# Akoya vs Belvo (slim)

> Belvo scores 63.5 (B) on agent readiness against Akoya's 48.3 (D), and leads in 5 of 7 scored categories. Akoya leads on security & auth. Both do bank accounts. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/akoya-vs-belvo.md (~2,200 tokens) · this version ~630 tokens · JSON https://www.anchorterminal.com/compare/akoya-vs-belvo.json · canonical https://www.anchorterminal.com/compare/akoya-vs-belvo
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-08

Belvo scores 63.5 (B) on agent readiness against Akoya's 48.3 (D), and leads in 5 of 7 scored categories. Akoya leads on security & auth. Both do bank accounts.

- Akoya: D 48.3, rank #623 of 722 · https://www.anchorterminal.com/tools/akoya.min.md
- Belvo: B 63.5, rank #309 of 722 · https://www.anchorterminal.com/tools/belvo.min.md
- Akoya, good for A US fintech that wants consumer-permissioned data over direct institution APIs in FDX format and can pass a security review. Ahead on Security & auth, 64 against 57.
- Belvo, good for Lenders and fintechs that need consented bank data in Brazil, employment or tax records in Mexico, or Pix and direct debit collection, and can sign a contract. Ahead on Reliability, 84 against 28; Schema & documentation, 80 against 70; Agent ergonomics, 80 against 67; Payments & pricing, 20 against 10; Transparency & trust, 64 against 58.

| Category | Akoya | Belvo |
| --- | --- | --- |
| Reliability (16%) | 28 | 84 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 70 | 80 |
| Agent ergonomics (13%) | 67 | 80 |
| Security & auth (14%) | 64 | 57 |
| Payments & pricing (10%) | 10 | 20 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 33 | 30 |
| Transparency & trust (7%) | 58 | 64 |

| Fact (where they differ) | Akoya | Belvo |
| --- | --- | --- |
| Vendor | Akoya LLC | Belvo |
| Hosted endpoint | `https://products.ddp.akoya.com` | `https://api.belvo.com` |
| Auth | OAuth | API key |
| Licence | Proprietary service under the Akoya Terms of Use and a signed data access agreement | Proprietary service under Belvo's General Conditions of Service Usage. The belvo npm package (0.28.0) is MIT |
| Read-only variant documented | yes | no |
| llms.txt | no | yes |
| Last release | 2026-08-05 | 2026-08-10 |
| Terms last updated | 2024-12-20 | 2025-01-10 |
| Privacy policy last updated | no date given | 2021-02-22 |
| Terms restrict automated access | yes | not found in the text |
| Popularity | none | 1.1k npm/wk, 240 PyPI/wk |