# Subscription, bill and budgeting tools for AI agents (slim)

> 10 subscriptions, bills & personal finance listings ranked by the Anchor benchmark. Leader YNAB (B). Apps and APIs that track a person's subscriptions, bills and budgets from their bank transactions, and some that cancel or negotiate on their behalf. Compared on whether an agent can read and change data through an API, how bank accounts are connected, what cancellation and negotiation services do and what they charge.

- Full: https://www.anchorterminal.com/categories/personal-finance.md (~3,300 tokens) · this version ~530 tokens · JSON https://www.anchorterminal.com/categories/personal-finance.json · canonical https://www.anchorterminal.com/categories/personal-finance
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-14

- Tools: 10 · agent-ready (BB+): 0 · accept x402: 0 · JSON: https://www.anchorterminal.com/api/v1/tools.json · by capability: https://www.anchorterminal.com/api/v1/capabilities.json
- Capabilities: finance.subscriptions, finance.bills, finance.budgets, finance.transactions, finance.cancellation

| # | Tool | Grade | Score | Confidence | x402 | Auth | Where | Slim |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 351 | YNAB | B | 65.1 | high | no | OAuth or key | hosted | https://www.anchorterminal.com/tools/ynab.min.md |
| 1026 | Plum | F | 27.4 | medium | no | OAuth or key | local | https://www.anchorterminal.com/tools/plum.min.md |
| 1027 | Snoop | F | 26.7 | medium | no | OAuth or key | local | https://www.anchorterminal.com/tools/snoop.min.md |
| 1037 | Quicken Simplifi | F | 20.7 | medium | no | OAuth or key | local | https://www.anchorterminal.com/tools/quicken-simplifi.min.md |
| 1044 | Emma | F | 17.4 | medium | no | OAuth or key | local | https://www.anchorterminal.com/tools/emma.min.md |
| 1046 | Rocket Money | F | 17 | medium | no | OAuth or key | local | https://www.anchorterminal.com/tools/rocket-money.min.md |
| 1049 | Copilot Money | F | 16.3 | medium | no | OAuth or key | local | https://www.anchorterminal.com/tools/copilot-money.min.md |
| 1053 | PocketGuard | F | 14.6 | medium | no | OAuth or key | local | https://www.anchorterminal.com/tools/pocketguard.min.md |
| 1054 | Hiatus | F | 14.3 | medium | no | OAuth or key | local | https://www.anchorterminal.com/tools/hiatus.min.md |
| 1071 | ScribeUp | F | 7.9 | medium | no | OAuth or key | local | https://www.anchorterminal.com/tools/scribeup.min.md |