# Akoya vs Powens (slim)

> Akoya scores 48.3 (D) to Powens's 42.6 (E) for bank account data. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/akoya-vs-powens.md (~2,350 tokens) · this version ~580 tokens · JSON https://www.anchorterminal.com/compare/akoya-vs-powens.json · canonical https://www.anchorterminal.com/compare/akoya-vs-powens
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Akoya scores 48.3 (D) on agent readiness against Powens's 42.6 (E), and leads in 4 of 7 scored categories. Powens leads on transparency & trust. Both do bank account data.

- Akoya: D 48.3, rank #817 of 950 · https://www.anchorterminal.com/tools/akoya.min.md
- Powens: E 42.6, rank #892 of 950 · https://www.anchorterminal.com/tools/powens.min.md
- Akoya, good for A US fintech that wants consumer-permissioned data over direct institution APIs in FDX format and can pass a security review. Ahead on Schema & documentation, 70 against 48; Agent ergonomics, 67 against 57.
- Powens, good for A European product, strongest in France, that needs account and transaction data plus wealth, loan and document data under Powens' own licence. Ahead on Transparency & trust, 63 against 58.

| Category | Akoya | Powens |
| --- | --- | --- |
| Reliability (16%) | 28 | 27 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 70 | 48 |
| Agent ergonomics (13%) | 67 | 57 |
| Security & auth (14%) | 64 | 60 |
| Payments & pricing (10%) | 10 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 33 | 33 |
| Transparency & trust (7%) | 58 | 63 |

| Fact (where they differ) | Akoya | Powens |
| --- | --- | --- |
| Vendor | Akoya LLC | Powens SAS |
| Hosted endpoint | `https://products.ddp.akoya.com` | `https://{domain}.biapi.pro/2.0` |
| Auth | OAuth | OAuth or key |
| Licence | Proprietary service under the Akoya Terms of Use and a signed data access agreement | Proprietary service under Powens' General Terms and Conditions of Sale. The Powens Connect iOS SDK on GitHub is LGPL-3.0 |
| llms.txt | no | yes |
| Last release | 2026-08-05 | none |
| Terms last updated | 2024-12-20 | no date given |
| Terms restrict automated access | yes | not found in the text |
| Terms or service can change without notice | yes | not found in the text |