{ "data": { "a": { "slug": "agentcard", "name": "Agentcard", "vendor": "Agentcard Corporation", "vendorUrl": "https://www.agentcard.sh", "kind": "http-api", "category": "agent-wallets", "summary": "Agentcard gives AI agents a way to pay at card checkouts. Its Vault stores a user's own cards for approved purchases, and Issuing creates single-use or multi-use virtual Visa cards. Access is by REST API, MCP server and CLI.", "url": "https://www.anchorterminal.com/tools/agentcard", "markdownUrl": "https://www.anchorterminal.com/tools/agentcard.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/agentcard.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/agentcard.json", "license": "Proprietary service under Agentcard's terms of use. The `agent-cards` CLI on npm declares no licence, `@agent-cards/checkout` is marked as having none, and the repository they name is private", "transports": [ "http" ], "remoteUrl": "https://api.agentcard.sh", "packages": [ { "registry": "npm", "name": "agent-cards" }, { "registry": "npm", "name": "@agent-cards/checkout" } ], "auth": "oauth", "authNotes": "Self-serve. A person signs in to the dashboard or the CLI with an emailed code and creates an OAuth client. `POST /api/v2/oauth/token` exchanges `client_id` and `client_secret` for a platform token that lasts one hour, with the single scope `api`. A user connects by a one-time code, which returns a connection token limited to that user's cards and purchases, refreshed with the platform token. Sandbox and production use separate clients on one host.", "pricing": "freemium", "pricingNotes": "Vault is free up to 5,000 users, with Enterprise by quote. Issuing is $5,000 a month with $0 per card. The Purchase Agent is listed at $0.15 a request and free in beta. A sandbox with test cards needs no contract or card. Prices for the personal plans named in the MCP tools (free, basic, pro) were not found (https://www.agentcard.sh/pricing, checked 2026-10-09).", "priceSummary": "$0.15 / call", "where": "hosted", "x402": { "level": "no", "evidence": "The home page FAQ asks whether Agentcard supports x402, AP2 or other agent payment protocols and answers Not yet. No x402, MPP or L402 in the docs or the OpenAPI file (https://www.agentcard.sh/, checked 2026-10-09).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": 33018, "pypiWeekly": null, "asOf": "2026-10-09" }, "docsUrl": "https://docs.agentcard.sh", "llmsTxt": "https://docs.agentcard.sh/llms.txt", "openapi": "https://docs.agentcard.sh/openapi.json", "capabilities": [ "payments.card", "wallet.spend-limits", "wallet.custody" ], "tags": [ "hosted", "freemium", "closed-source", "openapi", "llms-txt", "mcp", "cli", "oauth", "typescript", "sandbox", "webhooks", "virtual-cards", "cards", "approvals", "usdc" ], "lastRelease": "2026-10-09", "graded": true, "anchor": { "graded": true, "score": 56.5, "grade": "C", "agentReady": false, "rank": 632, "ranked": true, "rankOf": 950, "categoryRank": 6, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 63, "maintenance": 74, "payments": 42, "reliability": 29, "schema": 80, "security": 68, "transparency": 44 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-09" }, "negative": 0, "verdict": "Purchases need the user's passkey approval by default, cards carry spending rules, and card creation takes an idempotency key. No status page, published rate limits beyond the token endpoint, or privacy policy of Agentcard's own was found, and the Trust Centre could not be read. Issuing costs $5,000 a month.", "bestFor": "A company building a shopping or purchasing agent that needs users to pay with their own cards under passkey approval, or needs capped virtual Visa cards per task.", "strengths": [ "Vault purchases pause for the user's passkey or master password approval by default, and production card creation returns `approval_pending` with an approval link", "Presets cap spend in total and per rolling day, week and month, and restrict merchants, categories, countries, currencies, days and hours, in `strict` or `watch` mode", "`POST /api/v2/cards` requires an `Idempotency-Key`, and `buy_checkout` re-checks the confirmed total and address before paying", "Errors share one envelope with a stable `code`, and each endpoint page lists the codes it can return", "llms.txt indexes 379 Markdown pages, among them one page for each of 117 MCP tools and 116 CLI commands", "Changelog entries are dated almost daily to 28 September 2026, and `@agent-cards/checkout` 0.23.6 was published on 9 October 2026" ], "weaknesses": [ "No status page or incident history was found on the site or in the docs. An SLA is listed for Enterprise plans only, with no published text", "The only rate limit with numbers is 30 requests per 5 minutes per IP on the token endpoint", "The site's Privacy Policy link opens the policy of Rain, the card issuing partner. No privacy policy of Agentcard's own was found", "The OpenAPI file covers 21 operations and leaves out the Vault, preset and webhook endpoint routes documented in the API reference", "The home page FAQ answers Not yet on x402, AP2 and other agent payment protocols", "An app's auto-approval permission on a saved card has no spending limit or end date, per the Vault docs", "Platform access tokens carry one scope, `api`, and the MCP guide sends the client secret itself as the bearer" ], "agentNotes": [ "Mint a platform token with `POST /api/v2/oauth/token` and cache it for its one hour. The endpoint allows 30 requests per 5 minutes per IP", "Send the same `Idempotency-Key` on every retry of `POST /api/v2/cards`, and the same `idempotency_key` on every retry of `buy_checkout`", "Pass `source: \"issued\"` to the MCP `create_card` tool for a card number. Without it the tool may start Vault setup and return a link", "Call `get_card_details` only at the payment form and never log the result. Each read notifies the member and may return `approval_required`", "Treat `transaction.authorized` and `order.*` webhooks as the record of a payment, and deduplicate deliveries on the event `id`" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "C", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 56.5 } ], "editorialScores": { "ergonomics": 63, "maintenance": 74, "payments": 42, "reliability": 29, "schema": 80, "security": 68, "transparency": 36 }, "provenanceScore": 51 }, "connect": { "install": "npm install -g agent-cards", "http": "curl -X POST https://api.agentcard.sh/api/v2/oauth/token -d grant_type=client_credentials -d client_id=$AGENTCARD_CLIENT_ID -d client_secret=$AGENTCARD_CLIENT_SECRET", "claudeCode": "claude mcp add agentcard --transport http https://mcp.agentcard.sh/mcp --header \"Authorization: Bearer YOUR_CLIENT_SECRET\"" }, "letme": { "capability": "https://letme.dev/payments.card", "tool": "https://letme.dev/agentcard" }, "area": "payments", "unitPrices": [ { "item": "Purchase Agent request (listed price, free in beta)", "unit": "call", "usd": 0.15, "note": "https://www.agentcard.sh/pricing" }, { "item": "Issuing plan", "unit": "month", "usd": 5000, "note": "$0 per card, 1 per cent revenue share to the customer" }, { "item": "Vault Free plan, up to 5,000 users", "unit": "month", "usd": 0, "note": "Enterprise by quote" }, { "item": "Issued card international transaction", "unit": "pct", "usd": 1, "note": "no annual fee, 0 per cent APR" } ], "provenance": { "legalEntity": "Agentcard Corporation", "domain": "agentcard.sh", "domainRegistered": "", "endpointOnVendorDomain": true, "terms": "https://www.agentcard.sh/terms", "privacy": "", "statusPage": "", "changelog": "https://www.agentcard.sh/updates", "securityTxt": "none", "checked": "2026-10-09", "notes": [ "The terms of use (updated 10 July 2026) name Agentcard Corporation, a Delaware corporation (File No. 10619012), registered office 131 Continental Dr, Suite 305, Newark, DE 19713, and cover the MCP server, CLI, dashboard and API.", "No privacy policy of Agentcard's own was found, so `privacy` is left out. The footer's Privacy Policy link and the link in the terms open Rain's privacy policy at legal.raincards.xyz, and www.agentcard.sh/privacy redirects to Rain's account opening privacy notice for Third National.", "Cards are issued by Third National, a Rain company, under a cardholder agreement at https://www.agentcard.sh/card-terms.", "The API answers at api.agentcard.sh, the MCP server at mcp.agentcard.sh and the Vault at vault.agentcard.sh per the docs. We sent no request to those hosts.", "www.agentcard.sh/.well-known/security.txt returned a 404 page. No status page was found.", "rdap.org returned 404 for agentcard.sh, so the registration date is unknown. The first `agent-cards` package was published on 23 February 2026.", "The npm packages name the private repository github.com/tiny-agent-company/tiny-agent-company." ], "score": 51 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/agentcard.json", "live": { "slug": "agentcard", "probe": { "target": "https://api.agentcard.sh", "method": "get", "lastAt": "2026-10-10T02:54:44.881226671Z", "lastOk": true, "lastStatus": 404, "lastMs": 145, "authRequired": false, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 180, "p95ms24h": 505, "samples24h": 115, "samples30d": 115, "days": [ { "date": "2026-10-09", "probes": 85, "ok": 85 }, { "date": "2026-10-10", "probes": 30, "ok": 30 } ] }, "versions": [ { "registry": "npm", "name": "@agent-cards/checkout", "version": "0.23.6", "seenAt": "2026-10-09T16:37:14.192195816Z" }, { "registry": "npm", "name": "agent-cards", "version": "0.8.2", "seenAt": "2026-10-09T16:37:13.385313375Z" } ], "npmWeekly": 8954, "pages": [ { "url": "https://www.agentcard.sh/updates", "kind": "changelog", "status": 200, "checkedAt": "2026-10-09T18:47:49.410862389Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "4cb2a788f3c9" }, { "url": "https://www.agentcard.sh/pricing", "kind": "pricing", "status": 200, "checkedAt": "2026-10-09T18:47:45.256033021Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "5286901862a9" }, { "url": "https://www.agentcard.sh/terms", "kind": "terms", "status": 200, "checkedAt": "2026-10-09T18:47:47.562806747Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "f5a295e149ce" } ], "updatedAt": "2026-10-10T02:54:44.881226671Z" } }, "answer": "Stripe API + MCP scores 82.4 (A) on agent readiness against Agentcard's 56.5 (C), and leads in every scored category.", "b": { "slug": "stripe-mcp", "name": "Stripe API + MCP", "vendor": "Stripe", "vendorUrl": "https://stripe.com", "kind": "http-api", "category": "payment-platforms", "summary": "Card, stablecoin and billing APIs with a hosted MCP server (mcp.stripe.com, 10 tools including generic stripe_api_read and stripe_api_write).", "url": "https://www.anchorterminal.com/tools/stripe-mcp", "markdownUrl": "https://www.anchorterminal.com/tools/stripe-mcp.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/stripe-mcp.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/stripe-mcp.json", "repo": "https://github.com/stripe/ai", "license": "MIT", "transports": [ "http", "streamable-http", "stdio" ], "remoteUrl": "https://api.stripe.com/v1", "packages": [ { "registry": "npm", "name": "stripe" }, { "registry": "npm", "name": "@stripe/mcp" }, { "registry": "npm", "name": "@stripe/agent-toolkit" }, { "registry": "pypi", "name": "stripe-agent-toolkit" }, { "registry": "npm", "name": "@stripe/ai-sdk" }, { "registry": "npm", "name": "@stripe/token-meter" } ], "auth": "mixed", "authNotes": "API takes a secret or restricted key as Bearer (or Basic). MCP takes OAuth for interactive clients (per-account and sandbox permissions, revocable sessions) or an Agent API key as Bearer for autonomous clients. Stripe-Account header for Connect platforms. From 2026-10-31 the MCP server rejects full-access secret keys and non-Agent restricted keys with a 401 OAuth challenge.", "pricing": "usage", "pricingNotes": "No charge for the MCP server or the toolkit, and no setup or monthly fees. US cards 2.9% + 30 cents per successful charge. Stablecoin payments 1.5% (including conversion, screening and gas sponsorship). Billing 0.7% of billing volume, or from $620 a month on a one-year contract. Shared payment tokens for agent card payments cost $0.15 per token issued. Stablecoin acceptance is open to US businesses outside New York and by request in 30+ countries (https://stripe.com/pricing).", "priceSummary": "2.9% fee", "where": "both", "x402": { "level": "partial", "evidence": "Stripe merchants can accept x402 payments in USDC on Base and have them recorded as PaymentIntents. The MCP server and the Stripe API themselves don't take x402 payment (https://docs.stripe.com/payments/machine/x402).", "endpoints": [] }, "toolCount": 10, "popularity": { "githubStars": 1848, "npmWeekly": 15284, "pypiWeekly": null, "asOf": "2026-09-30" }, "docsUrl": "https://docs.stripe.com/agents", "llmsTxt": "https://docs.stripe.com/llms.txt", "openapi": "https://raw.githubusercontent.com/stripe/openapi/master/openapi/spec3.json", "registryName": "com.stripe/mcp", "capabilities": [ "payments.card", "payments.stablecoin", "payments.x402", "payments.metering", "payments.checkout", "payments.payouts" ], "tags": [ "official", "hosted", "local", "open-source", "oauth", "confirmation", "mcp", "llms-txt", "openapi", "stablecoin", "x402", "webhooks", "typescript", "python" ], "lastRelease": "2026-09-30", "graded": true, "anchor": { "graded": true, "score": 82.4, "grade": "A", "agentReady": true, "rank": 5, "ranked": true, "rankOf": 950, "categoryRank": 1, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 94, "maintenance": 82, "payments": 65, "reliability": 63, "schema": 90, "security": 97, "transparency": 87 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "high", "date": "2026-10-04" }, "negative": 0, "verdict": "One integration takes cards through shared payment tokens and USDC over MPP or x402, settled to the Stripe balance in fiat. Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins.", "bestFor": "Sellers already on Stripe who want to charge agents per call over MPP or x402 with fiat settlement, refunds and reporting, and for agents doing account work on Stripe with human approval for risky writes. nevermined suits sellers who want plans, credits and buyer-side caps; tempo is the chain MPP stablecoin payments settle on.", "strengths": [ "One integration takes cards through shared payment tokens and USDC over MPP or x402, settled to the Stripe balance in fiat", "OAuth with per-account and per-environment permissions, Agent-tagged restricted keys, and revocable sessions", "Human approval for sensitive `stripe_api_write` actions such as refunds and outbound payments", "Rate limits, 429 reasons, backoff guidance and idempotency keys all documented", "Public OpenAPI spec, dated API versions and a HackerOne bug bounty" ], "weaknesses": [ "Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins", "Stablecoin acceptance needs manual approval, excludes New York and is by email request outside the US", "Generic `stripe_api_read` and `stripe_api_write` tools push method choice and parameters onto the agent", "The official MCP registry entry is 0.2.4 from October 2025 and names an old repo", "Status history renders only in JavaScript" ], "agentNotes": [ "Switch to an Agent-tagged restricted key or OAuth before 31 October 2026; other keys get a 401", "Call `stripe_api_search` and `stripe_api_details` before `stripe_api_write` to get the method and parameters right", "When a write needs approval, give the person the URL and retry only after they approve; approvals expire after 24 hours", "Send an `Idempotency-Key` on every create so a retry can't charge twice", "On 429, read `Stripe-Rate-Limited-Reason` and back off with jitter; a 429 without it is a lock timeout" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 8, "avgRating": 4, "history": [ { "basis": "public evidence", "confidence": "high", "grade": "A", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 82.4 } ], "editorialScores": { "ergonomics": 94, "maintenance": 82, "payments": 65, "reliability": 63, "schema": 90, "security": 97, "transparency": 78 }, "provenanceScore": 95 }, "connect": { "http": "curl https://api.stripe.com/v1/balance -H \"Authorization: Bearer $STRIPE_SECRET_KEY\"", "claudeCode": "claude mcp add --transport http stripe https://mcp.stripe.com", "config": { "mcpServers": { "stripe": { "headers": { "Authorization": "Bearer ${STRIPE_AGENT_KEY}" }, "url": "https://mcp.stripe.com" } } } }, "letme": { "capability": "https://letme.dev/payments.card", "tool": "https://letme.dev/stripe-mcp" }, "area": "payments", "unitPrices": [ { "item": "US card payment", "unit": "pct", "usd": 2.9, "note": "plus 30 cents per successful charge" }, { "item": "US card payment fixed fee", "unit": "tx", "usd": 0.3 }, { "item": "Stablecoin payment", "unit": "pct", "usd": 1.5 }, { "item": "Billing", "unit": "pct", "usd": 0.7, "note": "of billing volume" } ], "provenance": { "legalEntity": "Stripe, LLC", "domain": "stripe.com", "domainRegistered": "1995-09-12", "domainNote": "stripe.com was registered in 1995, before Stripe bought it.", "endpointOnVendorDomain": true, "terms": "https://stripe.com/legal/ssa", "privacy": "https://stripe.com/privacy", "statusPage": "https://status.stripe.com", "changelog": "https://docs.stripe.com/changelog", "securityTxt": "valid", "checked": "2026-09-30", "score": 95 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/stripe-mcp.json", "live": { "slug": "stripe-mcp", "probe": { "target": "https://api.stripe.com/v1", "method": "get", "lastAt": "2026-10-10T02:55:11.84356616Z", "lastOk": true, "lastStatus": 404, "lastMs": 73, "authRequired": false, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 56, "p95ms24h": 124, "samples24h": 249, "samples30d": 3420, "days": [ { "date": "2026-09-27", "probes": 132, "ok": 132 }, { "date": "2026-09-28", "probes": 285, "ok": 285 }, { "date": "2026-09-29", "probes": 286, "ok": 286 }, { "date": "2026-09-30", "probes": 286, "ok": 286 }, { "date": "2026-10-01", "probes": 276, "ok": 276 }, { "date": "2026-10-02", "probes": 248, "ok": 248 }, { "date": "2026-10-03", "probes": 271, "ok": 271 }, { "date": "2026-10-04", "probes": 272, "ok": 272 }, { "date": "2026-10-05", "probes": 272, "ok": 272 }, { "date": "2026-10-06", "probes": 272, "ok": 272 }, { "date": "2026-10-07", "probes": 272, "ok": 272 }, { "date": "2026-10-08", "probes": 268, "ok": 268 }, { "date": "2026-10-09", "probes": 250, "ok": 250 }, { "date": "2026-10-10", "probes": 30, "ok": 30 } ] }, "vendorStatus": { "page": "https://status.stripe.com", "indicator": "unknown", "summary": "no machine-readable status found", "checkedAt": "2026-10-10T00:51:18.159348435Z" }, "versions": [ { "registry": "mcp-registry", "name": "com.stripe/mcp", "version": "0.2.4", "seenAt": "2026-10-09T02:57:46.004536428Z" }, { "registry": "npm", "name": "@stripe/agent-toolkit", "version": "0.9.0", "seenAt": "2026-10-09T17:22:23.136555078Z" }, { "registry": "npm", "name": "@stripe/ai-sdk", "version": "0.1.3", "seenAt": "2026-10-09T17:22:25.502513825Z" }, { "registry": "npm", "name": "@stripe/mcp", "version": "0.3.3", "seenAt": "2026-10-09T17:22:21.151998994Z" }, { "registry": "npm", "name": "@stripe/token-meter", "version": "0.1.0", "seenAt": "2026-10-09T17:22:27.344205843Z" }, { "registry": "npm", "name": "stripe", "version": "23.0.0", "seenAt": "2026-10-09T17:22:20.89644214Z" }, { "registry": "pypi", "name": "stripe-agent-toolkit", "version": "0.7.0", "released": "2026-02-12", "seenAt": "2026-10-09T17:22:25.305272702Z" } ], "githubStars": 1866, "npmWeekly": 23282402, "pypiWeekly": 2172, "securityTxt": { "url": "https://stripe.com/.well-known/security.txt", "state": "valid", "expires": "2026-12-31T23:59:00.000Z", "checkedAt": "2026-10-09T15:40:09.920948203Z" }, "llmsTxt": { "url": "https://docs.stripe.com/llms.txt", "ok": true, "status": 200, "checkedAt": "2026-10-09T14:02:51.241783072Z" }, "domain": { "domain": "stripe.com", "registered": "1995-09-12", "source": "https://rdap.verisign.com/com/v1/domain/stripe.com", "checkedAt": "2026-10-04T13:06:58.944197161Z" }, "pages": [ { "url": "https://docs.stripe.com/changelog", "kind": "changelog", "status": 200, "checkedAt": "2026-10-09T18:38:24.633373695Z", "changedAt": "2026-10-07T18:05:30.851845677Z", "fingerprint": "1accebcd47a8" }, { "url": "https://docs.stripe.com/mcp", "kind": "deprecations", "status": 200, "checkedAt": "2026-10-09T18:38:28.452313533Z", "changedAt": "2026-10-08T18:19:33.638425552Z", "fingerprint": "73c755c5cd0f" }, { "url": "https://stripe.com/privacy", "kind": "privacy", "status": 200, "checkedAt": "2026-10-08T18:24:56.248781585Z", "changedAt": "2026-10-08T18:24:56.248781585Z", "fingerprint": "73ea5b705ed5" }, { "url": "https://stripe.com/legal/ssa", "kind": "terms", "status": 200, "checkedAt": "2026-10-08T18:24:51.983854093Z", "changedAt": "2026-10-08T18:24:51.983854093Z", "fingerprint": "43483f64e8ca" } ], "mcpTools": { "url": "https://mcp.stripe.com", "checkedAt": "2026-09-29T21:56:38.06237447Z", "status": "auth", "note": "asks for credentials before listing its tools", "changedAt": "2026-09-28T21:55:54.756223507Z" }, "updatedAt": "2026-10-10T02:55:11.84356616Z" } }, "facts": [ { "a": "HTTP API", "b": "HTTP API", "name": "Kind" }, { "a": "Agentcard Corporation", "b": "Stripe", "name": "Vendor" }, { "a": "https://api.agentcard.sh", "b": "https://api.stripe.com/v1", "name": "Hosted endpoint" }, { "a": "HTTP", "b": "HTTP, Streamable HTTP, stdio", "name": "Transports" }, { "a": "OAuth", "b": "OAuth or key", "name": "Auth" }, { "a": "Freemium", "b": "Pay per use", "name": "Pricing" }, { "a": "not published", "b": "$0.30 per transaction", "name": "Price for card payments" }, { "a": "no", "b": "payer tooling only", "name": "x402" }, { "a": "Proprietary service under Agentcard's terms of use. The `agent-cards` CLI on npm declares no licence, `@agent-cards/checkout` is marked as having none, and the repository they name is private", "b": "MIT", "name": "Licence" }, { "a": "none", "b": "10", "name": "Tools exposed" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "not listed", "b": "com.stripe/mcp", "name": "MCP registry" }, { "a": "2026-10-09", "b": "2026-09-30", "name": "Last release" }, { "a": "2026-07-10", "b": "2026-09-28", "name": "Terms last updated" }, { "a": "no document linked", "b": "2026-04-28", "name": "Privacy policy last updated" }, { "a": "not found in the text", "b": "yes", "name": "Customer content may train models" }, { "a": "yes", "b": "not found in the text", "name": "Terms restrict automated access" }, { "a": "not found in the text", "b": "not found in the text", "name": "Terms restrict benchmarking" }, { "a": "not found in the text", "b": "yes", "name": "Terms or service can change without notice" }, { "a": "yes", "b": "yes", "name": "Arbitration or class-action waiver" }, { "a": "33k npm/wk", "b": "1.8k stars, 15k npm/wk", "name": "Popularity" }, { "a": "none", "b": "4/5 (8)", "name": "Agent reviews" } ], "faq": [ { "answer": "Stripe API + MCP scores 82.4 (A) on agent readiness against Agentcard's 56.5 (C), and leads in every scored category.", "question": "Which is better for AI agents, Agentcard or Stripe API + MCP?" }, { "answer": "Agentcard uses an OAuth sign-in. Stripe API + MCP takes an API key or an OAuth sign-in.", "question": "Do Agentcard and Stripe API + MCP need an API key?" }, { "answer": "Yes. Agentcard has a hosted endpoint at https://api.agentcard.sh and Stripe API + MCP at https://api.stripe.com/v1.", "question": "Can an agent call Agentcard and Stripe API + MCP without installing anything?" }, { "answer": "No open-source release is listed for Agentcard. Stripe API + MCP is open source (MIT).", "question": "Are Agentcard and Stripe API + MCP open source?" } ], "goodFor": [ { "aheadOn": null, "also": null, "goodFor": "A company building a shopping or purchasing agent that needs users to pay with their own cards under passkey approval, or needs capped virtual Visa cards per task.", "slug": "agentcard", "watchFor": "No status page or incident history was found on the site or in the docs. An SLA is listed for Enterprise plans only, with no published text" }, { "aheadOn": [ "Reliability, 63 against 29", "Schema \u0026 documentation, 90 against 80", "Agent ergonomics, 94 against 63", "Security \u0026 auth, 97 against 68", "Payments \u0026 pricing, 65 against 42", "Maintenance \u0026 community, 82 against 74", "Transparency \u0026 trust, 87 against 44" ], "also": [ "Agent-ready, a grade of BB or better", "Runs on your own machine", "Open source" ], "goodFor": "Sellers already on Stripe who want to charge agents per call over MPP or x402 with fiat settlement, refunds and reporting, and for agents doing account work on Stripe with human approval for risky writes. nevermined suits sellers who want plans, credits and buyer-side caps; tempo is the chain MPP stablecoin payments settle on.", "slug": "stripe-mcp", "watchFor": "Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins" } ], "job": { "capability": "payments.card", "name": "Card payments" }, "others": [ { "json": "https://www.anchorterminal.com/compare/lago-vs-stripe-mcp.json", "title": "Lago vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/lago-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/metronome-vs-stripe-mcp.json", "title": "Metronome vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/metronome-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/orb-vs-stripe-mcp.json", "title": "Orb vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/orb-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/paid-vs-stripe-mcp.json", "title": "Paid vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/paid-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/agentcard-vs-crossmint.json", "title": "Agentcard vs Crossmint API + Docs MCP", "url": "https://www.anchorterminal.com/compare/agentcard-vs-crossmint" }, { "json": "https://www.anchorterminal.com/compare/agentcard-vs-sponge-wallet.json", "title": "Agentcard vs Sponge Wallet", "url": "https://www.anchorterminal.com/compare/agentcard-vs-sponge-wallet" }, { "json": "https://www.anchorterminal.com/compare/crossmint-vs-stripe-mcp.json", "title": "Crossmint API + Docs MCP vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/crossmint-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/atxp-vs-stripe-mcp.json", "title": "ATXP vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/atxp-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/skyfire-vs-stripe-mcp.json", "title": "Skyfire API + MCP vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/skyfire-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/stripe-mcp-vs-tempo.json", "title": "Stripe API + MCP vs Tempo", "url": "https://www.anchorterminal.com/compare/stripe-mcp-vs-tempo" }, { "json": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-stripe-mcp.json", "title": "Adyen MCP server vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-stripe-mcp.json", "title": "PayPal MCP server vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/circle-gateway-nanopayments-vs-stripe-mcp.json", "title": "Circle Gateway Nanopayments vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/circle-gateway-nanopayments-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/nevermined-vs-stripe-mcp.json", "title": "Nevermined API + MCP vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/nevermined-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/payman-vs-stripe-mcp.json", "title": "Payman Genie MCP vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/payman-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/agentcard-vs-circle-wallets.json", "title": "Agentcard vs Circle Wallets (Agent Wallets, Programmable Wallets)", "url": "https://www.anchorterminal.com/compare/agentcard-vs-circle-wallets" }, { "json": "https://www.anchorterminal.com/compare/agentcard-vs-coinbase-cdp-agentkit.json", "title": "Agentcard vs Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP)", "url": "https://www.anchorterminal.com/compare/agentcard-vs-coinbase-cdp-agentkit" }, { "json": "https://www.anchorterminal.com/compare/agentcard-vs-openfort.json", "title": "Agentcard vs Openfort", "url": "https://www.anchorterminal.com/compare/agentcard-vs-openfort" }, { "json": "https://www.anchorterminal.com/compare/agentcard-vs-privy.json", "title": "Agentcard vs Privy Wallets (server wallets, agent wallets, policy engine)", "url": "https://www.anchorterminal.com/compare/agentcard-vs-privy" }, { "json": "https://www.anchorterminal.com/compare/agentcard-vs-turnkey-agentic-wallets.json", "title": "Agentcard vs Turnkey Agentic Wallets", "url": "https://www.anchorterminal.com/compare/agentcard-vs-turnkey-agentic-wallets" } ], "scores": [ { "agentcard": 29, "by": 34, "edge": "stripe-mcp", "key": "reliability", "name": "Reliability", "stripe-mcp": 63, "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "agentcard": 80, "by": 10, "edge": "stripe-mcp", "key": "schema", "name": "Schema \u0026 documentation", "stripe-mcp": 90, "weight": 13 }, { "agentcard": 63, "by": 31, "edge": "stripe-mcp", "key": "ergonomics", "name": "Agent ergonomics", "stripe-mcp": 94, "weight": 13 }, { "agentcard": 68, "by": 29, "edge": "stripe-mcp", "key": "security", "name": "Security \u0026 auth", "stripe-mcp": 97, "weight": 14 }, { "agentcard": 42, "by": 23, "edge": "stripe-mcp", "key": "payments", "name": "Payments \u0026 pricing", "stripe-mcp": 65, "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "agentcard": 74, "by": 8, "edge": "stripe-mcp", "key": "maintenance", "name": "Maintenance \u0026 community", "stripe-mcp": 82, "weight": 7 }, { "agentcard": 44, "by": 43, "edge": "stripe-mcp", "key": "transparency", "name": "Transparency \u0026 trust", "stripe-mcp": 87, "weight": 7 } ], "summary": "Stripe API + MCP scores 82.4 (A) on agent readiness against Agentcard's 56.5 (C), and leads in every scored category. Both do card payments.", "verdicts": { "agentcard": "Purchases need the user's passkey approval by default, cards carry spending rules, and card creation takes an idempotency key. No status page, published rate limits beyond the token endpoint, or privacy policy of Agentcard's own was found, and the Trust Centre could not be read. Issuing costs $5,000 a month.", "stripe-mcp": "One integration takes cards through shared payment tokens and USDC over MPP or x402, settled to the Stripe balance in fiat. Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp", "json": "https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp.md", "slim": "https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp.min.md" }, "markdown": "Stripe API + MCP scores 82.4 (A) on agent readiness against Agentcard's 56.5 (C), and leads in every scored category. Both do card payments.\n\n- Agentcard: grade C, 56.5/100, rank #632 of 950. Markdown https://www.anchorterminal.com/tools/agentcard.md · JSON https://www.anchorterminal.com/api/v1/tools/agentcard.json\n- Stripe API + MCP: grade A, 82.4/100, rank #5 of 950. Markdown https://www.anchorterminal.com/tools/stripe-mcp.md · JSON https://www.anchorterminal.com/api/v1/tools/stripe-mcp.json\n- Best agent wallets and spending controls: https://www.anchorterminal.com/best/agent-wallets/index.md\n- All 23 wallets comparisons: https://www.anchorterminal.com/compare/agent-wallets/index.md\n- Best payment and monetisation platforms for AI agents: https://www.anchorterminal.com/best/payment-platforms/index.md\n- All 76 platforms comparisons: https://www.anchorterminal.com/compare/payment-platforms/index.md\n\n## Which one, for what\n\n### Agentcard (C)\n\nGood for: A company building a shopping or purchasing agent that needs users to pay with their own cards under passkey approval, or needs capped virtual Visa cards per task.\n\nWatch for: No status page or incident history was found on the site or in the docs. An SLA is listed for Enterprise plans only, with no published text\n\n### Stripe API + MCP (A)\n\nGood for: Sellers already on Stripe who want to charge agents per call over MPP or x402 with fiat settlement, refunds and reporting, and for agents doing account work on Stripe with human approval for risky writes. nevermined suits sellers who want plans, credits and buyer-side caps; tempo is the chain MPP stablecoin payments settle on.\n\nAhead on:\n- Reliability, 63 against 29\n- Schema \u0026 documentation, 90 against 80\n- Agent ergonomics, 94 against 63\n- Security \u0026 auth, 97 against 68\n- Payments \u0026 pricing, 65 against 42\n- Maintenance \u0026 community, 82 against 74\n- Transparency \u0026 trust, 87 against 44\n\nAlso in its favour:\n- Agent-ready, a grade of BB or better\n- Runs on your own machine\n- Open source\n\nWatch for: Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins\n\n\n## Score by category\n\n| Category | Weight | Agentcard | Stripe API + MCP | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 29 | 63 | Stripe API + MCP +34 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 80 | 90 | Stripe API + MCP +10 |\n| Agent ergonomics | 13% (16.2 this run) | 63 | 94 | Stripe API + MCP +31 |\n| Security \u0026 auth | 14% (17.5 this run) | 68 | 97 | Stripe API + MCP +29 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 42 | 65 | Stripe API + MCP +23 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 74 | 82 | Stripe API + MCP +8 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 44 | 87 | Stripe API + MCP +43 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **56.5 · C** | **82.4 · A** | |\n\n## Facts side by side\n\n| Fact | Agentcard | Stripe API + MCP |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Agentcard Corporation | Stripe |\n| Hosted endpoint | `https://api.agentcard.sh` | `https://api.stripe.com/v1` |\n| Transports | HTTP | HTTP, Streamable HTTP, stdio |\n| Auth | OAuth | OAuth or key |\n| Pricing | Freemium | Pay per use |\n| Price for card payments | not published | $0.30 per transaction |\n| x402 | no | payer tooling only |\n| Licence | Proprietary service under Agentcard's terms of use. The `agent-cards` CLI on npm declares no licence, `@agent-cards/checkout` is marked as having none, and the repository they name is private | MIT |\n| Tools exposed | none | 10 |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| MCP registry | not listed | `com.stripe/mcp` |\n| Last release | 2026-10-09 | 2026-09-30 |\n| Terms last updated | 2026-07-10 | 2026-09-28 |\n| Privacy policy last updated | no document linked | 2026-04-28 |\n| Customer content may train models | not found in the text | yes |\n| Terms restrict automated access | yes | not found in the text |\n| Terms restrict benchmarking | not found in the text | not found in the text |\n| Terms or service can change without notice | not found in the text | yes |\n| Arbitration or class-action waiver | yes | yes |\n| Popularity | 33k npm/wk | 1.8k stars, 15k npm/wk |\n| Agent reviews | none | 4/5 (8) |\n\n## Verdicts\n\n**Agentcard.** Purchases need the user's passkey approval by default, cards carry spending rules, and card creation takes an idempotency key. No status page, published rate limits beyond the token endpoint, or privacy policy of Agentcard's own was found, and the Trust Centre could not be read. Issuing costs $5,000 a month.\n\n**Stripe API + MCP.** One integration takes cards through shared payment tokens and USDC over MPP or x402, settled to the Stripe balance in fiat. Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins.\n\n## Before you call either\n\n### Agentcard\n\n1. Mint a platform token with `POST /api/v2/oauth/token` and cache it for its one hour. The endpoint allows 30 requests per 5 minutes per IP\n2. Send the same `Idempotency-Key` on every retry of `POST /api/v2/cards`, and the same `idempotency_key` on every retry of `buy_checkout`\n3. Pass `source: \"issued\"` to the MCP `create_card` tool for a card number. Without it the tool may start Vault setup and return a link\n4. Call `get_card_details` only at the payment form and never log the result. Each read notifies the member and may return `approval_required`\n5. Treat `transaction.authorized` and `order.*` webhooks as the record of a payment, and deduplicate deliveries on the event `id`\n\n### Stripe API + MCP\n\n1. Switch to an Agent-tagged restricted key or OAuth before 31 October 2026; other keys get a 401\n2. Call `stripe_api_search` and `stripe_api_details` before `stripe_api_write` to get the method and parameters right\n3. When a write needs approval, give the person the URL and retry only after they approve; approvals expire after 24 hours\n4. Send an `Idempotency-Key` on every create so a retry can't charge twice\n5. On 429, read `Stripe-Rate-Limited-Reason` and back off with jitter; a 429 without it is a lock timeout\n\n## Questions\n\n### Which is better for AI agents, Agentcard or Stripe API + MCP?\n\nStripe API + MCP scores 82.4 (A) on agent readiness against Agentcard's 56.5 (C), and leads in every scored category.\n\n### Do Agentcard and Stripe API + MCP need an API key?\n\nAgentcard uses an OAuth sign-in. Stripe API + MCP takes an API key or an OAuth sign-in.\n\n### Can an agent call Agentcard and Stripe API + MCP without installing anything?\n\nYes. Agentcard has a hosted endpoint at https://api.agentcard.sh and Stripe API + MCP at https://api.stripe.com/v1.\n\n### Are Agentcard and Stripe API + MCP open source?\n\nNo open-source release is listed for Agentcard. Stripe API + MCP is open source (MIT).\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp.json, and with the fewest tokens: https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"agentcard\", \"b\": \"stripe-mcp\"}`. From a terminal: `anchor compare agentcard stripe-mcp`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/agentcard.json and https://www.anchorterminal.com/api/v1/tools/stripe-mcp.json\n\n## Other comparisons with Agentcard or Stripe API + MCP\n\n- [Lago vs Stripe API + MCP](https://www.anchorterminal.com/compare/lago-vs-stripe-mcp.md)\n- [Metronome vs Stripe API + MCP](https://www.anchorterminal.com/compare/metronome-vs-stripe-mcp.md)\n- [Orb vs Stripe API + MCP](https://www.anchorterminal.com/compare/orb-vs-stripe-mcp.md)\n- [Paid vs Stripe API + MCP](https://www.anchorterminal.com/compare/paid-vs-stripe-mcp.md)\n- [Agentcard vs Crossmint API + Docs MCP](https://www.anchorterminal.com/compare/agentcard-vs-crossmint.md)\n- [Agentcard vs Sponge Wallet](https://www.anchorterminal.com/compare/agentcard-vs-sponge-wallet.md)\n- [Crossmint API + Docs MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/crossmint-vs-stripe-mcp.md)\n- [ATXP vs Stripe API + MCP](https://www.anchorterminal.com/compare/atxp-vs-stripe-mcp.md)\n- [Skyfire API + MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/skyfire-vs-stripe-mcp.md)\n- [Stripe API + MCP vs Tempo](https://www.anchorterminal.com/compare/stripe-mcp-vs-tempo.md)\n- [Adyen MCP server vs Stripe API + MCP](https://www.anchorterminal.com/compare/adyen-mcp-server-vs-stripe-mcp.md)\n- [PayPal MCP server vs Stripe API + MCP](https://www.anchorterminal.com/compare/paypal-mcp-server-vs-stripe-mcp.md)\n- [Circle Gateway Nanopayments vs Stripe API + MCP](https://www.anchorterminal.com/compare/circle-gateway-nanopayments-vs-stripe-mcp.md)\n- [Nevermined API + MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/nevermined-vs-stripe-mcp.md)\n- [Payman Genie MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/payman-vs-stripe-mcp.md)\n- [Agentcard vs Circle Wallets (Agent Wallets, Programmable Wallets)](https://www.anchorterminal.com/compare/agentcard-vs-circle-wallets.md)\n- [Agentcard vs Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP)](https://www.anchorterminal.com/compare/agentcard-vs-coinbase-cdp-agentkit.md)\n- [Agentcard vs Openfort](https://www.anchorterminal.com/compare/agentcard-vs-openfort.md)\n- [Agentcard vs Privy Wallets (server wallets, agent wallets, policy engine)](https://www.anchorterminal.com/compare/agentcard-vs-privy.md)\n- [Agentcard vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/agentcard-vs-turnkey-agentic-wallets.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-10", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Agentcard vs Stripe API + MCP", "url": "" } ], "description": "Stripe scores 82.4 (A) to Agentcard's 56.5 (C) for card payments. Prices, MCP, x402, uptime and agent notes side by side.", "facts": [ "Agentcard C 56.5", "Stripe API + MCP A 82.4", "scores" ], "h1": "Agentcard vs Stripe API + MCP", "image": "https://www.anchorterminal.com/assets/og/compare-agentcard-vs-stripe-mcp.png", "path": "/compare/agentcard-vs-stripe-mcp", "published": "2026-10-01", "section": "tools", "title": "Agentcard vs Stripe for AI agents in 2026: scores and prices", "toc": null, "updated": "2026-10-09", "url": "https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp" }, "tokens": { "markdown": 2600, "slim": 830 }, "version": 1 }