# Akoya vs Tink (slim)

> Tink scores 62.5 (B) on agent readiness against Akoya's 48.3 (D), and leads in 5 of 7 scored categories. Both do bank accounts. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/akoya-vs-tink.md (~2,100 tokens) · this version ~630 tokens · JSON https://www.anchorterminal.com/compare/akoya-vs-tink.json · canonical https://www.anchorterminal.com/compare/akoya-vs-tink
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-08

Tink scores 62.5 (B) on agent readiness against Akoya's 48.3 (D), and leads in 5 of 7 scored categories. Both do bank accounts.

- Akoya: D 48.3, rank #623 of 722 · https://www.anchorterminal.com/tools/akoya.min.md
- Tink: B 62.5, rank #337 of 722 · https://www.anchorterminal.com/tools/tink.min.md
- Akoya, good for A US fintech that wants consumer-permissioned data over direct institution APIs in FDX format and can pass a security review.
- Tink, good for A company with a contract that needs account, balance and transaction data or bank payments across European markets under Tink's own licences. Ahead on Reliability, 62 against 28; Agent ergonomics, 74 against 67; Maintenance & community, 69 against 33; Transparency & trust, 90 against 58.

| Category | Akoya | Tink |
| --- | --- | --- |
| Reliability (16%) | 28 | 62 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 70 | 73 |
| Agent ergonomics (13%) | 67 | 74 |
| Security & auth (14%) | 64 | 63 |
| Payments & pricing (10%) | 10 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 33 | 69 |
| Transparency & trust (7%) | 58 | 90 |

| Fact (where they differ) | Akoya | Tink |
| --- | --- | --- |
| Vendor | Akoya LLC | Tink AB (Visa) |
| Hosted endpoint | `https://products.ddp.akoya.com` | `https://api.tink.com` |
| Licence | Proprietary service under the Akoya Terms of Use and a signed data access agreement | Proprietary service under Tink's Master Service Agreement. The Tink Link SDKs for iOS and Android on GitHub are MIT |
| Read-only variant documented | yes | no |
| llms.txt | no | yes |
| Last release | 2026-08-05 | 2026-09-15 |
| Terms last updated | 2024-12-20 |  |
| Privacy policy last updated | no date given |  |
| Customer content may train models | not found in the text |  |
| Terms restrict automated access | yes |  |
| Terms restrict benchmarking | not found in the text |  |
| Terms or service can change without notice | yes |  |
| Arbitration or class-action waiver | not found in the text |  |