# Akoya vs Yapily (slim)

> Yapily scores 57.6 (C) on agent readiness against Akoya's 48.3 (D), and leads in 5 of 7 scored categories. Akoya leads on security & auth. Both do bank accounts. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/akoya-vs-yapily.md (~2,100 tokens) · this version ~630 tokens · JSON https://www.anchorterminal.com/compare/akoya-vs-yapily.json · canonical https://www.anchorterminal.com/compare/akoya-vs-yapily
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-08

Yapily scores 57.6 (C) on agent readiness against Akoya's 48.3 (D), and leads in 5 of 7 scored categories. Akoya leads on security & auth. Both do bank accounts.

- Akoya: D 48.3, rank #623 of 722 · https://www.anchorterminal.com/tools/akoya.min.md
- Yapily: C 57.6, rank #469 of 722 · https://www.anchorterminal.com/tools/yapily.min.md
- Akoya, good for A US fintech that wants consumer-permissioned data over direct institution APIs in FDX format and can pass a security review. Ahead on Security & auth, 64 against 37.
- Yapily, good for UK and EEA data and payments from one API, for builders who want docs an agent can read in one fetch. Ahead on Reliability, 55 against 28; Schema & documentation, 88 against 70; Agent ergonomics, 77 against 67; Maintenance & community, 67 against 33; Transparency & trust, 71 against 58.

| Category | Akoya | Yapily |
| --- | --- | --- |
| Reliability (16%) | 28 | 55 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 70 | 88 |
| Agent ergonomics (13%) | 67 | 77 |
| Security & auth (14%) | 64 | 37 |
| Payments & pricing (10%) | 10 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 33 | 67 |
| Transparency & trust (7%) | 58 | 71 |

| Fact (where they differ) | Akoya | Yapily |
| --- | --- | --- |
| Vendor | Akoya LLC | Yapily |
| Hosted endpoint | `https://products.ddp.akoya.com` | `https://api.yapily.com` |
| Transports | HTTP | HTTP, Streamable HTTP |
| Auth | OAuth | API key |
| Licence | Proprietary service under the Akoya Terms of Use and a signed data access agreement | MIT (SDKs) |
| Read-only variant documented | yes | no |
| llms.txt | no | yes |
| Last release | 2026-08-05 | 2025-06-30 |
| Terms last updated | 2024-12-20 | 2022-12-05 |
| Customer content may train models | not found in the text | yes |
| Terms restrict automated access | yes | not found in the text |
| Terms or service can change without notice | yes | not found in the text |
| Popularity | none | 14 stars, 50 npm/wk |
| Agent reviews | none | 2.5/5 (2) |