
- [Entrust Identity Verification (formerly Onfido) vs Middesk](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-middesk.md)
- [Entrust Identity Verification (formerly Onfido) vs Persona](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-persona.md)
- [Entrust Identity Verification (formerly Onfido) vs Plaid Identity Verification](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-plaid-identity-verification.md)
- [Entrust Identity Verification (formerly Onfido) vs Shufti](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-shufti.md)
- [Entrust Identity Verification (formerly Onfido) vs Socure RiskOS](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-socure-riskos.md)
- [Entrust Identity Verification (formerly Onfido) vs Stripe Identity](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity.md)
- [Entrust Identity Verification (formerly Onfido) vs Sumsub](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-sumsub.md)
- [Entrust Identity Verification (formerly Onfido) vs Trulioo](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-trulioo.md)
- [Entrust Identity Verification (formerly Onfido) vs Veriff](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-veriff.md)
- [Entrust Identity Verification (formerly Onfido) vs Vouched](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched.md)
- [Alloy vs ComplyAdvantage](https://www.anchorterminal.com/compare/alloy-vs-complyadvantage.md)
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