{
  "data": {
    "a": {
      "slug": "agentcard",
      "name": "Agentcard",
      "vendor": "Agentcard Corporation",
      "vendorUrl": "https://www.agentcard.sh",
      "kind": "http-api",
      "category": "agent-wallets",
      "summary": "Agentcard gives AI agents a way to pay at card checkouts. Its Vault stores a user's own cards for approved purchases, and Issuing creates single-use or multi-use virtual Visa cards. Access is by REST API, MCP server and CLI.",
      "url": "https://www.anchorterminal.com/tools/agentcard",
      "markdownUrl": "https://www.anchorterminal.com/tools/agentcard.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/agentcard.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/agentcard.json",
      "license": "Proprietary service under Agentcard's terms of use. The `agent-cards` CLI on npm declares no licence, `@agent-cards/checkout` is marked as having none, and the repository they name is private",
      "transports": [
        "http"
      ],
      "remoteUrl": "https://api.agentcard.sh",
      "packages": [
        {
          "registry": "npm",
          "name": "agent-cards"
        },
        {
          "registry": "npm",
          "name": "@agent-cards/checkout"
        }
      ],
      "auth": "oauth",
      "authNotes": "Self-serve. A person signs in to the dashboard or the CLI with an emailed code and creates an OAuth client. `POST /api/v2/oauth/token` exchanges `client_id` and `client_secret` for a platform token that lasts one hour, with the single scope `api`. A user connects by a one-time code, which returns a connection token limited to that user's cards and purchases, refreshed with the platform token. Sandbox and production use separate clients on one host.",
      "pricing": "freemium",
      "pricingNotes": "Vault is free up to 5,000 users, with Enterprise by quote. Issuing is $5,000 a month with $0 per card. The Purchase Agent is listed at $0.15 a request and free in beta. A sandbox with test cards needs no contract or card. Prices for the personal plans named in the MCP tools (free, basic, pro) were not found (https://www.agentcard.sh/pricing, checked 2026-10-09).",
      "priceSummary": "$0.15 / call",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "The home page FAQ asks whether Agentcard supports x402, AP2 or other agent payment protocols and answers Not yet. No x402, MPP or L402 in the docs or the OpenAPI file (https://www.agentcard.sh/, checked 2026-10-09).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": 33018,
        "pypiWeekly": null,
        "asOf": "2026-10-09"
      },
      "docsUrl": "https://docs.agentcard.sh",
      "llmsTxt": "https://docs.agentcard.sh/llms.txt",
      "openapi": "https://docs.agentcard.sh/openapi.json",
      "capabilities": [
        "payments.card",
        "wallet.spend-limits",
        "wallet.custody"
      ],
      "tags": [
        "hosted",
        "freemium",
        "closed-source",
        "openapi",
        "llms-txt",
        "mcp",
        "cli",
        "oauth",
        "typescript",
        "sandbox",
        "webhooks",
        "virtual-cards",
        "cards",
        "approvals",
        "usdc"
      ],
      "lastRelease": "2026-10-09",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 56.5,
        "grade": "C",
        "agentReady": false,
        "rank": 632,
        "ranked": true,
        "rankOf": 950,
        "categoryRank": 6,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 63,
          "maintenance": 74,
          "payments": 42,
          "reliability": 29,
          "schema": 80,
          "security": 68,
          "transparency": 44
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-09"
        },
        "negative": 0,
        "verdict": "Purchases need the user's passkey approval by default, cards carry spending rules, and card creation takes an idempotency key. No status page, published rate limits beyond the token endpoint, or privacy policy of Agentcard's own was found, and the Trust Centre could not be read. Issuing costs $5,000 a month.",
        "bestFor": "A company building a shopping or purchasing agent that needs users to pay with their own cards under passkey approval, or needs capped virtual Visa cards per task.",
        "strengths": [
          "Vault purchases pause for the user's passkey or master password approval by default, and production card creation returns `approval_pending` with an approval link",
          "Presets cap spend in total and per rolling day, week and month, and restrict merchants, categories, countries, currencies, days and hours, in `strict` or `watch` mode",
          "`POST /api/v2/cards` requires an `Idempotency-Key`, and `buy_checkout` re-checks the confirmed total and address before paying",
          "Errors share one envelope with a stable `code`, and each endpoint page lists the codes it can return",
          "llms.txt indexes 379 Markdown pages, among them one page for each of 117 MCP tools and 116 CLI commands",
          "Changelog entries are dated almost daily to 28 September 2026, and `@agent-cards/checkout` 0.23.6 was published on 9 October 2026"
        ],
        "weaknesses": [
          "No status page or incident history was found on the site or in the docs. An SLA is listed for Enterprise plans only, with no published text",
          "The only rate limit with numbers is 30 requests per 5 minutes per IP on the token endpoint",
          "The site's Privacy Policy link opens the policy of Rain, the card issuing partner. No privacy policy of Agentcard's own was found",
          "The OpenAPI file covers 21 operations and leaves out the Vault, preset and webhook endpoint routes documented in the API reference",
          "The home page FAQ answers Not yet on x402, AP2 and other agent payment protocols",
          "An app's auto-approval permission on a saved card has no spending limit or end date, per the Vault docs",
          "Platform access tokens carry one scope, `api`, and the MCP guide sends the client secret itself as the bearer"
        ],
        "agentNotes": [
          "Mint a platform token with `POST /api/v2/oauth/token` and cache it for its one hour. The endpoint allows 30 requests per 5 minutes per IP",
          "Send the same `Idempotency-Key` on every retry of `POST /api/v2/cards`, and the same `idempotency_key` on every retry of `buy_checkout`",
          "Pass `source: \"issued\"` to the MCP `create_card` tool for a card number. Without it the tool may start Vault setup and return a link",
          "Call `get_card_details` only at the payment form and never log the result. Each read notifies the member and may return `approval_required`",
          "Treat `transaction.authorized` and `order.*` webhooks as the record of a payment, and deduplicate deliveries on the event `id`"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "C",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 56.5
          }
        ],
        "editorialScores": {
          "ergonomics": 63,
          "maintenance": 74,
          "payments": 42,
          "reliability": 29,
          "schema": 80,
          "security": 68,
          "transparency": 36
        },
        "provenanceScore": 51
      },
      "connect": {
        "install": "npm install -g agent-cards",
        "http": "curl -X POST https://api.agentcard.sh/api/v2/oauth/token -d grant_type=client_credentials -d client_id=$AGENTCARD_CLIENT_ID -d client_secret=$AGENTCARD_CLIENT_SECRET",
        "claudeCode": "claude mcp add agentcard --transport http https://mcp.agentcard.sh/mcp --header \"Authorization: Bearer YOUR_CLIENT_SECRET\""
      },
      "letme": {
        "capability": "https://letme.dev/payments.card",
        "tool": "https://letme.dev/agentcard"
      },
      "area": "payments",
      "unitPrices": [
        {
          "item": "Purchase Agent request (listed price, free in beta)",
          "unit": "call",
          "usd": 0.15,
          "note": "https://www.agentcard.sh/pricing"
        },
        {
          "item": "Issuing plan",
          "unit": "month",
          "usd": 5000,
          "note": "$0 per card, 1 per cent revenue share to the customer"
        },
        {
          "item": "Vault Free plan, up to 5,000 users",
          "unit": "month",
          "usd": 0,
          "note": "Enterprise by quote"
        },
        {
          "item": "Issued card international transaction",
          "unit": "pct",
          "usd": 1,
          "note": "no annual fee, 0 per cent APR"
        }
      ],
      "provenance": {
        "legalEntity": "Agentcard Corporation",
        "domain": "agentcard.sh",
        "domainRegistered": "",
        "endpointOnVendorDomain": true,
        "terms": "https://www.agentcard.sh/terms",
        "privacy": "",
        "statusPage": "",
        "changelog": "https://www.agentcard.sh/updates",
        "securityTxt": "none",
        "checked": "2026-10-09",
        "notes": [
          "The terms of use (updated 10 July 2026) name Agentcard Corporation, a Delaware corporation (File No. 10619012), registered office 131 Continental Dr, Suite 305, Newark, DE 19713, and cover the MCP server, CLI, dashboard and API.",
          "No privacy policy of Agentcard's own was found, so `privacy` is left out. The footer's Privacy Policy link and the link in the terms open Rain's privacy policy at legal.raincards.xyz, and www.agentcard.sh/privacy redirects to Rain's account opening privacy notice for Third National.",
          "Cards are issued by Third National, a Rain company, under a cardholder agreement at https://www.agentcard.sh/card-terms.",
          "The API answers at api.agentcard.sh, the MCP server at mcp.agentcard.sh and the Vault at vault.agentcard.sh per the docs. We sent no request to those hosts.",
          "www.agentcard.sh/.well-known/security.txt returned a 404 page. No status page was found.",
          "rdap.org returned 404 for agentcard.sh, so the registration date is unknown. The first `agent-cards` package was published on 23 February 2026.",
          "The npm packages name the private repository github.com/tiny-agent-company/tiny-agent-company."
        ],
        "score": 51
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/agentcard.json",
      "live": {
        "slug": "agentcard",
        "probe": {
          "target": "https://api.agentcard.sh",
          "method": "get",
          "lastAt": "2026-10-10T01:37:41.429997486Z",
          "lastOk": true,
          "lastStatus": 404,
          "lastMs": 288,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 218,
          "p95ms24h": 505,
          "samples24h": 102,
          "samples30d": 102,
          "days": [
            {
              "date": "2026-10-09",
              "probes": 85,
              "ok": 85
            },
            {
              "date": "2026-10-10",
              "probes": 17,
              "ok": 17
            }
          ]
        },
        "versions": [
          {
            "registry": "npm",
            "name": "@agent-cards/checkout",
            "version": "0.23.6",
            "seenAt": "2026-10-09T16:37:14.192195816Z"
          },
          {
            "registry": "npm",
            "name": "agent-cards",
            "version": "0.8.2",
            "seenAt": "2026-10-09T16:37:13.385313375Z"
          }
        ],
        "npmWeekly": 8954,
        "pages": [
          {
            "url": "https://www.agentcard.sh/updates",
            "kind": "changelog",
            "status": 200,
            "checkedAt": "2026-10-09T18:47:49.410862389Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "4cb2a788f3c9"
          },
          {
            "url": "https://www.agentcard.sh/pricing",
            "kind": "pricing",
            "status": 200,
            "checkedAt": "2026-10-09T18:47:45.256033021Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "5286901862a9"
          },
          {
            "url": "https://www.agentcard.sh/terms",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-09T18:47:47.562806747Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "f5a295e149ce"
          }
        ],
        "updatedAt": "2026-10-10T01:37:41.429997486Z"
      }
    },
    "answer": "Turnkey Agentic Wallets scores 76 (BB) on agent readiness against Agentcard's 56.5 (C), and leads in 6 of 7 scored categories.",
    "b": {
      "slug": "turnkey-agentic-wallets",
      "name": "Turnkey Agentic Wallets",
      "vendor": "Turnkey Global, Inc.",
      "vendorUrl": "https://www.turnkey.com",
      "kind": "http-api",
      "category": "agent-wallets",
      "summary": "Turnkey's signing API gives an AI agent its own non-root user and P-256 key over a company wallet. Policies evaluated in secure enclaves set what the agent may sign, and can require a person's approval.",
      "url": "https://www.anchorterminal.com/tools/turnkey-agentic-wallets",
      "markdownUrl": "https://www.anchorterminal.com/tools/turnkey-agentic-wallets.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/turnkey-agentic-wallets.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/turnkey-agentic-wallets.json",
      "repo": "https://github.com/tkhq/turnkey-agent-skills",
      "license": "Proprietary service under Turnkey's terms of service. The SDKs, the CLI and the agent skills on GitHub are Apache-2.0",
      "transports": [
        "http"
      ],
      "remoteUrl": "https://api.turnkey.com",
      "packages": [
        {
          "registry": "npm",
          "name": "@turnkey/sdk-server"
        },
        {
          "registry": "npm",
          "name": "@turnkey/viem"
        },
        {
          "registry": "pypi",
          "name": "turnkey-http"
        }
      ],
      "auth": "api-key",
      "authNotes": "Self-serve. A person creates an organisation at app.turnkey.com with an email address and a passkey, then registers a P-256 public key. Every request is a JSON POST signed with that key in an `X-Stamp` header. There are no bearer tokens. An agent gets its own non-root user and key, created through the API by a root user, and can do only what policies allow.",
      "pricing": "freemium",
      "pricingNotes": "25 free signatures a month on Pay as You Go, then $0.10 a signature. Pro is $99 a month and $0.05 a signature. Enterprise is custom, from $0.0015 a signature, and adds gas sponsorship, SLAs and up to 250 policies. The free allowance needs no card, so an agent can start without a contract. Transaction management and swaps are priced per transaction on request (https://www.turnkey.com/pricing, checked 2026-10-08).",
      "priceSummary": "$0.10 / call",
      "where": "hosted",
      "x402": {
        "level": "partial",
        "evidence": "Turnkey documents paying over x402 and MPP as a buyer. A viem account from `@turnkey/viem` signs in the enclave and is passed to the `@x402/fetch` or `mppx` client. Turnkey's own API is not paid over either protocol (https://docs.turnkey.com/solutions/company-wallets/agentic-payments, checked 2026-10-08).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": 304389,
        "pypiWeekly": 11903,
        "asOf": "2026-10-08"
      },
      "docsUrl": "https://docs.turnkey.com/solutions/company-wallets/agentic-wallets",
      "llmsTxt": "https://docs.turnkey.com/llms.txt",
      "openapi": "https://docs.turnkey.com/public_api.swagger.json",
      "capabilities": [
        "wallet.onchain",
        "wallet.spend-limits",
        "wallet.custody",
        "payments.x402"
      ],
      "tags": [
        "hosted",
        "freemium",
        "free-tier",
        "openapi",
        "llms-txt",
        "typescript",
        "go",
        "python",
        "rust",
        "ruby",
        "wallet",
        "policy-engine",
        "x402",
        "status-page",
        "bug-bounty",
        "soc2",
        "closed-source",
        "webhooks",
        "skills"
      ],
      "lastRelease": "2026-10-08",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 76,
        "grade": "BB",
        "agentReady": true,
        "rank": 39,
        "ranked": true,
        "rankOf": 950,
        "categoryRank": 1,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 77,
          "maintenance": 83,
          "payments": 58,
          "reliability": 75,
          "schema": 79,
          "security": 85,
          "transparency": 72
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-08"
        },
        "negative": 0,
        "verdict": "An agent gets a non-root user that can sign nothing until a policy allows it, with DENY rules taking precedence and human co-approval available. Policies cap value per transaction only, with no daily or rolling limit found, and each organisation gets five policies below Enterprise. Signing endpoints returned elevated errors for five hours on 27 August 2026.",
        "bestFor": "A company that wants agents to sign from its own wallets under rules checked in an enclave, with a person co-approving large transactions, across EVM, Solana, Bitcoin, Tron and other chains.",
        "strengths": [
          "Non-root users have no permissions until an ALLOW policy exists, and any matching DENY policy wins",
          "Consensus expressions can require the agent and a named person to approve before the enclave signs",
          "API private keys are generated by the customer and never sent to Turnkey. Keys can carry an expiry",
          "Submissions are idempotent by request body, so a retry with the same body returns the same activity",
          "Public Swagger 2.0 spec with 186 paths, llms.txt, a full-text docs feed and nine Apache-2.0 agent skills"
        ],
        "weaknesses": [
          "Policy conditions cap value per transaction. No daily, rolling or cumulative spending limit was found in the policy language",
          "Free, Pay as You Go and Pro organisations are limited to five policies and a default of 1 to 3 requests a second",
          "Root users bypass the policy engine entirely, and the first user of a new organisation is root",
          "Signing endpoints returned elevated errors from 00:44 to 05:53 EDT on 27 August 2026",
          "429 responses carry no `Retry-After` header, and the terms forbid benchmarking and availability monitoring"
        ],
        "agentNotes": [
          "Use a non-root user's key. Refuse root credentials for unattended work, because root bypasses every policy",
          "Scope every signing ALLOW policy by `wallet.id` or `wallet_account.address`, or it covers every key the user can reach",
          "Check the activity status on each response. `ACTIVITY_STATUS_CONSENSUS_NEEDED` means a person must approve within 24 hours",
          "Retry with the identical body to stay idempotent. Changing `timestampMs` creates a new activity",
          "Back off with jitter on 429 and poll `get_activity` sparingly, since polling counts against the same 1 to 3 requests a second"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "BB",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 76
          }
        ],
        "editorialScores": {
          "ergonomics": 77,
          "maintenance": 83,
          "payments": 58,
          "reliability": 75,
          "schema": 79,
          "security": 85,
          "transparency": 50
        },
        "provenanceScore": 94
      },
      "connect": {
        "install": "npm install @turnkey/sdk-server",
        "claudeCode": "claude mcp add --transport http turnkey https://docs.turnkey.com/mcp"
      },
      "letme": {
        "capability": "https://letme.dev/wallet.onchain",
        "tool": "https://letme.dev/turnkey-agentic-wallets"
      },
      "area": "payments",
      "unitPrices": [
        {
          "item": "Signature, Pay as You Go",
          "unit": "call",
          "usd": 0.1,
          "note": "after 25 free signatures a month"
        },
        {
          "item": "Pro plan",
          "unit": "month",
          "usd": 99,
          "note": "monthly minimum, up to 2,000 wallets"
        },
        {
          "item": "Signature, Pro",
          "unit": "call",
          "usd": 0.05,
          "note": "per signature on the Pro plan"
        }
      ],
      "provenance": {
        "legalEntity": "Turnkey Global, Inc.",
        "domain": "turnkey.com",
        "domainRegistered": "1994-12-20",
        "endpointOnVendorDomain": true,
        "terms": "https://www.turnkey.com/legal/terms",
        "privacy": "https://www.turnkey.com/legal/privacy",
        "statusPage": "https://www.turnkey-status.com",
        "changelog": "https://github.com/tkhq/sdk/blob/main/packages/sdk-server/CHANGELOG.md",
        "securityTxt": "valid",
        "checked": "2026-10-08",
        "notes": [
          "The terms of service (updated 6 August 2026) are the agreement for the services and the API. They name Turnkey Global, Inc., give 15 W. 18th Street, New York as the notice address and choose New York law.",
          "The terms have a section on automated and AI-mediated access. It treats agents using a customer's credentials as authorised users and makes the customer responsible for their actions.",
          "The privacy policy (updated 29 June 2026) covers the services and says Turnkey is a processor where it serves a business customer's users.",
          "The API answers at api.turnkey.com. The status page is on a second domain, turnkey-status.com, hosted by Atlassian Statuspage.",
          "www.turnkey.com/.well-known/security.txt gives a policy URL, a contact form, security@turnkey.com and a PGP key. It has no Expires field.",
          "No changelog for the API was found in the docs. The link is the server SDK's changelog on GitHub.",
          "RDAP for turnkey.com gives a registration date of 1994-12-20."
        ],
        "score": 94
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/turnkey-agentic-wallets.json",
      "live": {
        "slug": "turnkey-agentic-wallets",
        "probe": {
          "target": "https://api.turnkey.com",
          "method": "get",
          "lastAt": "2026-10-10T01:38:11.345250688Z",
          "lastOk": true,
          "lastStatus": 404,
          "lastMs": 91,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 93,
          "p95ms24h": 188,
          "samples24h": 186,
          "samples30d": 186,
          "days": [
            {
              "date": "2026-10-09",
              "probes": 169,
              "ok": 169
            },
            {
              "date": "2026-10-10",
              "probes": 17,
              "ok": 17
            }
          ]
        },
        "vendorStatus": {
          "page": "https://www.turnkey-status.com",
          "indicator": "none",
          "summary": "All Systems Operational",
          "checkedAt": "2026-10-10T01:34:12.441988355Z"
        },
        "versions": [
          {
            "registry": "github",
            "name": "tkhq/turnkey-agent-skills",
            "version": "v1.0.0",
            "released": "2026-05-19",
            "seenAt": "2026-10-09T17:25:22.864443702Z"
          },
          {
            "registry": "npm",
            "name": "@turnkey/sdk-server",
            "version": "8.6.0",
            "seenAt": "2026-10-09T17:25:20.465140372Z"
          },
          {
            "registry": "npm",
            "name": "@turnkey/viem",
            "version": "0.14.45",
            "seenAt": "2026-10-09T17:25:21.350311781Z"
          },
          {
            "registry": "pypi",
            "name": "turnkey-http",
            "version": "0.1.0",
            "released": "2026-03-09",
            "seenAt": "2026-10-09T17:25:22.68301933Z"
          }
        ],
        "githubStars": 2,
        "npmWeekly": 207310,
        "pypiWeekly": 12703,
        "securityTxt": {
          "url": "https://turnkey.com/.well-known/security.txt",
          "state": "valid",
          "checkedAt": "2026-10-09T15:39:21.78683052Z"
        },
        "llmsTxt": {
          "url": "https://docs.turnkey.com/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-10-09T14:02:55.810753459Z"
        },
        "pages": [
          {
            "url": "https://raw.githubusercontent.com/tkhq/sdk/main/packages/sdk-server/CHANGELOG.md",
            "kind": "changelog",
            "status": 200,
            "checkedAt": "2026-10-09T18:46:15.152528037Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "2235cbc3dc12"
          },
          {
            "url": "https://www.turnkey.com/pricing",
            "kind": "pricing",
            "status": 200,
            "checkedAt": "2026-10-09T18:55:12.033523114Z",
            "changedAt": "0001-01-01T00:00:00Z",
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          {
            "url": "https://www.turnkey.com/legal/privacy",
            "kind": "privacy",
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            "fingerprint": "7eb4d66a4178"
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        "updatedAt": "2026-10-10T01:38:11.345250688Z"
      }
    },
    "facts": [
      {
        "a": "HTTP API",
        "b": "HTTP API",
        "name": "Kind"
      },
      {
        "a": "Agentcard Corporation",
        "b": "Turnkey Global, Inc.",
        "name": "Vendor"
      },
      {
        "a": "https://api.agentcard.sh",
        "b": "https://api.turnkey.com",
        "name": "Hosted endpoint"
      },
      {
        "a": "HTTP",
        "b": "HTTP",
        "name": "Transports"
      },
      {
        "a": "OAuth",
        "b": "API key",
        "name": "Auth"
      },
      {
        "a": "Freemium",
        "b": "Freemium",
        "name": "Pricing"
      },
      {
        "a": "no",
        "b": "payer tooling only",
        "name": "x402"
      },
      {
        "a": "Proprietary service under Agentcard's terms of use. The `agent-cards` CLI on npm declares no licence, `@agent-cards/checkout` is marked as having none, and the repository they name is private",
        "b": "Proprietary service under Turnkey's terms of service. The SDKs, the CLI and the agent skills on GitHub are Apache-2.0",
        "name": "Licence"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "2026-10-09",
        "b": "2026-10-08",
        "name": "Last release"
      },
      {
        "a": "2026-07-10",
        "b": "2026-08-06",
        "name": "Terms last updated"
      },
      {
        "a": "no document linked",
        "b": "2026-06-29",
        "name": "Privacy policy last updated"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Customer content may train models"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "Terms restrict automated access"
      },
      {
        "a": "not found in the text",
        "b": "yes",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "not found in the text",
        "b": "yes",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "Arbitration or class-action waiver"
      },
      {
        "a": "33k npm/wk",
        "b": "304k npm/wk, 12k PyPI/wk",
        "name": "Popularity"
      }
    ],
    "faq": [
      {
        "answer": "Turnkey Agentic Wallets scores 76 (BB) on agent readiness against Agentcard's 56.5 (C), and leads in 6 of 7 scored categories.",
        "question": "Which is better for AI agents, Agentcard or Turnkey Agentic Wallets?"
      },
      {
        "answer": "Agentcard uses an OAuth sign-in. Turnkey Agentic Wallets needs an API key.",
        "question": "Do Agentcard and Turnkey Agentic Wallets need an API key?"
      },
      {
        "answer": "Yes. Agentcard has a hosted endpoint at https://api.agentcard.sh and Turnkey Agentic Wallets at https://api.turnkey.com.",
        "question": "Can an agent call Agentcard and Turnkey Agentic Wallets without installing anything?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": null,
        "also": null,
        "goodFor": "A company building a shopping or purchasing agent that needs users to pay with their own cards under passkey approval, or needs capped virtual Visa cards per task.",
        "slug": "agentcard",
        "watchFor": "No status page or incident history was found on the site or in the docs. An SLA is listed for Enterprise plans only, with no published text"
      },
      {
        "aheadOn": [
          "Reliability, 75 against 29",
          "Agent ergonomics, 77 against 63",
          "Security \u0026 auth, 85 against 68",
          "Payments \u0026 pricing, 58 against 42",
          "Maintenance \u0026 community, 83 against 74",
          "Transparency \u0026 trust, 72 against 44"
        ],
        "also": [
          "Agent-ready, a grade of BB or better"
        ],
        "goodFor": "A company that wants agents to sign from its own wallets under rules checked in an enclave, with a person co-approving large transactions, across EVM, Solana, Bitcoin, Tron and other chains.",
        "slug": "turnkey-agentic-wallets",
        "watchFor": "Policy conditions cap value per transaction. No daily, rolling or cumulative spending limit was found in the policy language"
      }
    ],
    "job": {
      "capability": "wallet.spend-limits",
      "name": "Wallet spend limits"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/agentcard-vs-crossmint.json",
        "title": "Agentcard vs Crossmint API + Docs MCP",
        "url": "https://www.anchorterminal.com/compare/agentcard-vs-crossmint"
      },
      {
        "json": "https://www.anchorterminal.com/compare/agentcard-vs-sponge-wallet.json",
        "title": "Agentcard vs Sponge Wallet",
        "url": "https://www.anchorterminal.com/compare/agentcard-vs-sponge-wallet"
      },
      {
        "json": "https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp.json",
        "title": "Agentcard vs Stripe API + MCP",
        "url": "https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp"
      },
      {
        "json": "https://www.anchorterminal.com/compare/circle-wallets-vs-turnkey-agentic-wallets.json",
        "title": "Circle Wallets (Agent Wallets, Programmable Wallets) vs Turnkey Agentic Wallets",
        "url": "https://www.anchorterminal.com/compare/circle-wallets-vs-turnkey-agentic-wallets"
      },
      {
        "json": "https://www.anchorterminal.com/compare/coinbase-cdp-agentkit-vs-turnkey-agentic-wallets.json",
        "title": "Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP) vs Turnkey Agentic Wallets",
        "url": "https://www.anchorterminal.com/compare/coinbase-cdp-agentkit-vs-turnkey-agentic-wallets"
      },
      {
        "json": "https://www.anchorterminal.com/compare/openfort-vs-turnkey-agentic-wallets.json",
        "title": "Openfort vs Turnkey Agentic Wallets",
        "url": "https://www.anchorterminal.com/compare/openfort-vs-turnkey-agentic-wallets"
      },
      {
        "json": "https://www.anchorterminal.com/compare/privy-vs-turnkey-agentic-wallets.json",
        "title": "Privy Wallets (server wallets, agent wallets, policy engine) vs Turnkey Agentic Wallets",
        "url": "https://www.anchorterminal.com/compare/privy-vs-turnkey-agentic-wallets"
      },
      {
        "json": "https://www.anchorterminal.com/compare/sponge-wallet-vs-turnkey-agentic-wallets.json",
        "title": "Sponge Wallet vs Turnkey Agentic Wallets",
        "url": "https://www.anchorterminal.com/compare/sponge-wallet-vs-turnkey-agentic-wallets"
      },
      {
        "json": "https://www.anchorterminal.com/compare/agentcard-vs-circle-wallets.json",
        "title": "Agentcard vs Circle Wallets (Agent Wallets, Programmable Wallets)",
        "url": "https://www.anchorterminal.com/compare/agentcard-vs-circle-wallets"
      },
      {
        "json": "https://www.anchorterminal.com/compare/agentcard-vs-coinbase-cdp-agentkit.json",
        "title": "Agentcard vs Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP)",
        "url": "https://www.anchorterminal.com/compare/agentcard-vs-coinbase-cdp-agentkit"
      },
      {
        "json": "https://www.anchorterminal.com/compare/agentcard-vs-openfort.json",
        "title": "Agentcard vs Openfort",
        "url": "https://www.anchorterminal.com/compare/agentcard-vs-openfort"
      },
      {
        "json": "https://www.anchorterminal.com/compare/agentcard-vs-privy.json",
        "title": "Agentcard vs Privy Wallets (server wallets, agent wallets, policy engine)",
        "url": "https://www.anchorterminal.com/compare/agentcard-vs-privy"
      }
    ],
    "scores": [
      {
        "agentcard": 29,
        "by": 46,
        "edge": "turnkey-agentic-wallets",
        "key": "reliability",
        "name": "Reliability",
        "turnkey-agentic-wallets": 75,
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "agentcard": 80,
        "by": 1,
        "edge": "agentcard",
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "turnkey-agentic-wallets": 79,
        "weight": 13
      },
      {
        "agentcard": 63,
        "by": 14,
        "edge": "turnkey-agentic-wallets",
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "turnkey-agentic-wallets": 77,
        "weight": 13
      },
      {
        "agentcard": 68,
        "by": 17,
        "edge": "turnkey-agentic-wallets",
        "key": "security",
        "name": "Security \u0026 auth",
        "turnkey-agentic-wallets": 85,
        "weight": 14
      },
      {
        "agentcard": 42,
        "by": 16,
        "edge": "turnkey-agentic-wallets",
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "turnkey-agentic-wallets": 58,
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "agentcard": 74,
        "by": 9,
        "edge": "turnkey-agentic-wallets",
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "turnkey-agentic-wallets": 83,
        "weight": 7
      },
      {
        "agentcard": 44,
        "by": 28,
        "edge": "turnkey-agentic-wallets",
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "turnkey-agentic-wallets": 72,
        "weight": 7
      }
    ],
    "summary": "Turnkey Agentic Wallets scores 76 (BB) on agent readiness against Agentcard's 56.5 (C), and leads in 6 of 7 scored categories. Both do wallet spend limits.",
    "verdicts": {
      "agentcard": "Purchases need the user's passkey approval by default, cards carry spending rules, and card creation takes an idempotency key. No status page, published rate limits beyond the token endpoint, or privacy policy of Agentcard's own was found, and the Trust Centre could not be read. Issuing costs $5,000 a month.",
      "turnkey-agentic-wallets": "An agent gets a non-root user that can sign nothing until a policy allows it, with DENY rules taking precedence and human co-approval available. Policies cap value per transaction only, with no daily or rolling limit found, and each organisation gets five policies below Enterprise. Signing endpoints returned elevated errors for five hours on 27 August 2026."
    }
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  "kind": "anchor.page",
  "links": {
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    "html": "https://www.anchorterminal.com/compare/agentcard-vs-turnkey-agentic-wallets",
    "json": "https://www.anchorterminal.com/compare/agentcard-vs-turnkey-agentic-wallets.json",
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  "markdown": "Turnkey Agentic Wallets scores 76 (BB) on agent readiness against Agentcard's 56.5 (C), and leads in 6 of 7 scored categories. Both do wallet spend limits.\n\n- Agentcard: grade C, 56.5/100, rank #632 of 950. Markdown https://www.anchorterminal.com/tools/agentcard.md · JSON https://www.anchorterminal.com/api/v1/tools/agentcard.json\n- Turnkey Agentic Wallets: grade BB, 76/100, rank #39 of 950. Markdown https://www.anchorterminal.com/tools/turnkey-agentic-wallets.md · JSON https://www.anchorterminal.com/api/v1/tools/turnkey-agentic-wallets.json\n- Best agent wallets and spending controls: https://www.anchorterminal.com/best/agent-wallets/index.md\n- All 23 wallets comparisons: https://www.anchorterminal.com/compare/agent-wallets/index.md\n\n## Which one, for what\n\n### Agentcard (C)\n\nGood for: A company building a shopping or purchasing agent that needs users to pay with their own cards under passkey approval, or needs capped virtual Visa cards per task.\n\nWatch for: No status page or incident history was found on the site or in the docs. An SLA is listed for Enterprise plans only, with no published text\n\n### Turnkey Agentic Wallets (BB)\n\nGood for: A company that wants agents to sign from its own wallets under rules checked in an enclave, with a person co-approving large transactions, across EVM, Solana, Bitcoin, Tron and other chains.\n\nAhead on:\n- Reliability, 75 against 29\n- Agent ergonomics, 77 against 63\n- Security \u0026 auth, 85 against 68\n- Payments \u0026 pricing, 58 against 42\n- Maintenance \u0026 community, 83 against 74\n- Transparency \u0026 trust, 72 against 44\n\nAlso in its favour:\n- Agent-ready, a grade of BB or better\n\nWatch for: Policy conditions cap value per transaction. No daily, rolling or cumulative spending limit was found in the policy language\n\n\n## Score by category\n\n| Category | Weight | Agentcard | Turnkey Agentic Wallets | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 29 | 75 | Turnkey Agentic Wallets +46 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 80 | 79 | Agentcard +1 |\n| Agent ergonomics | 13% (16.2 this run) | 63 | 77 | Turnkey Agentic Wallets +14 |\n| Security \u0026 auth | 14% (17.5 this run) | 68 | 85 | Turnkey Agentic Wallets +17 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 42 | 58 | Turnkey Agentic Wallets +16 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 74 | 83 | Turnkey Agentic Wallets +9 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 44 | 72 | Turnkey Agentic Wallets +28 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **56.5 · C** | **76 · BB** | |\n\n## Facts side by side\n\n| Fact | Agentcard | Turnkey Agentic Wallets |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Agentcard Corporation | Turnkey Global, Inc. |\n| Hosted endpoint | `https://api.agentcard.sh` | `https://api.turnkey.com` |\n| Transports | HTTP | HTTP |\n| Auth | OAuth | API key |\n| Pricing | Freemium | Freemium |\n| x402 | no | payer tooling only |\n| Licence | Proprietary service under Agentcard's terms of use. The `agent-cards` CLI on npm declares no licence, `@agent-cards/checkout` is marked as having none, and the repository they name is private | Proprietary service under Turnkey's terms of service. The SDKs, the CLI and the agent skills on GitHub are Apache-2.0 |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-10-09 | 2026-10-08 |\n| Terms last updated | 2026-07-10 | 2026-08-06 |\n| Privacy policy last updated | no document linked | 2026-06-29 |\n| Customer content may train models | not found in the text | not found in the text |\n| Terms restrict automated access | yes | yes |\n| Terms restrict benchmarking | not found in the text | yes |\n| Terms or service can change without notice | not found in the text | yes |\n| Arbitration or class-action waiver | yes | yes |\n| Popularity | 33k npm/wk | 304k npm/wk, 12k PyPI/wk |\n\n## Verdicts\n\n**Agentcard.** Purchases need the user's passkey approval by default, cards carry spending rules, and card creation takes an idempotency key. No status page, published rate limits beyond the token endpoint, or privacy policy of Agentcard's own was found, and the Trust Centre could not be read. Issuing costs $5,000 a month.\n\n**Turnkey Agentic Wallets.** An agent gets a non-root user that can sign nothing until a policy allows it, with DENY rules taking precedence and human co-approval available. Policies cap value per transaction only, with no daily or rolling limit found, and each organisation gets five policies below Enterprise. Signing endpoints returned elevated errors for five hours on 27 August 2026.\n\n## Before you call either\n\n### Agentcard\n\n1. Mint a platform token with `POST /api/v2/oauth/token` and cache it for its one hour. The endpoint allows 30 requests per 5 minutes per IP\n2. Send the same `Idempotency-Key` on every retry of `POST /api/v2/cards`, and the same `idempotency_key` on every retry of `buy_checkout`\n3. Pass `source: \"issued\"` to the MCP `create_card` tool for a card number. Without it the tool may start Vault setup and return a link\n4. Call `get_card_details` only at the payment form and never log the result. Each read notifies the member and may return `approval_required`\n5. Treat `transaction.authorized` and `order.*` webhooks as the record of a payment, and deduplicate deliveries on the event `id`\n\n### Turnkey Agentic Wallets\n\n1. Use a non-root user's key. Refuse root credentials for unattended work, because root bypasses every policy\n2. Scope every signing ALLOW policy by `wallet.id` or `wallet_account.address`, or it covers every key the user can reach\n3. Check the activity status on each response. `ACTIVITY_STATUS_CONSENSUS_NEEDED` means a person must approve within 24 hours\n4. Retry with the identical body to stay idempotent. Changing `timestampMs` creates a new activity\n5. Back off with jitter on 429 and poll `get_activity` sparingly, since polling counts against the same 1 to 3 requests a second\n\n## Questions\n\n### Which is better for AI agents, Agentcard or Turnkey Agentic Wallets?\n\nTurnkey Agentic Wallets scores 76 (BB) on agent readiness against Agentcard's 56.5 (C), and leads in 6 of 7 scored categories.\n\n### Do Agentcard and Turnkey Agentic Wallets need an API key?\n\nAgentcard uses an OAuth sign-in. Turnkey Agentic Wallets needs an API key.\n\n### Can an agent call Agentcard and Turnkey Agentic Wallets without installing anything?\n\nYes. Agentcard has a hosted endpoint at https://api.agentcard.sh and Turnkey Agentic Wallets at https://api.turnkey.com.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/agentcard-vs-turnkey-agentic-wallets.json, and with the fewest tokens: https://www.anchorterminal.com/compare/agentcard-vs-turnkey-agentic-wallets.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"agentcard\", \"b\": \"turnkey-agentic-wallets\"}`. From a terminal: `anchor compare agentcard turnkey-agentic-wallets`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/agentcard.json and https://www.anchorterminal.com/api/v1/tools/turnkey-agentic-wallets.json\n\n## Other comparisons with Agentcard or Turnkey Agentic Wallets\n\n- [Agentcard vs Crossmint API + Docs MCP](https://www.anchorterminal.com/compare/agentcard-vs-crossmint.md)\n- [Agentcard vs Sponge Wallet](https://www.anchorterminal.com/compare/agentcard-vs-sponge-wallet.md)\n- [Agentcard vs Stripe API + MCP](https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp.md)\n- [Circle Wallets (Agent Wallets, Programmable Wallets) vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/circle-wallets-vs-turnkey-agentic-wallets.md)\n- [Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP) vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/coinbase-cdp-agentkit-vs-turnkey-agentic-wallets.md)\n- [Openfort vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/openfort-vs-turnkey-agentic-wallets.md)\n- [Privy Wallets (server wallets, agent wallets, policy engine) vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/privy-vs-turnkey-agentic-wallets.md)\n- [Sponge Wallet vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/sponge-wallet-vs-turnkey-agentic-wallets.md)\n- [Agentcard vs Circle Wallets (Agent Wallets, Programmable Wallets)](https://www.anchorterminal.com/compare/agentcard-vs-circle-wallets.md)\n- [Agentcard vs Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP)](https://www.anchorterminal.com/compare/agentcard-vs-coinbase-cdp-agentkit.md)\n- [Agentcard vs Openfort](https://www.anchorterminal.com/compare/agentcard-vs-openfort.md)\n- [Agentcard vs Privy Wallets (server wallets, agent wallets, policy engine)](https://www.anchorterminal.com/compare/agentcard-vs-privy.md)\n",
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        "name": "Agentcard vs Turnkey Agentic Wallets",
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    "description": "Turnkey Agentic Wallets scores 76 (BB) to Agentcard's 56.5 (C) for wallet spend limits. Prices, MCP, x402, uptime and agent notes side by side.",
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    "published": "2026-10-01",
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    "title": "Agentcard vs Turnkey Agentic Wallets for AI agents (2026)",
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