{
  "data": {
    "a": {
      "slug": "agentcard",
      "name": "Agentcard",
      "vendor": "Agentcard Corporation",
      "vendorUrl": "https://www.agentcard.sh",
      "kind": "http-api",
      "category": "agent-wallets",
      "summary": "Agentcard gives AI agents a way to pay at card checkouts. Its Vault stores a user's own cards for approved purchases, and Issuing creates single-use or multi-use virtual Visa cards. Access is by REST API, MCP server and CLI.",
      "url": "https://www.anchorterminal.com/tools/agentcard",
      "markdownUrl": "https://www.anchorterminal.com/tools/agentcard.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/agentcard.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/agentcard.json",
      "license": "Proprietary service under Agentcard's terms of use. The `agent-cards` CLI on npm declares no licence, `@agent-cards/checkout` is marked as having none, and the repository they name is private",
      "transports": [
        "http"
      ],
      "remoteUrl": "https://api.agentcard.sh",
      "packages": [
        {
          "registry": "npm",
          "name": "agent-cards"
        },
        {
          "registry": "npm",
          "name": "@agent-cards/checkout"
        }
      ],
      "auth": "oauth",
      "authNotes": "Self-serve. A person signs in to the dashboard or the CLI with an emailed code and creates an OAuth client. `POST /api/v2/oauth/token` exchanges `client_id` and `client_secret` for a platform token that lasts one hour, with the single scope `api`. A user connects by a one-time code, which returns a connection token limited to that user's cards and purchases, refreshed with the platform token. Sandbox and production use separate clients on one host.",
      "pricing": "freemium",
      "pricingNotes": "Vault is free up to 5,000 users, with Enterprise by quote. Issuing is $5,000 a month with $0 per card. The Purchase Agent is listed at $0.15 a request and free in beta. A sandbox with test cards needs no contract or card. Prices for the personal plans named in the MCP tools (free, basic, pro) were not found (https://www.agentcard.sh/pricing, checked 2026-10-09).",
      "priceSummary": "$0.15 / call",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "The home page FAQ asks whether Agentcard supports x402, AP2 or other agent payment protocols and answers Not yet. No x402, MPP or L402 in the docs or the OpenAPI file (https://www.agentcard.sh/, checked 2026-10-09).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": 33018,
        "pypiWeekly": null,
        "asOf": "2026-10-09"
      },
      "docsUrl": "https://docs.agentcard.sh",
      "llmsTxt": "https://docs.agentcard.sh/llms.txt",
      "openapi": "https://docs.agentcard.sh/openapi.json",
      "capabilities": [
        "payments.card",
        "wallet.spend-limits",
        "wallet.custody"
      ],
      "tags": [
        "hosted",
        "freemium",
        "closed-source",
        "openapi",
        "llms-txt",
        "mcp",
        "cli",
        "oauth",
        "typescript",
        "sandbox",
        "webhooks",
        "virtual-cards",
        "cards",
        "approvals",
        "usdc"
      ],
      "lastRelease": "2026-10-09",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 56.5,
        "grade": "C",
        "agentReady": false,
        "rank": 637,
        "ranked": true,
        "rankOf": 961,
        "categoryRank": 6,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 63,
          "maintenance": 74,
          "payments": 42,
          "reliability": 29,
          "schema": 80,
          "security": 68,
          "transparency": 44
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-09"
        },
        "negative": 0,
        "verdict": "Purchases need the user's passkey approval by default, cards carry spending rules, and card creation takes an idempotency key. No status page, published rate limits beyond the token endpoint, or privacy policy of Agentcard's own was found, and the Trust Centre could not be read. Issuing costs $5,000 a month.",
        "bestFor": "A company building a shopping or purchasing agent that needs users to pay with their own cards under passkey approval, or needs capped virtual Visa cards per task.",
        "strengths": [
          "Vault purchases pause for the user's passkey or master password approval by default, and production card creation returns `approval_pending` with an approval link",
          "Presets cap spend in total and per rolling day, week and month, and restrict merchants, categories, countries, currencies, days and hours, in `strict` or `watch` mode",
          "`POST /api/v2/cards` requires an `Idempotency-Key`, and `buy_checkout` re-checks the confirmed total and address before paying",
          "Errors share one envelope with a stable `code`, and each endpoint page lists the codes it can return",
          "llms.txt indexes 379 Markdown pages, among them one page for each of 117 MCP tools and 116 CLI commands",
          "Changelog entries are dated almost daily to 28 September 2026, and `@agent-cards/checkout` 0.23.6 was published on 9 October 2026"
        ],
        "weaknesses": [
          "No status page or incident history was found on the site or in the docs. An SLA is listed for Enterprise plans only, with no published text",
          "The only rate limit with numbers is 30 requests per 5 minutes per IP on the token endpoint",
          "The site's Privacy Policy link opens the policy of Rain, the card issuing partner. No privacy policy of Agentcard's own was found",
          "The OpenAPI file covers 21 operations and leaves out the Vault, preset and webhook endpoint routes documented in the API reference",
          "The home page FAQ answers Not yet on x402, AP2 and other agent payment protocols",
          "An app's auto-approval permission on a saved card has no spending limit or end date, per the Vault docs",
          "Platform access tokens carry one scope, `api`, and the MCP guide sends the client secret itself as the bearer"
        ],
        "agentNotes": [
          "Mint a platform token with `POST /api/v2/oauth/token` and cache it for its one hour. The endpoint allows 30 requests per 5 minutes per IP",
          "Send the same `Idempotency-Key` on every retry of `POST /api/v2/cards`, and the same `idempotency_key` on every retry of `buy_checkout`",
          "Pass `source: \"issued\"` to the MCP `create_card` tool for a card number. Without it the tool may start Vault setup and return a link",
          "Call `get_card_details` only at the payment form and never log the result. Each read notifies the member and may return `approval_required`",
          "Treat `transaction.authorized` and `order.*` webhooks as the record of a payment, and deduplicate deliveries on the event `id`"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "C",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 56.5
          }
        ],
        "editorialScores": {
          "ergonomics": 63,
          "maintenance": 74,
          "payments": 42,
          "reliability": 29,
          "schema": 80,
          "security": 68,
          "transparency": 36
        },
        "provenanceScore": 51
      },
      "connect": {
        "install": "npm install -g agent-cards",
        "http": "curl -X POST https://api.agentcard.sh/api/v2/oauth/token -d grant_type=client_credentials -d client_id=$AGENTCARD_CLIENT_ID -d client_secret=$AGENTCARD_CLIENT_SECRET",
        "claudeCode": "claude mcp add agentcard --transport http https://mcp.agentcard.sh/mcp --header \"Authorization: Bearer YOUR_CLIENT_SECRET\""
      },
      "letme": {
        "capability": "https://letme.dev/payments.card",
        "tool": "https://letme.dev/agentcard"
      },
      "area": "payments",
      "unitPrices": [
        {
          "item": "Purchase Agent request (listed price, free in beta)",
          "unit": "call",
          "usd": 0.15,
          "note": "https://www.agentcard.sh/pricing"
        },
        {
          "item": "Issuing plan",
          "unit": "month",
          "usd": 5000,
          "note": "$0 per card, 1 per cent revenue share to the customer"
        },
        {
          "item": "Vault Free plan, up to 5,000 users",
          "unit": "month",
          "usd": 0,
          "note": "Enterprise by quote"
        },
        {
          "item": "Issued card international transaction",
          "unit": "pct",
          "usd": 1,
          "note": "no annual fee, 0 per cent APR"
        }
      ],
      "provenance": {
        "legalEntity": "Agentcard Corporation",
        "domain": "agentcard.sh",
        "domainRegistered": "",
        "endpointOnVendorDomain": true,
        "terms": "https://www.agentcard.sh/terms",
        "privacy": "",
        "statusPage": "",
        "changelog": "https://www.agentcard.sh/updates",
        "securityTxt": "none",
        "checked": "2026-10-09",
        "notes": [
          "The terms of use (updated 10 July 2026) name Agentcard Corporation, a Delaware corporation (File No. 10619012), registered office 131 Continental Dr, Suite 305, Newark, DE 19713, and cover the MCP server, CLI, dashboard and API.",
          "No privacy policy of Agentcard's own was found, so `privacy` is left out. The footer's Privacy Policy link and the link in the terms open Rain's privacy policy at legal.raincards.xyz, and www.agentcard.sh/privacy redirects to Rain's account opening privacy notice for Third National.",
          "Cards are issued by Third National, a Rain company, under a cardholder agreement at https://www.agentcard.sh/card-terms.",
          "The API answers at api.agentcard.sh, the MCP server at mcp.agentcard.sh and the Vault at vault.agentcard.sh per the docs. We sent no request to those hosts.",
          "www.agentcard.sh/.well-known/security.txt returned a 404 page. No status page was found.",
          "rdap.org returned 404 for agentcard.sh, so the registration date is unknown. The first `agent-cards` package was published on 23 February 2026.",
          "The npm packages name the private repository github.com/tiny-agent-company/tiny-agent-company."
        ],
        "score": 51
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/agentcard.json",
      "live": {
        "slug": "agentcard",
        "probe": {
          "target": "https://api.agentcard.sh",
          "method": "get",
          "lastAt": "2026-10-11T02:46:15.196793951Z",
          "lastOk": true,
          "lastStatus": 404,
          "lastMs": 170,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 154,
          "p95ms24h": 372,
          "samples24h": 248,
          "samples30d": 361,
          "days": [
            {
              "date": "2026-10-09",
              "probes": 85,
              "ok": 85
            },
            {
              "date": "2026-10-10",
              "probes": 247,
              "ok": 247
            },
            {
              "date": "2026-10-11",
              "probes": 29,
              "ok": 29
            }
          ]
        },
        "versions": [
          {
            "registry": "npm",
            "name": "@agent-cards/checkout",
            "version": "0.23.7",
            "seenAt": "2026-10-10T17:31:11.382759755Z"
          },
          {
            "registry": "npm",
            "name": "agent-cards",
            "version": "0.8.2",
            "seenAt": "2026-10-10T17:31:10.508733826Z"
          }
        ],
        "npmWeekly": 8783,
        "securityTxt": {
          "url": "https://agentcard.sh/.well-known/security.txt",
          "state": "none",
          "checkedAt": "2026-10-10T15:41:21.506820204Z"
        },
        "llmsTxt": {
          "url": "https://docs.agentcard.sh/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-10-10T14:03:12.5934938Z"
        },
        "pages": [
          {
            "url": "https://www.agentcard.sh/updates",
            "kind": "changelog",
            "status": 304,
            "checkedAt": "2026-10-10T19:12:03.241703866Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "4cb2a788f3c9"
          },
          {
            "url": "https://www.agentcard.sh/pricing",
            "kind": "pricing",
            "status": 304,
            "checkedAt": "2026-10-10T19:11:59.093534938Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "5286901862a9"
          },
          {
            "url": "https://www.agentcard.sh/terms",
            "kind": "terms",
            "status": 304,
            "checkedAt": "2026-10-10T19:12:01.271591322Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "f5a295e149ce"
          }
        ],
        "updatedAt": "2026-10-11T02:46:15.196793951Z"
      }
    },
    "answer": "Agentcard scores 56.5 (C) on agent readiness against Kite Agent Passport's 51.5 (D), and leads in 3 of 7 scored categories. Kite Agent Passport leads on reliability, agent ergonomics and transparency \u0026 trust.",
    "b": {
      "slug": "kite-agent-passport",
      "name": "Kite Agent Passport",
      "vendor": "Kite AI",
      "vendorUrl": "https://gokite.ai",
      "kind": "platform",
      "category": "agent-wallets",
      "summary": "Kite Agent Passport gives an AI agent a funded USDC wallet and an identity, with spending sessions a person approves by passkey. Agents use it through the kpass CLI and a skills bundle to pay x402 and MPP services.",
      "url": "https://www.anchorterminal.com/tools/kite-agent-passport",
      "markdownUrl": "https://www.anchorterminal.com/tools/kite-agent-passport.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/kite-agent-passport.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/kite-agent-passport.json",
      "repo": "https://github.com/gokite-ai/passport-skills",
      "license": "Closed service under terms from Datalego Inc. dated 29 April 2026. The Passport Skills repository is MIT. The kpass CLI is distributed as binaries and its source repository is private.",
      "transports": [
        "http"
      ],
      "packages": [],
      "auth": "mixed",
      "authNotes": "A person signs up by email (a verification link plus an 8-character code) and creates a passkey on the Passport dashboard. The agent then registers itself with `kpass agent:register` and requests spending sessions, each approved by the person with the passkey. Wallet sends, session approvals and passkey changes need a fresh passkey step-up. Returning logins use an emailed code. A hosted MCP endpoint with OAuth exists for ChatGPT and other MCP clients (changelog, 23 June 2026); its URL was not found in the reviewed docs.",
      "pricing": "usage",
      "pricingNotes": "No published fee schedule was found (checked 10 October 2026). The changelog says session preflight returns an estimate covering merchant fees, network gas and Passport's own service margin, shown before approval, without stating the margin. Merchants set their own prices. Account creation and sandbox test mode with a testnet faucet need no card. Fiat funding goes through Banxa with an ID check.",
      "priceSummary": "Pay per use",
      "where": "local",
      "x402": {
        "level": "partial",
        "evidence": "Passport pays third-party x402 services as a buyer (`kpass agent:session execute`, `--payment-approach x402_http`) and also pays MPP services, per the Service Provider Guide (https://docs.gokite.ai/kite-agent-passport/service-provider-guide). Passport's own backend is not paid over x402, MPP or L402, and Kite recommends the third-party Pieverse facilitator for Kite chain.",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-10"
      },
      "docsUrl": "https://docs.gokite.ai/kite-agent-passport",
      "llmsTxt": "https://docs.gokite.ai/llms.txt",
      "capabilities": [
        "wallet.onchain",
        "wallet.spend-limits",
        "payments.x402",
        "payments.card",
        "auth.agent-identity"
      ],
      "tags": [
        "hosted",
        "cli",
        "skills",
        "llms-txt",
        "wallet",
        "x402",
        "mpp",
        "stablecoins",
        "virtual-cards",
        "closed-source"
      ],
      "lastRelease": "2026-10-07",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 51.5,
        "grade": "D",
        "agentReady": false,
        "rank": 755,
        "ranked": true,
        "rankOf": 961,
        "categoryRank": 7,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 68,
          "maintenance": 71,
          "payments": 35,
          "reliability": 35,
          "schema": 64,
          "security": 72,
          "transparency": 56
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-10"
        },
        "negative": -5,
        "negativeNotes": [
          "22 July 2026: Kite fixed a settlement-timing gap in agent-session payments, marked [security], that could allow repricing between detection and settlement. It is fixed and disclosed in the changelog, with no report of exploitation found, so -2 (https://docs.gokite.ai/changelog/2026/2026-07-22-release).",
          "8 July 2026: settlement moved to Base, replacing the treasury relay path, and mainnet agent wallets' USDC was bridged to Base. The release note asked integrations that assumed Kite settlement to update, with no earlier notice found, so -3 (https://docs.gokite.ai/changelog/2026/2026-07-08-release)."
        ],
        "verdict": "Spending sessions with per-transaction and total caps, a lifetime and passkey approval are enforced by the service, with step-up checks and an audit log. A person must sign up by email and create a passkey before an agent can pay. No published fee rate, OpenAPI file or Passport status page was found.",
        "bestFor": "Coding agents such as Claude Code or Codex that need to pay x402 or MPP services within budgets a person approves by passkey.",
        "strengths": [
          "Each spending session has a per-transaction cap, a USD budget, a lifetime and a scope, approved by the person with a passkey",
          "Wallet sends, session approvals and passkey changes need an action-bound passkey step-up, and a step-up log and login history are readable",
          "Pays third-party x402 and MPP services as a buyer, with cross-chain routing across Base, Tempo and Solana since 8 July 2026",
          "The kpass CLI returns JSON with numbered exit codes, an `error_code` and a `hint`, and documents an idempotency key on paid executes",
          "Active releases: CLI bundle 83 on 7 October 2026 and twelve Passport Skills tags since 29 August 2026"
        ],
        "weaknesses": [
          "A person signs up by email, clicks a verification link and creates a passkey in a browser before any agent can spend",
          "No fee rate is published. Passport's service margin appears only in a per-session estimate before approval",
          "The API reference is a placeholder and no OpenAPI file is published, so agents work through the CLI or the hosted MCP endpoint",
          "No status page covers the Passport backend, and no rate limit with numbers or SLA was found",
          "The kite-passport skill tells agents to use paid services before WebSearch or built-in tools, which can spend budget on tasks free tools could do"
        ],
        "agentNotes": [
          "Run `kpass` with `--output json --no-interactive` and branch on the exit code and `error_code`. Exit 6 is a session policy breach, so request a new session rather than logging in again",
          "Pass `--idempotency-key` on every `kpass session execute` so a retry after a timeout does not pay twice",
          "Ask the person for a session with a small per-transaction cap and a short `--ttl`, and confirm the merchant URL before executing",
          "Use `kpass sandbox` test mode and the faucet to try a payment flow without real funds. Scoped cards are not available in sandbox",
          "Check the kite-passport skill's trigger rules before installing it, since it directs the agent to paid services ahead of free tools"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "D",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 51.5
          }
        ],
        "editorialScores": {
          "ergonomics": 68,
          "maintenance": 71,
          "payments": 35,
          "reliability": 35,
          "schema": 64,
          "security": 72,
          "transparency": 47
        },
        "provenanceScore": 65
      },
      "connect": {
        "install": "curl -fsSL https://agentpassport.ai/install.sh | bash"
      },
      "letme": {
        "capability": "https://letme.dev/wallet.onchain",
        "tool": "https://letme.dev/kite-agent-passport"
      },
      "area": "payments",
      "provenance": {
        "legalEntity": "Datalego Inc.",
        "domain": "agentpassport.ai",
        "domainRegistered": "",
        "endpointOnVendorDomain": true,
        "terms": "https://agentpassport.ai/terms/",
        "privacy": "https://agentpassport.ai/privacy/",
        "statusPage": "",
        "changelog": "https://docs.gokite.ai/changelog/2026/2026-07-29-release",
        "securityTxt": "none",
        "checked": "2026-10-10",
        "notes": [
          "The terms and privacy policy name Datalego Inc. as the operator of agentpassport.ai, and the privacy policy gives ops@gokite.ai for requests.",
          "status.gokite.ai covers the Kite website, explorer and RPC endpoints, not the Passport backend, so statusPage is empty.",
          "agentpassport.ai/.well-known/security.txt returns the site's HTML page and gokite.ai/.well-known/security.txt returns 404. SECURITY.md in the skills repository names security@kitepassport.com.",
          "The backend runs at passport.prod.gokite.ai, a Kite domain, per the skills repository."
        ],
        "score": 65
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/kite-agent-passport.json"
    },
    "facts": [
      {
        "a": "HTTP API",
        "b": "Platform",
        "name": "Kind"
      },
      {
        "a": "Agentcard Corporation",
        "b": "Kite AI",
        "name": "Vendor"
      },
      {
        "a": "https://api.agentcard.sh",
        "b": "no (local only)",
        "name": "Hosted endpoint"
      },
      {
        "a": "HTTP",
        "b": "HTTP",
        "name": "Transports"
      },
      {
        "a": "OAuth",
        "b": "OAuth or key",
        "name": "Auth"
      },
      {
        "a": "Freemium",
        "b": "Pay per use",
        "name": "Pricing"
      },
      {
        "a": "no",
        "b": "payer tooling only",
        "name": "x402"
      },
      {
        "a": "Proprietary service under Agentcard's terms of use. The `agent-cards` CLI on npm declares no licence, `@agent-cards/checkout` is marked as having none, and the repository they name is private",
        "b": "Closed service under terms from Datalego Inc. dated 29 April 2026. The Passport Skills repository is MIT. The kpass CLI is distributed as binaries and its source repository is private.",
        "name": "Licence"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "2026-10-09",
        "b": "2026-10-07",
        "name": "Last release"
      },
      {
        "a": "2026-07-10",
        "b": "",
        "name": "Terms last updated"
      },
      {
        "a": "no document linked",
        "b": "",
        "name": "Privacy policy last updated"
      },
      {
        "a": "not found in the text",
        "b": "",
        "name": "Customer content may train models"
      },
      {
        "a": "yes",
        "b": "",
        "name": "Terms restrict automated access"
      },
      {
        "a": "not found in the text",
        "b": "",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "not found in the text",
        "b": "",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "yes",
        "b": "",
        "name": "Arbitration or class-action waiver"
      },
      {
        "a": "33k npm/wk",
        "b": "none",
        "name": "Popularity"
      }
    ],
    "faq": [
      {
        "answer": "Agentcard scores 56.5 (C) on agent readiness against Kite Agent Passport's 51.5 (D), and leads in 3 of 7 scored categories. Kite Agent Passport leads on reliability, agent ergonomics and transparency \u0026 trust.",
        "question": "Which is better for AI agents, Agentcard or Kite Agent Passport?"
      },
      {
        "answer": "Agentcard has a hosted endpoint at https://api.agentcard.sh. No hosted endpoint is listed for Kite Agent Passport.",
        "question": "Can an agent call Agentcard and Kite Agent Passport without installing anything?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": [
          "Schema \u0026 documentation, 80 against 64",
          "Payments \u0026 pricing, 42 against 35"
        ],
        "also": [
          "A hosted endpoint, with nothing to install",
          "No incidents deducted, where Kite Agent Passport loses 5 points for them"
        ],
        "goodFor": "A company building a shopping or purchasing agent that needs users to pay with their own cards under passkey approval, or needs capped virtual Visa cards per task.",
        "slug": "agentcard",
        "watchFor": "No status page or incident history was found on the site or in the docs. An SLA is listed for Enterprise plans only, with no published text"
      },
      {
        "aheadOn": [
          "Reliability, 35 against 29",
          "Agent ergonomics, 68 against 63",
          "Transparency \u0026 trust, 56 against 44"
        ],
        "also": null,
        "goodFor": "Coding agents such as Claude Code or Codex that need to pay x402 or MPP services within budgets a person approves by passkey.",
        "slug": "kite-agent-passport",
        "watchFor": "A person signs up by email, clicks a verification link and creates a passkey in a browser before any agent can spend"
      }
    ],
    "job": {
      "capability": "payments.card",
      "name": "Card payments"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/agentcard-vs-crossmint.json",
        "title": "Agentcard vs Crossmint API + Docs MCP",
        "url": "https://www.anchorterminal.com/compare/agentcard-vs-crossmint"
      },
      {
        "json": "https://www.anchorterminal.com/compare/agentcard-vs-sponge-wallet.json",
        "title": "Agentcard vs Sponge Wallet",
        "url": "https://www.anchorterminal.com/compare/agentcard-vs-sponge-wallet"
      },
      {
        "json": "https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp.json",
        "title": "Agentcard vs Stripe API + MCP",
        "url": "https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp"
      },
      {
        "json": "https://www.anchorterminal.com/compare/circle-wallets-vs-kite-agent-passport.json",
        "title": "Circle Wallets (Agent Wallets, Programmable Wallets) vs Kite Agent Passport",
        "url": "https://www.anchorterminal.com/compare/circle-wallets-vs-kite-agent-passport"
      },
      {
        "json": "https://www.anchorterminal.com/compare/coinbase-cdp-agentkit-vs-kite-agent-passport.json",
        "title": "Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP) vs Kite Agent Passport",
        "url": "https://www.anchorterminal.com/compare/coinbase-cdp-agentkit-vs-kite-agent-passport"
      },
      {
        "json": "https://www.anchorterminal.com/compare/kite-agent-passport-vs-openfort.json",
        "title": "Kite Agent Passport vs Openfort",
        "url": "https://www.anchorterminal.com/compare/kite-agent-passport-vs-openfort"
      },
      {
        "json": "https://www.anchorterminal.com/compare/kite-agent-passport-vs-privy.json",
        "title": "Kite Agent Passport vs Privy Wallets (server wallets, agent wallets, policy engine)",
        "url": "https://www.anchorterminal.com/compare/kite-agent-passport-vs-privy"
      },
      {
        "json": "https://www.anchorterminal.com/compare/kite-agent-passport-vs-sponge-wallet.json",
        "title": "Kite Agent Passport vs Sponge Wallet",
        "url": "https://www.anchorterminal.com/compare/kite-agent-passport-vs-sponge-wallet"
      },
      {
        "json": "https://www.anchorterminal.com/compare/kite-agent-passport-vs-turnkey-agentic-wallets.json",
        "title": "Kite Agent Passport vs Turnkey Agentic Wallets",
        "url": "https://www.anchorterminal.com/compare/kite-agent-passport-vs-turnkey-agentic-wallets"
      },
      {
        "json": "https://www.anchorterminal.com/compare/agentcard-vs-circle-wallets.json",
        "title": "Agentcard vs Circle Wallets (Agent Wallets, Programmable Wallets)",
        "url": "https://www.anchorterminal.com/compare/agentcard-vs-circle-wallets"
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        "json": "https://www.anchorterminal.com/compare/agentcard-vs-coinbase-cdp-agentkit.json",
        "title": "Agentcard vs Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP)",
        "url": "https://www.anchorterminal.com/compare/agentcard-vs-coinbase-cdp-agentkit"
      },
      {
        "json": "https://www.anchorterminal.com/compare/agentcard-vs-openfort.json",
        "title": "Agentcard vs Openfort",
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        "json": "https://www.anchorterminal.com/compare/agentcard-vs-turnkey-agentic-wallets.json",
        "title": "Agentcard vs Turnkey Agentic Wallets",
        "url": "https://www.anchorterminal.com/compare/agentcard-vs-turnkey-agentic-wallets"
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    ],
    "scores": [
      {
        "agentcard": 29,
        "by": 6,
        "edge": "kite-agent-passport",
        "key": "reliability",
        "kite-agent-passport": 35,
        "name": "Reliability",
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "agentcard": 80,
        "by": 16,
        "edge": "agentcard",
        "key": "schema",
        "kite-agent-passport": 64,
        "name": "Schema \u0026 documentation",
        "weight": 13
      },
      {
        "agentcard": 63,
        "by": 5,
        "edge": "kite-agent-passport",
        "key": "ergonomics",
        "kite-agent-passport": 68,
        "name": "Agent ergonomics",
        "weight": 13
      },
      {
        "agentcard": 68,
        "by": 4,
        "edge": "kite-agent-passport",
        "key": "security",
        "kite-agent-passport": 72,
        "name": "Security \u0026 auth",
        "weight": 14
      },
      {
        "agentcard": 42,
        "by": 7,
        "edge": "agentcard",
        "key": "payments",
        "kite-agent-passport": 35,
        "name": "Payments \u0026 pricing",
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "agentcard": 74,
        "by": 3,
        "edge": "agentcard",
        "key": "maintenance",
        "kite-agent-passport": 71,
        "name": "Maintenance \u0026 community",
        "weight": 7
      },
      {
        "agentcard": 44,
        "by": 12,
        "edge": "kite-agent-passport",
        "key": "transparency",
        "kite-agent-passport": 56,
        "name": "Transparency \u0026 trust",
        "weight": 7
      }
    ],
    "summary": "Agentcard scores 56.5 (C) on agent readiness against Kite Agent Passport's 51.5 (D), and leads in 3 of 7 scored categories. Kite Agent Passport leads on reliability, agent ergonomics and transparency \u0026 trust. Both do card payments.",
    "verdicts": {
      "agentcard": "Purchases need the user's passkey approval by default, cards carry spending rules, and card creation takes an idempotency key. No status page, published rate limits beyond the token endpoint, or privacy policy of Agentcard's own was found, and the Trust Centre could not be read. Issuing costs $5,000 a month.",
      "kite-agent-passport": "Spending sessions with per-transaction and total caps, a lifetime and passkey approval are enforced by the service, with step-up checks and an audit log. A person must sign up by email and create a passkey before an agent can pay. No published fee rate, OpenAPI file or Passport status page was found."
    }
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    "html": "https://www.anchorterminal.com/compare/agentcard-vs-kite-agent-passport",
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  "markdown": "Agentcard scores 56.5 (C) on agent readiness against Kite Agent Passport's 51.5 (D), and leads in 3 of 7 scored categories. Kite Agent Passport leads on reliability, agent ergonomics and transparency \u0026 trust. Both do card payments.\n\n- Agentcard: grade C, 56.5/100, rank #637 of 961. Markdown https://www.anchorterminal.com/tools/agentcard.md · JSON https://www.anchorterminal.com/api/v1/tools/agentcard.json\n- Kite Agent Passport: grade D, 51.5/100, rank #755 of 961. Markdown https://www.anchorterminal.com/tools/kite-agent-passport.md · JSON https://www.anchorterminal.com/api/v1/tools/kite-agent-passport.json\n- Best agent wallets and spending controls: https://www.anchorterminal.com/best/agent-wallets/index.md\n- All 30 wallets comparisons: https://www.anchorterminal.com/compare/agent-wallets/index.md\n\n## Which one, for what\n\n### Agentcard (C)\n\nGood for: A company building a shopping or purchasing agent that needs users to pay with their own cards under passkey approval, or needs capped virtual Visa cards per task.\n\nAhead on:\n- Schema \u0026 documentation, 80 against 64\n- Payments \u0026 pricing, 42 against 35\n\nAlso in its favour:\n- A hosted endpoint, with nothing to install\n- No incidents deducted, where Kite Agent Passport loses 5 points for them\n\nWatch for: No status page or incident history was found on the site or in the docs. An SLA is listed for Enterprise plans only, with no published text\n\n### Kite Agent Passport (D)\n\nGood for: Coding agents such as Claude Code or Codex that need to pay x402 or MPP services within budgets a person approves by passkey.\n\nAhead on:\n- Reliability, 35 against 29\n- Agent ergonomics, 68 against 63\n- Transparency \u0026 trust, 56 against 44\n\nWatch for: A person signs up by email, clicks a verification link and creates a passkey in a browser before any agent can spend\n\n\n## Score by category\n\n| Category | Weight | Agentcard | Kite Agent Passport | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 29 | 35 | Kite Agent Passport +6 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 80 | 64 | Agentcard +16 |\n| Agent ergonomics | 13% (16.2 this run) | 63 | 68 | Kite Agent Passport +5 |\n| Security \u0026 auth | 14% (17.5 this run) | 68 | 72 | Kite Agent Passport +4 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 42 | 35 | Agentcard +7 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 74 | 71 | Agentcard +3 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 44 | 56 | Kite Agent Passport +12 |\n| Negative events | ≤15 | 0 | -5 | |\n| **Total** | | **56.5 · C** | **51.5 · D** | |\n\n## Facts side by side\n\n| Fact | Agentcard | Kite Agent Passport |\n| --- | --- | --- |\n| Kind | HTTP API | Platform |\n| Vendor | Agentcard Corporation | Kite AI |\n| Hosted endpoint | `https://api.agentcard.sh` | no (local only) |\n| Transports | HTTP | HTTP |\n| Auth | OAuth | OAuth or key |\n| Pricing | Freemium | Pay per use |\n| x402 | no | payer tooling only |\n| Licence | Proprietary service under Agentcard's terms of use. The `agent-cards` CLI on npm declares no licence, `@agent-cards/checkout` is marked as having none, and the repository they name is private | Closed service under terms from Datalego Inc. dated 29 April 2026. The Passport Skills repository is MIT. The kpass CLI is distributed as binaries and its source repository is private. |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-10-09 | 2026-10-07 |\n| Terms last updated | 2026-07-10 |  |\n| Privacy policy last updated | no document linked |  |\n| Customer content may train models | not found in the text |  |\n| Terms restrict automated access | yes |  |\n| Terms restrict benchmarking | not found in the text |  |\n| Terms or service can change without notice | not found in the text |  |\n| Arbitration or class-action waiver | yes |  |\n| Popularity | 33k npm/wk | none |\n\n## Verdicts\n\n**Agentcard.** Purchases need the user's passkey approval by default, cards carry spending rules, and card creation takes an idempotency key. No status page, published rate limits beyond the token endpoint, or privacy policy of Agentcard's own was found, and the Trust Centre could not be read. Issuing costs $5,000 a month.\n\n**Kite Agent Passport.** Spending sessions with per-transaction and total caps, a lifetime and passkey approval are enforced by the service, with step-up checks and an audit log. A person must sign up by email and create a passkey before an agent can pay. No published fee rate, OpenAPI file or Passport status page was found.\n\n## Before you call either\n\n### Agentcard\n\n1. Mint a platform token with `POST /api/v2/oauth/token` and cache it for its one hour. The endpoint allows 30 requests per 5 minutes per IP\n2. Send the same `Idempotency-Key` on every retry of `POST /api/v2/cards`, and the same `idempotency_key` on every retry of `buy_checkout`\n3. Pass `source: \"issued\"` to the MCP `create_card` tool for a card number. Without it the tool may start Vault setup and return a link\n4. Call `get_card_details` only at the payment form and never log the result. Each read notifies the member and may return `approval_required`\n5. Treat `transaction.authorized` and `order.*` webhooks as the record of a payment, and deduplicate deliveries on the event `id`\n\n### Kite Agent Passport\n\n1. Run `kpass` with `--output json --no-interactive` and branch on the exit code and `error_code`. Exit 6 is a session policy breach, so request a new session rather than logging in again\n2. Pass `--idempotency-key` on every `kpass session execute` so a retry after a timeout does not pay twice\n3. Ask the person for a session with a small per-transaction cap and a short `--ttl`, and confirm the merchant URL before executing\n4. Use `kpass sandbox` test mode and the faucet to try a payment flow without real funds. Scoped cards are not available in sandbox\n5. Check the kite-passport skill's trigger rules before installing it, since it directs the agent to paid services ahead of free tools\n\n## Questions\n\n### Which is better for AI agents, Agentcard or Kite Agent Passport?\n\nAgentcard scores 56.5 (C) on agent readiness against Kite Agent Passport's 51.5 (D), and leads in 3 of 7 scored categories. Kite Agent Passport leads on reliability, agent ergonomics and transparency \u0026 trust.\n\n### Can an agent call Agentcard and Kite Agent Passport without installing anything?\n\nAgentcard has a hosted endpoint at https://api.agentcard.sh. No hosted endpoint is listed for Kite Agent Passport.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/agentcard-vs-kite-agent-passport.json, and with the fewest tokens: https://www.anchorterminal.com/compare/agentcard-vs-kite-agent-passport.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"agentcard\", \"b\": \"kite-agent-passport\"}`. From a terminal: `anchor compare agentcard kite-agent-passport`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/agentcard.json and https://www.anchorterminal.com/api/v1/tools/kite-agent-passport.json\n\n## Other comparisons with Agentcard or Kite Agent Passport\n\n- [Agentcard vs Crossmint API + Docs MCP](https://www.anchorterminal.com/compare/agentcard-vs-crossmint.md)\n- [Agentcard vs Sponge Wallet](https://www.anchorterminal.com/compare/agentcard-vs-sponge-wallet.md)\n- [Agentcard vs Stripe API + MCP](https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp.md)\n- [Circle Wallets (Agent Wallets, Programmable Wallets) vs Kite Agent Passport](https://www.anchorterminal.com/compare/circle-wallets-vs-kite-agent-passport.md)\n- [Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP) vs Kite Agent Passport](https://www.anchorterminal.com/compare/coinbase-cdp-agentkit-vs-kite-agent-passport.md)\n- [Kite Agent Passport vs Openfort](https://www.anchorterminal.com/compare/kite-agent-passport-vs-openfort.md)\n- [Kite Agent Passport vs Privy Wallets (server wallets, agent wallets, policy engine)](https://www.anchorterminal.com/compare/kite-agent-passport-vs-privy.md)\n- [Kite Agent Passport vs Sponge Wallet](https://www.anchorterminal.com/compare/kite-agent-passport-vs-sponge-wallet.md)\n- [Kite Agent Passport vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/kite-agent-passport-vs-turnkey-agentic-wallets.md)\n- [Agentcard vs Circle Wallets (Agent Wallets, Programmable Wallets)](https://www.anchorterminal.com/compare/agentcard-vs-circle-wallets.md)\n- [Agentcard vs Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP)](https://www.anchorterminal.com/compare/agentcard-vs-coinbase-cdp-agentkit.md)\n- [Agentcard vs Openfort](https://www.anchorterminal.com/compare/agentcard-vs-openfort.md)\n- [Agentcard vs Privy Wallets (server wallets, agent wallets, policy engine)](https://www.anchorterminal.com/compare/agentcard-vs-privy.md)\n- [Agentcard vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/agentcard-vs-turnkey-agentic-wallets.md)\n",
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    "description": "Agentcard scores 56.5 (C) to Kite Agent Passport's 51.5 (D) for card payments. Prices, MCP, x402, uptime and agent notes side by side.",
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    "title": "Agentcard vs Kite Agent Passport for AI agents (2026)",
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