# Agentcard vs Openfort

> Openfort scores 70.1 (BB) to Agentcard's 56.5 (C) for wallet spend limits. Prices, MCP, x402, uptime and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/agentcard-vs-openfort
- Markdown: https://www.anchorterminal.com/compare/agentcard-vs-openfort.md (~2,300 tokens)
- Slim: https://www.anchorterminal.com/compare/agentcard-vs-openfort.min.md (~730 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/agentcard-vs-openfort.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-09

Openfort scores 70.1 (BB) on agent readiness against Agentcard's 56.5 (C), and leads in 6 of 7 scored categories. Both do wallet spend limits.

- Agentcard: grade C, 56.5/100, rank #632 of 950. Markdown https://www.anchorterminal.com/tools/agentcard.md · JSON https://www.anchorterminal.com/api/v1/tools/agentcard.json
- Openfort: grade BB, 70.1/100, rank #163 of 950. Markdown https://www.anchorterminal.com/tools/openfort.md · JSON https://www.anchorterminal.com/api/v1/tools/openfort.json
- Best agent wallets and spending controls: https://www.anchorterminal.com/best/agent-wallets/index.md
- All 23 wallets comparisons: https://www.anchorterminal.com/compare/agent-wallets/index.md

## Which one, for what

### Agentcard (C)

Good for: A company building a shopping or purchasing agent that needs users to pay with their own cards under passkey approval, or needs capped virtual Visa cards per task.

Also in its favour:
- No incidents deducted, where Openfort loses 5 points for them

Watch for: No status page or incident history was found on the site or in the docs. An SLA is listed for Enterprise plans only, with no published text

### Openfort (BB)

Good for: A team that wants server-held wallets for agents on EVM chains and Solana with enclave signing, a free start and a CLI an agent can drive.

Ahead on:
- Reliability, 88 against 29
- Schema & documentation, 89 against 80
- Payments & pricing, 60 against 42
- Maintenance & community, 87 against 74
- Transparency & trust, 69 against 44

Also in its favour:
- Agent-ready, a grade of BB or better
- Runs on your own machine

Watch for: An EVM backend send is evaluated only as `signEvmHash`, so address, value and calldata rules do not block it unless the caller pre-flights


## Score by category

| Category | Weight | Agentcard | Openfort | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 29 | 88 | Openfort +59 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 80 | 89 | Openfort +9 |
| Agent ergonomics | 13% (16.2 this run) | 63 | 65 | Openfort +2 |
| Security & auth | 14% (17.5 this run) | 68 | 65 | Agentcard +3 |
| Payments & pricing | 10% (12.5 this run) | 42 | 60 | Openfort +18 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 74 | 87 | Openfort +13 |
| Transparency & trust | 7% (8.8 this run) | 44 | 69 | Openfort +25 |
| Negative events | ≤15 | 0 | -5 | |
| **Total** | | **56.5 · C** | **70.1 · BB** | |

## Facts side by side

| Fact | Agentcard | Openfort |
| --- | --- | --- |
| Kind | HTTP API | HTTP API |
| Vendor | Agentcard Corporation | Openfort (Alamas Labs Inc.) |
| Hosted endpoint | `https://api.agentcard.sh` | `https://api.openfort.io` |
| Transports | HTTP | HTTP, stdio |
| Auth | OAuth | API key |
| Pricing | Freemium | Freemium |
| x402 | no | payer tooling only |
| Licence | Proprietary service under Agentcard's terms of use. The `agent-cards` CLI on npm declares no licence, `@agent-cards/checkout` is marked as having none, and the repository they name is private | Proprietary service under the Openfort Developer Terms of Service. The Node SDK and OpenSigner are MIT. The CLI repository and package state no licence |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| Last release | 2026-10-09 | 2026-09-28 |
| Terms last updated | 2026-07-10 | 2026-01-16 |
| Privacy policy last updated | no document linked | 2026-09-04 |
| Customer content may train models | not found in the text | not found in the text |
| Terms restrict automated access | yes | not found in the text |
| Terms restrict benchmarking | not found in the text | yes |
| Terms or service can change without notice | not found in the text | not found in the text |
| Arbitration or class-action waiver | yes | yes |
| Popularity | 33k npm/wk | 10 stars, 7.6k npm/wk |

## Verdicts

**Agentcard.** Purchases need the user's passkey approval by default, cards carry spending rules, and card creation takes an idempotency key. No status page, published rate limits beyond the token endpoint, or privacy policy of Agentcard's own was found, and the Trust Centre could not be read. Issuing costs $5,000 a month.

**Openfort.** Backend wallets sign inside a GCP Confidential Space enclave, secret keys carry 26 scopes, and rate limits, errors and prices are published. On EVM, a backend send reaches the policy engine only as a hash, so address and value rules bind only when the caller runs the pre-flight check first.

## Before you call either

### Agentcard

1. Mint a platform token with `POST /api/v2/oauth/token` and cache it for its one hour. The endpoint allows 30 requests per 5 minutes per IP
2. Send the same `Idempotency-Key` on every retry of `POST /api/v2/cards`, and the same `idempotency_key` on every retry of `buy_checkout`
3. Pass `source: "issued"` to the MCP `create_card` tool for a card number. Without it the tool may start Vault setup and return a link
4. Call `get_card_details` only at the payment form and never log the result. Each read notifies the member and may return `approval_required`
5. Treat `transaction.authorized` and `order.*` webhooks as the record of a payment, and deduplicate deliveries on the event `id`

### Openfort

1. Call `policies.evaluate` with operation `signEvmTransaction` before every EVM backend send. The send itself is checked only as `signEvmHash`
2. Keep the signing policy and the gas sponsorship policy separate. Linking a signing policy to a fee sponsorship stops it working as a guardrail
3. Pass a fee sponsorship on EVM sends. Without one the transaction stays pending with no error
4. Give an agent a secret key without `accounts:export`, and limit the CLI MCP server to the tools it needs
5. On a 5xx after a write, read the resource before retrying. On a 429, wait the full `Retry-After`

## Questions

### Which is better for AI agents, Agentcard or Openfort?

Openfort scores 70.1 (BB) on agent readiness against Agentcard's 56.5 (C), and leads in 6 of 7 scored categories.

### Do Agentcard and Openfort need an API key?

Agentcard uses an OAuth sign-in. Openfort needs an API key.

### Can an agent call Agentcard and Openfort without installing anything?

Yes. Agentcard has a hosted endpoint at https://api.agentcard.sh and Openfort at https://api.openfort.io.


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/agentcard-vs-openfort.json, and with the fewest tokens: https://www.anchorterminal.com/compare/agentcard-vs-openfort.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "agentcard", "b": "openfort"}`. From a terminal: `anchor compare agentcard openfort`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/agentcard.json and https://www.anchorterminal.com/api/v1/tools/openfort.json

## Other comparisons with Agentcard or Openfort

- [Agentcard vs Crossmint API + Docs MCP](https://www.anchorterminal.com/compare/agentcard-vs-crossmint.md)
- [Agentcard vs Sponge Wallet](https://www.anchorterminal.com/compare/agentcard-vs-sponge-wallet.md)
- [Agentcard vs Stripe API + MCP](https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp.md)
- [Circle Wallets (Agent Wallets, Programmable Wallets) vs Openfort](https://www.anchorterminal.com/compare/circle-wallets-vs-openfort.md)
- [Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP) vs Openfort](https://www.anchorterminal.com/compare/coinbase-cdp-agentkit-vs-openfort.md)
- [Openfort vs Privy Wallets (server wallets, agent wallets, policy engine)](https://www.anchorterminal.com/compare/openfort-vs-privy.md)
- [Openfort vs Sponge Wallet](https://www.anchorterminal.com/compare/openfort-vs-sponge-wallet.md)
- [Openfort vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/openfort-vs-turnkey-agentic-wallets.md)
- [Agentcard vs Circle Wallets (Agent Wallets, Programmable Wallets)](https://www.anchorterminal.com/compare/agentcard-vs-circle-wallets.md)
- [Agentcard vs Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP)](https://www.anchorterminal.com/compare/agentcard-vs-coinbase-cdp-agentkit.md)
- [Agentcard vs Privy Wallets (server wallets, agent wallets, policy engine)](https://www.anchorterminal.com/compare/agentcard-vs-privy.md)
- [Agentcard vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/agentcard-vs-turnkey-agentic-wallets.md)