{
  "data": {
    "category": {
      "area": "payments",
      "capabilities": [
        "wallet.onchain",
        "wallet.custody",
        "wallet.spend-limits",
        "payments.x402",
        "payments.card"
      ],
      "description": "Wallets and payment credentials an agent can hold, with limits a person sets. Compared on who holds the keys or funds, per-transaction and daily limits, allow-lists, chains and cards supported, and how an operator revokes access.",
      "json": "https://www.anchorterminal.com/categories/agent-wallets.json",
      "name": "Agent wallets \u0026 spending controls",
      "slug": "agent-wallets",
      "test": "",
      "title": "Agent wallets and spending controls",
      "toolCount": 3,
      "tools": [
        "circle-wallets",
        "coinbase-cdp-agentkit",
        "privy"
      ],
      "url": "https://www.anchorterminal.com/categories/agent-wallets"
    },
    "tools": [
      {
        "slug": "circle-wallets",
        "name": "Circle Wallets (Agent Wallets, Programmable Wallets)",
        "vendor": "Circle",
        "vendorUrl": "https://developers.circle.com",
        "kind": "http-api",
        "category": "agent-wallets",
        "summary": "Circle's wallet APIs (developer-controlled, user-controlled and modular wallets) plus Agent Wallets, a USDC wallet an agent drives through the Circle CLI with per-transaction, daily, weekly and monthly caps and address allowlists.",
        "url": "https://www.anchorterminal.com/tools/circle-wallets",
        "markdownUrl": "https://www.anchorterminal.com/tools/circle-wallets.md",
        "slimMarkdownUrl": "https://www.anchorterminal.com/tools/circle-wallets.min.md",
        "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/circle-wallets.json",
        "transports": [
          "http",
          "streamable-http"
        ],
        "remoteUrl": "https://api.circle.com/v1/w3s",
        "packages": [
          {
            "registry": "npm",
            "name": "@circle-fin/cli"
          },
          {
            "registry": "npm",
            "name": "@circle-fin/developer-controlled-wallets"
          },
          {
            "registry": "npm",
            "name": "@circle-fin/user-controlled-wallets"
          },
          {
            "registry": "pypi",
            "name": "circle-developer-controlled-wallets"
          }
        ],
        "auth": "mixed",
        "authNotes": "Wallets API takes a Bearer API key (separate testnet and mainnet keys). Developer-controlled signing also needs an entity secret that Circle never stores, sent as a fresh ciphertext on each write. Agent Wallets sign in through the CLI with email OTP, and every policy change needs a second OTP. The codegen MCP server needs no key.",
        "pricing": "freemium",
        "pricingNotes": "First 1,000 monthly active wallets free every month, then tiered per-wallet fees from $0.05 down to $0.02 on the All-Included plan ($0.038 down to $0.012 for Signing API only). Agent Wallet gas is sponsored (capped, fair use); swaps cost 2 bps, bridging a $0.05 forwarding fee plus CCTP fast-transfer and destination gas, and crosschain x402 payments 0.5 bps (https://help.circle.com/s/article/Developer-platform-fee-schedule?language=en_US).",
        "priceSummary": "0.02% fee",
        "where": "hosted",
        "x402": {
          "level": "partial",
          "evidence": "Agent Wallets pay x402 services through Agent Nanopayments (gasless, batched USDC down to $0.000001), spending policies cover x402 payments, and Circle runs a hosted x402 facilitator on Arc, Base and Polygon PoS since 2026-09-16. The Wallets API itself isn't paid per call via x402 (https://developers.circle.com/agent-stack/agent-wallets; https://developers.circle.com/release-notes/agent-stack-2026).",
          "endpoints": []
        },
        "toolCount": null,
        "popularity": {
          "githubStars": null,
          "npmWeekly": 16541,
          "pypiWeekly": 1115,
          "asOf": "2026-09-30"
        },
        "docsUrl": "https://developers.circle.com/agent-stack/agent-wallets",
        "llmsTxt": "https://developers.circle.com/llms.txt",
        "openapi": "https://developers.circle.com/openapi/developer-controlled-wallets.yaml",
        "capabilities": [
          "wallet.onchain",
          "wallet.custody",
          "wallet.spend-limits",
          "payments.x402"
        ],
        "tags": [
          "hosted",
          "freemium",
          "free-tier",
          "mcp",
          "llms-txt",
          "openapi",
          "typescript",
          "python",
          "wallet",
          "stablecoin",
          "x402",
          "closed-source",
          "webhooks"
        ],
        "lastRelease": "2026-09-22",
        "graded": true,
        "anchor": {
          "graded": true,
          "score": 74.1,
          "grade": "BB",
          "agentReady": true,
          "rank": 50,
          "ranked": true,
          "rankOf": 452,
          "categoryRank": 1,
          "methodology": "0.3",
          "run": "2026-10-01",
          "scores": {
            "ergonomics": 75,
            "maintenance": 77,
            "payments": 75,
            "reliability": 68,
            "schema": 88,
            "security": 65,
            "transparency": 75
          },
          "pending": [
            "performance",
            "tasks"
          ],
          "assessment": {
            "confidence": "medium",
            "date": "2026-10-01"
          },
          "negative": 0,
          "verdict": "Agent Wallet caps per transaction, day, week and month plus recipient and contract allow and block lists, each change confirmed by email OTP. Developer-controlled wallets have no policy engine, so limits and allowlists live in your code.",
          "strengths": [
            "Agent Wallet caps per transaction, day, week and month plus recipient and contract allow and block lists, each change confirmed by email OTP",
            "User custody by 2-of-2 MPC; key shares never reach the agent and Circle says it can't move funds alone",
            "Required UUID idempotency keys on every mutating Wallets API request",
            "Public OpenAPI, llms.txt and a Markdown twin of every docs page",
            "Hosted x402 facilitator on Arc, Base and Polygon PoS since 16 September 2026"
          ],
          "weaknesses": [
            "Developer-controlled wallets have no policy engine, so limits and allowlists live in your code",
            "Spending policies don't work on testnet, so you can't rehearse them without real funds",
            "API keys have no permission scopes we could find",
            "Webhook delivery for Web3 Services failed on 24 September 2026 for up to 48 hours",
            "No SLA, no security.txt and no 429 guidance found"
          ],
          "agentNotes": [
            "Run `circle wallet limit set` with per-tx, daily, weekly and monthly caps in ascending order before funding the wallet",
            "Use the non-interactive sign-in; without your own mailbox, ask a person for the email OTP",
            "Send a new UUID `idempotencyKey` and a fresh `entitySecretCiphertext` on every developer-controlled write",
            "Treat token names and symbols in wallet responses as untrusted text",
            "Stay under 5 POST requests a second on the Wallets API"
          ],
          "metrics": {
            "kind": "remote",
            "measured": false
          },
          "reviewCount": 8,
          "avgRating": 3.1,
          "history": [
            {
              "basis": "public evidence",
              "confidence": "medium",
              "grade": "BB",
              "methodology": "0.3",
              "pending": [
                "performance",
                "tasks"
              ],
              "run": "2026-10-01",
              "runLabel": "October 2026 research run",
              "score": 74.1
            }
          ],
          "editorialScores": {
            "ergonomics": 75,
            "maintenance": 77,
            "payments": 75,
            "reliability": 68,
            "schema": 88,
            "security": 65,
            "transparency": 59
          },
          "provenanceScore": 90
        },
        "connect": {
          "install": "npm install -g @circle-fin/cli",
          "http": "curl https://api.circle.com/v1/w3s/wallets -H \"Authorization: Bearer $CIRCLE_API_KEY\"",
          "claudeCode": "claude mcp add --transport http circle https://api.circle.com/v1/codegen/mcp --scope user",
          "config": {
            "mcpServers": {
              "circle": {
                "url": "https://api.circle.com/v1/codegen/mcp"
              }
            }
          }
        },
        "letme": {
          "capability": "https://letme.dev/wallet.onchain",
          "tool": "https://letme.dev/circle-wallets"
        },
        "area": "payments",
        "unitPrices": [
          {
            "item": "Agent Wallet swap",
            "unit": "pct",
            "usd": 0.02,
            "note": "2 bps swap provider fee"
          },
          {
            "item": "Agent Wallet bridge forwarding",
            "unit": "tx",
            "usd": 0.05,
            "note": "plus CCTP fast-transfer fee and destination gas"
          },
          {
            "item": "Crosschain x402 payment (Gateway)",
            "unit": "pct",
            "usd": 0.005,
            "note": "0.5 bps; same-chain free"
          }
        ],
        "provenance": {
          "legalEntity": "Circle Technology Services, LLC",
          "domain": "circle.com",
          "domainRegistered": "1999-04-09",
          "domainNote": "circle.com was registered in 1999, well before Circle was founded in 2013.",
          "endpointOnVendorDomain": true,
          "terms": "https://console.circle.com/legal/developer-terms",
          "privacy": "https://www.circle.com/legal/privacy-policy",
          "statusPage": "https://status.circle.com",
          "changelog": "https://developers.circle.com/release-notes/wallets-2026",
          "securityTxt": "none",
          "checked": "2026-09-30",
          "score": 90
        },
        "pageJsonUrl": "https://www.anchorterminal.com/tools/circle-wallets.json",
        "live": {
          "slug": "circle-wallets",
          "probe": {
            "target": "https://api.circle.com/v1/w3s",
            "method": "get",
            "lastAt": "2026-10-04T22:35:20.966130092Z",
            "lastOk": true,
            "lastStatus": 404,
            "lastMs": 126,
            "authRequired": false,
            "uptime24h": 100,
            "uptime30d": 100,
            "p50ms24h": 131,
            "p95ms24h": 179,
            "samples24h": 272,
            "samples30d": 1086,
            "days": [
              {
                "date": "2026-09-30",
                "probes": 35,
                "ok": 35
              },
              {
                "date": "2026-10-01",
                "probes": 276,
                "ok": 276
              },
              {
                "date": "2026-10-02",
                "probes": 248,
                "ok": 248
              },
              {
                "date": "2026-10-03",
                "probes": 271,
                "ok": 271
              },
              {
                "date": "2026-10-04",
                "probes": 256,
                "ok": 256
              }
            ]
          },
          "vendorStatus": {
            "page": "https://status.circle.com",
            "indicator": "major",
            "summary": "Partial System Outage",
            "checkedAt": "2026-10-04T22:33:48.183900931Z"
          },
          "versions": [
            {
              "registry": "npm",
              "name": "@circle-fin/cli",
              "version": "1.1.4",
              "seenAt": "2026-10-04T16:23:31.182257865Z"
            },
            {
              "registry": "npm",
              "name": "@circle-fin/developer-controlled-wallets",
              "version": "10.8.1",
              "seenAt": "2026-10-04T16:23:32.080487874Z"
            },
            {
              "registry": "npm",
              "name": "@circle-fin/user-controlled-wallets",
              "version": "10.8.1",
              "seenAt": "2026-10-04T16:23:33.400755069Z"
            },
            {
              "registry": "pypi",
              "name": "circle-developer-controlled-wallets",
              "version": "9.6.0",
              "released": "2026-05-29",
              "seenAt": "2026-10-04T16:23:35.424099157Z"
            }
          ],
          "npmWeekly": 523,
          "pypiWeekly": 1676,
          "securityTxt": {
            "url": "https://circle.com/.well-known/security.txt",
            "state": "none",
            "checkedAt": "2026-10-04T15:15:48.127700087Z"
          },
          "llmsTxt": {
            "url": "https://developers.circle.com/llms.txt",
            "ok": true,
            "status": 200,
            "checkedAt": "2026-10-04T15:17:24.120925654Z"
          },
          "domain": {
            "domain": "circle.com",
            "registered": "1999-04-09",
            "source": "https://rdap.verisign.com/com/v1/domain/circle.com",
            "checkedAt": "2026-10-04T13:04:58.315165925Z"
          },
          "pages": [
            {
              "url": "https://developers.circle.com/release-notes/wallets-2026",
              "kind": "changelog",
              "status": 200,
              "checkedAt": "2026-10-04T15:42:45.190974741Z",
              "changedAt": "0001-01-01T00:00:00Z",
              "fingerprint": "9de00a1cf9ba"
            },
            {
              "url": "https://www.circle.com/legal/privacy-policy",
              "kind": "privacy",
              "status": 304,
              "checkedAt": "2026-10-04T15:49:45.308895201Z",
              "changedAt": "0001-01-01T00:00:00Z",
              "fingerprint": "881b8c13248a"
            },
            {
              "url": "https://console.circle.com/legal/developer-terms",
              "kind": "terms",
              "status": 200,
              "checkedAt": "2026-10-04T15:42:09.24951102Z",
              "changedAt": "0001-01-01T00:00:00Z",
              "fingerprint": "06bed5753aaf"
            }
          ],
          "updatedAt": "2026-10-04T22:35:20.966130092Z"
        }
      },
      {
        "slug": "coinbase-cdp-agentkit",
        "name": "Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP)",
        "vendor": "Coinbase Developer Platform",
        "vendorUrl": "https://docs.cdp.coinbase.com",
        "kind": "sdk",
        "category": "agent-wallets",
        "summary": "Coinbase's wallet infrastructure for agents, with programmatic transactions, spending controls and MCP integrations.",
        "url": "https://www.anchorterminal.com/tools/coinbase-cdp-agentkit",
        "markdownUrl": "https://www.anchorterminal.com/tools/coinbase-cdp-agentkit.md",
        "slimMarkdownUrl": "https://www.anchorterminal.com/tools/coinbase-cdp-agentkit.min.md",
        "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/coinbase-cdp-agentkit.json",
        "repo": "https://github.com/coinbase/agentkit",
        "license": "Apache-2.0",
        "transports": [
          "stdio",
          "streamable-http"
        ],
        "remoteUrl": "https://mcp.base.org",
        "packages": [
          {
            "registry": "npm",
            "name": "awal"
          },
          {
            "registry": "npm",
            "name": "@coinbase/payments-mcp"
          },
          {
            "registry": "npm",
            "name": "@coinbase/agentkit"
          },
          {
            "registry": "pypi",
            "name": "coinbase-agentkit"
          },
          {
            "registry": "npm",
            "name": "@coinbase/agentkit-model-context-protocol"
          },
          {
            "registry": "npm",
            "name": "@coinbase/cdp-cli"
          },
          {
            "registry": "npm",
            "name": "@coinbase/cdp-sdk"
          },
          {
            "registry": "npm",
            "name": "@x402/mcp"
          }
        ],
        "auth": "mixed",
        "authNotes": "Agentic Wallet (CLI and MCP) signs in with email OTP, no API key; the agent never sees a private key. CDP MCP / AgentKit / server wallets use a CDP API key ID + secret and a wallet secret (the CLI stores them in the OS keyring and mints short-lived JWTs). Coinbase Wallet MCP (https://mcp.base.org, a separate consumer-wallet product) uses per-action approval URLs.",
        "pricing": "freemium",
        "pricingNotes": "Agentic Wallet, its MCP server, wallet creation and gas on Base are free; x402 services charge their own prices and Coinbase Onramp fees apply. CDP server and embedded wallets bill $0.005 per wallet operation (create account 1, sign 1, send 2, policy evaluation 1) after 5,000 free operations a month; reads are free. AgentKit and the CLIs are free open source (https://docs.cdp.coinbase.com/wallets/pricing-and-rewards/overview).",
        "priceSummary": "$0.005 / call",
        "where": "both",
        "x402": {
          "level": "partial",
          "evidence": "Coinbase's CDP SQL API is paid per query over x402 at x402.cdp.coinbase.com. Agentic Wallet pays x402-gated APIs in USDC on Base, Polygon and Solana with a `--max-amount` cap and can host paid endpoints; @x402/fetch, @x402/axios, @x402/mcp and the CDP SDK cover code paths, and Coinbase runs the CDP facilitator. The wallet APIs and MCP servers aren't paid per call (https://github.com/coinbase/agentic-wallet-skills; https://docs.cdp.coinbase.com/agentic-wallet/cli/welcome)",
          "endpoints": [
            {
              "url": "https://x402.cdp.coinbase.com/platform/v2/data/query/run",
              "priceUsd": null,
              "network": ""
            }
          ]
        },
        "toolCount": null,
        "popularity": {
          "githubStars": 1322,
          "npmWeekly": 5785,
          "pypiWeekly": 1465,
          "asOf": "2026-09-30"
        },
        "docsUrl": "https://docs.cdp.coinbase.com/agentic-wallet/welcome",
        "llmsTxt": "https://docs.cdp.coinbase.com/llms.txt",
        "openapi": "https://raw.githubusercontent.com/coinbase/cdp-sdk/main/openapi.yaml",
        "capabilities": [
          "wallet.onchain",
          "wallet.custody",
          "wallet.spend-limits",
          "payments.x402"
        ],
        "tags": [
          "official",
          "hosted",
          "local",
          "open-source",
          "x402-payer",
          "wallet",
          "stablecoin",
          "mcp",
          "llms-txt",
          "typescript",
          "python",
          "free-tier"
        ],
        "lastRelease": "2026-09-29",
        "graded": true,
        "anchor": {
          "graded": true,
          "score": 71.6,
          "grade": "BB",
          "agentReady": true,
          "rank": 78,
          "ranked": true,
          "rankOf": 452,
          "categoryRank": 2,
          "methodology": "0.3",
          "run": "2026-10-01",
          "scores": {
            "ergonomics": 83,
            "maintenance": 77,
            "payments": 85,
            "reliability": 49,
            "schema": 94,
            "security": 78,
            "transparency": 80
          },
          "pending": [
            "performance",
            "tasks"
          ],
          "assessment": {
            "confidence": "medium",
            "date": "2026-10-01"
          },
          "negative": -5,
          "negativeNotes": [
            "AgentKit's flaunch and zora action providers read any non-URL `image` argument as a local file path and uploaded the file to a public IPFS pinning service, so an injected agent could publish arbitrary host files (present since 2025-07-25). Fixed in source on 2026-08-19 by PR #1432 and documented in a changeset, but the npm package (0.10.4, 2025-12-19) still carries the path, so we deduct less than for an open incident. Only agents that register those providers are exposed (https://github.com/coinbase/agentkit/pull/1432)."
          ],
          "verdict": "Operator-set max per call and max per session that the agent can't change, set in the wallet UI. AgentKit on npm is 0.10.4 from December 2025, and its fix for a local file read and public upload path is unreleased.",
          "strengths": [
            "Operator-set max per call and max per session that the agent can't change, set in the wallet UI",
            "Server-wallet policy engine that rejects by default, on CDP API keys with scopes and a separate wallet secret",
            "Public OpenAPI with 208 operations, typed error codes and idempotency keys, and SDKs in five languages",
            "x402 on Coinbase's own SQL API, payer and seller tooling, and the CDP facilitator",
            "$0.005 per wallet operation after 5,000 free a month; the Agentic Wallet and gas on Base are free"
          ],
          "weaknesses": [
            "AgentKit on npm is 0.10.4 from December 2025, and its fix for a local file read and public upload path is unreleased",
            "Agentic Wallet caps are amounts only; allowlists need server wallets and the policy engine",
            "No published rate limits or SLA for the wallet APIs",
            "Agentic Wallet MCP is beta and can only discover and pay",
            "No official Coinbase entry in the MCP registry"
          ],
          "agentNotes": [
            "Run `npx awal@2.12.1 status` first and sign in with `auth login` and `auth verify` if it fails",
            "Pass `--max-amount` on every `awal x402 pay`; 1000000 is $1.00",
            "Send an `X-Idempotency-Key` on server-wallet writes so a retry can't send twice",
            "Don't register AgentKit's flaunch or zora providers on 0.10.4; they read local files",
            "Give an agent a policy-bound server account or an Agentic Wallet, never a full CDP API key"
          ],
          "metrics": {
            "kind": "remote",
            "measured": false
          },
          "reviewCount": 2,
          "avgRating": 3.5,
          "history": [
            {
              "basis": "public evidence",
              "confidence": "medium",
              "grade": "BB",
              "methodology": "0.3",
              "pending": [
                "performance",
                "tasks"
              ],
              "run": "2026-10-01",
              "runLabel": "October 2026 research run",
              "score": 71.6
            }
          ],
          "editorialScores": {
            "ergonomics": 83,
            "maintenance": 77,
            "payments": 85,
            "reliability": 49,
            "schema": 94,
            "security": 78,
            "transparency": 65
          },
          "provenanceScore": 95
        },
        "connect": {
          "install": "npx skills add coinbase/agentic-wallet-skills",
          "claudeCode": "claude mcp add --scope user --transport stdio cdp -- npx -y @coinbase/cdp-cli mcp",
          "config": {
            "mcpServers": {
              "cdp": {
                "args": [
                  "-y",
                  "@coinbase/cdp-cli",
                  "mcp"
                ],
                "command": "npx"
              },
              "coinbase-wallet": {
                "url": "https://mcp.base.org"
              }
            }
          }
        },
        "letme": {
          "capability": "https://letme.dev/wallet.onchain",
          "tool": "https://letme.dev/coinbase-cdp-agentkit"
        },
        "area": "payments",
        "unitPrices": [
          {
            "item": "CDP wallet operation",
            "unit": "call",
            "usd": 0.005,
            "note": "after 5,000 free a month; a send counts as 2 operations"
          }
        ],
        "provenance": {
          "legalEntity": "Coinbase, Inc.",
          "domain": "base.org",
          "domainRegistered": "1996-11-11",
          "domainNote": "The hosted endpoint is the Coinbase Wallet MCP on base.org, the domain of Coinbase's Base network. base.org was registered long before Coinbase acquired it. The CDP docs send status readers to status.coinbase.com, which has a Developer Platform component group. coinbase.com's security.txt had passed its Expires date per the 30 September check.",
          "endpointOnVendorDomain": true,
          "terms": "https://coinbase.com/legal/developer-platform/terms-of-service",
          "privacy": "https://coinbase.com/legal/privacy",
          "statusPage": "https://status.coinbase.com",
          "changelog": "https://docs.cdp.coinbase.com/get-started/changelog",
          "securityTxt": "expired",
          "checked": "2026-10-01",
          "score": 95
        },
        "pageJsonUrl": "https://www.anchorterminal.com/tools/coinbase-cdp-agentkit.json",
        "live": {
          "slug": "coinbase-cdp-agentkit",
          "probe": {
            "target": "https://mcp.base.org",
            "method": "mcp-initialize",
            "lastAt": "2026-10-04T22:35:21.195900687Z",
            "lastOk": true,
            "lastStatus": 401,
            "lastMs": 131,
            "lastNote": "asks for credentials",
            "authRequired": true,
            "uptime24h": 100,
            "uptime30d": 100,
            "p50ms24h": 131,
            "p95ms24h": 304,
            "samples24h": 272,
            "samples30d": 2040,
            "days": [
              {
                "date": "2026-09-27",
                "probes": 132,
                "ok": 132
              },
              {
                "date": "2026-09-28",
                "probes": 285,
                "ok": 285
              },
              {
                "date": "2026-09-29",
                "probes": 286,
                "ok": 286
              },
              {
                "date": "2026-09-30",
                "probes": 286,
                "ok": 286
              },
              {
                "date": "2026-10-01",
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            "summary": "All Systems Operational",
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              "released": "2025-10-03",
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          ],
          "githubStars": 1322,
          "npmWeekly": 547,
          "pypiWeekly": 966,
          "securityTxt": {
            "url": "https://base.org/.well-known/security.txt",
            "state": "none",
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          "domain": {
            "domain": "base.org",
            "registered": "1996-11-11",
            "source": "https://rdap.publicinterestregistry.org/rdap/domain/base.org",
            "checkedAt": "2026-10-04T13:05:22.884674735Z"
          },
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              "fingerprint": "ddb7c267bccd"
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        }
      },
      {
        "slug": "privy",
        "name": "Privy Wallets (server wallets, agent wallets, policy engine)",
        "vendor": "Privy (Stripe)",
        "vendorUrl": "https://www.privy.io",
        "kind": "http-api",
        "category": "agent-wallets",
        "summary": "Wallet infrastructure owned by Stripe since June 2025.",
        "url": "https://www.anchorterminal.com/tools/privy",
        "markdownUrl": "https://www.anchorterminal.com/tools/privy.md",
        "slimMarkdownUrl": "https://www.anchorterminal.com/tools/privy.min.md",
        "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/privy.json",
        "transports": [
          "http"
        ],
        "remoteUrl": "https://api.privy.io/v1",
        "packages": [
          {
            "registry": "npm",
            "name": "@privy-io/node"
          },
          {
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            "name": "@privy-io/agent-wallet-cli"
          },
          {
            "registry": "pypi",
            "name": "privy-client"
          }
        ],
        "auth": "mixed",
        "authNotes": "REST API uses Basic auth with app ID and app secret plus a privy-app-id header. Wallets owned by an authorisation key (or a key quorum) also need a signature from that key on each request. The Agent CLI uses a device authorisation flow approved in a browser, then short-lived signing keys; sessions last up to 30 days.",
        "pricing": "freemium",
        "pricingNotes": "Developer plan free up to 499 monthly active users, with 50,000 signatures and $1M transaction volume a month included. Core $299 a month (500 to 2,499 MAU) and Scale $499 a month (2,500 to 9,999 MAU). Past 10,000 MAU or 50,000 signatures, a $2,000 base plus $0.05 per MAU and $0.01 per signature. Enterprise is custom, from $0.001 per signature, with premium SLAs (https://www.privy.io/pricing).",
        "priceSummary": "$299 / mo",
        "where": "hosted",
        "x402": {
          "level": "partial",
          "evidence": "Privy ships x402 and MPP payer clients (createX402Client in Node, useX402Fetch in React) that sign 402 payment authorisations with a Privy wallet and retry, with a per-request maxValue cap; x402 works with gas-sponsored wallets. Privy's own API isn't paid via x402 (https://docs.privy.io/wallets/overview/solutions/agent-wallets; https://docs.privy.io/changelogs/product-updates).",
          "endpoints": []
        },
        "toolCount": null,
        "popularity": {
          "githubStars": null,
          "npmWeekly": 296371,
          "pypiWeekly": 12798,
          "asOf": "2026-09-30"
        },
        "docsUrl": "https://docs.privy.io/wallets/overview/solutions/agent-wallets",
        "llmsTxt": "https://docs.privy.io/llms.txt",
        "openapi": "https://api.privy.io/v1/openapi.json",
        "capabilities": [
          "wallet.onchain",
          "wallet.custody",
          "wallet.spend-limits",
          "payments.x402"
        ],
        "tags": [
          "hosted",
          "freemium",
          "free-tier",
          "llms-txt",
          "openapi",
          "typescript",
          "python",
          "wallet",
          "stablecoin",
          "x402",
          "closed-source",
          "webhooks"
        ],
        "lastRelease": "2026-09-28",
        "graded": true,
        "anchor": {
          "graded": true,
          "score": 70.1,
          "grade": "BB",
          "agentReady": true,
          "rank": 101,
          "ranked": true,
          "rankOf": 452,
          "categoryRank": 3,
          "methodology": "0.3",
          "run": "2026-10-01",
          "scores": {
            "ergonomics": 73,
            "maintenance": 80,
            "payments": 55,
            "reliability": 48,
            "schema": 83,
            "security": 85,
            "transparency": 73
          },
          "pending": [
            "performance",
            "tasks"
          ],
          "assessment": {
            "confidence": "medium",
            "date": "2026-10-01"
          },
          "negative": 0,
          "verdict": "Default-deny policies with DENY precedence on recipients, values, contracts, calldata, typed data and time windows, enforced in AWS Nitro Enclaves. Database problems took API endpoints down for 71 minutes on 18 September 2026, one of 13 incidents since July.",
          "strengths": [
            "Default-deny policies with DENY precedence on recipients, values, contracts, calldata, typed data and time windows, enforced in AWS Nitro Enclaves",
            "Agent-owned wallets or revocable scoped signers on a person's wallet, plus key quorums for m-of-n approval",
            "Idempotency keys on every state-changing wallet route, honoured for 24 hours",
            "SOC 2 Type I and II, audits by Cure53, Zellic and Doyensec, and a HackerOne bug bounty",
            "x402 and MPP payer clients with a per-request `maxValue` cap"
          ],
          "weaknesses": [
            "Database problems took API endpoints down for 71 minutes on 18 September 2026, one of 13 incidents since July",
            "Rate limits aren't published as numbers",
            "Rolling caps are EVM only and update after signing, so parallel requests can exceed them",
            "The app secret can do anything in the app; the limits come from authorisation keys and policies",
            "No MCP server, and the Agent CLI needs a person to approve its login in a browser"
          ],
          "agentNotes": [
            "Add a rule for every RPC method the agent needs; a wallet with a policy denies anything unlisted",
            "Pair a rolling cap with a lower per-transaction cap, since aggregations update only after signing",
            "Send an idempotency key on `/rpc`, `/transfer` and `/wallets` calls; reusing one with a changed body returns 400",
            "Set `maxValue` on the x402 or MPP client for every request",
            "Retry a `transaction_broadcast_failure`; don't retry a `policy_violation`"
          ],
          "metrics": {
            "kind": "remote",
            "measured": false
          },
          "reviewCount": 2,
          "avgRating": 3.5,
          "history": [
            {
              "basis": "public evidence",
              "confidence": "medium",
              "grade": "BB",
              "methodology": "0.3",
              "pending": [
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                "tasks"
              ],
              "run": "2026-10-01",
              "runLabel": "October 2026 research run",
              "score": 70.1
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          "editorialScores": {
            "ergonomics": 73,
            "maintenance": 80,
            "payments": 55,
            "reliability": 48,
            "schema": 83,
            "security": 85,
            "transparency": 60
          },
          "provenanceScore": 86
        },
        "connect": {
          "install": "npm install -g @privy-io/agent-wallet-cli",
          "http": "curl https://api.privy.io/v1/wallets --user \"$PRIVY_APP_ID:$PRIVY_APP_SECRET\" -H \"privy-app-id: $PRIVY_APP_ID\""
        },
        "letme": {
          "capability": "https://letme.dev/wallet.onchain",
          "tool": "https://letme.dev/privy"
        },
        "area": "payments",
        "unitPrices": [
          {
            "item": "Core plan",
            "unit": "month",
            "usd": 299,
            "note": "500 to 2,499 MAU"
          },
          {
            "item": "Scale plan",
            "unit": "month",
            "usd": 499,
            "note": "2,500 to 9,999 MAU"
          },
          {
            "item": "Signature overage",
            "unit": "call",
            "usd": 0.01,
            "note": "per signature above 50,000 a month"
          }
        ],
        "provenance": {
          "legalEntity": "Horkos, LLC",
          "domain": "privy.io",
          "domainRegistered": "2018-10-07",
          "domainNote": "Privy trades as Horkos, LLC d/b/a Privy, a Stripe subsidiary since June 2025.",
          "endpointOnVendorDomain": true,
          "terms": "https://www.privy.io/developer-terms-of-service",
          "privacy": "https://www.privy.io/privacy-policy",
          "statusPage": "https://status.privy.io",
          "changelog": "https://docs.privy.io/changelogs/product-updates",
          "securityTxt": "none",
          "checked": "2026-09-30",
          "score": 86
        },
        "pageJsonUrl": "https://www.anchorterminal.com/tools/privy.json",
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          "probe": {
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            "lastOk": true,
            "lastStatus": 404,
            "lastMs": 30,
            "authRequired": false,
            "uptime24h": 100,
            "uptime30d": 100,
            "p50ms24h": 34,
            "p95ms24h": 69,
            "samples24h": 272,
            "samples30d": 1086,
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                "date": "2026-09-30",
                "probes": 35,
                "ok": 35
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              {
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                "probes": 276,
                "ok": 276
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                "probes": 248,
                "ok": 248
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                "ok": 271
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                "date": "2026-10-04",
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                "ok": 256
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          "vendorStatus": {
            "page": "https://status.privy.io",
            "indicator": "unknown",
            "summary": "no machine-readable status found",
            "checkedAt": "2026-10-04T21:40:24.616278801Z"
          },
          "versions": [
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              "registry": "npm",
              "name": "@privy-io/agent-wallet-cli",
              "version": "0.3.7",
              "seenAt": "2026-10-04T16:37:32.25136727Z"
            },
            {
              "registry": "npm",
              "name": "@privy-io/node",
              "version": "0.35.0",
              "seenAt": "2026-10-04T16:37:31.299019466Z"
            },
            {
              "registry": "pypi",
              "name": "privy-client",
              "version": "0.7.0",
              "released": "2026-09-08",
              "seenAt": "2026-10-04T16:37:33.500321085Z"
            }
          ],
          "npmWeekly": 315080,
          "pypiWeekly": 12209,
          "securityTxt": {
            "url": "https://privy.io/.well-known/security.txt",
            "state": "none",
            "checkedAt": "2026-10-04T15:15:52.528873736Z"
          },
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            "url": "https://docs.privy.io/llms.txt",
            "ok": true,
            "status": 200,
            "checkedAt": "2026-10-04T15:18:08.772657769Z"
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          "domain": {
            "domain": "privy.io",
            "checkedAt": "2026-10-04T13:06:04.948039908Z"
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              "checkedAt": "2026-10-04T15:43:54.918355088Z",
              "changedAt": "0001-01-01T00:00:00Z",
              "fingerprint": "b7efc61130a2"
            },
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              "url": "https://www.privy.io/pricing",
              "kind": "pricing",
              "status": 200,
              "checkedAt": "2026-10-04T15:51:48.21843333Z",
              "changedAt": "0001-01-01T00:00:00Z",
              "fingerprint": "3fafdab3dba6"
            },
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              "url": "https://www.privy.io/privacy-policy",
              "kind": "privacy",
              "status": 200,
              "checkedAt": "2026-10-04T15:51:50.205806882Z",
              "changedAt": "0001-01-01T00:00:00Z",
              "fingerprint": "3dc0c2d903e9"
            },
            {
              "url": "https://www.privy.io/developer-terms-of-service",
              "kind": "terms",
              "status": 200,
              "checkedAt": "2026-10-04T15:51:46.063450161Z",
              "changedAt": "0001-01-01T00:00:00Z",
              "fingerprint": "b057defa15d5"
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          "updatedAt": "2026-10-04T22:35:29.563974944Z"
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    "api": "https://www.anchorterminal.com/api/v1/index.json",
    "html": "https://www.anchorterminal.com/categories/agent-wallets",
    "json": "https://www.anchorterminal.com/categories/agent-wallets.json",
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  "markdown": "Wallets and payment credentials an agent can hold, with limits a person sets. Compared on who holds the keys or funds, per-transaction and daily limits, allow-lists, chains and cards supported, and how an operator revokes access.\n\n- Tools ranked: 3 · agent-ready (BB or better): 3 · accept x402: 3 · hosted endpoints: 3 · desk reviews by the panel: 12\n- JSON: https://www.anchorterminal.com/api/v1/tools.json (list) · https://www.anchorterminal.com/api/v1/rankings.json (ranked) · https://www.anchorterminal.com/api/v1/x402.json (payable) · https://www.anchorterminal.com/api/v1/capabilities.json (by capability)\n- Grades run AA, A, BB, B, C, D, E, F · methodology: https://www.anchorterminal.com/benchmark/\n\n- Capabilities in this category: wallet.onchain, wallet.custody, wallet.spend-limits, payments.x402, payments.card\n- https://letme.dev/wallet.onchain picks the top-graded tool in this list and says how to call it direct; calling through letme comes later (https://www.anchorterminal.com/letme/index.md)\n\n## Ranking\n\n| # | Tool | Vendor | Kind | Category | Grade | Score | Confidence | x402 | Auth | Where | Reviews | Page |\n| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |\n| 50 | Circle Wallets (Agent Wallets, Programmable Wallets) | Circle | HTTP API | Wallets | BB | 74.1 | medium | payer | OAuth or key | hosted | 3.1/5 (8) | https://www.anchorterminal.com/tools/circle-wallets.md |\n| 78 | Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP) | Coinbase Developer Platform | SDK + MCP | Wallets | BB | 71.6 | medium | payer | OAuth or key | hosted + local | 3.5/5 (2) | https://www.anchorterminal.com/tools/coinbase-cdp-agentkit.md |\n| 101 | Privy Wallets (server wallets, agent wallets, policy engine) | Privy (Stripe) | HTTP API | Wallets | BB | 70.1 | medium | payer | OAuth or key | hosted | 3.5/5 (2) | https://www.anchorterminal.com/tools/privy.md |\n\nScores are from public evidence against the published checklist (https://www.anchorterminal.com/benchmark/), with Performance and Task success pending. p95 latency and context cost come from our probes, which haven't run yet.\n\n## Summaries\n\n### 50. Circle Wallets (Agent Wallets, Programmable Wallets), BB (74.1)\n\nCircle's wallet APIs (developer-controlled, user-controlled and modular wallets) plus Agent Wallets, a USDC wallet an agent drives through the Circle CLI with per-transaction, daily, weekly and monthly caps and address allowlists. Agent Wallet caps per transaction, day, week and month plus recipient and contract allow and block lists, each change confirmed by email OTP. Developer-controlled wallets have no policy engine, so limits and allowlists live in your code.\n\n- Page: https://www.anchorterminal.com/tools/circle-wallets · Markdown: https://www.anchorterminal.com/tools/circle-wallets.md · JSON: https://www.anchorterminal.com/api/v1/tools/circle-wallets.json\n- Capabilities: wallet.onchain, wallet.custody, wallet.spend-limits, payments.x402 · endpoint: `https://api.circle.com/v1/w3s`\n\n### 78. Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP), BB (71.6)\n\nCoinbase's wallet infrastructure for agents, with programmatic transactions, spending controls and MCP integrations. Operator-set max per call and max per session that the agent can't change, set in the wallet UI. AgentKit on npm is 0.10.4 from December 2025, and its fix for a local file read and public upload path is unreleased.\n\n- Page: https://www.anchorterminal.com/tools/coinbase-cdp-agentkit · Markdown: https://www.anchorterminal.com/tools/coinbase-cdp-agentkit.md · JSON: https://www.anchorterminal.com/api/v1/tools/coinbase-cdp-agentkit.json\n- Capabilities: wallet.onchain, wallet.custody, wallet.spend-limits, payments.x402 · endpoint: `https://mcp.base.org`\n\n### 101. Privy Wallets (server wallets, agent wallets, policy engine), BB (70.1)\n\nWallet infrastructure owned by Stripe since June 2025. Default-deny policies with DENY precedence on recipients, values, contracts, calldata, typed data and time windows, enforced in AWS Nitro Enclaves. Database problems took API endpoints down for 71 minutes on 18 September 2026, one of 13 incidents since July.\n\n- Page: https://www.anchorterminal.com/tools/privy · Markdown: https://www.anchorterminal.com/tools/privy.md · JSON: https://www.anchorterminal.com/api/v1/tools/privy.json\n- Capabilities: wallet.onchain, wallet.custody, wallet.spend-limits, payments.x402 · endpoint: `https://api.privy.io/v1`\n\n",
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    "methodology": "0.3",
    "openapi": "https://www.anchorterminal.com/openapi.json",
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    "run": "2026-10-01",
    "runLabel": "October 2026 research run"
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        "name": "Agent wallets \u0026 spending controls",
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    "description": "3 agent wallets \u0026 spending controls ranked by the Anchor benchmark. Leader Circle Wallets (Agent Wallets, Programmable Wallets) (BB). Wallets and payment credentials an agent can hold, with limits a person sets. Compared on who holds the keys or funds, per-transaction and daily limits, allow-lists, chains and cards supported, and how an operator revokes access.",
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