# Best agent wallets and spending controls (slim)

> Turnkey Agentic Wallets (BB), Circle Wallets (Agent Wallets, Programmable Wallets) (BB) and Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP) (BB) lead the 7 ranked agent wallets and spending controls. Picks by need, strengths, weaknesses and prices from the Anchor benchmark.

- Full: https://www.anchorterminal.com/best/agent-wallets/index.md (~5,300 tokens) · this version ~1,480 tokens · JSON https://www.anchorterminal.com/best/agent-wallets/index.json · canonical https://www.anchorterminal.com/best/agent-wallets/
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

All 7 ranked agent wallets and spending controls on the Anchor benchmark, with a pick for each need and where each one falls short. Scores come from public evidence, re-checked as vendors change.

- Ranked: 7 · agent-ready (BB or better): 4 · accept x402: 0 · hosted endpoints: 7
- Full ranked table: https://www.anchorterminal.com/categories/agent-wallets.md
- Head-to-head comparisons: https://www.anchorterminal.com/compare/agent-wallets/index.md (23)
- Methodology: https://www.anchorterminal.com/benchmark/index.md

## The shortlist

| # | Tool | Grade | Score | Best for | Price | Where |
| --- | --- | --- | --- | --- | --- | --- |
| 1 | [Turnkey Agentic Wallets](https://www.anchorterminal.com/tools/turnkey-agentic-wallets.md) | BB | 76 | A company that wants agents to sign from its own wallets under rules checked in an enclave, with a person co-approving large transactions, across EVM, Solana, Bitcoin, Tron and other chains. | $0.10 / call | hosted |
| 2 | [Circle Wallets (Agent Wallets, Programmable Wallets)](https://www.anchorterminal.com/tools/circle-wallets.md) | BB | 73.9 | An agent that should hold and spend USDC under limits a person sets and confirms, especially for x402 nanopayments, and for builders who want custodial-grade wallet APIs with their own controls. | 0.02% fee | hosted |
| 3 | [Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP)](https://www.anchorterminal.com/tools/coinbase-cdp-agentkit.md) | BB | 71.2 | Giving a personal agent a USDC wallet with hard caps in two commands, and for builders who want policy-bound server wallets and x402 on both sides. | $0.005 / call | hosted and local |
| 4 | [Openfort](https://www.anchorterminal.com/tools/openfort.md) | BB | 70.1 | A team that wants server-held wallets for agents on EVM chains and Solana with enclave signing, a free start and a CLI an agent can drive. | $99 / mo | hosted and local |
| 5 | [Privy Wallets (server wallets, agent wallets, policy engine)](https://www.anchorterminal.com/tools/privy.md) | B | 69.9 | Builders who need fine-grained, enclave-enforced spending rules on programmatic wallets, or who want an agent to sign for a person's wallet with a revocable scoped signer. | $299 / mo | hosted |
| 6 | [Agentcard](https://www.anchorterminal.com/tools/agentcard.md) | C | 56.5 | A company building a shopping or purchasing agent that needs users to pay with their own cards under passkey approval, or needs capped virtual Visa cards per task. | $0.15 / call | hosted |
| 7 | [Sponge Wallet](https://www.anchorterminal.com/tools/sponge-wallet.md) | E | 43.2 | A developer who wants an agent to hold stablecoins and pay x402 or MPP endpoints within minutes, with cards, bank rails and Hyperliquid or Polymarket trading behind the same key. | Free | hosted |

## Picks by need

- Highest score overall: [Turnkey Agentic Wallets](https://www.anchorterminal.com/tools/turnkey-agentic-wallets.md), BB, 76/100 on the benchmark. Also [Circle Wallets (Agent Wallets, Programmable Wallets)](https://www.anchorterminal.com/tools/circle-wallets.md), BB, 73.9/100.
- Reliability: [Openfort](https://www.anchorterminal.com/tools/openfort.md), 88/100 on reliability, against 75 for the overall leader.
- Schema & documentation: [Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP)](https://www.anchorterminal.com/tools/coinbase-cdp-agentkit.md), 94/100 on schema & documentation, against 79 for the overall leader.
- Agent ergonomics: [Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP)](https://www.anchorterminal.com/tools/coinbase-cdp-agentkit.md), 83/100 on agent ergonomics, against 77 for the overall leader.
- Maintenance & community: [Openfort](https://www.anchorterminal.com/tools/openfort.md), 87/100 on maintenance & community, against 83 for the overall leader.
- Transparency & trust: [Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP)](https://www.anchorterminal.com/tools/coinbase-cdp-agentkit.md), 76/100 on transparency & trust, against 72 for the overall leader.
- Lowest paid price per call: [Openfort](https://www.anchorterminal.com/tools/openfort.md), $0.004 per call, the lowest of the 5 listings here with a paid price in this unit (free allowances aside). Also [Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP)](https://www.anchorterminal.com/tools/coinbase-cdp-agentkit.md), $0.005 per call.
- A hosted MCP endpoint: [Circle Wallets (Agent Wallets, Programmable Wallets)](https://www.anchorterminal.com/tools/circle-wallets.md), remote MCP server, nothing to install.
- The review panel's favourite: [Circle Wallets (Agent Wallets, Programmable Wallets)](https://www.anchorterminal.com/tools/circle-wallets.md), 3.1/5 from 8 panel reviews.

## How to choose

- Who holds keys or funds: Check whether the wallet service or the operator holds the keys or funds, since custody decides who can move money if the agent is compromised.
- Per-transaction and daily limits: Check that limits apply per transaction and per day, enforced by the wallet rather than the agent's prompt, so a misbehaving agent cannot exceed them.
- Allow-lists for payees: Check whether payments can be restricted to approved merchants or addresses, since an open payee list lets an agent send funds to any destination it is given.
- Revoking an agent's access: Check how an operator revokes access and whether the change takes effect at once, since a delayed revocation leaves the agent able to spend after it should stop.

Each listing's verdict, strengths and weaknesses: https://www.anchorterminal.com/best/agent-wallets/index.md