{
  "data": {
    "a": {
      "slug": "alloy",
      "name": "Alloy",
      "vendor": "First Mile Group, Inc. (Alloy)",
      "vendorUrl": "https://www.alloy.com",
      "kind": "http-api",
      "category": "identity-verification",
      "summary": "Alloy is an identity and fraud decisioning platform for banks and fintechs. Its API runs onboarding journeys and evaluations that orchestrate identity, business, document and watchlist checks across third-party data vendors, with case management and ongoing monitoring.",
      "url": "https://www.anchorterminal.com/tools/alloy",
      "markdownUrl": "https://www.anchorterminal.com/tools/alloy.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/alloy.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/alloy.json",
      "license": "Proprietary service under Alloy's terms of service. The @alloyidentity/web-sdk capture package is MIT",
      "transports": [
        "http"
      ],
      "packages": [
        {
          "registry": "npm",
          "name": "@alloyidentity/web-sdk"
        }
      ],
      "auth": "mixed",
      "authNotes": "Account-level token and secret (older accounts use a workflow token and secret), sent as HTTP basic auth or exchanged at /v1/oauth/bearer for a one-hour Bearer token with client credentials. Up to five active secrets per key, rotated and revoked in the dashboard by users with key permissions. No scopes. The same keys serve sandbox and production, chosen by base URL or the `alloy-sandbox: true` header. Keys come with a customer contract (checked 2026-10-14).",
      "pricing": "paid",
      "pricingNotes": "No public prices. www.alloy.com/pricing returns 404 and the site routes buyers to a demo. Production calls invoke third-party data vendors and can incur charges, while sandbox calls don't (https://developer.alloy.com/public/docs/sandbox-vs-production, checked 2026-10-14).",
      "priceSummary": "Paid",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the developer docs index, the API reference or the website (checked 2026-10-14).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": 20569,
        "pypiWeekly": null,
        "asOf": "2026-10-14"
      },
      "docsUrl": "https://developer.alloy.com/public/docs/introduction",
      "llmsTxt": "https://developer.alloy.com/public/llms.txt",
      "capabilities": [
        "kyc.identity",
        "kyc.business",
        "kyc.screening",
        "kyc.documents",
        "kyc.cases"
      ],
      "tags": [
        "hosted",
        "enterprise",
        "sales-led",
        "api-key",
        "oauth",
        "llms-txt",
        "webhooks",
        "sandbox",
        "status-page",
        "soc2"
      ],
      "lastRelease": "2026-10-05",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 52.4,
        "grade": "D",
        "agentReady": false,
        "rank": 782,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 16,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 52,
          "maintenance": 72,
          "payments": 0,
          "reliability": 59,
          "schema": 73,
          "security": 49,
          "transparency": 62
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-14"
        },
        "negative": 0,
        "verdict": "Alloy's public docs cover journeys, evaluations, entities, documents, cases and investigations, with llms.txt, Markdown pages, OpenAPI fragments and rate-limit headers with retry-after. Access is sales-led with no public price or trial, credentials have no scopes, there is no idempotency key or server SDK, and inputs vary by each customer's workflow.",
        "bestFor": "Banks and fintechs that already run onboarding through Alloy and want an agent to submit journey applications, read decisions and work investigations.",
        "strengths": [
          "Public developer docs with llms.txt (247 entries), Markdown pages and an OpenAPI fragment on each reference page",
          "Rate-limit headers and `retry-after` on 429, with a written guide to which codes to retry",
          "One API orchestrates identity, business, document and watchlist checks across many data vendors",
          "Up to five active secrets per key, OAuth client credentials and an IP allowlist",
          "Status page with separate Production API, Sandbox API, Webhooks and third-party components"
        ],
        "weaknesses": [
          "No public prices, trial or self-serve sign-up. Access starts with a demo request",
          "Rate limits vary by account and endpoint with no published numbers",
          "No idempotency key and no server-side SDK",
          "Evaluation inputs and outputs depend on each customer's workflow, so the contract is loosely typed",
          "Sandbox and Production are request modes over one data store, so test and live records can collide"
        ],
        "agentNotes": [
          "Get the account's base URL from the customer. Defaults are api.alloy.co and sandbox.alloy.co, and some accounts have their own hosts",
          "Use unique, prefixed external IDs in sandbox. Sandbox and Production share one data store",
          "Read `alloy-ratelimit-remaining`, and on 429 or 5xx wait for `retry-after` with exponential backoff and jitter",
          "Expect `running` after about 25 seconds on journey applications and wait for the webhook instead of resubmitting",
          "Send the workflow header with account-level keys, since inputs depend on the workflow configured"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "D",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 52.4
          }
        ],
        "editorialScores": {
          "ergonomics": 52,
          "maintenance": 72,
          "payments": 0,
          "reliability": 59,
          "schema": 73,
          "security": 49,
          "transparency": 38
        },
        "provenanceScore": 86
      },
      "connect": {
        "http": "curl -X POST https://sandbox.alloy.co/v1/oauth/bearer \\\n  -H \"Content-Type: application/json\" \\\n  -H \"Authorization: Basic \u003cbasic_token\u003e\" \\\n  -d '{\n    \"grant_type\": \"client_credentials\"\n  }'"
      },
      "letme": {
        "capability": "https://letme.dev/kyc.identity",
        "tool": "https://letme.dev/alloy"
      },
      "area": "domain-data",
      "provenance": {
        "legalEntity": "First Mile Group, Inc.",
        "domain": "alloy.com",
        "domainRegistered": "1999-02-25",
        "endpointOnVendorDomain": true,
        "terms": "https://www.alloy.com/tos",
        "privacy": "https://www.alloy.com/privacy-policy",
        "statusPage": "https://status.alloy.com",
        "changelog": "https://www.alloy.com/product-updates",
        "securityTxt": "none",
        "checked": "2026-10-14",
        "notes": [
          "The privacy policy (29 August 2025) names First Mile Group, Inc. d/b/a/ Alloy.",
          "The default API hosts are on alloy.co (api.alloy.co, sandbox.alloy.co), and account-specific hosts on alloy.com. status.alloy.co redirects to status.alloy.com.",
          "www.alloy.com/.well-known/security.txt and alloy.co/.well-known/security.txt return 404.",
          "RDAP for alloy.com gives a registration date of 1999-02-25, before Alloy was founded in 2015."
        ],
        "score": 86
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/alloy.json",
      "live": {
        "slug": "alloy",
        "vendorStatus": {
          "page": "https://status.alloy.com",
          "indicator": "none",
          "summary": "All Systems Operational",
          "checkedAt": "2026-10-14T09:38:51.209484803Z"
        },
        "mcpTools": {
          "url": "https://api.alloy.cx/mcp",
          "checkedAt": "2026-10-02T22:09:59.902886223Z",
          "status": "auth",
          "note": "asks for credentials before listing its tools",
          "changedAt": "2026-10-02T22:09:59.902886223Z"
        },
        "updatedAt": "2026-10-14T09:38:51.209484803Z"
      }
    },
    "answer": "ComplyAdvantage and Alloy score within a point of each other on agent readiness, 52.6 (D) and 52.4 (D). Alloy leads on reliability, maintenance \u0026 community and transparency \u0026 trust.",
    "b": {
      "slug": "complyadvantage",
      "name": "ComplyAdvantage",
      "vendor": "IVXS UK Limited (trading as ComplyAdvantage)",
      "vendorUrl": "https://complyadvantage.com",
      "kind": "http-api",
      "category": "identity-verification",
      "summary": "ComplyAdvantage screens people and companies against sanctions lists, watchlists, politically exposed person registers and adverse media, with ongoing monitoring and case management. Agents reach its Mesh platform through a REST API with a public OpenAPI spec.",
      "url": "https://www.anchorterminal.com/tools/complyadvantage",
      "markdownUrl": "https://www.anchorterminal.com/tools/complyadvantage.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/complyadvantage.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/complyadvantage.json",
      "license": "Proprietary service. No service agreement is published, and the terms page on complyadvantage.com covers the website only",
      "transports": [
        "http"
      ],
      "remoteUrl": "https://api.mesh.complyadvantage.com",
      "packages": [],
      "auth": "oauth",
      "authNotes": "The Mesh API uses the OAuth2 client credentials flow. A Mesh admin, or a custom role with the API credential permissions, creates a credential in the web application under Settings, Access Management, API Credentials, choosing its permissions and an optional expiry date. The integration sends the access key and secret to `POST /v3/token` and receives a bearer token valid for 24 hours, with no refresh. A credential can't be edited, its secret is shown once, and deactivating it invalidates tokens already issued. The older username and password flow at `POST /v2/token` remains supported for existing integrations. Accounts are opened by ComplyAdvantage after a Starter Plan purchase or a sales contract, so there is no self-serve key (https://docs.mesh.complyadvantage.com/docs/getting-started, https://support.complyadvantage.com/articles/5045588818-creating-api-credentials, checked 2026-10-08).",
      "pricing": "paid",
      "pricingNotes": "The Starter Plan is priced by monitored entities a month. Essentials runs from $119 a month for up to 100 entities to $383 for up to 2,000 on monthly billing ($99 to $319 on annual billing), and the Agentic version from $179 to $575. Entities over the allowance are charged at 1.5 times the unit rate. Enterprise, which adds transaction monitoring and payment screening, is priced on application. No free tier or trial was found. Sandbox and production logins come with a paid account, set up by staff within one working day, and the pricing page says the API is included. ComplyLaunch gives early-stage start-ups free access on application (https://complyadvantage.com/pricing/, https://complyadvantage.com/starter-plan/, checked 2026-10-08).",
      "priceSummary": "$119 / mo",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the Mesh API docs, the OpenAPI spec or the pricing pages (checked 2026-10-08).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-08"
      },
      "docsUrl": "https://docs.mesh.complyadvantage.com",
      "llmsTxt": "https://docs.mesh.complyadvantage.com/llms.txt",
      "openapi": "https://docs.mesh.complyadvantage.com/openapi/mesh-api.json",
      "capabilities": [
        "kyc.screening",
        "kyc.cases"
      ],
      "tags": [
        "hosted",
        "paid",
        "sandbox",
        "oauth",
        "openapi",
        "llms-txt",
        "webhooks",
        "aml",
        "sanctions",
        "audit-log",
        "iso27001",
        "soc2"
      ],
      "lastRelease": "2026-09-16",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 52.6,
        "grade": "D",
        "agentReady": false,
        "rank": 778,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 15,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 67,
          "maintenance": 28,
          "payments": 10,
          "reliability": 42,
          "schema": 82,
          "security": 68,
          "transparency": 50
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-08"
        },
        "negative": 0,
        "verdict": "The Mesh API has a public OpenAPI 3.0.3 spec with 165 described operations, per-credential permissions and audit log endpoints, which suits an agent screening customers and working alerts. No status page, changelog, SDK, service agreement or subprocessor list was found in public, and access starts with a paid plan bought by a person.",
        "bestFor": "An agent that screens customers and companies against sanctions, politically exposed person and adverse media data, keeps them under monitoring and works the resulting alerts and cases.",
        "strengths": [
          "Public OpenAPI 3.0.3 spec with 165 operations, each with a summary and description, and 124 naming the permission the call needs",
          "API credentials carry their own permissions and optional expiry, and deactivation invalidates tokens already issued",
          "Six audit log endpoints cover the account, cases, customers, roles, transactions and users",
          "Rate limits are published (1,000 requests a minute in production, 300 in Sandbox) with `Ratelimit-Limit`, `Ratelimit-Remaining` and `Ratelimit-Reset` headers",
          "`llms.txt` on the docs site, and every guide and reference page is served as Markdown"
        ],
        "weaknesses": [
          "No public status page or incident history was found. `status.complyadvantage.com` does not resolve",
          "No changelog or release notes were found for the Mesh API",
          "No service agreement, data processing agreement or subprocessor list is published. The terms page covers the website only",
          "No free tier or self-serve trial. The Starter Plan starts at $119 a month and accounts are set up by staff within a working day",
          "No official SDK was found. Access tokens last 24 hours with no refresh",
          "Screening results carry third-party adverse media text, and no prompt-injection guidance was found"
        ],
        "agentNotes": [
          "Exchange the access key and secret at `POST /v3/token` for a bearer token. It lasts 24 hours and can't be refreshed, so request a new one before expiry",
          "Ask for a credential with only the permissions the task needs. Permissions can't be edited later, and each reference page names the ones a call requires",
          "Create a screening configuration first and keep its `configuration_identifier`. Creating and screening a customer needs it",
          "Give each customer a unique external identifier. A concurrent request for the same identifier returns 409 with a pointer to the first workflow",
          "Read `Ratelimit-Remaining` and `Ratelimit-Reset` on every response. A 429 body is only `API rate limit exceeded`"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "D",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 52.6
          }
        ],
        "editorialScores": {
          "ergonomics": 67,
          "maintenance": 28,
          "payments": 10,
          "reliability": 42,
          "schema": 82,
          "security": 68,
          "transparency": 40
        },
        "provenanceScore": 59
      },
      "connect": {
        "http": "curl -X POST https://api.mesh.complyadvantage.com/v3/token \\\n  -H 'Content-Type: application/json' \\\n  -d '{\"access_key\": \"\u003cyour access key\u003e\", \"secret\": \"\u003cyour secret\u003e\"}'"
      },
      "letme": {
        "capability": "https://letme.dev/kyc.screening",
        "tool": "https://letme.dev/complyadvantage"
      },
      "area": "domain-data",
      "unitPrices": [
        {
          "item": "Essentials Starter Plan, up to 100 monitored entities",
          "unit": "month",
          "usd": 119,
          "note": "monthly billing; $99 a month on annual billing"
        },
        {
          "item": "Essentials Starter Plan, up to 1,000 monitored entities",
          "unit": "month",
          "usd": 323,
          "note": "monthly billing; $269 a month on annual billing"
        },
        {
          "item": "Essentials Starter Plan, up to 2,000 monitored entities",
          "unit": "month",
          "usd": 383,
          "note": "monthly billing; $319 a month on annual billing"
        },
        {
          "item": "Agentic Starter Plan, up to 100 monitored entities",
          "unit": "month",
          "usd": 179,
          "note": "monthly billing; $149 a month on annual billing"
        }
      ],
      "provenance": {
        "legalEntity": "IVXS UK Limited (trading as ComplyAdvantage)",
        "domain": "complyadvantage.com",
        "domainRegistered": "2014-07-05",
        "endpointOnVendorDomain": true,
        "terms": "",
        "privacy": "https://complyadvantage.com/privacy-notice/",
        "statusPage": "",
        "changelog": "",
        "securityTxt": "none",
        "checked": "2026-10-08",
        "notes": [
          "The privacy notice (last updated 12 June 2026) names IVXS UK Limited, trading as ComplyAdvantage, 86-90 Paul Street, London EC2A 4NE, registered with the UK Information Commissioner under ZA054290, and covers its products and services as well as the website.",
          "No `terms` is given. https://complyadvantage.com/terms-and-conditions/ is the website's terms of use, and no service agreement, API terms or data processing agreement was found on the site, the docs or the help centre.",
          "The Mesh API answers at api.mesh.complyadvantage.com and regional hosts under mesh.complyadvantage.com.",
          "https://complyadvantage.com/.well-known/security.txt and /security.txt return 404.",
          "status.complyadvantage.com does not resolve, and no status page is linked from the site, the docs or the help centre. docs.mesh.complyadvantage.com/changelog returns 404.",
          "RDAP for complyadvantage.com gives a registration date of 2014-07-05."
        ],
        "score": 59
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/complyadvantage.json",
      "live": {
        "slug": "complyadvantage",
        "probe": {
          "target": "https://api.mesh.complyadvantage.com",
          "method": "get",
          "lastAt": "2026-10-14T09:41:46.983523994Z",
          "lastOk": true,
          "lastStatus": 401,
          "lastMs": 61,
          "lastNote": "asks for credentials",
          "authRequired": true,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 53,
          "p95ms24h": 139,
          "samples24h": 248,
          "samples30d": 1389,
          "days": [
            {
              "date": "2026-10-08",
              "probes": 50,
              "ok": 50
            },
            {
              "date": "2026-10-09",
              "probes": 250,
              "ok": 250
            },
            {
              "date": "2026-10-10",
              "probes": 247,
              "ok": 247
            },
            {
              "date": "2026-10-11",
              "probes": 247,
              "ok": 247
            },
            {
              "date": "2026-10-12",
              "probes": 247,
              "ok": 247
            },
            {
              "date": "2026-10-13",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-14",
              "probes": 100,
              "ok": 100
            }
          ]
        },
        "securityTxt": {
          "url": "https://complyadvantage.com/.well-known/security.txt",
          "state": "none",
          "checkedAt": "2026-10-13T15:45:31.64069716Z"
        },
        "llmsTxt": {
          "url": "https://docs.mesh.complyadvantage.com/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-10-13T14:11:18.127835004Z"
        },
        "domain": {
          "domain": "complyadvantage.com",
          "registered": "2014-07-05",
          "source": "https://rdap.verisign.com/com/v1/domain/complyadvantage.com",
          "checkedAt": "2026-10-11T13:15:58.065922793Z"
        },
        "pages": [
          {
            "url": "https://complyadvantage.com/pricing/",
            "kind": "pricing",
            "status": 304,
            "checkedAt": "2026-10-13T20:11:51.055276487Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "a521866ec1b7"
          },
          {
            "url": "https://complyadvantage.com/privacy-notice/",
            "kind": "privacy",
            "status": 304,
            "checkedAt": "2026-10-13T20:11:53.113143517Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "b6f42c55074a"
          }
        ],
        "updatedAt": "2026-10-14T09:41:46.983523994Z"
      }
    },
    "facts": [
      {
        "a": "HTTP API",
        "b": "HTTP API",
        "name": "Kind"
      },
      {
        "a": "First Mile Group, Inc. (Alloy)",
        "b": "IVXS UK Limited (trading as ComplyAdvantage)",
        "name": "Vendor"
      },
      {
        "a": "no (local only)",
        "b": "https://api.mesh.complyadvantage.com",
        "name": "Hosted endpoint"
      },
      {
        "a": "HTTP",
        "b": "HTTP",
        "name": "Transports"
      },
      {
        "a": "OAuth or key",
        "b": "OAuth",
        "name": "Auth"
      },
      {
        "a": "Paid",
        "b": "Paid",
        "name": "Pricing"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "Proprietary service under Alloy's terms of service. The @alloyidentity/web-sdk capture package is MIT",
        "b": "Proprietary service. No service agreement is published, and the terms page on complyadvantage.com covers the website only",
        "name": "Licence"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "2026-10-05",
        "b": "2026-09-16",
        "name": "Last release"
      },
      {
        "a": "2026-03-12",
        "b": "no document linked",
        "name": "Terms last updated"
      },
      {
        "a": "no date given",
        "b": "2026-06-12",
        "name": "Privacy policy last updated"
      },
      {
        "a": "not found in the text",
        "b": "",
        "name": "Customer content may train models"
      },
      {
        "a": "yes",
        "b": "",
        "name": "Terms restrict automated access"
      },
      {
        "a": "not found in the text",
        "b": "",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "not found in the text",
        "b": "",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "yes",
        "b": "",
        "name": "Arbitration or class-action waiver"
      },
      {
        "a": "21k npm/wk",
        "b": "none",
        "name": "Popularity"
      }
    ],
    "faq": [
      {
        "answer": "ComplyAdvantage and Alloy score within a point of each other on agent readiness, 52.6 (D) and 52.4 (D). Alloy leads on reliability, maintenance \u0026 community and transparency \u0026 trust.",
        "question": "Which is better for AI agents, Alloy or ComplyAdvantage?"
      },
      {
        "answer": "Alloy takes an API key or an OAuth sign-in. ComplyAdvantage uses an OAuth sign-in.",
        "question": "Do Alloy and ComplyAdvantage need an API key?"
      },
      {
        "answer": "No hosted endpoint is listed for Alloy. ComplyAdvantage has a hosted endpoint at https://api.mesh.complyadvantage.com.",
        "question": "Can an agent call Alloy and ComplyAdvantage without installing anything?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": [
          "Reliability, 59 against 42",
          "Maintenance \u0026 community, 72 against 28",
          "Transparency \u0026 trust, 62 against 50"
        ],
        "also": null,
        "goodFor": "Banks and fintechs that already run onboarding through Alloy and want an agent to submit journey applications, read decisions and work investigations.",
        "slug": "alloy",
        "watchFor": "No public prices, trial or self-serve sign-up. Access starts with a demo request"
      },
      {
        "aheadOn": [
          "Schema \u0026 documentation, 82 against 73",
          "Agent ergonomics, 67 against 52",
          "Security \u0026 auth, 68 against 49",
          "Payments \u0026 pricing, 10 against 0"
        ],
        "also": [
          "A hosted endpoint, with nothing to install"
        ],
        "goodFor": "An agent that screens customers and companies against sanctions, politically exposed person and adverse media data, keeps them under monitoring and works the resulting alerts and cases.",
        "slug": "complyadvantage",
        "watchFor": "No public status page or incident history was found. `status.complyadvantage.com` does not resolve"
      }
    ],
    "job": {
      "capability": "kyc.screening",
      "name": "Sanctions screening"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-complycube.json",
        "title": "Alloy vs ComplyCube",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-complycube"
      },
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-didit.json",
        "title": "Alloy vs Didit",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-didit"
      },
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification.json",
        "title": "Alloy vs Entrust Identity Verification (formerly Onfido)",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification"
      },
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-jumio.json",
        "title": "Alloy vs Jumio",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-jumio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-middesk.json",
        "title": "Alloy vs Middesk",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-middesk"
      },
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-persona.json",
        "title": "Alloy vs Persona",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-persona"
      },
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-plaid-identity-verification.json",
        "title": "Alloy vs Plaid Identity Verification",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-plaid-identity-verification"
      },
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-shufti.json",
        "title": "Alloy vs Shufti",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-shufti"
      },
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-socure-riskos.json",
        "title": "Alloy vs Socure RiskOS",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-socure-riskos"
      },
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-stripe-identity.json",
        "title": "Alloy vs Stripe Identity",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-stripe-identity"
      },
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-sumsub.json",
        "title": "Alloy vs Sumsub",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-sumsub"
      },
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-trulioo.json",
        "title": "Alloy vs Trulioo",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-trulioo"
      },
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-veriff.json",
        "title": "Alloy vs Veriff",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-veriff"
      },
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-vouched.json",
        "title": "Alloy vs Vouched",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-vouched"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-complycube.json",
        "title": "ComplyAdvantage vs ComplyCube",
        "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-complycube"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-didit.json",
        "title": "ComplyAdvantage vs Didit",
        "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-didit"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-entrust-identity-verification.json",
        "title": "ComplyAdvantage vs Entrust Identity Verification (formerly Onfido)",
        "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-entrust-identity-verification"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.json",
        "title": "ComplyAdvantage vs Jumio",
        "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-jumio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-middesk.json",
        "title": "ComplyAdvantage vs Middesk",
        "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-middesk"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-persona.json",
        "title": "ComplyAdvantage vs Persona",
        "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-persona"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-plaid-identity-verification.json",
        "title": "ComplyAdvantage vs Plaid Identity Verification",
        "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-plaid-identity-verification"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-shufti.json",
        "title": "ComplyAdvantage vs Shufti",
        "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-shufti"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-socure-riskos.json",
        "title": "ComplyAdvantage vs Socure RiskOS",
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      {
        "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub.json",
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      },
      {
        "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-trulioo.json",
        "title": "ComplyAdvantage vs Trulioo",
        "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-trulioo"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-veriff.json",
        "title": "ComplyAdvantage vs Veriff",
        "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-veriff"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-vouched.json",
        "title": "ComplyAdvantage vs Vouched",
        "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-vouched"
      }
    ],
    "scores": [
      {
        "alloy": 59,
        "by": 17,
        "complyadvantage": 42,
        "edge": "alloy",
        "key": "reliability",
        "name": "Reliability",
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "alloy": 73,
        "by": 9,
        "complyadvantage": 82,
        "edge": "complyadvantage",
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "weight": 13
      },
      {
        "alloy": 52,
        "by": 15,
        "complyadvantage": 67,
        "edge": "complyadvantage",
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "weight": 13
      },
      {
        "alloy": 49,
        "by": 19,
        "complyadvantage": 68,
        "edge": "complyadvantage",
        "key": "security",
        "name": "Security \u0026 auth",
        "weight": 14
      },
      {
        "alloy": 0,
        "by": 10,
        "complyadvantage": 10,
        "edge": "complyadvantage",
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "alloy": 72,
        "by": 44,
        "complyadvantage": 28,
        "edge": "alloy",
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "weight": 7
      },
      {
        "alloy": 62,
        "by": 12,
        "complyadvantage": 50,
        "edge": "alloy",
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "weight": 7
      }
    ],
    "summary": "ComplyAdvantage and Alloy score within a point of each other on agent readiness, 52.6 (D) and 52.4 (D). Alloy leads on reliability, maintenance \u0026 community and transparency \u0026 trust. Both do sanctions screening.",
    "verdicts": {
      "alloy": "Alloy's public docs cover journeys, evaluations, entities, documents, cases and investigations, with llms.txt, Markdown pages, OpenAPI fragments and rate-limit headers with retry-after. Access is sales-led with no public price or trial, credentials have no scopes, there is no idempotency key or server SDK, and inputs vary by each customer's workflow.",
      "complyadvantage": "The Mesh API has a public OpenAPI 3.0.3 spec with 165 described operations, per-credential permissions and audit log endpoints, which suits an agent screening customers and working alerts. No status page, changelog, SDK, service agreement or subprocessor list was found in public, and access starts with a paid plan bought by a person."
    }
  },
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  "links": {
    "api": "https://www.anchorterminal.com/api/v1/index.json",
    "html": "https://www.anchorterminal.com/compare/alloy-vs-complyadvantage",
    "json": "https://www.anchorterminal.com/compare/alloy-vs-complyadvantage.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/compare/alloy-vs-complyadvantage.md",
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  "markdown": "ComplyAdvantage and Alloy score within a point of each other on agent readiness, 52.6 (D) and 52.4 (D). Alloy leads on reliability, maintenance \u0026 community and transparency \u0026 trust. Both do sanctions screening.\n\n- Alloy: grade D, 52.4/100, rank #782 of 1076. Markdown https://www.anchorterminal.com/tools/alloy.md · JSON https://www.anchorterminal.com/api/v1/tools/alloy.json\n- ComplyAdvantage: grade D, 52.6/100, rank #778 of 1076. Markdown https://www.anchorterminal.com/tools/complyadvantage.md · JSON https://www.anchorterminal.com/api/v1/tools/complyadvantage.json\n- Best identity and business verification APIs for AI agents: https://www.anchorterminal.com/best/identity-verification/index.md\n- All 119 verification comparisons: https://www.anchorterminal.com/compare/identity-verification/index.md\n\n## Which one, for what\n\n### Alloy (D)\n\nGood for: Banks and fintechs that already run onboarding through Alloy and want an agent to submit journey applications, read decisions and work investigations.\n\nAhead on:\n- Reliability, 59 against 42\n- Maintenance \u0026 community, 72 against 28\n- Transparency \u0026 trust, 62 against 50\n\nWatch for: No public prices, trial or self-serve sign-up. Access starts with a demo request\n\n### ComplyAdvantage (D)\n\nGood for: An agent that screens customers and companies against sanctions, politically exposed person and adverse media data, keeps them under monitoring and works the resulting alerts and cases.\n\nAhead on:\n- Schema \u0026 documentation, 82 against 73\n- Agent ergonomics, 67 against 52\n- Security \u0026 auth, 68 against 49\n- Payments \u0026 pricing, 10 against 0\n\nAlso in its favour:\n- A hosted endpoint, with nothing to install\n\nWatch for: No public status page or incident history was found. `status.complyadvantage.com` does not resolve\n\n\n## Score by category\n\n| Category | Weight | Alloy | ComplyAdvantage | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 59 | 42 | Alloy +17 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 73 | 82 | ComplyAdvantage +9 |\n| Agent ergonomics | 13% (16.2 this run) | 52 | 67 | ComplyAdvantage +15 |\n| Security \u0026 auth | 14% (17.5 this run) | 49 | 68 | ComplyAdvantage +19 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 0 | 10 | ComplyAdvantage +10 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 72 | 28 | Alloy +44 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 62 | 50 | Alloy +12 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **52.4 · D** | **52.6 · D** | |\n\n## Facts side by side\n\n| Fact | Alloy | ComplyAdvantage |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | First Mile Group, Inc. (Alloy) | IVXS UK Limited (trading as ComplyAdvantage) |\n| Hosted endpoint | no (local only) | `https://api.mesh.complyadvantage.com` |\n| Transports | HTTP | HTTP |\n| Auth | OAuth or key | OAuth |\n| Pricing | Paid | Paid |\n| x402 | no | no |\n| Licence | Proprietary service under Alloy's terms of service. The @alloyidentity/web-sdk capture package is MIT | Proprietary service. No service agreement is published, and the terms page on complyadvantage.com covers the website only |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-10-05 | 2026-09-16 |\n| Terms last updated | 2026-03-12 | no document linked |\n| Privacy policy last updated | no date given | 2026-06-12 |\n| Customer content may train models | not found in the text |  |\n| Terms restrict automated access | yes |  |\n| Terms restrict benchmarking | not found in the text |  |\n| Terms or service can change without notice | not found in the text |  |\n| Arbitration or class-action waiver | yes |  |\n| Popularity | 21k npm/wk | none |\n\n## Verdicts\n\n**Alloy.** Alloy's public docs cover journeys, evaluations, entities, documents, cases and investigations, with llms.txt, Markdown pages, OpenAPI fragments and rate-limit headers with retry-after. Access is sales-led with no public price or trial, credentials have no scopes, there is no idempotency key or server SDK, and inputs vary by each customer's workflow.\n\n**ComplyAdvantage.** The Mesh API has a public OpenAPI 3.0.3 spec with 165 described operations, per-credential permissions and audit log endpoints, which suits an agent screening customers and working alerts. No status page, changelog, SDK, service agreement or subprocessor list was found in public, and access starts with a paid plan bought by a person.\n\n## Before you call either\n\n### Alloy\n\n1. Get the account's base URL from the customer. Defaults are api.alloy.co and sandbox.alloy.co, and some accounts have their own hosts\n2. Use unique, prefixed external IDs in sandbox. Sandbox and Production share one data store\n3. Read `alloy-ratelimit-remaining`, and on 429 or 5xx wait for `retry-after` with exponential backoff and jitter\n4. Expect `running` after about 25 seconds on journey applications and wait for the webhook instead of resubmitting\n5. Send the workflow header with account-level keys, since inputs depend on the workflow configured\n\n### ComplyAdvantage\n\n1. Exchange the access key and secret at `POST /v3/token` for a bearer token. It lasts 24 hours and can't be refreshed, so request a new one before expiry\n2. Ask for a credential with only the permissions the task needs. Permissions can't be edited later, and each reference page names the ones a call requires\n3. Create a screening configuration first and keep its `configuration_identifier`. Creating and screening a customer needs it\n4. Give each customer a unique external identifier. A concurrent request for the same identifier returns 409 with a pointer to the first workflow\n5. Read `Ratelimit-Remaining` and `Ratelimit-Reset` on every response. A 429 body is only `API rate limit exceeded`\n\n## Questions\n\n### Which is better for AI agents, Alloy or ComplyAdvantage?\n\nComplyAdvantage and Alloy score within a point of each other on agent readiness, 52.6 (D) and 52.4 (D). Alloy leads on reliability, maintenance \u0026 community and transparency \u0026 trust.\n\n### Do Alloy and ComplyAdvantage need an API key?\n\nAlloy takes an API key or an OAuth sign-in. ComplyAdvantage uses an OAuth sign-in.\n\n### Can an agent call Alloy and ComplyAdvantage without installing anything?\n\nNo hosted endpoint is listed for Alloy. ComplyAdvantage has a hosted endpoint at https://api.mesh.complyadvantage.com.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/alloy-vs-complyadvantage.json, and with the fewest tokens: https://www.anchorterminal.com/compare/alloy-vs-complyadvantage.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"alloy\", \"b\": \"complyadvantage\"}`. From a terminal: `anchor compare alloy complyadvantage`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/alloy.json and https://www.anchorterminal.com/api/v1/tools/complyadvantage.json\n\n## Other comparisons with Alloy or ComplyAdvantage\n\n- [Alloy vs ComplyCube](https://www.anchorterminal.com/compare/alloy-vs-complycube.md)\n- [Alloy vs Didit](https://www.anchorterminal.com/compare/alloy-vs-didit.md)\n- [Alloy vs Entrust Identity Verification (formerly Onfido)](https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification.md)\n- [Alloy vs Jumio](https://www.anchorterminal.com/compare/alloy-vs-jumio.md)\n- [Alloy vs Middesk](https://www.anchorterminal.com/compare/alloy-vs-middesk.md)\n- [Alloy vs Persona](https://www.anchorterminal.com/compare/alloy-vs-persona.md)\n- [Alloy vs Plaid Identity Verification](https://www.anchorterminal.com/compare/alloy-vs-plaid-identity-verification.md)\n- [Alloy vs Shufti](https://www.anchorterminal.com/compare/alloy-vs-shufti.md)\n- [Alloy vs Socure RiskOS](https://www.anchorterminal.com/compare/alloy-vs-socure-riskos.md)\n- [Alloy vs Stripe Identity](https://www.anchorterminal.com/compare/alloy-vs-stripe-identity.md)\n- [Alloy vs Sumsub](https://www.anchorterminal.com/compare/alloy-vs-sumsub.md)\n- [Alloy vs Trulioo](https://www.anchorterminal.com/compare/alloy-vs-trulioo.md)\n- [Alloy vs Veriff](https://www.anchorterminal.com/compare/alloy-vs-veriff.md)\n- [Alloy vs Vouched](https://www.anchorterminal.com/compare/alloy-vs-vouched.md)\n- [ComplyAdvantage vs ComplyCube](https://www.anchorterminal.com/compare/complyadvantage-vs-complycube.md)\n- [ComplyAdvantage vs Didit](https://www.anchorterminal.com/compare/complyadvantage-vs-didit.md)\n- [ComplyAdvantage vs Entrust Identity Verification (formerly Onfido)](https://www.anchorterminal.com/compare/complyadvantage-vs-entrust-identity-verification.md)\n- [ComplyAdvantage vs Jumio](https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.md)\n- [ComplyAdvantage vs Middesk](https://www.anchorterminal.com/compare/complyadvantage-vs-middesk.md)\n- [ComplyAdvantage vs Persona](https://www.anchorterminal.com/compare/complyadvantage-vs-persona.md)\n- [ComplyAdvantage vs Plaid Identity Verification](https://www.anchorterminal.com/compare/complyadvantage-vs-plaid-identity-verification.md)\n- [ComplyAdvantage vs Shufti](https://www.anchorterminal.com/compare/complyadvantage-vs-shufti.md)\n- [ComplyAdvantage vs Socure RiskOS](https://www.anchorterminal.com/compare/complyadvantage-vs-socure-riskos.md)\n- [ComplyAdvantage vs Sumsub](https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub.md)\n- [ComplyAdvantage vs Trulioo](https://www.anchorterminal.com/compare/complyadvantage-vs-trulioo.md)\n- [ComplyAdvantage vs Veriff](https://www.anchorterminal.com/compare/complyadvantage-vs-veriff.md)\n- [ComplyAdvantage vs Vouched](https://www.anchorterminal.com/compare/complyadvantage-vs-vouched.md)\n",
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    "method": "https://www.anchorterminal.com/benchmark/",
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      {
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    "description": "ComplyAdvantage and Alloy score within a point of each other for sanctions screening, 52.6 and 52.4 out of 100. Prices, MCP, x402, uptime and agent notes side by side.",
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